/biz/ - Business & Finance

[Anonymous No.56136373]

I never understood richfags that live like poors and frugally. And they act like they are 500iq and so nobel and braggadocious about it.

>Hurr durr look at me everyone I have no debt and have an income north of 250k a year and a 1M+ savings account look how smart I am everyone

Shitbox house, shitbox car, ugly wife etc.

What's the point of wealth if it is not used to enhance your life, seeing digits stack in some account is just greedy and defeats the point of being rich.

>muh retirement
So you will enjoy your wealth when your dick don't work, you cant see and have bad knees?

Fuck all of you smug rich faggots that think living frugally is some noble endeavor, your a smug sanctimonious asshole that has a greed and hoarding problem. You cant stack youth or time, and without either money is useless.

[Anonymous No.56136395]

>>56136373
>MUH DICK
>MUH Rolex
>MUH car

Nigger mentality thread, don't bother replying.

[Anonymous No.56136411]

>>56136373
>crisis actors
>promote poverty
>destroy monies

[Anonymous No.56136447]

>>56136395
There is a balance between basketball-american splurging and moderately enjoying your wealth on nice things retard. I am not saying as a high net worth individual I will drop 80% of my net worth combined on a house, rolls Royce and retarded jewelry but there is a point where you can and should spend even 5% of say a 900k net worth on a sports car you love, a hobby or something you spend alot of your time doing or using.

Instead of being a chronically addicted "number go up on my savings account must cut my spending this month to pump it higher" when you have a top 1% income and/or 7 figure savings.

[Anonymous No.56136452]

>>56136373
Post your hand. You sound like people who buy gold chains and expensive cars after winning a lottery. It's a poorfag mentality to think consoomerism is the ultimate goal of life.

[Anonymous No.56136477]

Wealth isn't about money. Only poorfags think this. It's a set of values, relationships, and time management principles.

[Anonymous No.56136501]

>>56136477
>set of values, relationships, and time management principles
Falling on deaf ears, this board is about money. But I agree on that sentiment to an extent.

>>56136452
Nothing in my post says anything about CONSOOMING is the ultimate goal in life. I am simply aiming at stealth wealth addicts and penny pinching millionaires who neglect their quality of life just for the sake of money go up on savings account and then act smug about it to strangers about how noble they are that they don't spend their fortune on anything.

[Anonymous No.56136519]

I read Epicurus' letter to Menoeceus and am weary of pleasure incurring a debt to future pleasure. Also it's more fun to drive a slow car fast than a fast car slow.

[Anonymous No.56136550]

>>56136447
As a frugal monk mode poorfag that would mostly remain so even if I got rich, I actually agree. I would spend big on the things I care about, not doing that would defeat the purpose of not just being rich, but living at all.
Its especially fucked up because some people turn this "hustle", "productivity" or just chasing gains into its own end, instead of a means of getting what you actually want in life.

[Anonymous No.56136551]

>>56136373
>poorfag cant comprehend why richfags avoid frivolous consumption in order to achieve more meaningful success in their limited time on earth
>poorfag angry that he doesnt have ostentatious car
Gee, anon, maybe theres a reason youre poor

[Anonymous No.56136569]

I always wonder, what is the luxury car brand that is acceptably comfortable but signals you aren't nouveau riche or an idiot? I wouldn't know, my parents liked Chrysler.

[Anonymous No.56136587]

>>56136373
these rich overachiever guys don’t really care about money
i mean they do but also not really
they care more about having as much as possible rather than buying 10yachts and getting nigger chains
the want to be top dog and work
that’s why they never step down and work until they drop dead

that said a lot of humble millionaires and billionaires aren’t actually humble
look at bill gates
ye he has a normie family but he also fucks high class escort teen girls
he maybe even has done worse

[Anonymous No.56136658]

>>56136551
>frivolous consumption

The consumption I was highlighting in OP isn't frivolous. If you live your entire 20s and 30s as a millionaire or high net worth individual if you make it at that age no better than a schlub that makes 50k a year and never spend a shred of your money on a hobby you derive joy from, a home that isn't trailer park tier, a decent car or motorcycle you love and get pleasure from, or use the money to improve the lives of others what was the point of it all besides greed and some ego satisfying numerical goal that has no end?

There has to be a balance between frugal and splurge that has to be struck if you made it. Either extreme is either low iq behavior and/or smug and ego feeding

[Anonymous No.56136662]

>>56136569
Mercedes-AMG C-Class Estate

[Anonymous No.56136706]

>>56136550
>some people turn this "hustle", "productivity" or just chasing gains into its own end, instead of a means of getting what you actually want in life

wow someone with actual reading comprehension and no ego complex on being needlessly frugal. Your gonna make it anon

[Anonymous No.56136712]

at certain point, rich people move to rich neighborhood because you cant be friends with people that are poorer than you.

[Anonymous No.56136719]

>>56136477
This. I could be penniless and living on the street and my class would remain the same. I could become a billionaire, and I'd never 'upgrade' to upper-class toff. Its your values/tastes more than anything.
If I 'make it' very little will change other than I will not work so hard for something I dont care about - I'll work hard for things I DO care about instead. Sure, I'll get a nice house in the country with some land, some ground to till, some place to grow vegetables and rear old-breed pigs maybe, an orchard to press my own cider, stupid shit like that. But simply consooming for the sake of it sounds dumb as fuck what is the point? How does having the newest car/clothes/watch whatever improve your life?

[Anonymous No.56136763]

>>56136373
you're poor.

[Anonymous No.56136774]

>>56136763
And you are miserable despite the digits you have in your account.

[Anonymous No.56136896]

>>56136569
lexus, no other answer

[Anonymous No.56136965]

Don't know, these guys may be onto something being rich ascetics. Some of them likely know that if they start spending freely they will let their demons run rampant.

I had a small taste of "made it" with seven figures and all of my existing addictions got worse.

>Already fat at time of made it, gained 100+ pounds and got diabetes because I can order whatever the fuck I want. Literal Doordash 2-3 X per day every day, high end snacks, entire cases of chips and juice on Amazon to stock pantry.
>Porn addicted. Had a home theater room custom built in my house purely to jack off to interracial porn in perfect HD.
>Zero patience every time the slightest thing goes wrong, throw a fucking fit.
>Couldn't relate to normal friends anymore, I would listen to their woes about their jobs and barely making rent but it became more foreign and detached.
>Still annoyed I'm not richer than I am but too demotivated and unhealthy to try to make lightning strike twice with a second business or whatever.
>Scared I am turning gay or trans and eventually I will give into degenerate urges to suck a Black guy's dick.

The best advice I can give anyone with a chance at making it is to get your shit together mentally BEFORE you do. And for the record, I've seen others in my industry suddenly come into money and they cannot fucking handle it. They usually blow themselves up and lose everything.

I'm one of the rare people who held onto my riches with smart, basic investments. But mentally I am a fucking basketcase of poor health and twisted sexuality.

[Anonymous No.56137006]

>>56136965
Money just brings out more of who you already are. Getting right an having a plan on what to do with your money before you make it is essential.

[Anonymous No.56137018]

>>56136658
Imagine caring what other people do with their time and money

>top kek
>fag detected

[Anonymous No.56137057]

>>56136373
you can't understand it because you're low iq
you will also unfortunately fail to understand my post for the same reason. low iq people are extremely defensive about intelligence
but the truth is simple: high iq people have a richer inner world, which makes trinkets and baubles less interesting by comparison
that is, it's not that they can't enjoy a fast car or a pretty woman. it's just that fast cars and pretty women are in competition with a million other interesting things in their head that requires less effort and give the same reward to the pleasure centers of the brain
at this point, keeping money as money (whether liquid, investments...) buys you optionality. that optionality may be reclaiming your time (quitting your job). it could be security against accidents of life. the potential alone tends to be deeply satisfying
for a poorfag analogy, think of how you feel when you think of going to a party or whatever. quite often you look up to the event as much as you enjoy the event itself, sometimes even moreso
high iq types saving money tend to view it like this. except even more extreme. with a rich inner world, being alive alone is a party, so maximising your chances to be alive with minimum effort tends to be optimal
there is no virtue involved in perceived asceticism, that asceticism is mostly a consequence of alignment

[Anonymous No.56137105]

answer is this: all the money in the world can't buy class

[Anonymous No.56137191]

>>56136373
Hint: they grew up rich

[Anonymous No.56137202]

>>56136373
>What's the point of wealth if it is not used to enhance your life, seeing digits stack in some account is just greedy and defeats the point of being rich.
Unlimited free time and security is enhancing your life. Next question?

[Anonymous No.56137207]

>>56136965
>Literal Doordash 2-3 X per day every day
I went through this phase after making it. I still eat out too much, but don't do doordash often anymore.

[Anonymous No.56137271]

>>56136395
There is hardly any difference between flaunting your wealth Richard Heart style or driving a beaten up +20 yo Volvo; you are doing it to be perceived in a certain way.
Main difference being that the latter is a form of self flaggelation that is done to show how "pious" you are.
If you, me or anyone else on this planet got trapped in an Omega man type situation (I'm legend is the last remake of the movie), no one would be driving a Prius, we would all be cruising in Bentleys or the likes.. introduce society into the mix and suddenly the faux modesty/frugality starts.

[Anonymous No.56137323]

>>56136373
You don't have the right mind set to be rich. Even if by some chance to do make it some day, you wont be rich for long!

[Anonymous No.56137375]

>>56136395
this

[Anonymous No.56137378]

>>56136501
Maybe they're spending money on investments and things that actually matter? If you're already rich why do you have to look rich?

[Anonymous No.56137386]

>>56136447
Shut up nigger you will always be poor because of this exact mentality of yours

[Anonymous No.56137388]

>>56136373
It's weird you use a photo of Bezos to make this point.
Sure, it took him a little time to ramp up to it, but he's definitely spending way more money than you or I will ever see in our lifetimes on luxuries that we'll never dream of affording.

[Anonymous No.56137417]

Bezos has a yacht worth like 100 million though.

[Anonymous No.56137441]

I think originally it was done so that the normies can’t tell who has money. It’s a form of blending in to the crowd, an anti-society.

It’s the same reason they blocked off entrances to high class communities with bridges too small for buses to enter, and still do to an extent

[Anonymous No.56137480]

>>56137388
yeah, he needs a support yacht for this yacht, since you can't land a helicopter on this one.
The whole living like a poor is an image they try to sell to act like anyone could achieve riches if they are frugal. Rich people spend lots on PR, because if people knew the truth, they'd be in the guillotines within a week.

[Anonymous No.56137495]

>>56136569
vintage british, vintage italian or vintage mercedes

[Anonymous No.56137519]

>>56136550
what are things you care about? what's worth dropping money on that these richfags neglect?
I'm not getting any younger and lately i've become so depressed that I wasted so much of my life saving and cutting back, instead of enjoying. Recently landed a career and still stuck in the mindset. After this pandemic, even more depressed now and how the world is not the same.

[Anonymous No.56137542]

>>56136658
>The consumption I was highlighting in OP isn't frivolous. If you live your entire 20s and 30s as a millionaire or high net worth individual if you make it at that age no better than a schlub that makes 50k a year and never spend a shred of your money on a hobby you derive joy from, a home that isn't trailer park tier, a decent car or motorcycle you love and get pleasure from, or use the money to improve the lives of others what was the point of it all besides greed and some ego satisfying numerical goal that has no end?
>There has to be a balance between frugal and splurge that has to be struck if you made it. Either extreme is either low iq behavior and/or smug and ego feeding

truth. preach it.
and in the end, the money goes to your spoiled brat kids or the bank/government.

we're not taking anything with us when we die bros.

[Anonymous No.56137585]

>>56136965
>>Scared I am turning gay or trans and eventually I will give into degenerate urges to suck a Black guy's dick.

KEK

[Anonymous No.56137607]

>>56136373
Because they see wealth as security. Also money won't get you a hot woman to love you if you're not hot yourself. You're just setting yourself up to raise the pool cleaner's child.

[Anonymous No.56137609]

>>56136477
You mean class isn’t about wealth. Wealth is an essential part of class, but you can be wealthy and still have no class.

[Anonymous No.56137615]

>>56136373
You're a mental and most likely physical Negroid.

[Anonymous No.56137618]

>>56136373
Also that picture is stupid, bezos is as new money as they come. It just took him a long time to get his self esteem up. These people don't think they deserve better even if they're rich.

[Anonymous No.56137652]

>>56136373
thats what autism does to a mfker. Doesnt even make sense why they chase money so much when they literally dont use it.

[Anonymous No.56137703]

>>56136373
>What's the point of wealth if it is not used to enhance your life?
Having a butt load of cash in dividend stocks and savings accounts is an enhanced life. You can never have to worry about money or doing anything you don't want to.

[Anonymous No.56137725]

>>56136373
OK kiddo, time for me to drop some wisdom on ya. Ready? Here it goes:

One gets rich not by owning, but by not needing.

[Anonymous No.56137737]

>>56136373
Living frugally despite being rich helps ensure the next generation is set for life when they inherit the estate, never mind offering abundant padding for health emergencies (or legal expenditures for the affluenza child).

[Anonymous No.56137745]

expensive shit is often just expensive for the sake of being expensive and many rich people see through that charade pretty quickly.

[Anonymous No.56137766]

>>56136373
I am a multimillionaire. Lol @ u if you think wealth changes you at all.

[Anonymous No.56137795]

>>56137388
>>56137480
>>56137417
To put things in perspective:

>Bezos superyacht is worth $500M
>Bezos net worth is $160B
>Bezos superyacht is 0.3% of his net worth
>The median American net worth is $120,000
>0.3% of 120,000 is $368 and change

Bezos buying a superyacht is like a normie buying a relatively inexpensive television or computer.

[Anonymous No.56137896]

>>56137766
I feel like the people changed by wealth tend to be those who didn't really earn it. Windfall beneficiaries and fast-money grifter types. Barring that, it would take total immersion in a new social context with different consumption patterns to truly change a person, not necessarily the money itself.

The only difference between my spending habits ten years ago ($12/hr) and now ($250/hr) is that I have my takeout delivered, have a mortgage, and feel comfortable with vacationing once in a blue moon.

Splurging is unfathomable, since I think of money in terms of retirement dividends and the financial well-being of my future children, God willing.

Still sleep on an old couch in the smallest room of my house. It's cozier.

[Anonymous No.56137935]

>>56136373
"I tell you the truth, it is hard for a rich man to enter the kingdom of heaven. Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God."

[Anonymous No.56137974]

lol poorfag mentality is poor. Continue to seethe.

True richfags weight every purchase against the money that their money makes. Would I rather have this car or grow my wealth an extra X dollars per year. The property of money, that it buys more money, is intoxicating to intelligent people.

[Anonymous No.56138128]

>>56137271

People like you and OP are making this way more complicated than it actually is. It has nothing to do with piety, rich people like this just don't change their personal spending or habits just because they have more money. If a $10k car got them to work and back when they had a $100k net worth, it will get them where they're going just the same even if their net worth is now $5 mil. The only reason to drive a more expensive car is because they can afford to, not necessarily because it will significantly increase the quality of their commute or quality of life in general. What you see as virtue signaling they see as practicality.

[Anonymous No.56138140]

>>56136373
When you get money you’ll understand that you worry more about losing it then spending it

[Anonymous No.56138309]

>>56136373
>car
>woman
>dick
Fuck man. Deep.
Money is not about things. It’s about peace of mind and the freedom to tell everyone to fuck off.

[Anonymous No.56138325]

>>56136447
>have 900k
>you just gotta go out and get a (((sports car)))
Yeah I’ll pick up a used Miata for $20k if I ever get to 1m liquid.

[Anonymous No.56138349]

>>56136569
mercedes cars are super comfy, and they're not nigger tier like bmws, lambos, et al. The only exception being the c-class, which is the official ride of LA real estate bimbos.

[Anonymous No.56138362]

>>56136569
Toyota Landcruiser, it's the official lowkey rich guy vehicle. Amazing vehicles as well.

[Anonymous No.56138405]

>>56136395
>muh dick
kek

[Anonymous No.56138412]

>>56137795
What's your point, that he should buy a cruiser for personal use?

[Anonymous No.56138419]

>>56136662
a true man of culture

[Anonymous No.56138509]

>>56136965
What the fuck.
With 7 figures life literally becomes easy mode to accomplish goals.
You have time to go to the gym every day, you can focus 100% of your mental energy on doing just that one thing each day and grow from there, learning anatomy, exercises, honing on a safe proper form, with no distractions. Then once you're fit you can actually enjoy and get good at doing things like team sports, or rock climbing, or skiing, surfing, fighting, or whatever.
You'll always be well rested.
You have money to pay a chef to make you healthy tasty nutrient dense foods for all your meals that are within your macros and won't make you fat.
You don't have to watch any porn because you can improve the way you dress, your hair, and once you're fit you'll easily attract a woman or pay for her services, if not in america, then somewhere else in the world.

It takes some serious mental illness to not be able to impose rules on yourself to curb undesirable behavior and to fall into the self-destructive pits of despair you describe. Do you understand what self-destructive means? Self = you. Destructive = destroy. You're destroying yourself when you do those things. You know better, don't let yourself destroy yourself.

Here I'll give you 3 rules that will fix your life.
1. Go to the gym every single day, no excuses unless you have a fever or food poisoning, just sometime within the 24 hours after waking up you go to the gym and spend a minimum 5 minutes doing any exercise.
2. Never order food delivery unless you're sharing with other people. If you want to eat out you have to leave your home and eat it in public.
3. Stop watching porn. You shouldn't coom but just switching to using your imagination will improve your fried dopamine receptors substantially.

If you can't handle that. Travel somewhere for a month, do not use the internet for anything except booking/directions. Be bored. Let your mind reset, then try again

[Anonymous No.56138591]

>>56136373
Honda's, especially from the 90s, are great cars though. Quality can see quality.

[Anonymous No.56138905]

>>56136373
No one, not even normies, would recognize Bezos on the street before he roided. This is the /biz/ equivalent of the /fit/ hiding your power level.

[Anonymous No.56138937]

>>56138412
My point is that it's hardly splurging by the standards of that kind of net worth.

But as it relates to OP, using that same percentage for a garden variety multimillionaire, the expenses associated with a big house, supercar, bimbo wife, and other gratuitous new money lifestyle expenditures are grossly disproportional. It would be like Bezos buying an entire developing country to make himself absolute monarch or something.

[Anonymous No.56139017]

>>56137388
>figurehead of Lauren Sanchez
This is the most bizarre aspect of Bezos to me. She is so hideously fucking ugly, I cannot fathom wtf his billion dollar dumbass is thinking...

[Anonymous No.56139465]

>>56136447
5% of $900k is $45,000....barely enough for a Camry. Also, the sports car cost doesn't stop at the lot. They're useless in snow, off road, for families, vacations, hobbies (I'm talking real ones like fishing and hunting). You're basically forced to buy another vehicle thus stay poor. And this is what you will do, because you're a dumb nigger.

>t. 2019 Tacoma owner, paid off

[Anonymous No.56139583]

You wouldn't get it because you are a normalfag. Bezos wasn't concerned with buying a niggertier lambo the second he got a whiff of money. Now hes bimbomaxxing on his super yacht and throwing cash at a failed rocket company. These people have bigger aspirations and dreams than a car that shares the same road as poorfags. You think Zuckerberg cares about cars? No, he wants to try and push new consumer technology. These guys don't get out of bed to spend all day shopping. They arent women you nonce.

[Anonymous No.56139597]

>>56139017
The giga billionaires, like gates, bezos, zuck, are actually insane. Like a person with normal taste cannot found a trillion dollar company like bezos, but a normal person also would not abandon his wife of 30 years and get with a strange tranny like she’s the love of his life.

Like the normal option would be to keep the wife and fuck 18 yr old escorts.

[Anonymous No.56139931]

>>56136447
>you can and should spend even 5% of say a 900k net worth on a sports car you love
stop posting

[Anonymous No.56139985]

>>56136569

Lexus ES

[Anonymous No.56140137]

>>56136519
Eh, I just read it, bit of a word salad, but reasonable. Where was the debt to future pleasure part?

[Anonymous No.56140153]

>>56136719
>I could become a billionaire, and I'd never 'upgrade'
A life well wasted.

If you don't set goals you're never gonna get rich. And don't think that the lifestyle you have now is healthy or good for you.

[Anonymous No.56140177]

>>56136569
Porsche, because it is the only one that will increase in value with time.

[Anonymous No.56140186]

>>56136373
>I never understood richfags that live like poors and frugally
it's the reason they are rich in the first place, I'd guess
although they don't really live like poors. more like middle class

[Anonymous No.56140190]

>>56136447
How broke are you that 900k net worth is rich? I thought this was a crypto board wtf. Even the dumbest motherfucker with a minimum wage job who invested in 2016 should be a multi-millionaire now

[Anonymous No.56140208]

>>56140153
Oh dont get me wrong; I have goals and dreams. As I say, making more time is the one I have most, along with a little more space/land around my house. Freedom to learn more. Things like this, but material goods, possessions? They're largely irrelevant so I guess my goal isn't to "get rich" as you put it so crassly. Its to 'make it'.

[Anonymous No.56140214]

>>56136447
>moderately enjoying your wealth on nice things
I don't get it. why do you think they HAVE to enjoy cars or other things YOU think are enjoyable? who says bezos doesn't spend a lot of money on something else? hell, maybe getting rich IS his passion. why do you, some random fucking faggot, gets to decide what other people enjoy?

[Anonymous No.56140220]

Actual rich people dont buy brand shit, brandshit is literally made for consuming peasant class

[Anonymous No.56140650]

>>56136658
The point is never having to beg for scraps, retard. If you live your life in your 20's 30's as a rich individual you will most certainly live trough a bunch of crisis and then your fancy car and house becomes a liability you cant afford, also, taxes.

[Anonymous No.56141015]

>>56136447
I don't wanna jump in on the shitting on you train, but you have a materialistic way of looking at it. You don't have to buy STUFF. The real thing that money buys you is time, varied experiences, and security.

I wouldn't buy a fancy car with 900k. I'd probably get a used pick up though, and spend a lot more time hiking, playing golf, and shooting guns. But instead of being stuck locally, I could afford go somewhere else and do it every now and then.

[Anonymous No.56141038]

>>56136569
German cars (Audi RS, AMG Mercedes, BMW M series) but in a tame color and minimal rim size.
Basically signals you have a few mill in net worth to those who know in order to afford a 120k + car but not that noticeable to the profane.

[Sage No.56141043]

>>56136373
>ugly wife

>bezos on his yacht with his tranny wife

Allfields

[Anonymous No.56141320]

>>56136373
>ugly wife
You can't buy another wife, just a prostitute. Stop being retarded and go read the Bible.

[Anonymous No.56142019]

>>56137271

i know its hard for browngoloids to understand but most rich people are rich because they have good habits

[Anonymous No.56142061]

>>56136447
If you don’t have the stomach to say nigger you need to go back

[Anonymous No.56142564]

Can someone rate my get out of debt and get my shit together strat? Tired of living like a retard. Have 2 young kids so it’s not fair to force them to eat rice and beans.
>$25k in credit card debt, of which $12k is 0% interest
>$16k 0% car loan
>income is $13.5k/mo net, increases to $14.8k/mo in January
>cost of living $5k/mo
I plan on chucking $9k/mo into the debt, cc paid off end of the year and car paid off by Feb. Then I will stack $31.5k to have as a 6 month emergency fund by July.

[Anonymous No.56142998]

>>56140137
In my failure to communicate. I tried to say that there are kinds of pleasure such that an ever grater indulgance is required for a maintainance of constant pleasure, unsustainably.

[Anonymous No.56143160]

>>56142998
so basically the hedonic treadmill?

it's better not to expose yourself to the absolute echelons of human pleasure than to experience it once and develop the compulsion to maintain that level of pleasure

[Anonymous No.56143209]

>>56137388
>figurehead
here is my prediction that will be ripped off the ship in a not too distant future

[Anonymous No.56143276]

>>56143160
Sounds about right. I don't know that you're necessarily cursed forever by a single over indulgence but at least lothing good comes from it in the long run.

[Anonymous No.56144334]

>>56142564
You got your priorities a bit fucked up. First of all:
>Put $15k into an emergency fund asap while paying the minimum required on your debt.
That gives you 3 months of SHTF money. Your family comes first, so why are you giving jews their share before securing your family's emergency fund?
>Transfer all your credit card debt onto line of credit debt. CC interest rate is roughly 10% higher than LOC interest rate, so stop paying double in interest than you should every month.
>Now you've got 2 options: snowball method your debt (pay off smallest to largest), or start with highest interest rate debt (whichever that is)
>At the same time (if you can), work towards your 6 month emergency goal
You should also look at your entire monthly billing cycle and see where you can knockdown expenses
>cheaper phone plan
>less fuel somehow
>cheaper internet

[Anonymous No.56144596]

>>56136373
focus on work and being successful not wasting time trying to look rich, be rich instead.

[Anonymous No.56144902]

>>56138509
Underrated. Pretty solid advice

[Anonymous No.56145024]

>>56136965
You obviously have issues aside from money.

[Anonymous No.56145213]

>>56136965
>>56137207
Doordash banned me for some reason. I was super pissed at the time because I practically lived off it but after losing weight I'm happy it happened.

[Anonymous No.56145375]

>>56136373
>Fuck all of you smug rich faggots that think living frugally is some noble endeavor

You're missing the point because you're stupid and poor.

I could buy the ugly sack of shit on the left for $160k
It will deprecate 80% within 5 years
It's full of gay spyware, shit build quality and will be totally worthless or dead in a decade
It also telegraphs to the plebs on the street I have money to steal, not something you want as our economic situation worsens

So what's the point?

Instead, I drive the car on the right.
Bought it for $10k a decade ago, worth $15k today
It is simple and reliable and designed to last a quarter century just from the factory
It will outlast the pile of shit on the left by decades and I will always have something that works in an emergency
Also, blends into the crowd

It has way more value.

Apply this thinking to a house, wife or whatever stupid shit you're talking about and now you know what a wealthy person who doesn't waste money thinks like.

[Anonymous No.56145459]

>>56137652
Bezos used his money to found his own space company, buy a major US newspaper, and buy a $500 million custom-made yacht.

[Anonymous No.56145800]

Didn't know /biz/ was going to get so butthurt about the idea of buying things that add value to your life as you see fit with your wealth instead of being a hoarder.

So the consensus is to get rich for the sake of being rich but having the same lifestyle as you had when you were poor no matter how much money you save or make is the only logical way to enjoy your wealth.

Incredible.

[Anonymous No.56145896]

>>56145800
If the value in your life is dictated by the ownership of depreciating objects that only impact how you're perceived by proles, does your life really have value?

If your lifestyle expenditures increase proportionally to the money you made while you were poor, you will remain financially unstable, you will die with little, and your children will be left nothing.

By all means spoil yourself once every now and then for personal enjoyment, but don't do it for attention or social approval, and don't go full retarded with it. You hate "hoarding wealth" - despite the fact that most rich reinvest, since hoarding is just bad form financially - and yet you champion hoarding "stuff" obtained with wealth instead.

[Anonymous No.56145941]

>>56145800
>things that add value to your life
HAHAHAHAHAHAHA
imagine being retarded enough to think a fucking overpriced branded piece of shit will "add value to your life"

>So the consensus is to get rich for the sake of being rich but having the same lifestyle as you had when you were poor no matter how much money you save or make is the only logical way to enjoy your wealth.
having the same lifestyle doesn't mean you don't buy expensive stuff, retard. it means buying stuff according to YOUR NEEDS AND DESIRES. once again, you seem to be unable to understand that different people have different standards, lifestyles, needs, wants, ...
and that's because YOU ARE A RETARDED NPC

[Anonymous No.56146059]

>>56137202
Based and Asmongoldpilled

[Anonymous No.56146415]

>>56144334
>Transfer all your credit card debt onto line of credit debt.
I like your ideas anon. How do I do this?

[Anonymous No.56146423]

>>56140177
Preferably a 911?

[Anonymous No.56146499]

>>56145375
what's the one on the right

[Anonymous No.56148167]

>>56146415
Same way you'd open a bank account; call and/or go in and inquire. They just do a quick credit check but it shouldn't a problem because you're already qualified for the credit card (which requires higher credit than an LoC)
>>56146499
Toyota 4runner or similar

[Anonymous No.56148292]

>>56148167
Ok thanks. My goyscore took a hit (650) from debtmaxxxing so I'm not sure how much I'll get approved for.

[LebAnon No.56148316]

>>56136373
When you lose everything you cherish anything you have
>t. Living in hyperinflation
>had 10k USD life savings in (((banks)))
>worth 200$ now which is unironically what I make a month
If I make it out of this I'll never waste a single cent on anything
I just wanted new shoes for my 30th fucking birthday and I can barely afford food right now

[Anonymous No.56148435]

>>56136373
funny if you actually believe this shit and didn't make the thread just for attention.
it is a fashion statement and a way to manipulate public opinion.

[Anonymous No.56148514]

You know there are hobbies unrelated to flaunting your wealth to other people. You don't know if the man driving the shitbox have 100k in audio related equipment or something like that. Flaunt riches is note very smart unless your career benefits from it.

[Anonymous No.56148536]

>>56136373
Idk bro but for one thing I like having no debt and owning everything I have. I am free to say fuck you to shitty companies. One of which I am about to drop my keys off and the truck and bail in the next month. I just love being able to say fuck you and move on to the next career that I find enjoyable.

[Anonymous No.56148616]

>>56136569
Any modern sedans with 6 or more cylinders stock naturally aspirated engine.

[Anonymous No.56148825]

>>56136373
>what's the point of wealth
Security for your family and employees and their families. Are you retarded? Smoke another one degen.

[Anonymous No.56148829]

>>56137795
>Net worth
Illiquid, therefore irrelevant.

[Anonymous No.56148835]

>>56145375
You are arguing with a retard who got his trade advice from TikTok and 4chan.. Don't bother.

[Anonymous No.56148836]

>>56136373
Because villeins don't know how to be rich, they either blow it on dumb shit or they hoard the money. Even when they blow their money they barely have any servants.

[Anonymous No.56148848]

>>56148829
Most of the middle class's net worth is illiquid as well.

[Anonymous No.56148854]

>>56136373
The thrill of the hunt is what they enjoy. Making a million dollars in way more fun than driving a Porsche

[Anonymous No.56148906]

>>56136373
why do women always want men to provide for free sex to them? why are women sex addicts?

[Anonymous No.56149141]

>>56148316
Post your address and shoe size. I will unironically buy you a nice pair of shoes right now bro

[Anonymous No.56149519]

>>56136373
Because high iq billionaires have a very high pleasure tolerance.
Buying supercars is not enough, they need to break lap records to get high, which they don't have time and/nor talent to get good at.
If they can't achieve that satisfaction, might as well drive a shitbox and fuck with the normies.

[Anonymous No.56150287]

>>56136569
Volvo is stealth wealth

[LebAnon No.56150333]

>>56149141
XMR:
89EwAxkxTxx9czgzGUcegZj5C9FhNojnBMAEJoesfn7gP8YXzq5n3caZbvMY3JxMZTMVgh8dbpojSSRX4Ujk86wAB8U6wx9

Or TRC20 usdt:
TN5cbujfeS6dZotDH2qoQpicrRvrBZs8H3

I wanna get something like Skechers that's medical and lasts but they're like 200 250$
I see rich daddy's kids walking around carrying bags and I'm like your parents caused this
Fuck (((corruption))) and fiat
Unironically thank you so much brother

[Anonymous No.56150409]

>>56136569
>luxury car brand
All memes, luxury brands are nouveau riche/trash people traps, and it's not just for cars.

Take the Citroën pill

[Anonymous No.56150424]

>>56136373
>Shitbox house
Maybe they grew up in the region or really like the community.
>shitbox car
Cars are aspirational for everyone other than enthusiasts - if you can afford them all then they become vulgar and all you'll care about is comfort and safety.
>ugly wife
Have you considered that people fall in love and most woudn't simply drop a long term loving partner for a tight brass?

[Anonymous No.56150425]

>>56136373
>DEY AINT EVEN GOT NO MILLION DOLLAR CAR
niggerbrain hard at work, i see.

[Anonymous No.56150450]

2 things. We realized expensive shit doesn't make us happy, and also that money is security. Even many high income people live paycheck to paycheck. Heat pump goes out? Need new tires? Surgery? Time for loans and panic. But not for me. I can completely shrug off all these expenses. I just laugh and poor a glass of whiskey.

[Anonymous No.56151062]

>>56137935
nig

[Anonymous No.56151138]

>>56139465
>5% of $900k is $45,000....barely enough for a Camry.
the fuck you talking about nigger, you can buy a honda civic type-r with 45k

[LebAnon No.56151430]

>>56150333
>>56149141
Don't let me down based bro
Make my year unironically

[LebAnon No.56151439]

>>56151430
>>56150333
Samefag but electricity cuts change my IP

[Anonymous No.56151466]

>>56136373
it's a perfectly fine car you you cannot refute that.

[Anonymous No.56151535]

This thread sucks and is full of bad advice which is why I guess it’s full of so many replies.

[Anonymous No.56151717]

>>56150333
No I mean your mailing address. I'll send you some shit from Amazon. Not a cryptofag

[Anonymous No.56152578]

>>56136373
>I never understood richfags that live like poors
You never understood living below you means to stash away the extras?

[Anonymous No.56152784]

>>56148848
Middle class is the only group who use trinketry to belie wealth. So the point stands.

[Anonymous No.56152857]

>>56136373
you never understood because you're a 60 iq nigger with gaudy nouveau riche lack of taste and low iq high time preference

[Anonymous No.56152923]

>>56152857
>Simply be anti-hoarder
>im somehow the nigger here

You sound miserable, even if you have 7 figure accounts. Being frugal for no other reason than to feed some weird hoarder and self righteousness ego while you live the same life of a middle class schlub is just as nigger tier as spending it all. Life is about moderation, not asceticism or frivolous spending.

[Anonymous No.56153165]

>>56151535
Just enjoy your life and spend (or reinvest) your wealth as you see fit within moderation. I don't know what that is such a triggering message for hoard fags.

Money doesn't roll into your next life retards unless you want to just give all your money to your spoiled brat kids to spend and never make it back again since they never learned to earn.

[Anonymous No.56153232]

>>56136373
Literal millionaire here, and I’ll throw this into the conversation. My overriding fear is being a poorfag again, and if I blow my money on bullshit, that becomes more of a possibility. I don’t need status symbols like high-end cars and jewelry or stupid big-titty whores because I’m not trying to impress anyone. I’ve figured out my system and none of that shit will help me further it. If my system involved shaking dollars out of gullible retards, yeah, I’d stack all that shit up.

But everything I need to have fun I can afford for comparatively little money, and overspending never gives me enjoyment, finding ways to get the most for my money is part of the fun.

[Anonymous No.56153908]

>>56153232
>stupid big-titty whores

[Anonymous No.56153961]

>>56145800
checked also stop posting

[Anonymous No.56154137]

>>56137271
>Bentley
All luxury car brands are trash and between all of them they have only made a handful of quality cars, most of which are over 20 years old.

I probably would be driving some kind of hybrid just out of the convenience of not having to stop by the gas station as often. The Toyota Venza is the nicest car on the market imo for a suburban lifestyle.

[Anonymous No.56154260]

>>56136373
>I never understood richfags that live like poors and frugally. And they act like they are 500iq and so nobel and braggadocious about it.
It's more like they dont want poorfaggots trying to ruin their life or rob them.

[Anonymous No.56154302]

>>56153232
>or stupid big-titty whores because I’m not trying to impress anyone.
I like big titties, not gonna lie.

[Anonymous No.56154319]

>>56145800
are you expecting a coherent plan from people that give their money to a startup in exchange for nothing?

[Anonymous No.56154817]

>>56154319
Wealthy people are so damn miserable.

Always paranoid about losing their wealth, rarely having a lifestyle above middle class (and shame other wealthy people who do), have massive hoarding complexes, carry guilt from having more than they know what to do with and are likely alone with no family or spouse.

What a way to live

[Anonymous No.56154903]

>>56136373

The point of wealth is freedom, power, and life experiences.

Things like nice cars and big houses create a very short burst of happiness, and in the long run just create more work and maintenance for your life.

I have enough money to go buy a lambo in cash, and I drive a Honda.

Even more so, when you show off your wealth you attract the worst kind of people. People you don't want to bring into your inner circle.

[Anonymous No.56157070]

>>56136373
someone pointed out that silicon valley wisdom/lifestyle is basically just Hinduism and I can't stop thinking about it