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/biz/ - Business & Finance


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8526588 No.8526588 [Reply] [Original]

>26 years old
>make only 55k a year
>only have an associates degree

Who else /failure/ here?

>> No.8526604

Looks like it's just you faggot

>> No.8526622

You probably have very little debt with only an associates. You are ahead of probably most peeople your age especially the anyone who spent $50k+ on a bachelors to work as a barista

>> No.8526625
File: 80 KB, 1455x705, 1518229384049.png [View same] [iqdb] [saucenao] [google]
8526625

>27
>Works at a DENNYS as a cook
>Makes less than you
>Have no degree but 10k debt from casually going to community college at 18 and fucking off

>> No.8526624

>>8526588
https://youtu.be/dwZvm8xUnvw

>> No.8526647
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8526647

>21
>dropped out of high school
>dropped out of college
>quit my accounting job
>left my gf
Next step is pretty obvious

>> No.8526652

Making 60k a year at 31 and 110k in debt from Med school. Gonna make 250+ in a little more than a year from now but I hate my job so fucking much it doesn’t even matter

>> No.8526663

How do you make that much with just an associates degree?

>> No.8526666

>>8526647
Invent facebook?

>> No.8526676

>>8526652
whats your job:? residencY?

>> No.8526678

>>8526625
lmao how the fuck do you get debt in community college FAFSA literally PAYS YOU to go

>> No.8526682

23
75k a year in NYC (doesn't go far)
Not enough crypto tho, measly 2k after the crash

>> No.8526683

>>8526588
I created the first web store that accepted bitcoin back in 2011, had millions of products on it through a drop ship API. There werent enough people in crypto at the time and I had health issues and work to focus on so I closed it after the 2011 down trend that lasted for 6+ months. Its not the first time I missed a golden opportunity in tech and probably wont be the last.

>> No.8526689

>>8526622
I have graduated with an EE degree without taking a loan. Been working for 3 years. Took a loan out for BTC when it was at 16k. Gambeled ok BitMex. Got liquidated. Now I'm 30kdm deep in debt thanks to Crypto. :)

>> No.8526697

>>8526652
only 110k for med school? You can pay that off in 2 years without even blinking. Count your blessings.

>> No.8526702

>>8526676

>> No.8526713
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8526713

>>8526666

>> No.8526715

>>8526622
This. Our generation is so fucked up, that just having minimal or no debt while working a fucking minimum wage job or just above min wage, is considered fucking good and you're doing well for yourself.

I have no debt myself because thank god I love my parents they put me through local community college at their expense, and we're not rich by any means, they can barely afford rent.

Graduated, worked at a comp sci job I fucking hated was basically help desk work, but I got promoted 3 times and ended up making 60k a year at 24. It got to the point though were either I had to quit gracefully, or fucking blow up at a customer, so I gave them a week's notice.

I had 30k in the bank at that point, moved to a studio with my then girlfriend (now fiance), and we've been stuck in this studio ever since, too trapped by neither of us having a good source of income and not wanting to fuck ourselves up by getting into debt and living somewhere beyond our means.

We're 27/28 now and she's getting concerned because we've been at the same place in life for 2 years basically, but during those two years we've been trying a few different things and I've been at different jobs, while also trying hustles like eBay, creating our own business, youtube, all of which have had moderate success but nothing to live off of at all.

I'M JUST TRYING TO NOT jump ahead and fuck us up, since we're in a position where we're not living paycheck to paycheck, but a wrong move and we can end up that way. Crypto is my only escape from wage slaving until death and getting caught in the kid trap and then I don't get to be free again till I'm 50+. Meanwhile, we have friends that had kids and are living paycheck to paycheck and I see clearly how their entire life will play out now.

Am I doing okay? I have 125,000 REQ, no debt, 6.5k left in the bank, she has around 20k in the bank, while I work a $20/hr contracting job as a data analyst. Am I going to make it?

>> No.8526742

>28
>Lawyer
>150k student debt
>make 130k a yr + bonus
>40k crypto

Could be worse

>> No.8526752

>>8526588
I’m also 26 and I have a bachelors degree and I’m only making $25k a year... you’re not a failure lol

>> No.8526764

>>8526666
>>8526713
Zucc = Satan confirmed

As if we didn't already know

>> No.8526765

>29
>no debt
>in college off fafsa
>50k in crypto, down from 170k
>too broken to have a job

>> No.8526767

>>8526588
>1 year younger than me
>makes more than twice as much as me
>Also has an associates

Fuck off

>> No.8526774

>>8526647
I'm 18, also dropped out of high school
I'm taking a math class but I'm just dicking
around and reading books so I'm going to
fail

>> No.8526775

>>8526666
Nice digits, I will probably kms because I have aspergers, high iq and also add which makes living hell. Be happy if you are normal.

>> No.8526829

>>8526774
Why did you quit and what do you plan to do next?

>> No.8526836

>>8526775
no you wont, youre still a baby with a nice life

>> No.8526844
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8526844

>>8526715
1. Marry her and get her pregnant.
2. Go all-in on XRP.

>> No.8526848

>>8526775
I know it's rough anon, and you might not want to hear this, but the symptoms of aspergers are greatly amplified it you use the computer all day instead of hanging out with friends (even if your friends are losers)

Also 21 is a weird age to kill yourself I think. Atleast become an alcoholic and have a downward spiral or two first.

>> No.8526866

>>8526588
My brother is 35 and only makes about 40k per year. He still lives in my mothers garage. Never went to college. Dont smoke pot all day every day kids.

>> No.8526875

>28
>pharmacist
>$180k student loans paid off in only 24 months with high salary and crypto gains
>$200k+ still in crypto, stocks, 401k, etc.

If I could do it all over again, I'd probably go into electrical engineering. I enjoy pharmacy but no education is worth a fucking Lambo.

>> No.8526912
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8526912

>>8526588

>55k
>failure

Sure thing drama queen.

>> No.8526917

>>8526689
My nigga. Took out a 40k loan and lost 1/2 over two months by buying the wrong side of a Teeka pump twice in a row. Both times I could have just waited five more minutes, bought, and made +10-20% within 24 hours. Instead I went like -15% and -30%. I put a dent in my wall. Knuckles have mostly healed by now.

Glad I'm not the only guy /gamblingwithsomeoneelsesmoney/ on here.

>> No.8526933

>Will be 30 next month
>No debt
>Steady job in ecommerce, make above mean income for the area I live in
>Associates degree with over 180 credit hours lol
>Housing expense is 15% of my income
>Car is paid off, no major issues with it over the last 4 years
>No kids, never married, but not neckbeard virgin either. I get my casual
>Good health, work out daily

The bad:
>Poor genetics
>Social anxiety, introvert, and shy
>Cursed with never being able to commit to anything
>Nothing I do ever meets my own expectations
>Lots of talents but won't apply myself to them
>Spends Friday night on /biz/ after cancelling a date

I feel no enjoyment in life

>> No.8527951

>>8526647
In the exact same boat as you. I'm probably actually retarded seeing as how I failed calc twice. Probably gonna move West and grow pot as I hate the state I'm in and I'm too dumb to be able to make money with some other job.

>> No.8528013

>>8526588
I'm the failure version of you
>25
>30k a year
>2 terms until my associates

>> No.8528072

>>8526588
fuck you

>> No.8528082

The median household income in America is 55k.
Household, usually comprised of couples. Not individuals.

You're doing fine.

>> No.8528090

anybody here ever quit white collar to work blue collar? I almost have an accounting degree, and I have a really high GPA, but I think working in an office every day is going to make we want to off myself real bad

>> No.8528092

>>8526588
55k a year? you make more money then 90% of Americans. your a failure by my standards but very successful by american standards

>> No.8528103

>>8526715
>while also trying hustles like eBay, creating our own business, youtube, all of which have had moderate success but nothing to live off of at all.
Keep trying these things, eventually you may find something that really helps bring in income or can replace your job altogether.

>> No.8528136

34 years old, 11th grade education, literally not one single college degree in my whole entire family. 20k a year at job. 100k in cryptos. Most of my family is on disability of some kind. Defects one and all.

>> No.8528137

Itt: pussy faggots
Worked myself into the hospital for 20 bucks an hour trying to meet my mom's bills while she died. you whiny niggers pushing paper for 30k+ a year can get fucked.

>> No.8528161

>>8528137
doing what faggot?

you wouldnt last a week in my trade

>> No.8528212

>>8528090
same but STEM. Dropped out last semester and plan to do crypto full time, may wagecuck for a while for stability. Blue collar seems way comfier than the jobs that redditors do

>> No.8528459

>>8528161
Highlights: hand drilling 15 foot deep piers for a remote house in the jungle. Ended up mixing 2 yards of concrete with a 2x4 to finish when both of my drills broke on that job. Stacking 500 feet of durablok retaining wall with one other guy and a pumper, stacking new courses as we poured. Big retaining custom retaining wall and foundation nigger work in tight quarters jungle settings. I can outwork anyone I know, would love to come outshine you. What do you do?

>> No.8528497
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8528497

>>8526588
same here bro
>made almost 7 figures in crypto this year
>almost

>> No.8528517

>>8526715
I can see how your whole life will play out, Anon. You will be upper middle class and miserable. You will die first and a few months later your wife will die alone.
Congrats.

>> No.8528538
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8528538

I've been working the same shit bar tending job for the past 6 years and I just feel like I will be here forever. I went to school for accounting, but I dropped out because I hated it. I've thought about just going back and getting a degree in business admin. I know its not that great, but at least I'll have a better chance in getting my foot in the door, right. Man I want to leave this job so badly. Everyday I go into work I feel like I am trapped here for life. I feel like I'm too dumb to leave and get a real job. I'm also kind scared to leave this place because even though it sucks, this place is easy as shit and my coworkers all like me. I feel like if I get a real job, I'll fuck up and no one will like me and then I'll have to go back to bar tending.
How do I just stop being afraid of failure?

>> No.8528540

>>8526588
That's decent money you fucker. Especially only with an associate's. Fuck you faggot nigger.

>> No.8528552

If anyone remotely motivated wants a job and doesn't think they're cut out for academics look into hardwood or tile installation.

If you can do basic geometry/extremely basic algebra, actually speak English, and have any level of social skills you can make great money.

t. Parents own building business and paid out 150K on average last year to the better tile installers/just paid their best 30K for a large job that took him 3 weeks this month.

>> No.8528562

>>8528538

Accounting is a skill, Business admin is worthless. Either stay where you are or get a skill.

>> No.8528576

I'm in debt from getting a shit degree but at least i don't have to pay it back

>> No.8528590

>>8526933
Sorry you're an idiot who has everything

>> No.8528609

>>8528459
>he fell for the working hard meme
Thanks for the work wagie

>> No.8528682

>>8526588
23 yrs old
0k /yr
5k debt

Lol. Im so over existing

>> No.8528717

And here I was feeling like a piece of shit for not breaking 100k by 25. Thanks /biz/

>> No.8528745

>>8526588
If you're a failure then wtf are the rest of here. Fuck off nigger.

>> No.8528966

>>8526715
Don't act so high and mighty because you're so smart for not wanting to have kids and thinking they'll ruin your life. Kids give life meaning, and you look forward to getting older because you watch them grow up. I expect thatattitude out of a 21 year old sure, but dude let me tell you about women. No matter what she says about not wanting kids, deep down, on an uncontrollable biological level, she does. Just be more open minded about it. Otherwise you'll end up taking Christmas pics "with the kids" whom are just your dogs that people pamper more than they would their real children. Age will catch up to her and sap her beauty. She'll be bitter and cynical and get in foul moods everytime an attractive young female comes in her vicinity. You'll probably kill yourself late 40s early 50s. MAYBE gun, more likely just leaving your vehicle on in the garage and closing the door.

Rambling, but keep grinding, maybe move into lower cost of living area.

>> No.8529006

I WORK AT FUCKING MCDONALDS AS A WAGIE

MY MOM KICKED ME OUT LAST YEAR

IN 27 FOR FUCK SAKES AND UNFUCKABLE

I HATE THIS BOARD

>> No.8529012

>>8526933
post pics faggot.

>> No.8529041

>>8526742
Lol

Because anyone that knows law pays bills, right?

>> No.8529056

I'm 26 and only make $36k a year with a BA. I have everything I want, so its not a big deal. Money isn't everything. Greed is a sin.

>> No.8529061

I'm 32 and I make 35k a year. I have over 100k in the bank. I went to college and I have no debt. What the fuck is wrong with some of you?

>> No.8529067
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8529067

It seems to me like everyone that posts shit like this lives in or near a really expensive city. Get your work experience and fucking move someplace cheaper where your money goes further. I swear some people are total sadists. They love pain. Keep struggling your whole life trying to be one of the popular kids in adulthood to make up for all of those times the cool kids shoved you in a locker when you were a kid. Or be smart and just move on you little bitch. Jesus christ.

>> No.8529075

>>8526588
...that's not even bad anon.

>> No.8529084

>>8526588

>25 years old
>60k salary

Idk. It's all right. Probably better off than I should be professionally. Sucks that I'm already becoming jaded by the prospect of continuing a corporate oriented existence. Ironic because I'm distinguishing myself left and right, probably up for a promotion in the coming weeks.

>> No.8529089

>>8529067
Sadism is when you enjoy pain being inflicted on others, masochism is when you enjoy pain being inflicted on you. The more you know, anon

>> No.8529131

>>8529089
My bad. It's almost 3AM so im not all there. But you see my point. And also, only a very small percentage of millennials (less than 10%) are actually living the way their Boomer parents did at the same time in their lives.

>> No.8529194
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8529194

Atleast you have a job

>> No.8529375

>27
>English Bachelors
>20k mutual funds
>20k crypto
>10k cash
>work in a kitchen for $18/hr + tips

We're all going to make it, this upcoming bullrun will save us from wagiedom.

>> No.8530213

>26
>2 years left in college
>live in a 3rd world country

I'm not going to make it. I have no confidence in myself and I have no skills. I used to not be such a useless person but living in such a shitty country depressed the shit out of me and I don't think a degree will even get me out of here because my college sucks. I tried working before college and honestly the pay was pretty bad and the world sucked, I blew all that money on my tuition already so it's not like I got to enjoy that little bit of money.

I really think 3rd world people are the biggest assholes for bringing kids into the world in countries that just fucking suck.

>> No.8530273

That is not failure. Enough with the roundabout brags.

>> No.8530293

24 and 37$/hr

Pretty nice

>> No.8530548

>>8526588
>28
>don't have a job
>300 in crypto
its over isn't it?

>> No.8530958

>>8526715

>125,000 REQ
>not enough in savings to cover 1 year of living expenses

I'd say shiggy diggy, but I'm honestly in the same fucking boat so what the hell.

My dream is to become a digital nomad. I want to be able to fuck off to wherever and work from any place I want with a laptop and a suitcase. To live a life so impossibly free, that my very existence is an act of rebellion.

Do you have a dream, anon? Like, an actual thing that would be worth struggling towards?

To be honest, "living comfortably in the suburbs" qualifies as a dream these days, hell it used to literally be the American dream, but it's so far gone, so impossibly removed, that I feel like the reactionary move is to be completely untethered, to be a vagabond, building websites and applications and writing thought-pieces on whatever the fuck, maybe publish a book here and there. To be entirely willing and able to say "No, thanks" to society at a moment's notice and ramble on elsewhere.

What's your dream, anon? Try to remember...

>> No.8531173

>>8530548
No! Just over for you.

>> No.8531293

Fucking drama queen bitch. OP is a superfaggot.

>> No.8531311

>>8526588
>Only 55k
Bitch, you're making more than enough to provide for an entire family

>> No.8531406

Why do so many people hate wagecucking, it's not that bad and does provide some semblance of normality.

>get to office on my bike, exercise and commute all in one
>make coffee
>browse the internet and learn about trading for about an hour
>time to answer some emails I guess, done within 30 minutes
>make another coffee
>spend about an hour on that project I was supposed to do for the next 3 months but its already 90% completed so I end up just tweaking the fonts on my presentation
>have an hour for lunch, leave desk and walk around in the local woods
>come back, make another coffee and learn about trading some more
>US markets now opens, check how my stocks are doing
>buy/sell as necessary using a mobile app
>once I'm happy with my positions for the day, leave the office by about 3pm

Pretty comfy desu. I don't make bank with my salary but it's not what I would call hard work.

>> No.8531529

>>8526715
>quit a 60k job
>just because

anon you better have a good reason why you quit because otherwise you blew it for no reason

>> No.8531576

>26 years old
>dropped uni twice, only high school finished
>have had only 4 jobs and have worked a total of 8 months
>live with parents

A-at least I have a gf and am not a nigger, r-right?

>> No.8531657
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8531657

you're hard on yourself anon, you are doing just fine imo. not to celebrate being average but you're young enough to progress

>> No.8531667

>>8526588
23 and I make $60,000. I'd say I'm a bigger failure. Automation is going to replace every job, too.

>> No.8531695

>>8531667
seriously what is it with you guys. you're a kid faggot and making more than most adult american households. did all of you really think you would be CEOs or some shit.

I just got a job thats 50k a year without having to break my spine like I did in construction laboring.

The thing that pisses me off really badly is I will not be able to buy a house for at least 5 years which is absolute ass cancer. I hate living with my parents im too old for this fucking bullshit. REEEEEEEEEEEEEEEEEEEEEEEE

>> No.8531805
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8531805

>32
>no income
>7k in crypto
I'm fucked, well and truly.

>> No.8531821

>>8528966
Wow. I think you just described my current relationship to a t.

>> No.8531847

>>8531821
My two brothers also, both are late 20s And long term gfs both have cats/dogs instead of children.
Legit treat them like babies too.

>> No.8531910
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8531910

>>8526715
>I'M JUST TRYING TO NOT jump ahead and fuck us up,
>but a wrong move and we can end up that way.
>Crypto is my only escape from wage slaving until death
looooooooooool your so fucked my lad

>> No.8532281

23 making 80k w/ 10k shares in company doing cloud/devops for a startup.

Our stress is unreal since theres 4 devops vs the 50 devs... especially now that we are trying to do IPO before 2019.... but at least they buy us pizza/soda/donuts like every day so we don't quit.

>> No.8532319

>>8526647
>quit my accounting job
probably a step in the right direction desu

>> No.8532356

>>8526588
>it's another humble bragging tard who thinks 55k is worth bragging about
kys OP

>> No.8532366

>26 years old
>analyst at major bank you’ve heard of
>$120k income in Texas
>$130k in crypto
>$250k in other assets
>hate job and want to retire as soon as possible
>NEET at heart
>met a gay Chinese NEET on Grindr
>he played WoW and smoked weed all day
>he turned me on, I turn him on
>his visa was expiring
>marry him
>got him a $80k/yr nepotism job at the bank
>he lives paycheck to paycheck
>he spends his money on cosmetics and shit
>now he wants kids and wants me to buy a house
>I thought marrying a gay NEET would save me
>but he turned into a roastie
>mfw

>> No.8532513
File: 54 KB, 387x580, 13.jpg [View same] [iqdb] [saucenao] [google]
8532513

NEET here. I'm 28. I have no degree, no job, no work history, and no friends. I had a dysfunctional home life with a single mother and never grew up and learned to be a man.

Decided to turn my life around 3 separate times and never did it. I decided to try to get a job as a self-taught software developer a couple of years ago but I failed to follow through properly. Looking back I realize I was severely depressed for a period of like 8 years. Now I don't think I'm quite as depressed, but I'm extremely anxious over the huge pile up of things that I just never tended to in my life. One day I just sort of woke up and realized the situation I'm in... it's like I've been asleep for 8-10 years.

I have about 100k in crypto right now, or probably like 60-70k after taxes if I cash it out. It's not life changing money but I suppose it could be a platform for me to do so. I also have a loyal and good long-term girlfriend who I've been with too long not to have married already. She's genuinely an excellent woman and not the fat, ugly, retarded hambeast you'd expect given my stunning resume.

This little crypto nest egg and my gf are my only assets. I'm so worried about my damn career (or lack thereof). Fuck. I think I could still do the developer thing but I'm filled with self-doubt. A few people on 4chan have told me to just do it and that I can make it but when I check out /r/cscareerquestions they pretty much tell me to kill myself... pretty funny contrast there given the reputations of the two sites.

I have no friends to vent to or to help me. I know I need to help myself, but it's a solitary pursuit.

Pic related: it's how I feel

>> No.8532534

I'm 30 and I only make 50k a year. No debt though and 100k+ saved up in crypto.

I should be making 55k-60k based on my experience, current company is underpaying me. I'm only 105 IQ though so im not bitter.

>> No.8532539

>>8530958
Man same. Felt inspired reading into the wild.
But I'll just go to college first
Then ahhh I need a job
Now wondering if I should buy a house
It's still my dream, now u just err recognize how unlikely it is. If I make it in crypto I'm going to treasure hunt for that kooky millionaires hidden treasure

>> No.8532548
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8532548

>>8532281
Man don't quit that job that's literally the dream, with that much equity coupled with a solid salary you could be set for life if the company grows even a modest amount after going public.

>> No.8532686

>>8531805
degree? work history? anything?

>> No.8532753

>>8531576
same but 1-2 years older than you
do you have a plan?

>> No.8532799

I’m 2,000 in debt from ER services

>> No.8532801

>>8530548
how can we turn it around? :")

>> No.8532814

>>8528136
>100k in cryptos
Do you live on your own? When will you cash out?

>> No.8532840

>>8526765
you too
I should have checked this thread for you guys before posting my blog post but it looks like it's dead / from yesterday anyway
>>8531576
>>8532801
>>8532814
tfw lonely

>> No.8532857

>>8532366
Blue ball or edge the faggot and only give him sweet release when you have him screaming to renounce his spending habits.

>> No.8532904
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8532904

>>8532801
can't just fuck my shit up at this point
getting older and less cute as well, chances of finding bf are dropping every fucking second

>> No.8532942

>>8532904
why so many gay people on /biz/?

>> No.8532962

>>8532942
lots of pink wojak OPs require lots of faggots

>> No.8532993

>>8526588
that's median-ish income in the richest countries on earth during one of the most rich and peaceful times ever on Earth. check your privilege, faggot.

>> No.8533041
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8533041

>tfw 38 and not retired yet

>> No.8533071

>>8532513
Just trade crypto full time. Plenty of time to multiply that stack. Eventually invest in more stable assets. Save as much money as possible before you get married and settle down.

>> No.8533105

>>8526588
>23
>NEET living with mamma
>70k savings, half in crypto
>not spending a dime
who else /comfy/ here?

>> No.8533114

>>8526588

Dam Reading this thread makes me realise I am kind of one of the biggest losers on this board.

>26 years old
>bachelors degree
>2 years left to finish my masters
>probably 70k debt when I finish studying
>0 income at this moment
>only 1.7k in crypto.

>> No.8533131

>>8533114
what degree so I can laugh at you
you didn't specify so it's probably trash and I'm already chuckling

>> No.8533145

>>8533131

Iife science and technology

>> No.8533150

>27
>dropped out of university 4 years ago
>NEET
>live with mommy
>zero savings
>zero crypto because I'm too stupid to understand
>only here for the memes

>> No.8533179

>>8532366
>26
>still just an analyst

Goddamn if I was slaving as an analyst for 2 years in fucking Texas I'd want to kms too

>> No.8533202
File: 95 KB, 217x211, 1466064170113.png [View same] [iqdb] [saucenao] [google]
8533202

>>8533145
sounds like a barista degree my dude
how do you academiacucks even live with yourselves

>> No.8533208

>>8533145
What does it stands for? I mean what are your career choices after you're done with college?

>> No.8533219

30 and make 20,000$ a year. I'm kicking the bucket if I can't do coding

>> No.8533220

>>8533071
every time I trade I lose money except in a bull run desu
trading is a skill I haven't learned yet

>> No.8533225

>>8533114
wow you'll only have a master's by the time you're my age? jeez your life is tough

>> No.8533226
File: 283 KB, 816x895, weww.jpg [View same] [iqdb] [saucenao] [google]
8533226

>>8533208
full time crypto """investor"""

>> No.8533235

>>8533219
>coding
whatchu coding senpai
let's derail this gay thread to IT

>> No.8533246

>>8533202

Well it is not if you work hard and get good notes you can get a long way with my degree. However, I prefer spending my time lying in bed, playing videogames and lurking on biz. So when I finish my degree I will be pretty darn useless :P.

>> No.8533266

26, 27 in two months.

38k a year

I have 200k linkies hoping I can unjust myself.

>> No.8533267

>>8533150
do you wanna turn it around or have you given up?

>> No.8533271

>>8526742
Lawfag here. You’re gonna make it. Just keep your ears open and don’t burn out. The old guys will eventually retire and you want to be set up to take over.

>> No.8533272

>>8533208

biotechnology and biomedical science

>> No.8533275

>>8533145
that's the most "not STEM but pretending to be STEM" degree I've ever heard of

>> No.8533280

>>8532513
100k in crypto now is actually a really nice stack. If you play it well and don´t have to cash out for other expenses, you can make that 7 figures till 2020 easy, shift that into some 5% passive income coin and live well.

You have a long term girlfriend who stays on your side, fine too. What about her friends? Can´t you be friends with them too? What are your hobbies, interests? You can also find new friends trough that.

About your carreer, just try it, do it. Whenever some 4chan loser writes KYS, he should just go and fuck himself. I believe in you. Stay strong.

I was like you, in a state of hibernation for several years, now slowly waking up and doing something.

>> No.8533288

>>8528103
terrible fucking advice.

>>8526715
keep pursuing the data analyst stuff and learn SQL, the database programing language. it's much easier to learn than normal programming languages. it's very easy to get promoted in analyst jobs at large corporations because there's so many opportunities to move up, but you need to be able to write database code or excel macros or something. you can't move up without more skills.

>> No.8533336

>>8526715
Compare this with me:

>no savings to speak of
>crypto portfolio of about 1k (80% OMG 20% NEO)
>almost 29 years old
>no meaningful intimate relationship
>make 30k/year

...and I am less pessimistic than you. Although coming from a family with 2 alcoholic fuck ups in it, my biggest nightmare is becoming a financial and emotional drain on someone else, so I'm sort of grateful for every minute of not being a parasite.

You seem to be doing very well in comparison, so well done. I think you will make it.

>> No.8533337

>>8533275

The science we do is exact. So there is no pretending here.

>> No.8533341

>>8533280
>If you play it well and don´t have to cash out for other expenses, you can make that 7 figures till 2020 easy
Hard to believe honestly, but I do plan to keep it in. My ATH was almost 200k which is depressing.

> You have a long term girlfriend who stays on your side, fine too. What about her friends? Can´t you be friends with them too?
I can, and she has a few good ones, but they're mostly female. I'm working on it, though. I've been making an effort to make friends, but when you're 28, most people are busy doing other things and/or want nothing to do with you anymore. Keep in mind that I'm a NEET so I can barely fit in as a normie, I really have poor social skills at this point.

>What are your hobbies, interests? You can also find new friends trough that.

Literally nothing. I played video games for 10 years after high school, hence where I am now. I'd like to pick up hiking or something I guess, maybe shooting, but guns scare me a bit. I know that sounds stupid, but when you're a depressive person the idea that you can make one quick dumb decision and fuck it all up is pretty horrifying

>About your carreer, just try it, do it. Whenever some 4chan loser writes KYS, he should just go and fuck himself. I believe in you. Stay strong.
It's not the 4channers saying it, it's the huge volume of 20-somethings on reddit who all seem to think they're going to end up at Google. There are very few people in my position seemingly

>I was like you, in a state of hibernation for several years, now slowly waking up and doing something.

Glad to hear it

Trying to stay strong lol

>> No.8533384

>>8526588
I'm 26 and make 48k and I have a bachelors.

>> No.8533390

>>8526715
Use debt to acquire cash flow generating assets? Again USE DEBT and leverage it to acquire cash flow assets. Saving money is losing money and you're wasting precious time. Buy a vending machine and put it outside your studio for crying out loud. Why does everyone want to save money these days? Rich get richer because they leverage debt to acquire assets and then write it off as one massive tax deduction. If all goes wrong they get a bigger tax reduction. Bad debt is credit cards like your friends. Good debt is that vending machine outside your apartment that costed you $500 but you'll make that back in a week selling Doritos.

>> No.8533406

I guess I’ll post since everyone else is.

>23
>EMT at a private ambulance company
>Certified Firefighter, soon to be one.
>currently make $14 hr
>live with mother

Social life is complete shit though.

>> No.8533411

>>8533390
Are vending machines actually a viable business? I don't see how they can possibly work. All of the good areas would already be fully vended and all of the bad areas will result in smashed machines etc. Am I wrong? I like the idea and its simplicity

>> No.8533424

>>8533406
>Certified Firefighter, soon to be one.

Why is you social life shit? I thought bitches love this sort of thing.

>> No.8533447

>>8533341
>My ATH was almost 200k which is depressing.
That's pretty good. You can spot threads here every day where retards lost 90% of their stack since Jan to shitcoins and BitMEX, so you're not retarded.

>it's the huge volume of 20-somethings on reddit who all seem to think they're going to end up at Google.
Dude stop going to reddit, you'll find nothing good there, also Google? Let them work there, it's lame as fuck.

You got some kind of project portfolio? Getting a job as self taught isn't too hard if you've got projects to show you know your shit.

>> No.8533449

>>8533411
Then buy ATM's if you want more security and charge $3 for every transaction of $20 or more. Cash flow assets work and cash business work. You keep reinvesting the cash flow and living like you are and then sell to an investor you 5 condo's you're renting out and rinse repeat. Rich Dad poor Dad. Debt is good when it generates cash flow.

>> No.8533459

>48
>$8 an hour at ACE hardware
>$15,000 in credit card debt
>$32,000 student loans
>$6000 in medical debt
>435 LINK
>$82 in the bank at this moment

We're all gonna make it bros.

>> No.8533465

>20
>500 dollars fiat
>10k in crypto (all in on LINK)
>junior in college studying g.i.s.
>no job, no gf atm

feels average

>> No.8533490

>>8533447
>You got some kind of project portfolio? Getting a job as self taught isn't too hard if you've got projects to show you know your shit.
I have an unpublished 4chan iOS client which, unlike the other option(s), follows Apple guidelines properly and is pleasant to use, much nicer than the mobile site and the competing app. I planned to release it for free (open source) but after talking with others people say that it won't be enough to get a job, and I'm nervous my code is shit, so I haven't bothered yet. Plus I can't really develop full apps on my own without tons of trial and error and referencing other projects, I'm not ready for an enterprise environment as far as I know.

I also wrote some simple apps to help me in my daily life... I have a barcode saving app that does geofencing so it sends an alert when I arrive at the gym so I can easily pull up my membership card on my phone so they can scan me in

also made an alarm app which lets you tap on your nightstand to temporarily wake up the device (copycat of the Apple watch nightstand mode) but this is a bit hacky as iOS doesn't support device on but screen off so my solution is to require that the device be plugged in and I just dim the screen as much as possible with a black image, not sure Apple will approve this on the app store

But I do use it in my personal life

I'm just directionless

>> No.8533491

>>8533424
I guess I’m just an extremely needy person who turns people off the moment I receive a bit of attention from anybody.

Working on it.

>> No.8533496

>>8528092
lol

>> No.8533523

>>8533491
You sound like you'll make it. Good luck Anon.

>> No.8533524

>>8533491
>I guess I’m just an extremely needy person who turns people off the moment I receive a bit of attention from anybody.
Let's be friends

>> No.8533527

23
No degree
No skills
No job
No gf

>> No.8533548

>>8526588
>29 y/o
>Make 65k/yr in a good job i enjoy (get to travel alot, lots of outdoor work, ride snowmobile during wintertime and hike in summer.) But it can be stressful and i work a shitload of overtime.
>-194 000$ Mortgage
>-10 000$ student debt
>+25$ in Savings
>+4200$ in Crypto

I put my trust in our lord and saviour Sergey Nazarov.

>> No.8533582

>>8533490
>I'm not ready for an enterprise environment as far as I know.
What are junior positions?

>nervous my code is shit
who cares?
it probably is
http://axonflux.com/5-quotes-by-the-creator-of-php-rasmus-lerdorf
this guy made one of the most used backend webshit today, and he's a total hack

If you wanna really improve your coding
stop lurking on /biz/
and lurk on lainchan, you won't exactly learn anything but you'll be exposed to a lot more IT stuff than this place or /g/

>> No.8533590

>>8533341
>Hard to believe honestly, but I do plan to keep it in. My ATH was almost 200k which is depressing.
My ATH was literally 10x from now (even if it was only for one day and I was a greedy fuck who didnt sell the pump). Yes, I am definitely sure that you can 10x your stack in that timeframe. Heck, even BTC alone could achieve that. When you have a 100k portfolio right now, I am convinced you are good at your research and can achieve that with your current coins or other promising middle caps.

>Keep in mind that I'm a NEET so I can barely fit in as a normie, I really have poor social skills at this point.

You achieved to pull yourself a girlfriend who stays with you. So don´t underestimate your social skills. It´s not like you´re sitting 24/7/365 alone in a basement, right?

>Literally nothing.
Go into yourself, go outside. Think about it. You will find something. Hiking sounds nice, I am into mountain biking myself.

The career thing: You should do it anyway, because what would be your other option? Stay NEET. So you literally can´t lose anything at your stage right now trying.. Only win.

>Trying to stay strong lol
Together we will make it.

>> No.8533617

>>8533582
>What are junior positions?
Right, that's what I want, but even for those the bar seems high (CS grads, all-star 19 year olds)

never heard of lainchan desu

I do have an opportunity to get a low-tier IT job at a local school run by a family friend but I'm not sure if that's more of a foot in the door than simply focusing on improving my portfolio

>> No.8533693

>>8533617
>never heard of lainchan desu
Well they don't exactly go around advertising themselves, it's like /g/ with significantly less interest in consumer products

>>8533617
>I do have an opportunity to get a low-tier IT job at a local school run by a family friend but I'm not sure if that's more of a foot in the door than simply focusing on improving my portfolio
I don't know how much that will help you, low tier IT and software dev are different things and usually correlate very little. I imagine you want to do websites & apps, so the correlation is minimal. Improve your projects, make some websites not only apps, if your apps so far haven't done much connecting to the internet than you really gotta work on that. Almost all webdev/appdev projects in real life do that. (Reading 4chan is nice but you didn't write the 4chan backend, that's where you lack knowledge)

>> No.8533714

>>8533693
What do I need to learn as far as back-end stuff goes? (And do I really need to focus on that if I want mobile dev jobs? I assume I should specialize and focus)

>> No.8533766

>>8533527
make this into a t shirt

>> No.8533797

>>8533424
I had a friend who was a firefighter and going to school to be a Doctor. Women still didn't want him for some reason, it absolutely baffled us.

>> No.8533829

>>8533582
>http://axonflux.com/5-quotes-by-the-creator-of-php-rasmus-lerdorf

>I'm not a real programmer. I throw together things until it works then I move on. The real programmers will say "yeah it works but you're leaking memory everywhere. Perhaps we should fix that." I'll just restart apache every 10 requests.

LEL
I would be layed off if i said something like this to my tech lead

>> No.8533889

>>8533714
>(And do I really need to focus on that if I want mobile dev jobs? I assume I should specialize and focus)
I'm not gonna pretend, I have literally no idea. I've code monkeyd for the same place for 4 years and not looking for another job. When I quit I got offered positions from companies with business relations with ours on the basis that I know my shit. So I imagine giving the impression that you know your shit in an interview is very important, so being a jack of all trades or master of one is up to you. Although you don't seem very motivated, so I doubt how far self teaching yourself to master the front end can get you.

>>8533714
>What do I need to learn as far as back-end stuff goes?
There's A LOT you can know, but modern apps/websites generally have a restful-ish backend (games for example are an exception but it's typically not too big of a learning curve)
here's a nice post with how many businesses actually use some of these
https://www.pixelcrayons.com/blog/web/top-web-app-development-frameworks-2018/
I can vouch for the first 4 as actual things

>> No.8533914
File: 245 KB, 287x400, 1493187166345.png [View same] [iqdb] [saucenao] [google]
8533914

>>8526588
>OP makes failure thread
>everyone posts successful careers

>> No.8533924

>>8533797
He probably wasn't selling it properly.

I had a friend in school who looked and dressed like a rockstar. Think Axel Rose, but extremely handsome. It was a common occurrence that girls from other classes would ask us about him.

The problem was that whatever came out of his mouth when they talked to him was so bad that he remained a virgin throughout highschool.

>> No.8533954

>>8526912
This.

Speak for yourself, OP.

>50k/year + annual RSU grants
>Can afford things I need as well as things I want
>no credit debt
>own property
>healthy, relatively fit and generally happy with life
>healthy relationship with a qt3.14

I don’t consider myself a failure at all. You may just be depressed.

>> No.8534000

>>8532686
No degree
Work history is factory slave
If enigma doesn't save me from poverty
in 3 years I'll kms

>> No.8534068

>>8526588
earned my associates back last year in electrical engineering tech. I'm currently working as an entry level field tech for cctv and access controls for 15/hr in nyc. Did I mention i turned 30 this year and I'm still trying to land a job as an engineering tech or electrician apprentice...so yeah i'd say you're doing ok.

>> No.8534114

>22
>less than 11k a year working part time security
>Working very slowly on a meme degree.

Could be worse

>> No.8534496

>>8534114
tfw i make 13k a year and am 20
I make 2k more than most 20 year olds in my state

>> No.8534614

>>8526588
me
>30 years old
>make 12k a year...
no one likes me i blame them for my financial troubles because no one would let me into their inner circle my whole life