/ck/ - Food & Cooking

[Anonymous No.11921027]

.

[Anonymous No.11921031]

Hard pass

[Anonymous No.11921037]

>>11921027
Cash should be banned, only degenerates disagree

[Anonymous No.11921041]

Probably a small place that doesn't want to pay 3% of their take to big money. Also this place probably has a profit margin of about 5%

[Anonymous No.11921053]

>>11921027
super annoying, you have to be really good for me to put up with this shit

[Anonymous No.11921081]

>>11921041
but in almost all cases unless you are already at capacity, the lost customers more than make up that 3%

[Anonymous No.11921082]

>>11921027
My credit cards earn me points and cash back for dining out. No way am I going to go find an atm with fees to get cash and then be stuck with useless coins after I pay for my meal. If you're cash only or charge the customers a fee for using cards, I hope you go out of business

[Anonymous No.11921132]

>willfully selling your purchasing data to multinational corporations for a few dollars in """rewards"""

[Anonymous No.11921164]

>>11921132
2% back on all purchases is surely worth this data that harms you in literally no way at all

People that worry about this shit are the dumbest, next you are gonna ban websites from using data to advertise and drive the entire internet behind paywalls

[Anonymous No.11921208]

>>11921164
The thing driving the internet behind paywalls is not privacy advocates but the media emphasis on being first but not necessarily correct.
The market oversaturation of """journalists""" is leading a race to the bottom.

Would you be comfortable with an attendant at the grocery store who comments on your past purchases and follows you around pointing out deals you could buy or things you might be interested in?

[Anonymous No.11921210]

>>11921081
>lost customers more than make up that 3%
restaurants operate on such thin margins that 3% of total revenue is actually a huge percentage of profits.
You can make more money serving less people at a higher profit margin.
There is a reason you see this sign so much. For many business models it makes perfect sense.

[Anonymous No.11921216]

>>11921132
Says the guy selling his information to Facebook for free

[Anonymous No.11921223]

why do americans have such a problem with paying in cash?

[Anonymous No.11921230]

>>11921216
Don't have a facebook.

>>11921223
They're in perpetual debt so they have to use their credit cards just to live.

[Anonymous No.11921233]

>>11921164
2% is pretty low anon. You gotta get the ones with 5% rotating categories like Chase and Discover, or Uber who does 4% eating out

[Anonymous No.11921237]

>>11921223
I don't like carrying cash.
>>11921027
Don't governments still need you to pay the tax for running a business regardless if you don't take card?

[Anonymous No.11921240]

>>11921208
I am referring to the people constntly mad on the internet about facebook and google and not recognizing the insane amount of service they give us otherwise for free. The EU especially is trying to create laws hamstringing these companies from their current revenue stream which will either lead to more and more intrusive while less relevant ads, or more pay walls

[Anonymous No.11921246]

>>11921223
Unless you remember to get cash back when using the debit card, it costs 3+ bucks to draw cash, so I rarely have it.

[Anonymous No.11921247]

>>11921210
>There is a reason you see this sign so much
but you don't see it very often, its usually poorly run shitty bars

[Anonymous No.11921255]

>>11921233
well I get a minimum of 2%, I do have more than that in several categories

[Anonymous No.11921270]

>>11921037
This, but ironically.

[Anonymous No.11921274]

>>11921240
It's not free, you are the product and you have been from the beginning. No option to pay and avoid tracking either.
>>11921237
The fee is charged by the payment processor.

[Anonymous No.11921278]

>>11921223
Debit's just more convenient. I have my paychecks set to direct deposit so my money goes straight to my account without a trip to the bank and it's immediately accessible to me through my debit card. If someone gets my card information, my bank knows immediately and shuts the card down for me, or if it ever gets stolen, a simple phone call stops the card in its tracks and I get reimbursed either way. You can't do any of that with cash. The most cash I ever carry is around $50 in case I ever end up somewhere that doesn't take debit. I go months without ever touching the cash in my wallet.

[Anonymous No.11921279]

>>11921274
>It's not free
No its not free, its just that the cost to us is trivial and it makes literally no sense to be upset by it

[Anonymous No.11921287]

>>11921223
Why do Europeans (especially Germans in my experience) think using a credit card means you can't afford what you are buying?

Cards are just way more convenient (especially when converting currencies, but always too), plus any decent one gives rewards, and you never have to go to the bank or ATMs. Its always hilarious when talking to a boomer and hearing they go to the bank like once a week or some shit when acting like a modern person allows you to basically only go to a bank if you are buying a house

[Anonymous No.11921297]

>>11921278
even at that, using a credit card set to autopay from your bank account is even better because you get rewards and they have even stronger fraud prevention than debit cards

[Anonymous No.11921311]

Unless there is an ATM right there in the building then I'm going to have to pass. I just don't typically carry cash on me.

[Anonymous No.11921314]

>>11921311
even an ATM there doesn't make up for it

[Anonymous No.11921316]

>>11921311
>Unless there is an ATM right
Fuck that. I've had my card breached like twice using them. Also the convenience fee is annoying since I'm in a credit union.

[Anonymous No.11921317]

>>11921287
Boomers are fucking wild, man. I hate getting stuck behind one in the checkout line because they always bust out the check book, always forget their pen so they have to borrow one from the cashier, take five whole minutes to write and process the check and then they record the entire transaction in the back of their checkbook. And then they forget to give the cashier his pen back and just take it with them.

[Anonymous No.11921325]

>>11921317
yeah I worked at a grocery store in high school and elderly people writing checks was the worst, even worse than cash

[Anonymous No.11921343]

>>11921037
>>11921270
Enjoy burning in Hell
https://endtimestruth.com/mark-of-the-beast/cashless-society/

[Anonymous No.11921347]

>>11921287

In Yurop people use their card as well, but not a credit card. With the EC system there is no need for a credit card. I guess that's how the conclusion that people who use credit cards are 1. only upper class ones and therefore 2.people who use credit cards don't take care of their money and just buy buy buy.
The whole concept of the credit card is pretty much niche here because there is already the EC system using your bank card.

[Anonymous No.11921365]

>>11921347
Is the EC system just like debit cards?

[Anonymous No.11921380]

>>11921287
Because in Europe we prefer to spend money we actually have, instead of being in debt constantly just for daily life purchases

[Anonymous No.11921382]

>>11921343
How old is this "prophecy"? What always gets me is that these always tend to seem relevant now as opposed to 1000 years ago or even 500. Is someone making prophecies now that will be relevant centuries from now?

[Anonymous No.11921391]

>>11921380
Using a CC doesn't mean you're in debt. In fact some of the most disciplined spenders I have ever met use a CC for everything. Just don't carry a balance eurocuck.

[Anonymous No.11921396]

>>11921247
I see it all the time in upscale mom n pop type places.
I should mention that I travel constantly though and never eat in large or chain type places. I am always looking for a local experience.

[Anonymous No.11921401]

>>11921382
No one "made" the prophecies, they are the Truth from the Lord Himself. There will be no "hundreds of years from now" as the end times are already in motion. Did you not read the page I posted?

[Anonymous No.11921402]

>>11921287
I have a credit card that never ever left my house and is only used for online purchases without direct debit option. In stores I only pay in cold hard cash, I don't even have an EC-card.

t. German

[Anonymous No.11921403]

>>11921380
...but I am spending money I actually have with my credit card. I set it to autopay from my bank account 100% every month, I have literally never paid interest and have a hard time imagining doing it, and I also get several percent cash back on every purchase

Using a credit card very much does not imply carrying debt in America, it seems Europeans just don't understand the advantages

[Anonymous No.11921405]

>>11921316
The last time I went to a Chinese restaurant it was cash only and the lady pointed me to an ATM located conveniently inside. I thought fuck it and withdrew $20 from it with my debit card to pay for a $7 tray of greasy Chinese food. A day later someone charged $500 at a Nordstrom to my debit card. I had argue with some pajeet for an hour over the phone explaining that it wasn't me. Never again. Fuck cash only places

[Anonymous No.11921407]

>>11921396
I don't think I have ever seen an upscale cash only place. Basically only dive bars and mexican food trucks

[Anonymous No.11921410]

>>11921082
>useless coins
Did you know that you can actually use those things to give to other people, and they will give you things in return?

[Anonymous No.11921419]

>>11921402
Is it a thing that Germans don't like credit cards in general? That was definitely my perception when I was there, and way more places are cash only than basically anywhere else I have ever been

[Anonymous No.11921421]

>>11921279
>The price of privacy is trivial

[Anonymous No.11921424]

>>11921421
it is, at least this sort of privacy
The small amount you give up to google is certainly worth the insane amount of otherwise free shit they let us do

[Anonymous No.11921425]

>>11921325
Cash is at least the fastest method of payment if you don't get the poorfags who count quarters at the till or women who insist on digging through their purses for ten minutes to get exact change. Checks are cancer. I can't wait for the last boomer to die off so the world can move on from such an outdated system

[Anonymous No.11921430]

>>11921365

Yes, Maestro or V-Pay. There is also a Germany own one, Giropay.

Apparently when in the US the credit card got big in Europe ever since electronic payment was introduced from the beginning the normal bank cards got this function so people just started using those. Credit cards then had no more chance except for "those who can afford them". In my expercience until the stronger focus on the "credit card for everyone" like with online prepaid credit cards they were mostly percieved more as a status symbol than a neccessity. Nowadays this view slowly changes.

[Anonymous No.11921436]

>>11921424
>The small amount you give up to google

>Your location
>Your conversations
>Your internet history
>Your SMS
>Your email

[Anonymous No.11921437]

>>11921287
We used to pay surcharges on credit card purchases. Europeans generally don't realise that in the US smart use of a credit card saves you money.

The EU stepped in and made surcharges for credit card illegal now though, in a massive gift to credit card companies. So soon we too will learn.

Fuck the fucking EU, day of the rope when?

[Anonymous No.11921449]

>>11921436
Nothing to hide, nothing to worry about.

[Anonymous No.11921452]

>>11921436
but you aren't giving that up in any way that really matters. Its not like the girl you like can just see it, just a bunch of algorithms, its utterly meaningless, you are losing nothing of value

[Anonymous No.11921457]

>>11921436
Guess what? You're already doing that in this day and age.

[Anonymous No.11921458]

>>11921407
I see it all the time, like I said though , smaller places.
I asked one owner what happens if someone did not read the sign and has no cash?
He said he takes personal checks and none has ever bounced in 15 years.
Then I said, "I for one , never carry checks , what them?"
He sees this a lot. He asks for a address and sends them the bill so they can pay when they get home (this is a resort location).
He says two people have failed to pay out of hundreds. He says wealthy people are very conscientious.
That sign saying cash only has made him a not so small fortune.

[Anonymous No.11921466]

>>11921449
Whether or not I have anything to hide is no cunts business.

>>11921452
I don't want anyone following me around all day, far less some creepy internet company.

>>11921457
Maybe you NPCs are, good luck to you.

[Anonymous No.11921467]

>>11921405
You got conned by the yellow jew, my man.

[Anonymous No.11921477]

>>11921458
>He said he takes personal checks and none has ever bounced in 15 years.
Thats nice if your clientele is elderly people but who the fuck under the age of 40 caries a checkbook with them?

but when it comes down to it, this only works if his place is already at capacity, otherwise he is almost certainly turning more people away than he is saving on fees

[Anonymous No.11921478]

>>11921132
oh noe they know i like to buy dragon shaped sex toys. shit my life is ruined now

[Anonymous No.11921481]

>>11921466
>I don't want anyone following me around all day, far less some creepy internet company.
No one is afollowing you around, this is just metadata that doesn't in any way negatively effect you

In fact it is beneficial to you as it allows them to serve you ads that are more relevant to your interests rather than things you have no chance at caring about

[Anonymous No.11921483]

>>11921466
The only rubes who are worried about the "trade" of private information are idiots who think there is some weirdo four thousand miles away looking at the type of porn they watch. And even if that were the case, who cares? Seriously, how thin skinned do you have to be to be worried that Google knows you like cuckold porn? Do you think they care enough about your normie ass to bother doing anything with that info except giving you fine tuned ads?

[Anonymous No.11921486]

>>11921466
>imagine thinking you're some really important individual that the government/corporations have some specific interest on you
The clout of some people.

[Anonymous No.11921488]

>>11921481
I don't want any faggoty-ass ads, that's why I use adblockers, so I don't have to put up with this Google bullshit.

[Anonymous No.11921490]

>>11921027
In South Korea, stores that don't accept electronic payments get regularly audited by their equivalent of IRS. It's time the U.S. starts doing the same.

[Anonymous No.11921493]

>>11921490
>It's time the U.S. starts doing the same.
They do, at times. It's just that this country is much bigger and they'll definitely want their money if they see some local cash only restaurant making money.

[Anonymous No.11921495]

>>11921027
Actually based

[Anonymous No.11921498]

>>11921488
ok, I use adblocker too, but if I am seeing ads I would rather they be relevant to me than irrelevant, plus I would much rather have an ad based internet than a paid service based one

[Anonymous No.11921502]

>>11921483
>>11921486

If Google knows, the government knows.
While I may be happy with the current government respecting my rights as an individual, it might not always be the case that future governments would respect them too.

[Anonymous No.11921508]

>>11921498
>I would much rather have an ad based internet than a paid service based one
I would much rather have a free one, as it was when it began.

[Anonymous No.11921510]

>>11921502
The government already knows everything they could possibly need to know about you

[Anonymous No.11921516]

>>11921508
What? The internet was always ad based, and most of the types of services we are talking about did not exist in the beginning of the internet, we are getting much more from it now than ever before

[Anonymous No.11921518]

>>11921493
IRS lets restaurants packed full of illegals in the kitchen all being paid cash under the table operate with impunity for decades without a single fucking audit. Small business tax evasion enforcement in the U.S. is a fucking joke.

[Anonymous No.11921522]

>>11921518
its none of the IRS's business whether someone in the kitchen is a citizen or not

[Anonymous No.11921527]

>>11921516
>The internet was always ad based
Absolute bullshit, the majority of the web 25 years ago was privately funded.

>most of the types of services we are talking about did not exist in the beginning of the internet
Yes, I know, it was great.

Normies raus.

[Anonymous No.11921534]

>>11921522
It's IRS's business that none of them pay payroll tax and the employer is also evading taxes by not paying the employer portion of the tax and not reporting part or all of their cash revenue.

[Anonymous No.11921542]

>>11921522
It is. You don't hire illegals to pay them the same as everyone else. You hire illegals to pay them under the table and avoid reporting how many workers you actually have to the government.

[Anonymous No.11921547]

>>11921542
>>11921534
What do they spend time doing then?

[Anonymous No.11921550]

>>11921027
On one hand, it's inconvenient. On the other, I understand the instinct. Fuck taxes.

>>11921233
Sounds like a lot of work to make a couple dollars. Why don't you do something that makes real income?

[Anonymous No.11921560]

Anyone know if you can report places that charge you a fee for paying with a card? I heard you can

[Anonymous No.11921574]

>>11921560
No, but I feel it would be awkward telling them.
>yes I'd like to report this place for charging me a fee for paying with a card
>ok...
>t-that was all

[Anonymous No.11921576]

>>11921560
nah, that shit's common as fuck in a lot of gas stations and smaller restaurants

I don't think it's illegal, although there are places in big cities that are card-only anymore and that seems of dubious legality

[Anonymous No.11921585]

>>11921502
So basically you are fine with giving the government your mailing address, contact information, SSN, full name, all of your employment / investment info, etc., but when it comes to knowing what you search into Google THAT IS OFF LIMITS...

[Anonymous No.11921608]

>>11921477
>>11921477
>but who the fuck under the age of 40 caries a checkbook with them?
I think I covered that.
>>11921477
>almost certainly turning more people away than he is saving on fees
I actually do not think this is true. If people know in advance that cash is not accepted , they make provisions.
His google reviews clearly state the only flaw is no credit cards.
Most people know in advance and they come anyway.
I would wager you could lose 10% of total revenue and still come out ahead.

[Anonymous No.11921642]

This isn't food or cooking related, delete this thread and never post here again. Retard.

[Anonymous No.11921666]

>>11921037

This requires everyone to keep all of their money in a bank. No thanks!

[Anonymous No.11921674]

>>11921642
Restaurants are food and cooking related. Is Aunt Flo over for a visit?

[Anonymous No.11921683]

>>11921027
credit cards have been around for almost 70 years (1950)
debit cards have been around over 40 years (1977)
That's plenty of fucking time for businesses to adapt and acclimate, everybody fucking running them has been around them their entire lives.

[Anonymous No.11921685]

>>11921027
My go to Thai place does this. As long as they continue making world class pad Thai I’m fine with paying them in whatever form they prefer.

[Anonymous No.11921707]

>>11921391
>Using a CC doesn't mean you're in debt

Do you not know how CCs work? Do you not know what "credit" means?

[Anonymous No.11921718]

>>11921683
Dude its not that the restaurant does not understand how to use credit cards or does not have the equipment. Its that they do not want to give up three percent of their revenue.
Anyone who runs a business understands what is going on here, and most are envious of those who can get away with such an audacious move. More places would do this if they thought they could get away with it. If your clientele is under 30 there is no way.

[Anonymous No.11921720]

>>11921452
It's not anonymized or randomized, Google/MS/Apple/etc all participate in the PRISM program and hand over data to anyone with clearance
Not only that, but data is often used in parallel construction to get people on charges without revealing the methods
I hope you enjoy toeing the line constantly and never do anything illegal, ya good boy.

[Anonymous No.11921736]

>>11921027
Feels like buying illegal drugs

[Anonymous No.11921866]

>>11921082
That is literally one of the worst credit cards you could have. This is my go to.

[Anonymous No.11921884]

>>11921718
>save 3% on transactions
>turn away 50% of your customers.
Smart.

[Anonymous No.11921896]

>>11921866
>paying a membership fee so you can earn rewards

[Anonymous No.11921903]

>>11921896
The fee is nothing compared to the rewards. $120 a year in dining credits, $100 in airline reimbursements, $50 dining at hotels booked on the card, and that's before you even get to earning points.

[Anonymous No.11921936]

>>11921037
This. But only after everyone gets chipped and upload.

[Anonymous No.11921939]

>>11921027
Money laundering front

[Anonymous No.11921991]

>>11921903
My main issue with the American Express gold card that's keeping me from getting it is that you have to choose an airline and have to stick with that airline. Also, they don't let you pick out budget airlines. I don't mind the fee desu

[Anonymous No.11922004]

>>11921991
You can change the airline once per year in January, and the budget airlines don't really have extra fees that need covering. I'm pretty happy with just using Delta.

[Anonymous No.11922025]

>>11922004
Hmm, I'm going to see if they'll allow me to pick Southwest as my airline and if they do I'm going to get it

[Anonymous No.11922046]

>>11921884
>turn away 50% of your customers.
But you can easily get this down below 10%
They will grumble , but if your product is good enough they will comply.

[Anonymous No.11922057]

>>11921866
Wish I had gotten the limited edition rose metal one

[Anonymous No.11922062]

>>11922057
I got it, and it's pretty nice. People like to ask questions about it.

[Anonymous No.11922073]

>>11921903
Still prefer my CSR. Airline reimbursements are useless to me. Just picked up the Barclays arrival+ for the 70k bonus

[Anonymous No.11922087]

>>11922073
If you don't travel a fair amount then none of the American Express cards are worth it. Something like the no fee Discover IT card is probably best for just day to day stuff.

[Anonymous No.11922095]

>>11922073
I was a cashier for 4 years and have only seen the CSR once. I was surprised how heavy it was

[Anonymous No.11922131]

>>11922046
except for the people that get turned away their first time and never come back not even knowing if its good

[Anonymous No.11922152]

Why the fuck wouldn't you carry a $100 bill for the off-chance you find some place that doesn't take credit cards?
Now, if they don't take large bills, they can fuck off.

[Anonymous No.11922158]

>>11922152
The only reason to carry a $100 bill is to try to pretend you're rich and to "impress" people. So have fun LARPing.

[Anonymous No.11922167]

>>11922158
Why are you so opposed to carrying cash?

[Anonymous No.11922171]

>>11922152
Good luck finding anywhere willing to break a $100 bill while you're eating at McDonalds by yourself loser

[Anonymous No.11922173]

>>11921027
Yeah well I'll see you in 3 months being occupied by another business that does take cards.

[Anonymous No.11922183]

>>11922167
For one I didn't say I was, I just said that only larping poor people carry $100 bills. Secondly, cash doesn't offer me any of the benefits a card does.

[Anonymous No.11922195]

>>11922171
are you ok?

[Anonymous No.11922209]

>>11922152
I do sometimes, but the idea that I will then need to go and get more cash is the problem. I keep cash for if I absolutely need it but the amount of effort to take out cash vs the no effort and cash back I get for using a card makes cash only places super annoying

[Anonymous No.11922218]

>>11922171
pretty sure McDonalds will take $100 bills

[Anonymous No.11922240]

>>11922152
>not carrying 5 $20s
Nobody likes the faggot pulling out $100s for a $10 purchase. Don't be that guy.

[Anonymous No.11922247]

>>11922240
>don't do thing because pasty r*ddit cunts will get mad at you

lmao

[Anonymous No.11922280]

>this salty poor fag who keeps getting mad that people called him out on his shitty larping behavior

[Anonymous No.11922283]

>>11922131
Yes those people will exist , but I wager its a smaller amount than you think it is.
I would rather serve less customers than have a constant 3% burden to my bottom line.
I dont think people have a concept about how huge 3% is to a restaurant

[Anonymous No.11922300]

>>11922283
I mean, there is a reason that almost all legitimate places accept cards, cash only basically only works if you are trying to do stuff off the books

[Anonymous No.11922301]

Imagine having such razor thin margins that a single employee taking the day off and then coming in to eat with only a credit card in hand can literally bankrupt you.

[Anonymous No.11922327]

Imagine being a fragile card virgin when cash only chad doesn't accept your plastic because he doesn't want to lose money for one customer

[Anonymous No.11922350]

>>11922327
except that most millennials and I assume even more so with zoomers greatly prefer cards. If you have such disdain for your customers you probably won't be successful

[Anonymous No.11922377]

>>11922350
>>11922350
millenials do not go to sit down places anyways.
catering to them is a fools errand for most mom and pop places

[Anonymous No.11922384]

>>11921027
>places I won't go to

[Anonymous No.11922399]

>>11922350
How about we charge card users 3% instead of eating it out of our margins?
Oh, entitled millenials think that's unfair? Why should we cater to them?

>>11922300
>Quickbooks/excel only works on credit cards

[Anonymous No.11922407]

>>11922399
every credit card processor explicitly bans surcharges for cardholders, or minimum limits for paying with credit, they can get fined or their merchant account could be revoked

do yourself a favor and report these shit-tier hole in the wall joints that do this shit if you wanna see it stop

[Anonymous No.11922414]

>>11922377
You're right, they prefer having their food delivered which means they're going to use their cards to pay ubereats, grubhub, postmates, etc

[Anonymous No.11922430]

>>11922407
I don't want it to stop, cc processors doing that is strongarming mom and pop restaurants because the cc processor makes the same amount either way and it comes out of the restaurant's bottom line

Banning charging customers the applicable fees to process their method of payment should be illegal

[Anonymous No.11922466]

Cards that give you unreasonably high rewards are the ones that charge insane fees, they would be better off blocking people with their 5% cashback cards than disallowing ccs altogether.

[Anonymous No.11922482]

>>11921343
>my prophetic end times diatribe is more accurate than the literal thousands of people who have predicted the end of the world
take control of your own life, anon, while you're still alive

[Anonymous No.11922486]

>>11922466
All cards under the same processor charge the same fees.So you are wrong.

[Anonymous No.11922500]

>>11922377
haha what are you talking about. Millennials eat more ad local restaurants than any previous generation. They don't eat at boomer sit down chains and are killing those, but they eat out at legit sit down restaurants a fucking lot

[Anonymous No.11922506]

>>11922399
>Oh, entitled millenials think that's unfair? Why should we cater to them?
um, because boomers are literally dying?

[Anonymous No.11922511]

>>11922482
I'm muckin around m8

[Anonymous No.11922513]

It feels weird charging amounts under $20 on a credit card, it's not even very much money.

[Anonymous No.11922514]

>>11922430
>and it comes out of the restaurant's bottom line
which they pass on to the customer, its basically just credit card users subsidizing old people who use cash

[Anonymous No.11922515]

>>11922513
Why? I use my card for 50 cents at a vending machine, why should the amount matter?

[Anonymous No.11922520]

>>11922515
>tap credit card
>buy $0.50 thing
>total: $0.75

[Anonymous No.11922523]

>>11922520
Well no, it's 50 cents.

[Anonymous No.11922530]

>>11922515
CC processors charge sellers 10¢ plus 1.51% to 2.50%.

[Anonymous No.11922533]

>>11922530
And why should I care what the business is charged?

[Anonymous No.11922534]

>>11922500
even though chipotle has seating , its not a sit down restaurant

[Anonymous No.11922542]

>>11922534
Millennials are eating at Chipotle instead of Applebees like Boomers would. Thats a net gain for society. Millennials are also objectively eating at locally run sit down restaurants more than ever before, like a lot more

[Anonymous No.11922554]

>>11922534
No, I think the whole Chipotle fad is starting to die out. At least here in Southern California. Most Chipotles are in boomer communities that are too afraid to go to a Hispanic greasy spoon.

[Anonymous No.11922559]

>>11922554
Well here in the United States Chipotle is still doing pretty well.

[Anonymous No.11922566]

I never understood the appeal of chipotle.
It's literally mexican "street food" in a brick and mortar, they even wrap it with tinfoil like a mexican food truck would, but it's just for looks.
It also costs more than a mexican food truck, and you literally get salmonella eating there.
What's the point?

[Anonymous No.11922569]

>>11922554
Its really funny how Boomers portray Millenials going to fast casual places like Chipotle instead of going to fast food like Burger King or shitty sit down places like Applebees as a bad thing

[Anonymous No.11922573]

>>11922566
its fast, cheap and convenient, and decently good for something with those qualities

[Anonymous No.11922578]

>>11921027
based and redpilled anyone who doesnt use cash should be killed

[Anonymous No.11922587]

>>11922566
Appeals to a broader audience. I find it to be really bland.

[Anonymous No.11922590]

>>11922566
>It also costs more than a mexican food truck
not really though, its about the same price and legit mexican food trucks are great but a lot are cash only, which who wants to deal with that, or in places with little parking, and not great for the winter

[Anonymous No.11922595]

>>11922578
ok grandpa

[Anonymous No.11922598]

>>11921037
>>11921053
>>11921449
>>11921486
I can see there are some corporate-boot-licking privacy-haters here. Good thing you're losing in the best region of the United States, the Northeast.

>>11921132
This.

[Anonymous No.11922608]

>>11922598
cash has serial numbers on it
they get scanned when deposited and also when withdrawn
it's not hard to get an idea of where it's being spent, even if you can't tie it to a single person.

[Anonymous No.11922610]

>>11922598
Who wants these laws? If you don't want to go to a cashless store don't go. Who is paying politicians to fight this? Walmart?

[Anonymous No.11922616]

>>11922610
>Who wants these laws?
Democrats, who view this as racism and classism.

[Anonymous No.11922617]

>>11922598
Your ISP is giving away all your info. But ok.

[Anonymous No.11922618]

>>11922616
Populist democrats view literally everything as racism and classism

[Anonymous No.11922620]

>>11922598
being homeless is already a horrible existence
imagine if tomorrow you're told your change and dirty paper money isn't good here anymore

this is better for everyone
only rich cunts get pissed when they're forced to accept cash

[Anonymous No.11922624]

>>11922610
Walmart is actually one of the companies fighting against it because they'd like to go cashless too eventually.

[Anonymous No.11922628]

>>11922616
Well there is definitely a legacy retail lobby paying them to take on this crusade. No fucking way regular people with no direct business interest cares enough to ban cashless amazon stores, like how is this an issue a regular guy would possibly care about?

[Anonymous No.11922629]

>>11922533
Because they mark up all prices to pay for the card fee, making everything more expensive.

[Anonymous No.11922631]

>>11922624
Who is lobbying for this then?

[Anonymous No.11922638]

>>11922629
worth it for the convenience

[Anonymous No.11922645]

>>11922629
you act as if though prices would ever come down even if the credit card fees were no longer eating into their bottom line

>>11922631
the same people who vote against voter id laws because they believe """""""people"""""" unable to cough up $36 for a fucking ID card shouldn't be excluded from voting

[Anonymous No.11922647]

>>11922620

Fuck the homeless. Wish they would all die off. Thanks for giving me another reason to never use cash.

[Anonymous No.11922651]

*kills the jews*

[Anonymous No.11922652]

>>11922645
>the same people who vote against voter id laws because they believe """""""people"""""" unable to cough up $36 for a fucking ID card shouldn't be excluded from voting
there has to be some business interest behind it or we never would have even heard of the opposition to this

[Anonymous No.11922655]

>>11922651
>loses the password and all of your money with no recourse
psh, nothin personal kid

[Anonymous No.11922657]

>>11922652
All major businesses would prefer to go cashless since the potential data they can get from electronic payments is worth more than the one to two percent they pay in fees.

[Anonymous No.11922660]

>>11922655
>can't even remember his own password
is your IQ single digits?

[Anonymous No.11922663]

>>11922657
Perhaps, but many, many businesses do not want Amazon opening brick and mortar places to compete with them, so its a tradeoff

[Anonymous No.11922664]

>>11922645
>unable to cough up $36 for an ID card
it's not that simple
if you don't have ID, you probably also dont have your birth certificate either
so you have to spend money traveling to different offices spending several days not panhandling (or working) to wait in line to rebuy those documents
also it doesn't help that several states that instituted voter id laws also conveniently closed half their DMV locations in black majority areas
voter id laws are literal disenfranchisement

[Anonymous No.11922667]

>>11922660
I think he is referring to that guy who died locking away all of their coin holders' money

[Anonymous No.11922672]

>>11922655
that was very clearly an exit scam
>oh yeah our founder went to bumfuck india and died sorry money all gone :DD gib bankrupcy plox

[Anonymous No.11922676]

>>11922664
its insanely easy to get an ID, it doesn't really disenfranchise anyone besides those too lazy to be a real citizen. The total number of people too lazy to have identification that also would show up to vote otherwise can't be more than 0.0001% of the population

[Anonymous No.11922681]

>>11921027
Not a problem. I always keep $50 - $100 on me

[Anonymous No.11922682]

>>11921027
Purchasing a Horber bratwurst at Zurich Langstrasse for some $9 and using the credit or debit card. Just plain stupid. But around 80 % of customers do it.

[Anonymous No.11922686]

>>>/g/69844096

[Anonymous No.11922687]

>took a trip to Seattle
>ex gfs car got broken into with my wallet inside
>no cash inside it and promptly called to cancel my cards
Fuck carrying cash.

[Anonymous No.11922690]

>>11922667
>"""died"""
>in india
>a country known for having easy ways to buy a fake death certificate
>announced by his wife
>who no one, including his close friends, knew existed
>who also mysteriously vanished from the spotlight
>said locked account mysteriously is still being drawn from

[Anonymous No.11922784]

>>11922664
The original idea the founding fathers had for this country was for only those who were informed and involved to get a vote in the direction the county would take. If Bertha can't be bothered to get a bus pass and spend a day running around to get her papers in order, most likely she isn't going to make a particularly informed voter either. She won't be missed.

[Anonymous No.11922792]

>>11922784
But now even implying that people too lazy to get an ID might not make the best voters makes you a racist and shit

[Anonymous No.11922795]

>>11921896
>being this upset that your credit is still too shit to get approved for one.

[Anonymous No.11922800]

>>11922784
Upholding the ideas of a 300 year old government is foolish. They were not some gods who were perfect. No system is ever kept the same.

[Anonymous No.11922806]

>>11922800

[Anonymous No.11922826]

>>11922655
That's your fault for forgetting.

[Anonymous No.11922827]

>>11922800
Are you seriously saying that having an informed and involved voter base is foolish? Should we just elect our representatives by text after we watch the talent portion of Americas Next Top Senator? They weren't gods, but expecting some level of effort from the voter base isn't an outrageous request.

[Anonymous No.11922834]

>>11922827
No, but that system sounds extremely easy to manipulate. Even now ballots aren't as clear as they should be.

[Anonymous No.11922872]

>>11922834
ballots should not be allowed to display political party

[Anonymous No.11922918]

>>11922647

[Anonymous No.11922963]

>>11922542
>Millennials are also objectively eating at locally run sit down restaurants more than ever before, like a lot more
not true at all.
millenials are broke

[Anonymous No.11922980]

>>11921027
what is the current GBP to USD conversion rate?

[Anonymous No.11922987]

>>11921132
Wells Fargo has saved my ass on numerous occasions so they'll always be based, redpilled and cute in my book.

[Anonymous No.11923003]

>>11922987
It's the least they could do after opening up fake accounts under your name

[Anonymous No.11923017]

>>11922963
eh not really though. Its not just a coincidence that literally every US city is going through a culinary renaissance as millennial came of age and Boomers began dying

[Anonymous No.11923029]

>>11922827
That's what turtlehead argued when his butt puckered over the voting rights bill.

[Anonymous No.11923040]

>pays with cash like a normal human being

[Anonymous No.11923055]

>>11923017
Its boomers that are no longer working , spending the shit tons of money they got from selling their shitty house in southern california.
Nothing to do with young people saddled with student load debt.

[Anonymous No.11923069]

>>11923055
Have you literally never been to a restaurant? Also boomers stay in the burbs, they arent the ones driving this, you have no idea what you are talking about. Sure a lot of millenials have student loan debt and that is driving many away from home ownership but its not stopping any of them from eating out. The fact that millennials eat out more than any previous generation is pretty well attested

> selling their shitty house in southern california
This is an absurdly specific vision you have

[Anonymous No.11923223]

>>11922664
That's really pretty silly reasoning. I lost all of my identification and it took me less than half a day to get everything in order. This includes birth certificate, drivers liscense, low income transit pass, debit and credit cards, and student ID. The birth certificate came in the mail in a month, and setting up an appointment for my drivers license was very easy. I went in the next week to get my license (which really only involves taking a picture), and the entire process was finished in under ten minutes, and a drivers license is really all you need to vote, and setting up the appointment didn't even involve needing my birth certificate.

Even if it's true that they are purposely closing DMVs in low income areas (which I don't believe is true because I live in a low income area and am personally well below the poverty line and there was a DMV office 2 miles from me), transit systems in most if not all major metro's are so well organized that it takes no time at all to go to the proper offices and get your paperwork in order, not to mention that most major offices like courthouses can take car of both your drivers license and passport, etc

[Anonymous No.11923276]

>>11922542
Are you sure that's true? Most old people I know love eating at local joints. Go to any local pizzeria or Mexican place or food truck pod and it's littered with older people. Don't speak in ignorance, maybe leave your house once or twice and you'll see

[Anonymous No.11923289]

>>11923069
Millenials know we'll never be able to afford to buy a house so we enjoy the one thing we can which is eating out

[Anonymous No.11923294]

>>11923276
Where do you live that the millennial don't support local restaurants? In most cities most of the boomers live in the burbs, with some nice local spots but relatively few given the money and population sizes while most good restaurants are in urban millennial yuppie and hipster neighborhoods that boomers usually avoid

Also you are fucking insane if you are going to argue that boomers eat at food trucks more than millennials. Sounds like you are literally just making shit up for the sake of arguing

[Anonymous No.11923345]

>>11923294
Hipsters support their own local restaurants. They go to the newest, trendiest restaurants opened by their own peers and revel in it for a month before it goes under because it couldn't make the lease payment. You know who goes to the real Mexican taco trucks and mom and pop Peruvian restaurants? The guy at the tire shop and the framer and the backhoe operator and the old man who had an awesome meal in a night across the border 40 years ago and s trying to find it again. The millennials are lining up to check out Chicken and Guns (Yes, its a real restaurant. No, it's false advertising.) Hey aren't piling onto the MAX to hit up a taco truck in Rockwood at 1:30 in the morning.

[Anonymous No.11923346]

>>11922515
>Buy something worth 50c with card
>Pay a $2 transaction fee
Lol

[Anonymous No.11923356]

>>11923345
you are delusional

[Anonymous No.11923360]

>>11922676
>>11922664
It's literally illegal to not have any ID.

[Anonymous No.11923367]

>>11922664
Why don't you have mandatory IDs anyway? Here in Russia you're obligated to show your domestic passport to take part in (rather useless because it's not like your choice actually matters) elections.
Also I genuinely cannot remember the last time I saw a cash only store in my bumfuck nowhere of Siberia. Every single place accepts card and NFC payments.

[Anonymous No.11923385]

>>11923346
I don't pay a fee.

[Anonymous No.11923407]

>>11923356
And you are deluded.

[Anonymous No.11923459]

>>11923289
>millennial
>homeowner
>masters degree education only on hook for one semester.

speak for yourself. please.

[Anonymous No.11923466]

>>11923367
your english is amazing for someone who lives in bum fuck egypt, siberia.

[Anonymous No.11923484]

>>11923367
Believe it or not, but the US is quite slow to adapt to a lot of shit.

[Anonymous No.11923509]

holy shit am I on /biz/, /g/, or /ck/?

[Anonymous No.11923516]

>>11923509
/int/

[Anonymous No.11923522]

Do Americans actually believe they do not pay for the extra cost credit cards put on a store? Are you really that stupid?

[Anonymous No.11923524]

>>11922651
implying governments won't use spooks to buy up and hold all the coins

[Anonymous No.11923548]

Wait hold on this doesn't make sense I thought the meme was that Americans are way behind on card tech compared to the mostly cashless Europe, no?
They're still probably better off than the Japs though, good grief finding a place that does card is a challenge there. And the ones that do can be pretty slow to process.

[Anonymous No.11923563]

>>11921436
You do that already by having to do Captcha, having a phone of any kind with a google app such as youtube. You think yer hot shit dontcha

[Anonymous No.11923569]

>>11922664
if you are too lazy to get and id you shouldn't vote

[Anonymous No.11923580]

>>11923548
In Japan, ATMs stop working between 12 pm and 1 pm because that's when bank employees close the counters to take lunch break. ATMs shut down for the day at 5 pm because that's when bank branches close.

[Anonymous No.11923613]

>>11923580
Most 7-11s that are not completely tiny have around the clock ATMs though.

[Anonymous No.11923620]

>>11921027
i follow the rule. but also make an anonymous tip of possible money laundering to the local PD.

[Anonymous No.11923627]

>atm
No thanks.

[Anonymous No.11923818]

>>11921866
>Sorry, no AMEX.

[Anonymous No.11924063]

>>11922620
>only rich cunts get pissed when they're forced to accept cash
what a retard, why are you trying to make life harder for poor working class cashiers? Having to count back change and risk your thieving co-workers using your common register to steal is horrible. fuck cash, Credit/Debit only is the way of the future!

[Anonymous No.11924085]

>>11921037
>t.

[Anonymous No.11924092]

The best pho place in my area is cash only so It doesnt really bother me

[Anonymous No.11924094]

>>11921343
Based and beastpilled

[Anonymous No.11924112]

>>11921490

This

Cash is for criminals

If I see that sign I go somewhere else, ideally a chain

[Anonymous No.11924176]

>>11921164
>drive the entire internet behind paywalls
My wet dream

[Anonymous No.11924201]

>>11921247
Don't buy with card in bars, esp shitty ones with free wifi. There is whole malwar class called POSeidon (named after PointOfService Kiosk thingys). Most of those POS devices still run on win xp or even win 98. Never updated, because windows is modified by device manufacturer, usually have default admin password, and host bar wifi on same network. So in most cases all needed to "hack" such device is googling for default service password for it then installing your "driver" (that poseidon malware). After that you get all credit card numbers of every drunk that boutgh dring in this place. And those things are never upgraded because it costs money so bar does not want to do it, producer does not care because they could lose bar as customers, and banks do not care they get lost money from insurance.

[Anonymous No.11924218]

How is cashless anything legal
>for all debts public and private

[Anonymous No.11924223]

>>11921240
>insane amount of service
All of which are shitty and a payed alternative would be far better because they have actual incentive to improve the product

[Anonymous No.11924227]

>>11921132
What makes you think you're so interesting that your data is worth withholding?

[Anonymous No.11924228]

>>11924223
>payed

[Anonymous No.11924398]

>>11921478
>le nothing to hide argument

[Anonymous No.11924513]

>>11923818
I've only been to one business in the last year that didn't take Amex, and in that case I have perfectly good Discovers and Visas to use.

[Anonymous No.11924529]

>>11921027
tax evaders

[Anonymous No.11924942]

>>11921866
>Have to talk to poos if you call and pay a membership fee
No thanks
>tfw get cashback on debit purchases so basically get 1% off everything

[Anonymous No.11924961]

>tfw work at a credit card company that gave employees a 0% APR on balance transfers for the lifetime of your employment
>Got an expensive car with no APR and 15k of my mortgage too

[Anonymous No.11924970]

>>11924201
This won't work on most chip cards since the actual access to the account changes every transaction. Not to mention companies that actually give a fuck like Discover and AMEX will lock that shit down the second they notice something fishy.

[Anonymous No.11924976]

>>11921082
And these points for cash back come out of thin air? Or maybe out of percentage the sellers pay to the bank from every purchase?

Your precious "points" are not a free gift. They are a part of your own money you had to spend extra on the bank premium on top of the regular price.

You literally choose to pay $103 and get $1 back in a shady "cashback" instead of paying $100 in the first place.

[Anonymous No.11924983]

>>11921164
Hey, look. Here, I have some $10 candy. But if you pay me $15 for it, you're getting $2 back on your purchase!

(you think your 2% comes out of thin air?)

[Anonymous No.11924989]

>>11921027
Based. Fuck credit cards and banks. Cash is king.

[Anonymous No.11924990]

>>11924961
and if you get fired?

[Anonymous No.11924991]

>>11924976
Companies don't raise prices to deal with processing fees dumbo. Companies deal with them because it's essentially the same as having good real estate for your business. Alot of people aren't going to shop somewhere if they realize they have to go fuck off to a bank to get cash, so it's worth it to just suck up the fees.

[Anonymous No.11924996]

>>11924990
It's pretty much impossible to get fired in my position. I literally took a three month leave telling them I didn't feel like coming to work and they didn't do shit. I do it pretty much every year. As long as I perform well, and I have been for the last 6 years I've worked here.

[Anonymous No.11925011]

>>11924991
>Companies don't raise prices to deal with processing fees dumbo.

Business owner here. We don't "raise prices" for them, but you bet we include them in our calculation of expenses, just like rent, insurance, utilities, etc. Every single expense that a business has gets passed onto the customer.

If more people paid cash and we didn't have to pay as much for credit card processing we'd be able to lower prices a bit.

[Anonymous No.11925089]

>>11925011
I guarantee you wouldn't lower prices or pay employees more. That's not how you run a business. Quit being a fucking douchebag liar you piece of shit.

[Anonymous No.11925098]

>>11925089
>I guarantee you wouldn't lower prices

Lowering prices means I could get increased sales volume by being more attractive than my competitors. You bet I would do that, and I have done so in the past after I got a new credit card processor who charged me less than my old one did.

[Anonymous No.11925144]

>>11925089
Holy fuck do they not teach econ anymore? do you think all business owners are jews trying to screw you?
If anon does not lower his price, he loses competitive advantage

[Anonymous No.11925146]

>>11921246
Dude there are no fees if you use your own banks ATMs.

[Anonymous No.11925225]

>>11921041
>Probably a small place that's a front for money laundering
ftfy

[Anonymous No.11925282]

>>11921449

[Anonymous No.11925304]

>>11921027
No credit? No tip.

[Anonymous No.11925340]

>>11921027
>Live in small town
>Dad takes me and brothers out for lunch at chinese restaurant
>Pays cash
>Restaurant owner figures it out on calculator pockets cash, gives him change out of pocket as well
>Dad tells him if you're not gonna pay tax on it you shouldnt be charging me tax either
>Chinese guy laughs and gives dad back the taxes
>15 years later I've never paid taxes on meals at that restaurant :^)

[Anonymous No.11926519]

>>11925144
>do you think all business owners are jews trying to screw you?

you don't?

[Anonymous No.11926675]

>go to mexican restaurant
>go to front to pay
>guy in front of me finishes paying (with his card mind you)
>I go to swipe my card and their card reader stops working
>I don't carry cash
>they asked me if I could go find an ATM somewhere and come back
I should have just left and not come back. Instead I came back from a gas station ATM and had them give me 3$ to cover the fee.

[Anonymous No.11926876]

>>11923522
>>11924976
Most people understand this. But, 99% of the time you'll pay the same price cash or card.
>cash
>get nothing back
>except maybe some small coins you'll lose

>card
>you didn't actually lose the money yet, so you can use it for interest / investments until the credit bill comes
>get cash back
>get flyer miles

[Anonymous No.11926910]

>>11924942
>1%
How embarassing.

[Anonymous No.11926912]

>>11924961
>being proud of answering customer service calls

[Anonymous No.11926916]

>>11925011
No you wouldn't you'd just make more profit.