/biz/ - Business & Finance

[Anonymous No.57606750]

Should I just put my retirement into the S and P 500? I'm 27 and it's only 17k because I only do the match

[Anonymous No.57606761]

NASDAQ will give you the same price movement but higher returns.

[Anonymous No.57606770]

>>57606750
you probably have limited options. if it has a low expense ratio then yes.

[Anonymous No.57606804]

>>57606750
17k in sp500 is not gonna do much for you

[Anonymous No.57606865]

>>57606750
>>57606804
It's better than buying fixed income products at his age. Go for it OP.

You could also just take it out retirement funds, pay the exorbitant tax rate and fees for removing funds from a 401k/IRA, and invest in Bitcoin if you think the difference will make up for it.

[Anonymous No.57606880]

>>57606750
Not at these levels
were at all time high levels of PE ratio for the S&P and stocks

[Anonymous No.57606898]

>>57606750
The only answer to the question is how long will the American empire last for because you're betting on the USA

[Anonymous No.57606914]

Also I just started making 137k(before taxes) at the end of last year should I switch to traditional from Roth?

[Anonymous No.57606952]

>>57606880
No we aren't

[Anonymous No.57606958]

That’s what I have done my whole life. Started at 5 percent in traditional 401k with 5 percent match 6-7 years ago. I have since raised it to 10 percent during the last bear market after the covid boom and switched to Roth. Im 32 with 70k in it right now.

If I stop right now by the time I’m 62 I will have 750k assuming 8 percent growth. That’s if I quit and never think about retirement again

[Anonymous No.57607073]

>>57606952
Yes we are
The times it was worse was during the crashes

[Anonymous No.57607126]

>>57606880
Yeah but I'm betting on the dollars value going down over time too

[Anonymous No.57607128]

>>57606865
I have one Bitcoin already so that enough exposure for me for now

[Anonymous No.57607264]

>>57607126
Youre betting on inflation?
Inflation isnt good for the stock market, look at the 1970s

[Anonymous No.57607286]

>>57606750
mid 30s, sp500 is all ive ever owned in my 401k. ive averaged putting about 1000 a month in and have 600k. so ive put in about 150 and made 450 on returns.

if i get the same returns for another 30 years ill have an inflation adjusted 10 million dollars. let's hope that's what happens and society doesnt fucking collapse. with my luck it's going to be total societal collapse.

[Anonymous No.57607303]

>>57607264
I'm not better on inflation, I don't see these prices crashing because the dollar is worth significantly less now

[Anonymous No.57607308]

>>57606750
the boomers lied to you and rugpulled you in everything else, why would the ((((stock market)))) but any different? put it all into bitcoin and watch the world burn with us u fucking idiot.

[Anonymous No.57607325]

>>57607308
I have a Bitcoin

[Anonymous No.57607327]

>>57606958
everyone point and laugh at this goyim. can that ((((((("chart"))))) smell any more dreidel

[Anonymous No.57607355]

>>57607303
dollar using value means inflation
but that isnt good for the stock market as its not good for the economy either

[Anonymous No.57608547]

>>57607355
*losing value

[Anonymous No.57608556]

>>57606750
>buying into a literal bubble

[Anonymous No.57610153]

>>57608556
Stocks only go up if you zoom out

[Anonymous No.57610185]

>>57606750
Nah, Id say half of the biggest dividend funds are less in a bubble and will get you better returns

For non-crypto I use Lightyear for the lowest fees (only for curreny exchange)
and I spread between €IDVY (euro high dividend) and £SEDY (emerging dividends)

[Anonymous No.57610196]

>>57610185
>IDVY
thats -60% since 2008 highs

[Anonymous No.57610206]

>>57610196
and -25 precovid prices
who the fuck wants to hold that? you lost on your principal, you are getting dividends over less money.

[Anonymous No.57610833]

>futures