What should gen Z be accumulating?

[Anonymous No.56001754]

I'm 21 and using all spare cash to accumulate. I don't care about making it for now, happy to work for a while knowing I have comfy investments accruing value in the background. Since I don't plan to sell any stocks/crypto I buy for AT LEAST 20+ years, I'm talking long, long term plays - things likely to stick around.

So far I've been accumulating:

- Global all cap Index funds (accounts for other contries becoming major economic players e.g. china)
- S&P 500
- Nuclear energy/Uranium Index funds
- Semiconductors/tech commodities
- Commodities e.g. wood, steel
- Bitcoin
- Ethereum

[Anonymous No.56001933]

>>56001754
Pretty smart post anon. You got a solid strategy with the 20 year buy. Add some Monero. It is finding some clear bottoms in the current bear market. It doesn't exactly track Bitcoin price at all - seemingly the only top 100 crypto that can say that. Private, a finite known inflation rate which is deflationary. Undoubtedly 20 years from now it will have returns outpacing inflation or more.

[Anonymous No.56001942]

>>56001754
Link
Everest ID
Cypherium
LLAP

[Anonymous No.56002012]

>>56001754
>AT LEAST 20+ years,
This is a very bad straitly for crypto, but a very good idea for stocks. Crypto is full of hopeful failed projects and new projects that didn't exists 5 years ago.

[Anonymous No.56002087]

>>56002012
That is definetly true. I'm only accumulating ETH and BTC as it seems very unlikely that they'll be going anywhere, and even then I accept the risks associated with crypto. It also seems too risky to NOT have at least some to future proof my portfolio. I have some LINK too as I see that getting shilled here all the time so figured I may as well get some, but I can see that fading into oblivion over the next few years

[Anonymous No.56002164]

>>56001754
Skills and ammo

[Anonymous No.56002527]

Only thing known to do consistently well over a 20 yr timeframe is gold and silver. Maybe the shit and piss but we're approaching a brutal recession possibly a long depression. Buy when the snp is back to 2000.

[Anonymous No.56003475]

>>56001754
>20 years
you have the right mindset but you're ngmi if you think you can retire from investing in S&P500 / BTC / Eth in current year and ever retire lmfao
You have to take risks, the sooner you understand this the better.

[Anonymous No.56005038]

>>56003475
Since it's extremely long term investing I though it would be better to opt for low risk but steady growth e.g. global all cap index. What sectors would you suggest?
I do also have some riskier crypto and stocks which I'm holding shorter term to try and accumulate more of the safer blue chip crypto or index funds.

[Anonymous No.56006359]

I’m gay

[Anonymous No.56007526]

>>56001754
global all cap index fund is all you need for a serious investment

[Anonymous No.56007855]

>>56001754
>20+years for crypto
lmao if this shit doesnt find a usecase and adoption in 5 more years consider your btc/eth bags swindled right under your balls
seriously you are better off buying nvidia

[Anonymous No.56007954]

>>56001754
may i ask how do you invest in commidities like wood and steel? or uranium? any companies? or do you actually just hold metric tons of wood and steel in your backyard like an absolute madman

Also: give us info how much do you invest in what, what % of your holdings is S&P and what is the rest

[Anonymous No.56008004]

[Anonymous No.56008143]

>>56003475

Why not? I am not sure how much money OP can invest but holding BTC and a few good ETFs might be reasonable plays.

I would suggest splitting into Stock, Real Estate and crypto. For instance:
33% SP500 ETF (or use a more growth oriented one that prioritizes tech or semiconductor)
33% Realty income (or another REIT)
Reinvest all Dividends
33% in Bitcoin and Gold (at first prioritize BTC as it is still cheap)

[Anonymous No.56009595]

>>56007954
I have shares in a Uranium and Nuclear energy ETF, not sure if these are available in the US. for commodities a handful of commodities ETFs/Funds with gold, crude oil, wood & steel.
Not really into buying individual stocks as much as it comes with much more risks. Prefer the fund approach to stay diversified but in specific sectors. I also own some shares in a Semiconductor ETF and a Cloud computing ETF. I'd say roughly 60% in global all cap/S&P, and the other 40% in energy, tech and commodities.

[Anonymous No.56009642]

>>56001754
>putting money in china right now
pretty terrible idea, they're on the verge of a lost decade-type event with their debt and speculative real estate bubbles popping and population declining. on top of that, there's a nonzero chance of china and the US going to war and all that money basically just getting wiped out

[Anonymous No.56009664]

>>56009642
Yes there's the current chinese debt crisis, but I'm talking extremely long term here, 20-30 years. China have been rapidly gaining on the US in tech and finance over the last decade, I'd say its likely they'll continue to become major players. EVen if they dont, I'm predominantly buying all cap so all bases are covered.

[Anonymous No.56009696]

How do u make long term plans like that? Im 24 and I don't see myself living past 30 I just won't care Enough about clown world. I got what I wanted after the time has passed when I needed it the most. People care only about what you give them/your appearance. People in power are giant toddlers. I don't want to live only to stroke my ego. Can someone tell me a different perspective here? I'd appreciate it

[Anonymous No.56009715]

>>56001754
Start accumulating low caps project like COTI, NXRA and RIO for your own good.

[Anonymous No.56009727]

>>56009696
Just look into terror management theory and have fun

[Anonymous No.56009779]

>>56009696
You have to find what it is you can live for. I completely agree, 95% of the world are braindead and politicians even more so. It's a fucked world so you have to make your own fun. Find what you enjoy and work out the best way to do that. If you try hard enough you can make things fun for yourself

[Anonymous No.56009885]

>>56009727
>>56009779
Thanks anons I'll keep in mind what youve said

[Anonymous No.56009986]

>>56009642
lol stfu, im not here to talk politics. boost is gonna make me rich and ill be able to move somewhere else when we inevitably bomb china. i'm here for the moon and the funny memes and thats it. you should see some of the stuff going on with the boost telegram though, everyone is super excited and the memes are off the charts. we all believe in boost and the devs...the fundamentals are off the chain for boost.

[Anonymous No.56009994]

>>56009715
lol, that's cute bro. You think low caps are the future? It's all a ponzi scheme, all those coins are either scams or trash with no fundamentals. You would be lucky if those tokens are still around in a couple years. Boost will be here for a long time bro, it's got a strong foundation and a real use case. The dev team is super professional and transparent and they are constantly innovating and pushing new boundaries.

[Anonymous No.56009995]

>>56009986
>>56009994
Fuck off ponzi shills

[Anonymous No.56010006]

>>56009995
>dude says not to invest in ponzis
>gets called a ponzi shill
you fucks are the worst

[Anonymous No.56010012]

>>56010006
Read the post, he says not to invest in ponzis then immediately starts shilling some shitcoin

[Anonymous No.56010204]

>>56001754
plebbit dot com
it does to community based websites what bitcoin did to money.
it's been in active development for almost two years and recently reached a new all-time high of $2MM.

[Anonymous No.56010232]

>>56009994
>Boost will be here for a long time bro, it's got a strong foundation and a real use case
And you think your shitty shill is the best? Mumu
Boost my foot

[Anonymous No.56010255]

>>56001754
Buy some ISO 20022 coins (any coin can be ISO this is just the name given to refer to a handful):
-XRP (especially)
-IOTA
-QNT
-ALGO
-XDC
-XLM
-CSPR
-DAG

You don't have to go all in and I would recommend waiting for the everything uber crash soon but you should have a hundred bucks or so of each at least which you hold in your own self-custody wallet without even thinking of selling no matter how low price gets. If you ignore this advice, remember this post when the uber-crash happens and act on it. When the dotcom bubble burst, everything dumped but anyone who understood tech knew there were clear winners and that the speculative bubble was not the full story or final nail in internet technology. Some got lost chasing VC garbage momentum and lost everything, some didn't invest at all because they read the news post bubble and didn't want to risk. Don't be either of them. Buy real utility post-crash and hold. Write down the list above to refer to in the crash

[Anonymous No.56010263]

>>56002087
> listens to the shills
Anon, I am 22. By dumb luck I have a comfy investment job. By dumb luck I mean a 150 IQ, graduate college valedictorian with 2 quantitative specialty degrees and intern at the company I am now employed at. To be competitive with my superiors at investing, you cannot waste money on pajeet rug pulls. Furthermore you cannot invest like a normie and ever hope to make it. The S&P has 500 companies in it but the top 10 control its destiny realistically speaking. Not financial advice, but look for boomer tier companies near 52 week lows. Most of the Goyslop manufacturers (Kellog, General Mills, Kraft,etc) are there right now. With your index funds, be wary of management fees. They can determine if you keep pace with markets or not. Do as you wish but bear these in mind

[Anonymous No.56010279]

>>56001754
Buy 50k Blackswan. 25k for lifetime use of the trading bot. 25k for pure speculation and some to sell when it moons when phase 4 hits. More info at blackswan dot biz

[Anonymous No.56010291]

>>56001754
I'm accumulating more BTC and ETH in my CryptMI app especially as BTC halving is coming soon.

[Anonymous No.56010300]

>>56008143
> considered Bitcoin and gold to be relatively similar
I bet you have an 8% mortgage right now

[Anonymous No.56010308]

>>56008143
Don't do this. Black Stone's (not Black Rock, different private equity) realty trust BREIT gated redemptions 10 CONSECUTIVE MONTHS due to people trying to cash out. DO NOT INVEST IN REAL ESTATE, PARTICULARLY COMMERCIAL RIGHT NOW. It is uber-illiquid and very very very close to busting. Buying post-crash would be a good safe portfolio, as suggested, but buying at the top, it sometimes takes years to even earn back your original investment. Given how high rates are, there wouldn't be enought differential to not justify just buying and rolling 3 month T-bills on Treasury Direct or investing in a reverse repo dense pure government moneymarket fund. It will yield roughly 5%, is on uber-liquid collateral base you can redeem readilly, which as such is WAY safer and way more liquid than a bank account for instance, with (other than high yield savings accounts, which you probably don't have) WAY higher returns. As rates go up, even outside risk, the justification for investing in REITS goes down, and you see this (as well as risk) in investors pulling their investments from them literally so much they (and other major REITs) reach max withdrawal 10 months straight. And if you use a pure government moneymarket fund as your core cash position through your broker (like Fidelity (don't use Robinhood and if you do transfer your positions ASAP)), you can roll it into investments when everything crashes. 5% is an insane return. JP Morgan longterm savings accounts are sitting at .01% despite them having dealer access to the facilities and 100% investing in them (or in bills they swap/rehypothecate etc.) and earning it for themselves with depositor money.

[Anonymous No.56010311]

>>56010308
Goldman is offering 5.1% 12 month CD right now

[Anonymous No.56010348]

>>56010255
For a breakdown on XRP specifically:
https://pastebin.com/qkwrjAvg

Schizo tier formatted but written as such to promote data synergies and lasting, enriched memory in the reader. Easy to dismiss superficially (or not read for sake of input requirement) but harder once read/dug into the whole of. I guarantee if you spend 15 minutes reading openly and critically it you will find it worth knowing. Don't read the first 100 words and feel turned off that you don't know what the Mojaloop Foundation etc. are. Look them up. Or if you don' want to take the time, still read it. I promise you even if you don't want to dig into the weeds, there is enough very obvious points (and institutional participation/partnerships/etc.) in there to get the general picture across to even passive readers of it. All data in it is 100% unequivocal. There is a lot more, this is just meant to be a very skeletal presentation of some major features to it. Could be the most important investment you ever make and I 100% don't say that to shill. You buying a few thousands of dollars of it changes my price point less than a cent. Legitimately just trying to help, as someone helped me originally telling me to buy way back when I started getting into this.

[Anonymous No.56010368]

>>56010311
That's fine but as said it is like .1% yearly above a virtually riskless investment vehicle you can pull your money out of at any time with no lockup or penalty if liquidity conditions are not catastrophic (in which condition you would rather bite the cost than have your money locked up in GS lol). Leading into the refinancing of CRE and the general bust coming, would suck to miss out on being able to buy in a real, rare, opportunity at actually longterm investment tranformative timing because you locked up in traditional bank instruments at the shadiest bank in human history for a .1% differential on a probably relatively small amount at 33% of a 21 year old's total assets. Lol

[Anonymous No.56010378]

>>56010263
sure man, sure

[Anonymous No.56010381]

>>56003475
Don't listen to this person. You are being smart OP. He fundamentally doesn't understand investing and legitimately probably doesn't even know highschool algebra.

[Anonymous No.56010412]

>>56002527

Fake news. Gold has AT BEST stayed flat for 40 years, with plenty of valleys in between.

This board needs to lose its troglodytic obsession with shiny metals.

[Anonymous No.56010421]

>>56010378
Just because you underachieved doesn’t mean we all do

[Anonymous No.56010439]

>>56010311
If you wanted to optimize something, at least buy a 3 month T-bill (currently 5.32%). WAY safer than a bank CD and you could sell it extremely easily or hold to maturity:
https://ycharts.com/indicators/3_month_t_bill#:~:text=3%20Month%20Treasury%20Bill%20Rate%20is%20at%205.32%25%2C%20compared%20to,a%20maturity%20of%203%20months.

>>56010381
He also probably watches retard youtubers counting triangles and pathologically calling bull/bear run rallies/delays etc. and has personally gotten WRECKED at least 10 times that everyone who knows macro and doesn't themselves commit to random out-of-sync-with-cycle ranged moving averages cashed in on hard (Evergrande bond defaults 1+2, Kazakh blackout, etc.). Fully knowable, fully understood, meanwhile people watching confirmation bias having, undeservedly self-confident YouTubers revise their models to say why they were actually still right and but in reality they still don't know what happened even months after. He literally got into investing by being ingrained in a hand-to-mouth heteronomous culture obsession which shifted into it to milk people like him for exit liquidity and make crypto cool. He is one of the aforementioned who lost everything on bloated VC vaporware. He doens't even understand why the speculative phase is a pale leading shadow of the utility marketcap to come. When this is all over, he will think he is smart because he emotionally sold BTC for a car/house worth etc. despite losing 90% of his working capital playing shitcoins and selling for an amount to live a comfortable normie life continuing waging instead of retiring with generational wealth. He will simultaneously claim those who made it were arbitrary or lucky but also claim association with them in a way he claims represents anything but luck in his case despite getting a morsel of what they did. He will also hate them, a hate which will stem from a constantly repressed/unresolved unconscious knowing how stupid and lead by the nose he is

[Anonymous No.56010447]

>>56010368
What’s the shame in having some of your savings in a higher interest earning vehicle? I don’t consider a CD an asset. I put a portion of my rainy day fund in them. If I have to pull early and lose a little accrued interest, so be it. I wouldn’t lock up legitimate investing cash in a CD. Hell the GS savings account (Marcus) is paying like 4.3-4.4 and it’s a savings account. You might hate GS and think they’re shady, but they’ll be around for a bit so I feel safe having my money there. JPM Chase is by far the shadiest big bank out there right now, but they do nothing but print cash (make profits, not the FED version of print cash)

[Anonymous No.56010459]

>>56010439
That’s fair, but for my job I have to report T-bill transactions and get them approved, I don’t for CDs. It’s not worth the extra hassle in my position

[Anonymous No.56010467]

>>56007526
fuck small cap...and if its international fuck mid cap too

[Anonymous No.56010468]

>>56010311
you're getting fucked by inflation either way, as it's above these rates.

[Anonymous No.56010476]

>>56002087
>can see that fading into oblivion over the next few years
It's the industry standard oracle network. If you believe ETH has a future, then LINK has to have one too. They have a symbiotic relationship with eachother.

[Anonymous No.56010483]

>>56010467
Most, not all, international large caps already have ADR on American stock exchanges or have direct listings on American exchanges. The real potential lies in international small and mid cap stocks.

[Anonymous No.56010484]

>>56010447
I just don't see the value in literally any way. You can earn a higher return with no lockup on a safer asset base through T-bills. Why would you choose credit asset at a commercial bank, particularly when we are clearly leading into a credit event? No argument whatsoever JPM is very shady also. But they have size GS does not. People felt the same buying AT1 bonds through Credit Suisse using your same fallacious argument.

[Anonymous No.56010491]

>>56010468
For rainy day funds, inflation is like an insurance payment you make in order to have short term liquidity

[Anonymous No.56010494]

>>56010459
Very fair in that regard then. I still would not personally lock up but understand your thinking. Are you allowed to participate in MM funds freely?

[Anonymous No.56010505]

>>56010484
>>56010447
Genuinely no offense meant here on pointing to fallaciousness. Just pointing it out as a matter of substance.

[Anonymous No.56010509]

>>56009664

China is heading for demographic collapse.

[Anonymous No.56010519]

>>56010484
CS was never the size of Goldman, and had a different structure. Goldman more or less has the full backing of the US government as well, CS never did, hence they are now UBS.

[Anonymous No.56010529]

>>56010468
100% but inflation of goods and services really doesn't matter in terms of untouched savings, particularly when it is socked away to buy assets your are anticipating major devaluation in. The only thing that matters is the relative value of the dollar vs. those assets and versus alternative stores in preparation of the buying event. Better to buy REITs post crash than eek out an aditional 50 basis points for 6 months leading into a crash it takes you 8 years to earn back principal from.

[Anonymous No.56010531]

>>56010505
I mean all I did is say I think they’ll still be around in a year… my money is all FDIC insured with them anyways so I really don’t fucking care if they collapse overnight ultimately

[Anonymous No.56010550]

>>56010519
CS made list of G-SIBs and was ultimately backed by SNB through UBS buyout. Doesn't mean corporate debt gets honored as such. And all it took was a swap bomb on their balance sheet from one of their funds. The coming economic condition I would not bet on much more than savings accounts being secure and even then I would not bet on GS definitively personally. I would bet on them being one with shadow exposure which "shocks" the financial world.

[Anonymous No.56010566]

>>56010494
Nope, I have to report basically everything I do involving investments. I can’t even do OTC products. Basically because I couldn’t hold them anywhere without the regulators finding it. I can go into more detail but if I fuck up once I get a grenade shoved up my ass and am pretty much out of the industry. I watched it happen to a person who started with me and didn’t declare a trade.

[Anonymous No.56010574]

>>56010531
If they collapse others will have first and will be simultaneously and after. FDIC has enough to insure like 2% of total assets. Do you think they will prioritize savings accounts or credit instruments? Maybe ripe for bail-in style death spiral equity dispursements in kind with lockup requirements. Definitely would not take much for granted with the reeling in of the Eurodollar system and general crackdown on PE/shadow (and offshore) banks/etc.
https://wallstreetonparade.com/2023/05/academic-study-finds-that-one-of-the-four-largest-u-s-banks-could-be-at-risk-of-a-bank-run/

[Anonymous No.56010591]

>>56010566
Definitely understand your reluctance then, and understand your thinking but I would personally rather eat the loss than lock up at this specific point in time. What is it that you do that you aren't even allowed to hold debt directly through the treasury but are allowed to corporate debt through GS?

[Anonymous No.56010616]

>>56009664
You are an idiot. International capital has been POURING out of China who themselves can't even access the last 2 generations of chips let alone fabrication facilities despite spending LOADS trying (and failing) with their Big Fund (which saw dozens arrested). China is the next iteration in an extremely well understood model Michael Petttis talks about often. People said the same things about Japan pre-80s. Invest in China now and get WRECKED in probably the most risky way imaginable.

[Anonymous No.56010632]

>>56010616
Also
>>56010509
is completely right. And have you seen their youth unemployment? They are 100% faking GDP and their unproductive growth/infrastructure spending of past is not going to sustain them. They are a deflationary debt bomb that soaked up 2008. Can was kicked and made worse..

[Anonymous No.56010692]

>>56010591
I could hold treasury debt, but it’s more hassle than it’s worth. Basically I have to get a trade approved through 3 layers of people and from the time they say “OK” I have an allotted time slot to get it done. Don’t get back to me until 5:30 pm Eastern and give me 8 hours? Tough shit. I can do CDs because the SEC doesn’t really treat them like a traditional investment. There’s not really an exchange for them, it’s a private contract more or less between a bank and a person, similar to a car loan or mortgage, except I’m the lender.

[Anonymous No.56010697]

>>56001754
Get the fuck out of crypto. Nobody cares for that scam. Since you are young, I'd say you are investing into good shit. Just remember, at your age, slow and steady wins the race. But it doesn't hurt to put some money (only 10% max) into more riskier investments for a potentially larger payout. Also, make sure to utilize a 401k and IRA.

[Anonymous No.56010701]

>>56010697
Yes always max out the Roth IRA long run

[Anonymous No.56010908]

>>56010692
That is incredibly shitty you are so encumbered. Sorry to hear that man. To be willing to endure such a position you must be doing relatively well though. I would consider at least making sure you have a substantial SHTF reserve not pledged just in case.

[Anonymous No.56010918]

ancient coins and 00 buckshot

[Anonymous No.56011036]

>>56001754
Privacy cryptos like XMR and RAIL be considered when accumulating as privacy is becoming popular among anons

[Anonymous No.56011067]

>>56011036
I'm DCAing XMR and RAIL as well, these privacy tokens are changing the way people interact with cryptos now, especially with the confidence of discreet transactions and wallet balance security, also add to these gems NEO

[Anonymous No.56011094]

>>56011036
Privacy is going to usher in a wave of bull cycle as anons will transact in the confidence of security and confidentiality

[Anonymous No.56011109]

education and skills to preserve your earning potential and job security for when shit hits the fan.

[Anonymous No.56011125]

>>56001754
>So far I've been accumulating
Accumulate tokens with utilities that have solid influence in the crypto space like privacy, programming and decentralized health

[Anonymous No.56011131]

>>56001754
Dont listen to this crypto retards. BTC is the only one you need. Uranium indicies are smart, check out gold and silver too.

[Anonymous No.56011137]

>>56007526
Dumbass, you are so fucked. Smart investors are buying the dip on assets with solid fundamentals and use cases like XRP, REEF and RIDE. Better off, you can still earn from them passively

[Anonymous No.56011223]

>>56010908
Yep, rules suck but do exist for a reason. It’s the price we pay for quality financial markets.

[Anonymous No.56011238]

>>56001942
I'm interested to know if there's any oracle network on this list, I have been recommending Supra Oracles lately as they help crypto projects build a faster, more secure, more decentralized, and more scalable blockchain infrastructure

[Anonymous No.56011241]

>>56010291
Blue chips is the goal but I'm focused on making my RIDE bag heavier, I anticipate metastaking on xExchange App to rake in those yields

[Anonymous No.56011263]

>>56009715
I suggest anon accumulate tokens that uses Supra Oracles are their oracle base network

[Anonymous No.56011283]

>>56011263
Projects settled upon solid oracle network tends to be faster and with better scalability

[Anonymous No.56011312]

>>56011238
About SupraOracles, the Supra DORA that got launched o Arbitrum is going to secure protocols even more, especially from threats within the protocol like malicious nodes who seek to manipulate the system.

[Anonymous No.56011685]

>>56011125
Examples? I'm aware of privacy coins but what programming/deFi tokens are worth looking into

[Anonymous No.56011709]

>>56010308
>>56008143
>>56010311
>>56010368
>>56010468

I agree with the anons warning against real estate. I do not want to touch that right now as it feels like we're due another 2008 within the next decade. Could be worth it short term but seems risky in the long term. Then again I'm told property value only goes up

[Anonymous No.56011730]

>>56010509
>>56010616

Appreciate the warnings. I haven't actually made any investments into china yet, only at the phase of finding potential stocks/ETFs. Based on what a lot of anons here are saying might be too risky to consider

[Anonymous No.56011743]

OP here. Is Hadera hashgraph worth accumulating? So far all I have is BTC, ETH, LINK and some ROSE for a privacy lowcap. Much less of LINK/ROSE, some smaller bags with potentially larger upside. Might end up dumping as I'm only interested in projects with actual long-term usecases. I see HBAR has backings from a lot of fortune 500s, is it worth grabbing a bag?
For reference im about 50/50 funds/crypto. I plan to keep accumulating everything from my list for many years.

[Anonymous No.56012191]

>>56010412
>t. Fiatoddler

[Anonymous No.56012367]

bump

[Anonymous No.56012569]

Physical gold.
Firearms.
a plan to leave North America before the New Madrid earthquake hits

[Anonymous No.56012615]

>>56012569
You know if the culebra event?

[Anonymous No.56012649]

Hair. For some reason Gen Z is the baldest generation. You should sue the government.

[Anonymous No.56012711]

Short term, GME, SP500 shorts
Long term, LINK, XMR, BTC
Land

[Anonymous No.56014718]

>>56001754
Literally just put 100% of your salary into BTC lmao

[Anonymous No.56014739]

>>56010263
Being 24, this is actually good advice, buy low and sell high, or buy low and get long term dividends from a company that you actually researched before putting money on it.

[Anonymous No.56015044]

>>56001754
You can add some low caps to your crypto bag
>> RAIL for privacy
>> INJ

[Anonymous No.56015091]

>>56012711
Long term privacy focused tokens
XMR RAIL AZERO.