/biz/ - Business & Finance

[Anonymous No.58459195]

Robinhood is now offering an uncapped 3% cash back card. Has anyone here gotten this card yet? This is the highest all-category card that I am aware of. I'm not familiar with the issuing bank (Coastal Community Bank), does anyone here have any past experience with them? I'm wondering how tolerant they will be of manufactured spending type activities.

Also, it is rumored that you will be able to deposit the cash back directly into a Roth IRA (coded as a bonus). This gives an additional tax benefit on top of the 3%.

link for the lazy:
https://urlr.me/S7r4n

[Anonymous No.58459203]

Here for Mommy Tay.

[sage No.58459207]

>>58459195
I’m not paying a $5 monthly (((((fee))))) to use a card

[Anonymous No.58459218]

>>58459207
The fee is worth it though. You get a higher cash back rate. Even someone with a minimum wage job would come out ahead with the higher cash back rate.

[Anonymous No.58459223]

>>58459195
>>58459203
Literal mouthbreather

[Anonymous No.58459233]

>>58459223
I know you're butthurt that someone made a post that isn't about crypto. Maybe you could just put the cash back into the shitcoin of your choice. Would that make you happy?

[Anonymous No.58459240]

>>58459207
It might be hard to believe, but here in America people spend more than $170 per month.

[Anonymous No.58459258]

>>58459240
Pajeets just don't understand.

[Anonymous No.58459591]

>>58459195
>>58459203
How come all the 36-year-olds I see never look like this, biz? And how much money would it take me to find one who does?

[Coloradanon No.58460074]

>>58459203
The definition of roastie. Every chad in the world has ran through. Who in their right mind would want this bitch for anything but her money?

[sage No.58460263]

>>58459240
I get 3% back without paying any fees.

Chase Freedom
- restaurants

Amex Blue Cash Everyday
- online purchases
- groceries
- gas

[Anonymous No.58461074]

>>58460263
Yeah but those things are a small percent of your total spending. At 3% it makes sense to use a credit card for your mortgage or monthly rent. That won't work with the cards you listed.

[Anonymous No.58461127]

>>58459218
Jew

[Anonymous No.58461459]

>>58459195
Yeah im not ever coming back to robin hood, when the jeets scam you, at least you know already that they're jeets and there's a chance that they will take all your money, that's why its called gambling. But Shitting Hood is supposedly a "serious" platform that had no qualms taking away all my money without facing any legal repercussions. If i were to go only from experience, my pajamas never scammed me and thats a shitcoin on fucking solana

[Anonymous No.58462421]

>>58459195
thanks just signed up, but i deleted your referral code first

[Anonymous No.58462540]

>>58459591
Botox, laser hair removal, facial microneedling, measuring calorie intake, consistent exercise. At mid 30, effort has to increase to maintain physical appearance.

[Anonymous No.58464184]

>>58462421
this

[Anonymous No.58464191]

>>58460074
you could use her for the fame too. after you break up you'll be drowning in pussy. tons of psychotic swifties would do anything to be pogo sisters with her

[Anonymous No.58464612]

>>58464191
Imagine getting toothy head from a nice, but boring, slightly overweight swiftie because she knows you fucked Tay.
Literal heaven.

[Anonymous No.58464952]

>>58459218
I'm already reward maxed by having a shit ton of credit cards. the only thing i don't get 5% back from is my utilities and i use a 2% card for that. That bill averages to 150 a month so 2% gets me 3 bucks back but the 3% and 5 dollar monthly would only net me 50 cents

[Anonymous No.58464960]

I’m about to put in a pool and 3% would be awesome. Is there a 0% interest period?

[Anonymous No.58465532]

>>58464191
Brilliant

[Anonymous No.58466250]

>>58459207
this. kicker is you have to join robinhood gold for $50 a year LMAO not! haters are still jealous that i own the most based credit card, the Citi Double Cash card with zero caps fr fr. I could use it anywhere, purchase something, i get 1% in return. pay it back, another 1%, that's 2% total, no annual fee, credits instantly the moment you hit the pay button even if you're overdrawn at the bank lol or if you don't have enough money on your card to fill your gas tank, this card got your back and won't reject you like some poor creditfag's card LMAO

[Anonymous No.58469657]

>>58466250
Why are you bragging about getting less cash back, my math challenged friend? The point where the cash back would be equal between the cards is $416.65. I'd say that most people spend more than that on their cards. The Robinhood card is a good deal if you spend over $416/month.

One last thing. Robinhood Gold gives you $1000 of free margin you can use to hold a government bond fund which will net you more than $50/year (tax-free)

[Anonymous No.58469712]

>>58461074
What card let's you pay rent or a mortgage with it?
I don't have any cards or a home yet (lives with parents gang) buy I want to know

[Anonymous No.58469813]

>>58469712
The Bilt card lets you pay rent directly, but the cash back rate is mid.

You can pay rent with any CC if your landlord uses a payment portal that accepts it. There are also services like chexy.co that will send a check to your landlord from a credit card payment (the small fee is much less that the cash back generated).

[Anonymous No.58469915]

>>58459195
that is a man

[Anonymous No.58470036]

>>58469915
Everyone already knows that Lady Gaga has a pen0r

[Anonymous No.58470064]

>>58459233
No I mean Taylor Swift is a literal mouthbreather. If you're going to post dumb whores I'm going to call them out

[Anonymous No.58470191]

It's probably worth the hassle if you take Robinhood gold and use the benefits fully. I moved my IRA over to Robinhood for the 3% bonus on contributions. Seemed like a no brainer to me.

[Anonymous No.58470383]

>>58470191
Finally someone who gets it

[Anonymous No.58470893]

>>58469657
bottom line. i don't like to be rushed to spend. i like to be given a choice. for instance, i could buy merely a handful of things with my 2% cash back for the entire year, which means i still get 2% cash back regardless of how much or less i use the card. fuck being pressured into spending kikebux

[Anonymous No.58473574]

>>58470893
WTF is going on with that creepy pic?