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56208221 No.56208221 [Reply] [Original]

I am applying for a new car insurance
Is it better to have a Higher deductible to have a lower monthly pay

>> No.56208252

Depends on the value of your car, if you live in a shitty area, how much you drive and where you drive, how much cash do you keep around etc.

>> No.56210771

>>56208221
lower premiums if you’re a good driver
lower deductible if you aren’t one or live in a city with shit drivers

>> No.56210827

>>56208221
Only if you don’t use your insurance. If you actually have to use it, you’ll regret it.

My advice is to get theft coverage and if you do a lot of freeway driving, a low deductible for glass damage. I cracked my windshield like 3 or 4 times on the freeway just driving to work.