What's the best financial advice you have received?

[Anonymous No.56322578]

[Anonymous No.56322627]

based mom.

buy low. sell high.

[Anonymous No.56322694]

Enjoy your garnished wages

[Anonymous No.56322706]

>>56322694
There's probably many ways around this shit too. These guys have lawyers assigned to them by the clubs that know full well about how women and athletes go

[Anonymous No.56322736]

>>56322578
You dont need it, dont buy it.

[Anonymous No.56323374]

>>56322578
Don't get married.

[Anonymous No.56323713]

>>56323374
You shouldn’t even date a woman past the point where she starts to become even mildly annoying or restrictive to your life in a habitual or consistent way. There’s no point. Women only get worse over time because they have no motivation to improve and because most of them are legitimately bad people by default and can only keep the act up for so long, usually ~6 months. No woman makes your life awful and suddenly one day wakes up and goes “wow I’m the problem!…I’m going to be better as a human being!” They are incapable of seeing their role in causing the misery of themselves or others so you as a guy end up responsible for managing them, but that gets real damn old real quickly.

[Anonymous No.56323736]

>>56323713
i agree, you should not reproduce

[Anonymous No.56323839]

>>56323736
Fairly soon we won't be reproducing normally at all. Eugenics was right and humans are dogshit at mate selection

[Anonymous No.56323850]

>>56322578
Remember to put all of your assets into an irrevocable trust before marriage. Remember to get a solid prenup with a two very good attorneys just in case you have children and so you do not get crushed with child support and spousal support payments after a divorce. Also don't get married if you can avoid it.

[Anonymous No.56323933]

>>56323713
didn't read, you're gay and probably smell bad LOL

[Anonymous No.56324055]

>>56323713
Roasties seething at this post, kek.

[Anonymous No.56324124]

>>56322694
Income deduction won't fly without child support. He "could" be placed on alimony support, but that would depend on many things and usually it isn't enforceable (unless you live in a state like NY or CA; you'll get raped hard by the circuit court).

[Anonymous No.56324135]

>>56322706
>There's probably many ways around this shit too.
If you have an employer that doesnt report wages, or if you're working under the table, then the courts cannot do jack shit.
But if they do report and your employer is registered to the state's system via interface, then you're fucked.

[Anonymous No.56324142]

>>56323374
Correct

[Anonymous No.56324437]

>>56323850
>irrevocable trust
No such thing.

[Anonymous No.56324449]

>>56322578
get a job

[Anonymous No.56324489]

Alimony is literal, unironic enslavement of another human being. And no one has bothered to challenge it in the year 2023 because this society is terrifically gynocentric. Imagine pretending it's a patriarchy when you can walk into a state court and have them order the person you just broke up with to financially support you for eternity.

[Anonymous No.56324499]

>>56322578
Buy Bitcoin

[Anonymous No.56324529]

>>56322578
BASED MOMMY

[Anonymous No.56324541]

>>56323713
Based post
roasties are absolutely fuming

[Anonymous No.56324645]

>>56323736
Why are holes so easy to recognize. What a retard gender lmfao.

[Anonymous No.56324686]

>>56322578
Jesus Christ, fuck france

[Anonymous No.56324874]

>>56322578
>Best financial advice
Buy fantom
>Worst financial advice
Bagholding and not selling

Went from rom 4k to 300k to 20k

[Anonymous No.56325086]

Lifestyle inflation is scarily easy and after hedonistic adaptation, you'll feel just the same.

[Anonymous No.56325135]

>>56322578
buy a car a few years old and never buy new

[Anonymous No.56325643]

>>56322736
how far does this go? all you need is water and bread and a dry place to sleep to survive but that's not really living.

[Anonymous No.56325719]

>>56322578
live in a rural area. the city is just not worth it unless you are an executive and you have to live there.

[Anonymous No.56325728]

>>56323713
agree, the modern first world city woman is just a far too dangerous gamble and the replies are just examples of it

[Anonymous No.56325734]

Ignore women.

[Anonymous No.56325780]

>>56322578
Lending & seller financing

[Anonymous No.56325800]

>>56323850
off-shore that trust & this /biz/raelian is correct

[Anonymous No.56325847]

>>56323850
Would the prenups hold up? How come rich men have to still pay their wives so much if this kind of stuff worked?

[Anonymous No.56325859]

>>56325847
depends of where you live, prenups tend to be jokes in liberal shitholes like california and canada

[Anonymous No.56325879]

>>56325859
These Anglo countries have the worst divorce laws

[Anonymous No.56325887]

>>56325847
they may, but don't put your eggs on that basket - prenup is just a shit test for the future wife, and won't matter even if it's tossed into a bin, if you have an off-shore trust to shield your wealth.

[Anonymous No.56325921]

i never sell the tops thinking "this is it the big one" i never buy the bottoms thinking "it's over" and do the opposite, and lost half my money. Couple of months ago i started doing the opposite and always buy back in even for a 3% gain and had two green months despite the cancer that is this market.

[Anonymous No.56325925]

>>56325879
shit you are right, forgot than frogs cant test for paternity lmao.

[Anonymous No.56325953]

>>56325925
you can send the test samples to Belgium, and if you get caught, the worst you face is a fine.
Alimony is limited to 8 years, but it's fucking 8 years long.

[Anonymous No.56326003]

>>56325887
The trick is NEVER buy a house with a woman. Buy your own home before marriage that way she is not entitled to it. Make sure your name is the only one on the deed. NEXT put all of your assets into a trust BEFORE getting married. This includes real estate, retirement accounts and all crypto brokerages

[Anonymous No.56326058]

>>56326003
nigger buy everything under the trust or LLCs owned by the trust that you control, hamstring your wealth & waiting until your 60s to get married is retarded.

[Anonymous No.56326291]

>>56323713
I have sworn off women. It is better to pray and work.

[Anonymous No.56326300]

finish college and get a do very little cooperate white collar job

[Anonymous No.56326333]

>>56326300
This. It's worked for many people, but it's a long play.
>Get marketable degree
>Get good job that pays well and provides a solid floor for more raises
>Work hard enough to get paid well, but coast as well as you can (this requires more brains than you'd realize)
>Love below your means
>Invest aggressively
>Be worth 7 figures in 10 years
As a 30 something year old boomer, I have seen countless peers do this, but it requires some initial work and ongoing discipline, but it works. Good friend of mine is an engineer at a defense contractor, 35, has almost zero debt, and can probably retire in his 40's if he wanted to. No fancy clothes, no insane vacations, just lives a frugal and disciplined life and will cut off literal decades of working time in his life by doing things this way

[Anonymous No.56326517]

>>56323713
>No woman makes your life awful and suddenly one day wakes up and goes “wow I’m the problem!…I’m going to be better as a human being!”

[Anonymous No.56326560]

>>56323713
sucks to live in a first world third world country I guess

[Anonymous No.56326849]

>>56324124
>Income deduction won't fly without child support

Indentured servitude that should be eliminated

[Anonymous No.56326867]

>>56322578
invest in yourself
why settle for a 60k job if you can get 200k+ with a few extra years of school

[Anonymous No.56326932]

>>56326300
>>56326333
this is basically the path I'm on. yes i work 30 hours a week from an office with air conditioning but it's not so bad and generally my co workers are decent people not idiots. ill be out of clown world somewhere between low 40s and 50 depending how the markets do and my raises over the next 10 years. I also get to live a nice life in the meantime.

>>56326867
the problem with 200k+ a year jobs is they're 60 to 70 hours a week and people expect results. at a 100k a year job you just have to be as good as other mid level slackers, not as good as dedicated boy geniuses who got into and got a degree from an Ivey league. I've known a couple people who left FAANNG jobs and took 2 other software jobs both paying around 1/2 what they made before and still work significantly less hours. Microsoft got it right with pay top 10% but not top 5% and let people have a work life balance.

[Anonymous No.56327087]

>>56326932
not in healthcare. 40-50 for sure but people working 60+ are doing it to make more.

[Anonymous No.56327241]

>>56327087
look here mister/miss smart ass you can take your fancy numbers and shove'm up your ass you hear me i work 120 hours a week in a shitty job and you think you're so damn smart with your fancy college and your fancy numbers

[Anonymous No.56327273]

>>56323713
wow this is some hard fucking truth here

[Anonymous No.56327325]

>>56323713
Brutal

[Anonymous No.56327386]

>>56322578
Find and join lots of crypto giveaways
Lie to people and tell them you can draw/design and become their ad campaing manager, learn on the fly, take the job
Most NFTs are worthless but the ones that are still alive are literal goldmines
Buy duck race derby (see above)
Crypto gambling and the people in that ecosystemis the only way to make it and the only ones who take the money seriously
the link cope is unironically made by janitors
shitcoins are worthless unless you buy into the launch, otherwise don't bother

[Anonymous No.56327398]

>>56323713
Roasties btfo

[Anonymous No.56327419]

Guys I know modern womemes are at an all-time low for trust but just find a genuinely good one (I know it's like a needle in the haystack) and don't do that prenup shit because that's not real love. :)

[Anonymous No.56327427]

>>56323713
Uuuuh based department
is this ai generated? its too real

[Anonymous No.56327433]

>>56323713
Based. Only 28 but its crazy how many divirced couples I see from my high school class. Most have kids already too. I worked as a bartender in college at an upscale restaurant and constantly had married guys venting how much they hate their life and they envied me fir being young and single. Women are such a scam nowadays.

[Anonymous No.56327701]

>>56327433
respond to this post you found online this is the post

[Anonymous No.56328004]

>>56327701
i found this online and it is bullshit you can suck my ass

[Anonymous No.56328025]

>>56327433
I also get life advice from drunkards. Drug addicts are good too.

[Anonymous No.56328050]

>>56323713
THIS

[Anonymous No.56328127]

>>56322578
>>56323713
https://www.youtube.com/@ManTalkTheReal/videos
Watch all his vids. It's the "worst of the worst", but you'll learn plenty

Things like
>Women reveal their true selves on social media (i.e. they "tell on" themselves)
>Never invite the government into your relationship (i.e. marriage) when divorce is so one-sided.
>Respect yourself, meaning respect your time, body, money, and health. Demand the same from others.
>80% of men are invisible to women. Don't worry if you can't be successful with women when you're younger. Men can father children in their 50s and beyond. Women only have until they're 35-40 and most of them waste their best chance at getting a good man by trying to go for the top 10% of men who aren't really interested in them. Take your time, don't panic. Get fit, get your money right. Give up on women for a little while and focus only on yourself. Once you do, you might not even want to deal with women's bullshit anymore.
>Women now have access to chads, but are so delusional they think hooking up on tinder means they're worthy of the men that only want to pump and dump them. The chads they're going after are never going to commit to them, but they have hope because they're getting sex.
>Women way deeper into double standards then men. Say you want a woman with big tits? Well then "you're sexist". But if she says she wants a man 6ft tall, who makes $100k+, and has abs? she "has standards".
>Women have value by default when they're younger. That may seem unfair, but remember your value increases as you become more successful and theirs decreases as they get older. While younger they think "men are so easy". They don't realize how hard it's going to get for them when they hit 35 and men don't want them anymore.
>Remember that you are the prize. You're only going to get better over time and she's only going to decrease in fertility, attractiveness, and agreeableness.

[Anonymous No.56328133]

>>56328127
>Women don't marry down. They expect high earning men to marry them so they can quit their job/business and keep spending money to maintain their ridiculous "lifestyle". They also think their ability to make money makes them more desirable. It usually comes at the cost of making them less agreeable.
>Some are so delusional they think having their own business qualifies them to get a man that is making $300k+ a year with his business, because they can "help him with his business". Those men don't need help, and they're going to hook up with younger & more agreeable women.

[Anonymous No.56328268]

>>56328133
i hate you for making me read that bullshit i'm a bitter old man and even i know that's not true there was a time in the 1950s when women were expected to be homemakers and depend on a man to provide for them but that time is long gone

[Anonymous No.56328378]

>>56328127
so you just want me to watch a channel of videos of gross women being gross? i mean, ive done gross shit before, i just dont talk about it because its gross, i think thats the real redflag

[Anonymous No.56328396]

>>56328268
The reason it's not like that now is because femism was the pet project of my aunt Elizabeth, who used to be the queen of England, and no wanted to tell her to STFU with her femist bullshit.

[Anonymous No.56328459]

>>56328268
"oh i hate you so much for making me read that whiny liberal crap

i'm a curmudgeonly old coot and i know you're full of it women are still expected to be homemakers and depend on their husbands to pay for everything so you're wrong kid now grow up you naive young fool"

[Anonymous No.56328556]

>>56323933
>if male then manlet goblin cuck
>if female then aged-out whore with pancake tits
OP is based

[Anonymous No.56328625]

Dear Anons, I’d like to ask for some advice here from those more knowledge in money management. I am currently in the process of opening a business and also paying off my house. I owe $47k (loan issued in 2014/$130k original loan/30 year term/4.25% interest) on my mortgage, $675 a monthly payment. I have:
>$44k cash in bank account
>$30k in a liquid asset I can sell anytime (PM’s)
>$60k IRA
>$100k/year combined net income
>no other debt

Can I get please have some advice?
I want to pay off my house very much for peace of mind. My family line is illiterate when it comes to money and terrible with budgeting. Lots of suffering from lack of money management and personal issues. To own my own house from my own efforts is within my reach and a big deal for me.
I actually converted my 401k to an IRA after my last job so that I could use that cash to start a business (I am aware of the 10% penalty and tax which would come out to $12k (~20% lost out of $60k). I have not touched the IRA yet. I also do not want to take out a loan or line of credit for the business. I have excellent credit and have many offers to loan me funds. Also, my spouse is not keen on using the house as collateral on a business loan.
I have spent $17k towards startup costs for the business, which I calculate will cost $50k total. So I need to spend $37k more to start my business.
I have enough cash and liquid assets to pay off the house, and enough to start my business. What do you think is the best way to use my assets to accomplish this? I want to have that piece of mind that the house is paid off, before my business venture. But also I don’t want to drop my bank account to zero. Is there something I might be missing?

[Anonymous No.56328676]

>>56328556
this is a misogynist hateful and just a ridiculous generalization first of all women are not "whores" and they are not "aged out" in fact women do not exist for men's pleasure secondly there are many different types of men and the idea that they're all "manlets" or "goblin cucks" is just not true or representative of reality

[Anonymous No.56328702]

>>56328676
It's not mysoginist, he just hate women in general

[Anonymous No.56328968]

>>56328676
This is a good AI and it makes me want to buy NyanCatMoney

[Anonymous No.56328995]

>>56328268
I'm not suggesting you need to find a housewife and if that's what you got from my posts then you need help with reading comprehension

I'm suggesting that you not allow women to get away with wasting your time, disrespecting you, and not putting in effort. If you want to find an equal partner, do that. But if the relationship involves you paying for almost everything, she needs to put in effort too in some regard. No free rides.
I'm also saying women today believe they're too good for men on their level because they have easy access to the top men that just want to hook up and not commit
Nothing I've said is untrue and I feel sorry for you if you can't understand it

[Anonymous No.56329013]

>>56323713
Upvoted

[Anonymous No.56329314]

>>56323713

[Anonymous No.56329522]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56329593]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56329673]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56329747]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56329808]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56329861]

>>56322578
what would he have done if his mother died? sounds like a bad plan

[Anonymous No.56329864]

>>56323713
sounds to me like you only met shitty women in your life
it tells more about you than it tells about women in general

[Anonymous No.56329881]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56329939]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56330012]

Day Three of posting about Nyan Cat Money five hundred times per day until its over $1 each. Post Counter 107

[Anonymous No.56330332]

>>56322578
DYOR was the best advice I got. did my proper research and came across the likes of EGLD, NXRA, GOG, UTK, etc. can't wait to see the magic these make in the bull market.

[Anonymous No.56330536]

>>56323713

Based. This guy knows. 90-95% of them will not only ruin you but will cheat on you as well. This ain't your parents dating game anymore.

[Anonymous No.56330562]

>>56329864

What about me? Whose fault is it when you treat women with respect and do all the things a man should to be a solid mate, only for them to lie, cheat, and fake pregnancies after you are forced to break up with them? So if we don't meet shitty women, what else is left? The few decent ones are already spoken for in high school, college at the latest, and even that isn't a guarantee. So what is it then, either shitty women or no women by my count. The majority of women have become so intolerable and toxic that it makes no sense to pursue and endure them. My brother found a good one and started a family with her, and I am very happy for them. However, they are the exception, not the rule. Between social media and ho-flation there is a 99% chance you will be taken advantage of and pushed as far as you will allow by bringing one into your life, but don't take our word for it.