"Accredited Investor" laws are

[Anonymous No.57133064]

>want to invest in my brother's restauraunt
>he'll give me some equity and percentage of profit
>government denies you this because you aren't worth $1 million
>tfw I learned that most people are literally banned from any kind of private investment because the government is "looking out for you"

[Anonymous No.57133077]

>>57133064
I "invested" in a restaurant a few years ago and never saw the money again. It closed down 6 months later practically on the day. You are being protected from yourself.

[Anonymous No.57133081]

>>57133064
Thats why I'll just use defi and p2p, fuck the government.

[Anonymous No.57133089]

>>57133064
Yeah. It's amazing how much of a scam it is. Already rich people create laws to say already rich people get all the early opportunities.
>>57133077
Of course there's a high chance of failure. Doesn't meant people should be blocked from risking their own money.

[Anonymous No.57133090]

>>57133077
>I "invested" in a restaurant a few years ago and never saw the money again. It closed down 6 months later practically on the day. You are being protected from yourself.
No thanks. I don't need the government to tell me where I can put my money. Do you not see that this is just a way to keep you poor and solidify the rich class?

[Anonymous No.57133113]

>>57133064
>>57133090
Why do you think you need accredited investor status if you don't want protection for yourself? Nothing stops you from investing, you will just not be regulated in the (expensive, often irritating) way a high-net-worth entity would be.

[Anonymous No.57133122]

>>57133089
All wealthy people made plenty of risks with their money. The difference is that most of them were born wealthy which allowed them to make risky investments that can't really hurt them and only get them rich. Also, the vast majority of wealth comes from private investments. It's practically the only way to get real wealth. They took this from us.

[Anonymous No.57133165]

>>57133113
>Why do you think you need accredited investor status if you don't want protection for yourself?
I don't think the government should be ban private citizens from making private investments with their own money aside from regulations that apply to every citizen and company.
>Nothing stops you from investing, you will just not be regulated in the (expensive, often irritating) way a high-net-worth entity would be.
Up here in Canada, I cannot do any private investing because I don't have a net worth of $5 million. So, yes, I have been banned from investing in my local gym because the government wants the plebs on a tight leash. It's "for their benefit", of course. Clown world.

[Anonymous No.57133206]

>>57133077
someone losing money and others making money is actually a good thing, it means the market is working. the government just doesn't want US to be the winners. sorry you lost that one time.

[Seanonymous No.57133256]

>>57133064
That actually makes a lot of sense and probably there would be a huge boom and bust if they removed it. But it's also classist. Which is convenient.

[Anonymous No.57133263]

>>57133077
listen to this anon he knows whats up. OP YOU need to stop being concious and let the government control you. stfu and let the government control your emotions for you, you should be asking them if youre allowed to be happy and thanking them when they give you permission holy fuck

[Anonymous No.57133278]

>>57133064
>>57133077
I have a client who "invested" in a restaurant. They run all the profits through payroll and he hasnt seen a dime since there is no income. He gave them 200k. Restaurants are a horrible investment in general.

[Anonymous No.57133307]

>>57133064
Why the fuck is your brother's restaurant organized as a corporation? Is that some regulatory requirement or does he not know about double-taxation? How about instead of dealing in unregistered securities, you guys form an LLC like a normal person and own a stake in its equity like a normal person.

[Anonymous No.57133314]

>>57133256
Right? They just hate the idea of a large group of people, like a family or even neighborhood, investing in a local business or project that they then own and profit from.
>>57133278
>I have a client who "invested" in a restaurant. They run all the profits through payroll and he hasnt seen a dime since there is no income. He gave them 200k. Restaurants are a horrible investment in general.
They may be horrible investments. Most people might even be horrible investors in general but that still doesn't warrant these kinds of laws. How many people are born into $5 million of wealth? How many people can even climb their way up to that net worth in order to privately invest? Private investments are everything. And they banned us from doing that...

[Anonymous No.57133319]

>>57133307
This. It's not hard.

[Anonymous No.57133331]

>>57133307
>Why the fuck is your brother's restaurant organized as a corporation? Is that some regulatory requirement or does he not know about double-taxation? How about instead of dealing in unregistered securities, you guys form an LLC like a normal person and own a stake in its equity like a normal person.
If you live in the West, you literally cannot do any of that. These are laws that the company must obey. The only solution is to join some huge fund and get tiny dividends and tiny equity if any (they usually give no equity at all).

[Anonymous No.57133333]

>>57133278
after the business pays wages, rent, buys more food, etc
its very possible to make zero money for years

[Anonymous No.57133350]

>>57133307
Adding on to this>>57133331
The only way you could do anything like you described is if you gave your money to an accredited investor. So, basically invest through another person who's rich, because the government has banned you from doing it yourself because apparently, you're too stupid. What a joke.

[Anonymous No.57133360]

>>57133307
Was basically going to say this... you should be legally able to invest in your brother's restaurant and not barred from it because of securities law

[Anonymous No.57133380]

>>57133331
Are you retarded? You put both your names on the LLC, you become an "employee" of the restaurant and then he pays your dividend as your salary

[Anonymous No.57133400]

so the government IS literally protecting you and you re sitting there saying "why can't I just go lose a 1/4 million dollars buying my brother in law a restaurant"

[Anonymous No.57133506]

>>57133333
to everyone seething over my post...
check these motherfucking digits
YES, you DO need big daddy govt to protect you, you fucking morons. Otherwise you'd already be rich enough to qualify as an accredited investor.

[Anonymous No.57133611]

>>57133064
Law should be:
>you are not allowed to invest more than 1% of your liquid assets.
There are unironically too many idiots and scammers out there.
but, but sure - completely unregulated markets work the best AFTER the market has become savvy enough to avoid "most" scams.
(((Bernie)))
(((Scam Bankrun Fraud)))
(((CDOs)))
well, we all know why these scams was promoted....

[Anonymous No.57134005]

>>57133333
Checking these amazing digits

[Anonymous No.57134024]

There are plenty of exemptions, including for family and friends. The reason you shouldn't invest isn't because the government bans you (it doesn't), it's because you're obviously not competent enough to research the matter.

[Anonymous No.57134036]

>>57133077
Skill issue

[Anonymous No.57134678]

>>57133064
Just ask your local Rabbi how to become that without a million