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/biz/ - Business & Finance

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57326500 No.57326500 [Reply] [Original]

Just did a monte carlo simulation on my retirement accounts…

How the fuck are people fucking up so badly in the west?

Worst case scenario I still have a comfy retirement.

>> No.57326531

>>57326500
worst case scenario is you losing everything

>> No.57326544

>>57326500
>How the fuck are people fucking up so badly in the west?
outsourcing their brain to malicious actors

>> No.57326553

>>57326500
At least in the US you still have freedom to fail, if you avoid really basic traps that get everyone else like consumerism you're so fucking far ahead of everyone else.

>> No.57326554

>>57326500
How do I do one? Is it only for equities?

>> No.57326566

>>57326531
Nah it in large caps and growh stocks. Still worked out to be an okay number and i’m retiring abroad.

>> No.57326635
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57326635

>>57326500
What stocks you in anon?

>> No.57326650
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57326650

>>57326635
index Funds ETFs the safe stuff for retirement.

But yea even if i’m a worst performer, still guranteed to retire with millions. Kind if fucking crazy.

>> No.57326757
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57326757

>>57326650
OK, how much money do you have in etfs?

>> No.57326872

>>57326553
> Avoid consumerism.
Impossible. I just got new work boots and gloves. And I got 2 new charging cables. Every week I feel like I buy shit like this. I don't even think it's necessary but I still buy it. Fuck my life I'm ngmi

>> No.57326927

>>57326757
At the moment, about $60k. The portfolio is nothing but ETFs because it a rollover from my previous 401ks.

I can’t contribute to them but my fees are much lower now and I reinvest in dividends.