/biz/ - Business & Finance

[Anonymous No.57407743]

>car has tons of problems
>take to mechanic
>$1800 to repair

I know these guys and trust them but for fuck's sake.

[Anonymous No.57407779]

>>57407743
Just buy a new basic model for $35k

[Anonymous No.57407854]

>>57407779
I'm going to next year, putting everything else into crypto for now

[Anonymous No.57407919]

>>57407743
>he fell for the “buy used” meme instead of just leasing an affordable car

Kek. Brutal.

[Anonymous No.57407938]

1800 is cheap.

[Anonymous No.57407968]

How long since the last repairs? How long will it probably run with the repairs before needing new repairs? 1.8k even once a year is still way less than to finance a new one

Dont listen to buy a new one retards, fucking wasting money, if it really needs to be new buy a one year old, a third of the price and barely used

[Anonymous No.57407994]

>>57407743
that's about 975 pre-covid price

[Anonymous No.57407995]

>>57407854
I sold 3 BTC in 2014 to fix my car because I didn't have enough money for it to pass ((inspection))

[Anonymous No.57408043]

>>57407919
>goy who thinks paying $400/month for a 36 month please plus $5k down is cheaper than buying a $10k car and driving it for 5 years with maybe $2k of repairs, and then turning it around and selling it for $7k.

[Anonymous No.57408062]

>>57407743
YouTube and Rockauto. You can get a decent tool set from Home Depot for like 100 bucks with 3 drawers of tools and pretty everything you need to take car apart and put it back together. Harbor freight has tools for cheap but they don’t last.

Anyway but some tools and do they work yourself. 1800 for the mechanic means they are small jobs. You can fix yourself for less than 500 I’m sure of it. YouTube will guide you. Righty righty lefty loosey. Get to it anon. I have a 2005 model car with 190k miles I fix everything myself. Just takes time and effort. You’ll learn a lot along the way.

[Anonymous No.57408130]

>>57407743
Never EVER keep any car (used or new) past it's warranty period if you're someone working for a paycheck without a sizable cushion of disposable income to throw at a money pit like a car. Everyone knows modern vehicles are gigantic pieces of shit and car ownership will absolutely keep you poor especially in the US where it's a soft requirement to own one along with being forced to participate in the bullshit insurance/state inspection racket. If you want something nice to keep as an asset or an heirloom in your family, don't use it as a daily, or have a project car where it's not your primary mode of transportation. Always buy Japanese (except Nissan) and avoid American or European brands like the plague.

[Anonymous No.57408178]

>>57407968
it's been two years actually and should be good for a while hopefully

[Anonymous No.57408179]

>>57407743
Who doesn't have $1800 in their savings account?

[Anonymous No.57408228]

>>57407743
>I know these guys and trust them
This is literally their grift. They make every single guy think this.

[Anonymous No.57408267]

>>57408043

Try $0 down and $300 a month then bought out lease at top of market with $5k in equity. Good luck finding a $10k used car that lasts 5 years and only costs $2k in repairs, absolute boomer tier fantasy. The majority of people who fall for this kike hustle buy used cars and get milked to death by mechanics until the car dies or doesn’t pass inspection due to a rusted out frame or some other bull shit. Surprise, time to shell out another $10k on a used car! Kek.

[Anonymous No.57408276]

>>57408228
I can cross-verify with a family friend, I don't think he would also be grifting us (he never personally works on our vehicles).

[Anonymous No.57408293]

>>57408043

Depends where you live. A beater doesn't hold up in a metro area the same as it does in an area with less population density because the major roadways are fucked

[Anonymous No.57408479]

>>57407919
Skill issue
I got a 90s Toyota for $3k and I havent had any issues, just do basic maintenance

[Anonymous No.57408487]

>>57408267
>lease
>equity
thank you for confirming that you are a literal fucking retard. ask me how i know you are a grotesque turdskin abomination who was likely raised by a single mother.

[Anonymous No.57408525]

>>57408179
You shouldnt be using money from your savings.

[Anonymous No.57408533]

>>57408487
>literally too stupid to know you can have equity in the lease based on the residual value

Hahahahahahahah. Outstanding.

>>57408479
>just be an expert in cars and time the market

No thanks, my time is worth too much. I’ll lease an affordable car and let you cucks fight it out.

[Anonymous No.57408562]

>>57408228
What to stop a mechanic from loosening a few things for you to comeback to get those fixed? these guys are all scum same with dentists who purposely wont drill out all the cavity. cant trust NO ONE.

[Anonymous No.57408565]

Itt: a bunch of soiboys who can't work on their own car.
You can buy most parts used at a pick and pull for dirt cheap and fix it yourself, even things that require shops theres, shops that you can rent out for $50 an hr.

You're probably buying some nigger mobiles like BMW, Mercedes, ford's, gmcs that fall apart after one year.
There's Toyota Tacomas that have reached 1m miles on the same engine.
Niggers in Africa are still driving and maintaining clapped out 80s Toyotas which even they can maintain and keep running with handmade improvised parts.
You're probably buying used bmws that have never been maintained from jacquavius and Mohammed so you can larp as a little wolf of Wallstreet big shot.

[Anonymous No.57408581]

>>57408533
>absolute dumb nigger who doesn't understand the distinction between lease residual and equity
i work in financial reporting and make considerably more money than you btw

[Anonymous No.57408586]

You know, these kinds of things aren't entirely out of your control. Stick to reliable, good brands. Keep up with routine maintenance, oil changes. And drive your car gently. That wear and tear adds up.

[Anonymous No.57408589]

>>57408533
My family is in the auto mechanic industry.
>I can't watch a 20 minute youtube video and unscrew some bolts so I'll pay Juan Gonzalez $5000 to change my wiper fluid and then cry about car repairs on /biz/

[Anonymous No.57408591]

>>57408562
https://youtu.be/I6LcAJS0k9U?si=R49m0MGfBhkXqKsP

Reminded me of this. Basically proves it’s all a kike hustle based on how pervasive of an experience it is.

[Anonymous No.57408596]

>>57407743
that's my yearly car insurance cost

[Anonymous No.57408602]

>>57407743
car has problems
don't care
problems no more

[Anonymous No.57408603]

>>57408581

I don’t work at all and make much, much more than you wagie.

Stay seething, brainlet.

[Anonymous No.57408622]

>>57408589
>just be born into a family in the auto mechanic industry

Are you reading what you type?

[Anonymous No.57408632]

>>57407743
If you buy new then you are basically burning 20% of the value of the car upfront and any interest you pay is also burned. So you can easily burn like $14k even with a decent interest rate on the auto loan. You could repair your car 7 times for that money. Nobody will care if you have the new car, cars don't get you any pussy anymore. There certainly aren't any chick magnet autos for less than $80k anymore.

[Anonymous No.57408637]

Don't be scared to work on your car. Even for you chud gamer nerds, cars are literally just dirtier pcs.
You can buy a basic toolkit for $100 and fix 90% of the parts

[Anonymous No.57408647]

>>57408603
yes, i suppose that's why you're bragging about a $300/month lease which is likely a shitbox domestic crossover or a base model japanese sedan.

try making up a more believable lie, mohamed.

[Anonymous No.57408657]

>>57407968
>buy a one year old, a third of the price
total bullshit

[Anonymous No.57408671]

>>57407743
>body has a ton of problems
>take to doctor
>$50,000 to repair

i better stay at home without going out being autistic in biz and beoble all day

[Anonymous No.57408738]

>>57408647

Can literally taste the desperation in this post. Might have synsthesia. Kek.

[Anonymous No.57408747]

>>57408632

Lease, invest difference. ??? Profit.

[Anonymous No.57408801]

>>57408267

I have owned a honda for 4 years, paid $6k and put $2k in repairs for it. Good used cars exist, you just have to know what brands and what red flags to look for in a used car. There are lots of good cars from the 2000s era that can go 300k miles without any major engine or transmission issues.

[Anonymous No.57408806]

>>57408637

This is actually a great way of framing it, still not doing it though.

[Anonymous No.57408836]

>>57408801
>Good used cars exist

So do winning lottery tickets. What a smart person has to consider is whether it’s worth the opportunity cost and investment and risk to go find them (it literally almost always is not).

[Anonymous No.57408901]

>>57407743
>>57408671
American problems are not applicable to the rest of the world.

[Anonymous No.57408911]

>>57408479
>tfw bought a piece of shit toyota corolla for the same amount
its fucking over for me isn't it.

[Anonymous No.57408924]

>>57408901
I live in a third world shithole and those prices for both car repair and general medical stuff is THAT high here, too

[Anonymous No.57408928]

>>57408565
>Le buzzwords xD
I guess I should learn medicine and take care of myself if I break a leg. I should learn car repair to repair my own car. Dentistry as well while you are at it since that's expensive too. I should just say fuck it and grow my own food. Fucking nigger.

[Anonymous No.57408934]

>>57408671
>he thinks he will avoid Big Medicine by being a neet
right now? maybe. good luck in 30 or so years when you are old and your body starts failing from all those years sitting on a computer all day long staring at a screen and probably eating dogshit food :^)

[Anonymous No.57408944]

>>57408637
I think it's mega autistic. I'm probably wrong because I only know very basic shit about cars, how to change oil etc, literally the tip of the iceberg. I've looked at tutorials on youtube out of sheer curiosity and it's all moonspeak to me.

[Anonymous No.57408952]

>>57408924
>I live in a third world shithole
We know, you post here. We are all brown. Anyone who says otherwise is blatantly lying.

[Anonymous No.57408958]

>>57408671
>>57408934
i'm 32 and my kidneys are already failing on me lol

[Anonymous No.57408971]

>>57408565
>You're probably buying used bmws that have never been maintained from jacquavius and Mohammed so you can larp as a little wolf of Wallstreet big shot.
... Was that such a bad idea?

[Anonymous No.57409011]

>>57408928

Kekd. Perfect analogy.

[Anonymous No.57409021]

>>57408944
There are certain ways of diagnosing things, your manual has basic maintenance steps to follow and you can watch YT videos on those specifically (probably for your exact car).

When actual issues come it it's usually not hard to figure out, just what's wrong, what can be the possible causes?
There is usually like 2 or 3 possible things that can be wrong, and simple ways of testing each of them. You just go one at a time, then fix whatever specific one is wrong when the test fails. If you really don't know plenty of forums you can post on and people will tell you things to check.

Just as a quick example for a car to start you need
>air
>fuel
>spark

If it's not starting you just check each of those to make sure the system is working as expected. It's a very standard/determinate set of pieces that applies to all engines so it's not hard to figure out which one is responsible and there are a bunch of ways of testing each of them.

The majority of repairs and maintenance are super easy to fix and fairly easy to identify.

[Anonymous No.57409048]

>>57409021

My time is literally worth so much I won’t even read this post about how I should cuck myself further by wasting time learning a skill set that will be made obsolete by EV adoption anyway in 10 years. Incredible how little wagies value their time, sad!

[Anonymous No.57409105]

>>57409048
If you knew how cars worked you'd know that EVs are a scam

Not knowing how technology you depend on works just guarantees you will get raped by advertising and social engineers. Combustion engines are like one of the most essential and standard technologies of the past century, anyone who doesn't understand the basics and have the ability to troubleshoot them is literally more retarded then someone who doesn't know basic stuff about computers/the internet

[Anonymous No.57409108]

>>57408944

Time to man up and invest your precious time studying tutorials and YouTube videos about problems you wouldn’t even experience if you had just leased or bought new. Kek.

[Anonymous No.57409116]

>>57409105
>Not knowing how technology you depend on works just guarantees you will get raped by advertising and social engineers.

Agreed. No reason for the average Joe to be an expert or even novice on ICE vehicles though.

[Anonymous No.57409134]

>>57408267
>Good luck finding a $10k used car that lasts 5 years and only costs $2k in repairs
That's piss easy. You're describing my 98 tacoma but ive had it for 6.5 years

[Anonymous No.57409155]

>>57409134
>but

[Anonymous No.57409162]

>>57409116
Yeah if they are like a 100iq wageslave normie I agree, they'd benefit from it but if they are already struggling for normal life I get it.
But I assume most people here are atleast above average intelligence. Understanding how they work, and basic troubleshooting steps literally involves like watching a 20 minute youtube video.
Or like I said above, if you have an issue literally google it. There is probably like 2 things to try and you can probably fix it relatively quickly. Also for people here who are techy spergs actually dealing with and getting a basic understanding of more physical engineering stuff is probably just very psychologically healthy and makes you less of a weirdo internet person. This is stuff 90 iq rednecks do for fun it's not complicated.

[Anonymous No.57409171]

>>57408622
Buy a wrench set and watch a couple youtube vids, dumb nigger.

[Anonymous No.57409212]

Just fix it yourself.

[Anonymous No.57409323]

>>57408836

me and the millions of honda and toyota drivers aren't lucky we just know how to pick our brands. I save more money than you with your lease, cope and seethe retard

[Anonymous No.57409895]

>>57408958
have you tried drinking water?

[Anonymous No.57410103]

>>57408525
>have an emergency fund
>have an emergency
>use money from somewhere else
what

[Anonymous No.57410251]

>>57407743
Walk

[Anonymous No.57410841]

>>57408267
I bought a 2015 hyundai during 2022. Didn't have any issues and its still running smooth after I threw 30k miles on it.
Learn to use Facebook marketplace instead of spazzing like a retard and trawling used car dealerships like a zoomer nigger moron.
Also learn the basics of checking an engine, feeling tires and running the car in both a highway and traffic.

[Anonymous No.57410880]

>>57409048
>>57409108
>>57409155
>>57409011
>>57408836
>>57408806
>15pbtid
>absolute /b/tard levels of switching personalities
Kek (You) live here larping NEETger

[Anonymous No.57411223]

>>57410880
>poor reading comprehension and inability to interpret sarcasm and social cues are signs of low functioning autism

Wtf no way

[Anonymous No.57411244]

>>57407743
Learn how to do it yourself and you'll cut those bills insanely. Usually labor is what fucks you in your tight little ass on those jobs.

[Anonymous No.57411304]

>>57411244
Can't work on a car when it's street parking or apartments/condos. Also, you have to have tools and even better specialized tools, which are expensive. If it take a mechanic in a shop 4 hours to do its going to take you Ll week if your lucky. Time value of money is a bitch

[Anonymous No.57411320]

>>57411304
>Time value of money is a bitch

Bingo.

[Anonymous No.57411342]

>>57407743
Honda or Toyota only.

FUCK American cars.

[Anonymous No.57411508]

>>57411342
almost all toyotas and hondas are made in America now retard :)

[Anonymous No.57411583]

>>57411304
>Can't work on a car when it's street parking or apartments/condos.
>time is money
You're lecturing me about not valuing money and implying you live in an apartment or condo? And one without a parking area you can work on your shit at that? Nigga LMAO

[Anonymous No.57411592]

>>57411223

>gets retarded opinion torn to shreds
>"jokes on you i was just pretending to be retarded"

ok

[Anonymous No.57411626]

>>57411592

Come back and try again when you’re sober, retard. Top Kek.

[Anonymous No.57411770]

>>57407743
Learn to fix things yourself. Friend tells me his car is in the shop because it was beginning to overheat. Code came up for water pump (electric). Shows me the bill estimate, $900. Tell him to let me fix it instead. Cost me $120 for new pump (without unnecessary housing assembly) and the new coolant to refill after pump replacement. A little under 2 hours in his driveway. Good as new. Mechanic had already replaced the battery unfortunately, it was completely unnecessary as it was about a year old and he didn't show any proof that it was bad to my friend. Still, he saved about $600. There's YouTube videos for everything. There is a post on a forum somewhere about the problem you're having.

[Anonymous No.57411834]

>>57411770

[Anonymous No.57411923]

>>57411770
Carguy forums have some of the most savant like posts I've ever seen. "Oh you have a little rattle that sounds like this?" The they'll proceed to provide detailed instructions on what's wrong, exactly how to fix it, and what caused it in the first place and how to prevent it. Those guys rule.

[Anonymous No.57411949]

>>57411508
No shit moron.
With Toyota standards. You know, the best company at industry. Period. There's a period at the end of that sentence.
If your company isn't copying Toyota you're literally fucking up.

[Anonymous No.57413379]

>>57407743
dude just buy a new to you used card thats 10 years old and costs $10K...the market is great! are we all glad they had that "cash for clunkers" program that got rid of a lot of usable cheap cars? haha black lives matter!

[Anonymous No.57413482]

>>57408928
Bet you order food to your house every day because you need a specialist to cook your food for you. You are a useless automaton that can only do your specific profession that the jews trained you to do. You are the perfect consumer golem

[Anonymous No.57413555]

>>57408647
thats the type of car actual wealthy people lean toward, they dont buy niggermobile g wagons like an armenian housewife, did you not learn that at financial reporting school? lmao

[Anonymous No.57413579]

>>57411583
any apartment building that isnt white trash/ beaner-tier prohibits working on cars in the parking garage or lot.

[Anonymous No.57413599]

>>57411770
You’re a good friend

[Anonymous No.57413621]

>>57411770
How much does a code machine cost. Retard

[Anonymous No.57413674]

>tfw took my car to jiffy lube today and hemorrhaged money

I own a used 2019 Nissan Sentra. Bought it from Carmax in 2022. It had 21 thousand miles on it and I bought it for $22k. It currently has only 29 thousand miles. Earlier today, I took it to Jiffy Lube for maintenance and ended up paying $650 in getting it serviced and changing the battery, among other things. Oh well, I plan to sell my car to my brother when I move to the city later this year. I'll ask him for $5k and let him finishing paying off the remaining lease balance, which will be about $7k.

[Anonymous No.57413774]

>>57413674

Many such cases, sad!

[Anonymous No.57414077]

>>57407743
>I know these guys and trust them but for fuck's sake.
kek