/biz/ - Business & Finance

[Anonymous No.55986536]

How should one allocate their savings in their 20s to have best chance of making it later on in life?

[Anonymous No.55986554]

>>55986536
Take your entire life savings and short LINK with max leverage.

[Anonymous No.55986566]

>>55986536
Sorry kappa didn't bid you :(

[Anonymous No.55986581]

>>55986536

Looks fun.

[Anonymous No.55986586]

>>55986536
100% Chainlink

[Anonymous No.55986589]

>>55986536
Americans are just pathetic.

[Anonymous No.55986593]

>>55986536
My ex gf goes to UCLA, I miss her so much but visiting her was such a pain in the dick fuck westwood and fuck LA absolute nightmare realm

[Anonymous No.55986614]

>>55986536
I will never have this
I never got to do these things

[Anonymous No.55986619]

>>55986536
Everything depends on your ability to keep women from ruining your life. If you don’t have women trying to ruin your life, you aren’t even in a situation that matters.

[Anonymous No.55987025]

>>55986614
Just go to grad school and ask them for a dick sucking instead of turning in their hw.

[Anonymous No.55987094]

>>55986536
>girls gets all dressed up, probably spent the entire day (LMAO)
>guys show up in jeans, tee, and vans

I hate americans so much

[Anonymous No.55987107]

>went to uni for 4 years
>didn't make a single friend or meet a single woman

[Anonymous No.55987125]

>>55986614
Me either. We missed out on our youth. At least if we make it in crypto we can have a relaxing 2nd half of our life

[Anonymous No.55987157]

>>55986614
Are you upset about that? This is the most gruesome shit. Imagine talling to that bitch all night. Imagine taking dating a girl and making it just another social performance. I met my wife in hs and we have been inseperable for 20 years. No one in this video is or will ever be happy.

[Anonymous No.55987197]

>>55986614
You don't need it.
College frats are a waste of time if you don't use the friends you make as future professional network connections.
Fucking sorority girls is also a waste of time, but that's because they're all high strung cunts that are just practicing for when they fuck their bosses, and none of them have class.
>have to wear a condom
>her experience with you is basically public information with her sisters
>definitely has fucked your friends
>will pretend to have high class, but it just translates into expensive taste for the sake of expense
>thinks her Calvin Klein bralette makes her look alluring and not like a tramp
>will expect you to feed her rampant ego if you decide to date her by taking her on expensive dates she won't engage in just so she can brag about the experience
You didn't miss much

[Anonymous No.55987200]

>>55986536
>Blind date
>Everybody is hot
I'm calling bullshit on this.

[Anonymous No.55987229]

>>55987197
this, college in general is a waste of time you will get distracted but useless bullshit when you need to be spending your time making it

[Anonymous No.55987297]

>>55986589
ive yet to meet a semen slurping europoor that comes to america and wants to go back to whatever shithole irrelevant country they came from

[Anonymous No.55987319]

>>55986536
>crushing pussy because you're in a frat
What are some other kinos that you get to experience in real life?

[Anonymous No.55987336]

>>55987297
The nerve of this faggot. If there's someone that likes to come in uninvited it's fucking Americans.

[Anonymous No.55987338]

>>55987319
I mean having sex is fun
The thing is, you have to listen to the woman 98% of the time you’re not fucking her.

[Anonymous No.55987361]

>>55987336
>europoor says something cheeky
You’ll never be a real country

[Anonymous No.55987544]

>>55987297
Europoors make like $40-50k USD and pay double the taxes. Its fucking worse than us here in leafland and they always larp as either Aussies, leafs or burgers. They should be range banned from /biz/ along with jeets

[Anonymous No.55987645]

>>55986614
You don't need it mate

[Anonymous No.55987702]

>>55987544
>Europoors make like $40-50k USD and pay double the taxes.
Once you consider that your house prices are 5-7x ours, rent is $1200-2000, and that you're forced to pay hundreds of dollars PER MONTH in health insurance, our 40k salary ends up being equivalent to your 150k.

What you mongoloid never consider is how low our cost of living is. You can survive as working class with 8-10k euros PER YEAR and as middle class with 10-18k. (And we don't have to live with the constant terror that a medical emergency might instakill our life savings and make us lose our house and job.)

[Anonymous No.55987712]

>>55987297
Those are eastern europeans. They're the equivalent of your mexicans: poor as shit, violent, squallid countries full of drugs and crime. Of course they want out. (But this makes them excellent at spreading their asscheeks and take cock like pros even at 17.)

[Anonymous No.55987798]

>>55987712
says the westerner from his arab-infested slum

[Anonymous No.55987814]

https://www.bogleheads.org/forum/viewtopic.php?t=274390

[Anonymous No.55987820]

the cope in this thread is unreal, you're all fucking losers lol

[Anonymous No.55987842]

>>55987702
This. Americans are priced out of reproduction while subsidizing niggers breeding and actually defend their own tyranny. Fucking shithole.

[Anonymous No.55987858]

>>55987702
House prices are lower in America and rent were jobs are in Europe are as expensive as in the US
https://www.numbeo.com/property-investment/rankings_by_country.jsp
The main advantage is public healthcare, but even that is a long term trap when boomers retire and a small working population of Europeans have to sustain a massive boomer generation with their pensions+free healthcare.
American boomers haven't fully sacrificed their kids unlike European ones, and that's a massive difference

[Anonymous No.55987865]

That webm depicts a matriarchal culture

[Anonymous No.55987870]

>>55987820
>the cope in this thread is unreal, you're all fucking losers lol
Yes, if you are a chad or a Stacey American frat culture is peak pleasure that everyone in the world unironically envies.

[Anonymous No.55987873]

>>55986536
Innawoods learn to hunt and garden

[Anonymous No.55987877]

>>55986614
It’s really gay. I never did this but had friends who were in frats. I promise you that you don’t need that to be a fulfilled person, anon.

[Anonymous No.55987882]

>>55987200
Upper middle class people are usually hot.
The ones that arent just spend 200k in nose jobs and operations until they are.

[Anonymous No.55987893]

>>55987877
>fulfilled person
It is not meaningful, but it is clearly a fun experience that people have nostalgia and want to revive all their life. You have to realize that unironically college is the peak of most people's life and the ability to fuck every 2 days a different 8/10 and make good friends is what most people actually desire unironically

[Anonymous No.55987910]

>>55987893
I doubt you’ll remember it very much after you’ve lived long enough. Unless you got married to one of the slags.

[Anonymous No.55987921]

>>55987910
I never experienced it as I studied engineering (a real one not computer science or civil engineering) and the gig in engineering was to be a nerd like the ones who populate /biz/ and play with Nintendo products and talk about meme cards. I am just honest with myself and admit I was a loser back then eventhough it served me well proffessionally and I make more money than most frat bros.

[Anonymous No.55987928]

>>55987297
Western Europeans generally don't go to America for obvious reasons like the lower standard of living and being surrounded by nigs. They generally stay within Europe.

[Anonymous No.55987930]

>>55987820
I lived the live in that like the video a couple years ago. It was absolutely soul crushing and horrible. I even dated a sorority girl and I wanted to kill myself explaining simple topics to her. People like us are not meant for that empty degeneracy. Thats all I’m going to say.

[Anonymous No.55987939]

>>55987928
>Western Europeans generally don't go to America for obvious reasons like the lower standard of living and being surrounded by nigs
If there were no retarded VISAs most Europeans with a college degree and tradies would move to America. The pay gap is enormous and only getting larger, and the companies in America generally treat people way better than their European equivalents

[Anonymous No.55987941]

>>55986536
I did this shit in college. Ended up with a shy girl I already knew and was already somewhat friends with so we had a dinner and chatted and then nothing happened, probably stopped talking like a month later and never saw her again. All of you saying you missed out on your youth are falling for some TikToker's editing skills, seriously.

[Anonymous No.55987967]

>>55987941
Missing out on frequent sex in your peak testosterone years with prime wet pussy is something you cannot get back when you age.

[Anonymous No.55987980]

>>55987967
Nigger/NPC reasoning. The purpose of sex is to reproduce, not an end in itself. I can reproduce easier as I get older, as I have more money now and can just buy some bitch in a 3rd world country. Multiple actually.
You think in a matriarchal way, probably raised by a single mother, but definitely had a weak beta father.

[Anonymous No.55987991]

>>55987967
>Nigger/NPC reasoning.
You are probably young, and you don't understand aging. You won't ever be 21 again bro. Everything except your wallet goes downhill after college even if you are a gym rat

[Anonymous No.55987994]

>>55987967
are you literally in every thread posting this dogshit?

[Anonymous No.55988034]

>>55986614
Just watch https://www.youtube.com/@ManTalkTheReal/videos and you'll realize these hoes are the same ones that will end up posting tiktok cringe for the rest of their lives
Chads will get out of college and start dating 21 year olds when they hit 30, or they'll cheat on former-stacys with said 21 year olds
Just focus on yourself

[Anonymous No.55988046]

>>55987125
>At least if we make it in crypto
AAAAAAAAAAAAAAAAAAAAAAAAAAAAAA

[Anonymous No.55988056]

>>55986536

I don't care about casual sex but what makes me angry is how easy these kids have it. Parents probably cover everything and their social problems are nonexistent.

[Anonymous No.55988106]

>>55987939
>never been to eu or spoken to a european
literally 95% of people I speak to deride america

[Anonymous No.55988119]

>>55988106
I literally live in Europe
>literally 95% of people I speak to deride america
Yes, until someone gets offered an American salary with American taxation and they never return to Europe. America is make it the country, and if you have some basic ambition and education it is the best place in the planet to progress economically.

[Anonymous No.55988186]

>>55988119
how many people do you know who have done this? I know a multitude of people who have worked there for a number of years, from banking in NY to electrical engineering to software development, not one of them have stayed in america
when I talk to americans its opposite as well (about half my colleagues are american), they dream of living in europe
america is just not that good anymore; car-centric, poor social mobility, awful work life-balance, etc.

[Anonymous No.55988316]

>>55987157
>Don't worry anon you'll never experience youthful lust like them or pure young love like me. You're not missing out on anything, really.
Demon's on the left, tone-deaf moralists on my right. The incels are wrong about a whole lot of stuff, but I see where they're coming from, and I sympathize.

[Anonymous No.55988411]

I am 29 years old and I never even kissed a girl

[Anonymous No.55988472]

Why do zoomers dress so fucking bad like they are 10 years old?

[Anonymous No.55988483]

>>55988186
they dream of living in europe with american money

[Anonymous No.55988550]

>>55986536
You can buy crypto or use some Defi yield strategies like Aave and SpoolFi.

[Anonymous No.55988703]

>>55988186
>how many people do you know who have done this?
Plenty as I studied in the US. They usually return with a bunch of money safed to live confortably in Euro, because the property prices in Europe are insane. The salaries you get in America you can only get them in Europe in Switzerland, London and Luxembourg and the size of the labor of those places is much smaller than in any large economic area of the US.

[Anonymous No.55988956]

>>55987197
This is a very accurate reply. Much needed. You’ll find equally hot (if not better) women outside of sororities who don’t have a cult-like personality.

[Anonymous No.55989059]

>So how's your mom been doing son?
>ok
>That's good to hear
>"You're Listening to Real Rock FM 100.5
>*Nickelback - Something in your mouth starts playing*
>So bud you find a girl yet?
>No
>What do you not like woman bud?
>No, dad I like girls
>heh heh don't worry son just keep going at it you'll find a girl soon.
>sure dad
>son when you have sex for the first time it will blow your mind, it's like nothing you've experienced
>I guess so
>Trust me bud, I remember my first time i was 15 and asked this cashier out at the local 7/11 she had a big butt and she rocked my world.
>hehe i was quite wild back in my day before i met your mother
>*awkward silence*
>So bud you what size of boobies do you like
>uh all
>Oh i used to like big breasts but as i've gotten older i've learned to appericate all sizes
>*awkward silence
>anon you smell, if you're gonna get any pootang your gonna need to start putting on more deodorant.
>You could also use a shave
>*awkward silence*
>You have job yet kid?
>no
>You apply at (Local business)
>no
>Bud if you're gonna get a girl you're gonna need a job, no girl is gonna want to go out with a bum who can't take them out anywhere
>*Awkward silence*
>*Saint Asonia - Better Place starts playing*
>*Dad cranks to volume to near max*
>So bud you like this song?
>I don't know yet
>*Chorus plays*
>eh it's ok
>What you don't like it, well too bad it's my truck


Love you dad

[Anonymous No.55989064]

>>55986536
This is one of the most staged and force faked videos I think I have ever seen.
The reactions and everything are all so forced it physically hurt from a distance.
Every single thing they did was because it was being recorded.
Zoomers do not make decisions based on what they genuinely feel, but rather, what their peers would feel and what their online brand would look like after this decision.
Lmao I guess as long as zoomers are "happy" oh wait that's right they are the most medicated and sad generation ever so I don't even know what they do this fake shit for haha it literally just adds on another's layer to the misery.
>wah we're so fake to each other now! I need more drugs!
have you considered not being this way?
>noooo what if my friends who are terminally online think differently of me

[Anonymous No.55989066]

>>55988046
Reading him say that made me lol

[Anonymous No.55989129]

>>55987200
Yes it's a fucking sorority they don't allow any balding pajeet in those their closed societies of rich chads and stacies the incels wouldn't even think about joining them

[Anonymous No.55989140]

>>55987197
https://dailycal.org/2020/03/03/hooking-up-for-the-clout

Your words remind me of this link. I wish loneliness and failed marriages upon these women in their future.

[Anonymous No.55989177]

>>55987712
It's funny that you talk about crime and violence while all of the western EU countries are infested with arabs and niggers and stabbings are a daily occurance. My country beats refugees with a stick while you let them fuck your wife and spend your tax money

[Anonymous No.55989179]

>>55987107
Hey are you me? I've spent college studying languages. Classmate were 96% women. I was too weird and too autistic, the Sasuke kind of silent guy. Never spoke to anyone, I was just too cool standing arms crossed in the halls. They all left an empty seat next to me on classes. Later I found they all thought I was going to show up one day with a gun all kill them all. Never made a friend in my college years. But it didn't matter at all, it's been like 15 years now since I've graduated. No one see each other anymore at least I've avoided doing cringy, fake and retarded shit like .webm related

[Anonymous No.55989228]

>>55987200
They were 100% vetted beforehand

[Anonymous No.55989297]

>>55986536
You want your improve your $1,000 savings into $1 billion overnight, right ? You already the answer.

[Anonymous No.55989470]

>>55987200
The frat and sorority exclude uggos from ever joining.
>>55987297
Every Eastern European I've met wants to go back because it's absolute shit here. They just come here to arbitrage the currency disparity.
>>55986536
They should probably just get the best job they can so they can have a high income and then use that income to take shots doing other bullshit like crypto gambling or whatever while still affording to live a normal life.

[Anonymous No.55989477]

>>55986536
it doesn't really get more cringe then this.

[Anonymous No.55990293]

>>55989477
>being good looking and having fun is cringe
You seem bitter

[Anonymous No.55990313]

>>55986536
>Mostly white
>Attractive young people
>In Los Angeles

There is hope bros.

[Anonymous No.55991156]

>>55986536
>sorority3.webm
seek help.

[Anonymous No.55991202]

>>55987297
This is the truth no Europoor will admit. They all live in old as fuck shoebox hovels, make half the money and pay double the taxes, then brag about all the “free” stuff they get. I lived there for a decade and can confirm it is shit.

[Anonymous No.55991532]

>>55986536
imagine a world where even 20 year old chads are required to only pair bond with used up walled roasties

[Anonymous No.55991627]

>>55991532
Lord Jesus please come back and judge the living and the dead. In Your holy name, Amen.

[Anonymous No.55991633]

>>55986536
0:25 - ouch.

[Anonymous No.55991767]

>>55986536
Invest in Qanx and be a millionaire in few years jeet

[Anonymous No.55991928]

>>55988034
>Chads will get out of college and start dating 21 year olds when they hit 30, or they'll cheat on former-stacys with said 21 year olds
>21 year olds
why not 18 year olds

[Anonymous No.55992024]

>>55987702
>your house prices are 5-7x ours, rent is $1200-2000, and that you're forced to pay hundreds of dollars PER MONTH in health insurance,
I'm not getting scammed into a buying a fucking hourse or am retarded enough to live like a fag and get sick. I have not been to the doc in almost a decade. Yet I've spend SO MUCH FUCKING MONEY on insurance because I'm in europe.
Seems much better to me, I would have been retired in my 20s if I lived in america

[Anonymous No.55992091]

>>55989179
Same bro. Wish I would have gone to a smaller school, but I probably wouldn’t have fit in there either. But at a large school it’s really easy to be invisible. Anyways. I’m still awkward socially but I’m joining the church where they are very kind, forgiving, and welcoming.

[Anonymous No.55992115]

>>55989179
henlo where webm

[Anonymous No.55992275]

>>55988316
Nigger my point is none of that shit matters. the kind of shit shown in OPs video does not lead to good relationships. I have a good relationship because I worked at it instead of sulking over retarded videos.

[Anonymous No.55992321]

>>55987870
Chad here that never went to university. Skipped out to build a business. Regret not going to smash all the stacey's and build network connections later in life.

42 years old. Any younger anons at a fork in the road should 100% go to university and join a frat.

[Anonymous No.55992356]

>>55987094
>Eurofag mad that men in America don’t coif their hair and dress like faggots
Go put on your skin tight jeans, make sure your ankles are out too. I’m sure the women will appreciate your skin routine, and perfectly styled hair you absolute sissy.

[Anonymous No.55992464]

>>55986554
Lol. This is not the best advice, anon. Look for quality altcoins that could change the game, including Kava, Bat, Krest, Iotx, and Solana. Don't invest everything at once.

[Anonymous No.55992666]

>>55989179
>Later I found they all thought I was going to show up one day with a gun all kill them all.
How did you find that out? Were they wrong?

[Anonymous No.55992695]

>>55987107
that's on you

[Anonymous No.55992703]

>>55992275
I don't think anyone here cares about a relationship they just want to fuck a bunch of hot chick's which is fair enough

[Anonymous No.55992765]

>>55986614
>chads get a managerial job
>stacies get HR jobs
>chuds work at starbucks, trades, or neet
>jeets and changs become doctors or codemonkeys
>niggers get HR jobs or work at gyms
>spics go to trades or McDonald's

[Anonymous No.55992799]

>>55986536
war sats

[Anonymous No.55992836]

>>55986536
all these zoomers look good

[Anonymous No.55993226]

>>55986536
>Video ends before reaction of the last girl to her manlet date, (the only Manley in the line btw)
It's over.

[Anonymous No.55993239]

>>55986554
not the worst advice, link still has a lot of downside, like 100%

[Anonymous No.55993305]

>>55986536
Invest in hyperpolyglot chains now and you'd be called lucky sooner than later jeet

[Anonymous No.55994378]

>>55986554
This is unwise. If you want to invest in crypto then better to diversify

[Anonymous No.55994391]

>>55994378
I'll go for SPOOL, LBR, and CTSI. ETH and BTC will also be a the top of my list.

[Anonymous No.55994870]

>>55986536
What percentage of these couples end up fucking?

[Anonymous No.55994914]

>>55986536
1/3rd in SPY (the S&P 500)
1/3rd in QQQ (the Nasdaq 100)
1/3rd in BTC (Bitcoin)

[Anonymous No.55994984]

>>55994870
none of them, its just an act so everyone feels like they're loved

[Anonymous No.55995046]

>>55986536
The answer is always property. Property is strife with rugpulls and its version of pregnant butt cum rocket shit coins. Most attractive properties have heavy competition. If a property is on the market more than a week it is a shitcoin. Best deals are always word of mouth or someone you know. It is a crazy competitive market for priced right pieces. When youbare poor your options are limited, but as you gain assets and more buying power you can play ball on more properties. You go for properties you could basically flip tomorrow for a gain. However. Be careful you don't buy a shitcoin because your only way out will be to take a loss

[Anonymous No.55995059]

>>55994870
90%÷

[Anonymous No.55995088]

>>55987712
Exclude russia and romania and all the sudden western europe is violent and dangerous while full of drugs. Only east countries with human trafficking are the balkanoids, while all westerns countries (especially france) are part of it.

[Anonymous No.55995107]

stocking up on $adderall
adderall.biz

[Anonymous No.55995207]

>>55987712
the west isn't even better dumb faggot

[Anonymous No.55995292]

>>55989059
Fuck you man
People would kill for a chill dad like yours. I remember hanging out with friends dads and seeing how chill they were and all I could do was envy them. I would have killed to listen to some progressive rock (I dont even listen to rock) and crooze with my dad.
Meanwhile youre here bitching about being a lame loser. Fuck you.

[Anonymous No.55995300]

Yes

[Anonymous No.55995331]

>>55992703
This
I was supposed to go abroad after collegia, but always got sidetracked. Then the 2020 olympics would have been my /goldentime/. Slav bitches, Jap bitches, even fat american bitches all in tokyo. But obviously the demon that feeds off my misery caused covid to cuck me.

[Anonymous No.55995437]

>>55986536
It's best to invest in real life assets, some into crypto and stocks and others as savings which I prefer to do with stables since I can stake it on yield protocols through SpoolFi

[Anonymous No.55995536]

>>55986536
this is so wrong, not enought black gentlemens baka, these snowbunnies needs to know the BBC to fullfill her life and wombs

[Anonymous No.55995695]

>>55995437
I like the measurable risk management system on that DeFi middleware

[Anonymous No.55995714]

>>55987125
99.9% of us aren't going to make it

[Anonymous No.55996174]

>>55992275
>>55992703
I do. I just wish people who chime in to say things like "just be yourself" or "wow, that sucks sure glad I got out early" or some such drivel would just keep it to themselves. It sucks being alone and knowing that you can't change that until x amount of long time passes and you "make it" or whatever feels like waiting for Godot. I dunno man, it's hard to explain but it feels like there's something constantly working against you, feeding on your failures, making sure they keep coming while everyone says everything about it is my fault. It feels like I'm uncharted territory and noone who's gone through the well-worn, culturally acceptable paths of not being a fucking loser knows how to make it through this mess. It's so lonely but it's like I don't have a choice but to grit my teeth and take until I die or something changes.
Forgive my ramblings. I'm esl and very tired rn.

[Anonymous No.55997657]

>>55986593
I'm so sorry anon, hope the next one is much better than your last.

[Anonymous No.55997782]

>>55986536
So glad women never took any interest in me. Women are the ultimate financial gains goblin.

[Anonymous No.55997820]

>>55989059
>*Saint Asonia - Better Place starts playing*
Went and listened to this after reading this post. I actually laughed, humorously bad music.

[Anonymous No.55997827]

>>55986536
i fucking hate normies with all my being

[Anonymous No.55998133]

>>55986536
just be yourself

[Anonymous No.55998430]

>>55989470
Only retard faggots will consider crypto for gambling. DYOR and go fuck good long-term assets from the market. I got BTC and ETH early. Its current price is still in profit for me. Looking at REEF AND RIDE now for the long term. There's much to fuck out of the crypto space motherfucker.