/biz/ - Business & Finance

[Anonymous No.55386444]

DUDE JUST SPEND 50% OF YOUR POST TAX INCOME ON SOME DIRT AND A WOODEN BOX FOR 30 YEARS LMAO

[Anonymous No.55386697]

starting to think the rentoids were right
>t. hoomer spending 32% of my income on mortgage alone

[Anonymous No.55386764]

>>55386444
Don’t forget all the upkeep and replacement costs. And home insurance is just delightful. They’ll come in with a dwelling cost 3x the value of your house so they can charge you more money for nothing, since if shit hits the fan they’ll do everything in their power to not pay you a dime.
>>55386697
And yet as awful and expensive as buying a house is, rent at this point is basically extortion. In fact, life in the U.S. at this point in general is pretty criminally exploitative.

[Anonymous No.55386775]

>>55386444
mortgages get paid off eventually.
then you live rent free and keep adding to the retirement accounts while zoomies cry about houses

[Anonymous No.55386780]

seethe and dilate rentrannies

watching my daughter's playing on my KBG lawn with a row of hydrangeas to attract butterflies while I grill some burgers is worth more than any of your shitty posts

[Anonymous No.55387218]

How do we beat the game bros? What alternative are there?

[Anonymous No.55387254]

>>55387218
Its a slave system you will never ever beat this

[Anonymous No.55387268]

>>55387254
Surely I can hold down a job and live in the woods at the same time. Ill dig a hole in a hill like a hobbit, get water from a stream. There are ways, you just have to think outside the box.

[Anonymous No.55387275]

>>55386775
You still have to pay property tax. Still much better than renting.

[Anonymous No.55387296]

>>55387218
stop selling homes for profit, sell them "at a loss" to people you know who actually need them. boomers destroyed the housing market by turning houses into financial instruments; this is how it corrects. it'll probably never happen though.

[Anonymous No.55387338]

>>55387218
Stop immigration and housing crashes -97% within 48 hrs. Landlords are commies that want all the lands turned into rentseeking commie blocks, so landlords vote for mass immigration, lamd permit restriction, and green "climate crisis" anti lumber policy

[Anonymous No.55387343]

>>55386775
you could also just invest the difference in stocks

[Anonymous No.55387424]

>>55387218
vote for Trump in 2024 and turn off the spigot of mass immigration. he's the only one who's serious about it, which is why they go to such lengths to take him down. don't miss the opportunity or your kids will be worse off

[Anonymous No.55387710]

>>55387218
crypto or onyfans (depending on your body type) in my case it's just OBAYC, I don't have enough figure to be a femboy, it's so fucking over..........

[Anonymous No.55387942]

>>55386775
Only worth it if your property is actually worth living in. If you have a mortgage and plan to sell within ten years then you’re literally pissing most of it away on interest. The housing market is going to be dead for years and years now. Opportunity cost just clearly isn’t worth it. If you have any kind of cash for a deposit then even a mediocre savings account is going to serve you better than any kind of equity you could build up on a property within a decade at this point.

[Anonymous No.55388634]

>>55387338
We had zero immigration in Australia for a year because of COVID and housing still soared. It's obviously an important factor, but it's not a foolproof plan.

[Anonymous No.55388641]

>>55386444
Housing is a scam to make people wage for our lords and masters. Simple as that.

[Anonymous No.55388649]

>>55387296
>stop selling homes for profit, sell them "at a loss"
Your buyers will just sell them for profit.

[Anonymous No.55388662]

>>55387338
immigration isn't the main issue, it's investors both foreign and domestic, they outbid the average joe and push up the prices

[Anonymous No.55390497]

>>55386444
Live in an RV, or at your parents' house. Don't enable landlords or banks.

[Anonymous No.55390507]

>>55386444
>50% post tax

They don’t approve for more than 40% pretax typically

[Anonymous No.55390849]

>>55388634
>zero immigration for a year
Try a decade or two and I guarantee you'll see the results we want.

You're accepting the premise of traitors by conceptualizing mass immigration as the default. It's not the default, it's a deliberate policy by people in charge who despise you and the ones you love.

[Anonymous No.55390917]

>>55386444
What's the alternative?
>Spend 65% on someone else's dirt and box?

[Anonymous No.55390926]

>>55390917
a tent costs hundred bucks or so

[Anonymous No.55390936]

>tfw spend 20% of income post-tax on mortgage

[Anonymous No.55391020]

>>55386697
most people are spending 30-50% on rent. at least you have an asset you can leverage.

[Anonymous No.55391033]

>>55388634
>We had zero immigration in Australia for a year
And then the next year they doubled the immigration to counter off the housing supply finally rising. Everything was deflating in Canada and Australia when immigration halted, then they turned the dial to 13 to not give you any funny ideas about housing returning to rational levels. Not sure who you're kidding by insinuating cutting immigration wouldn't nuke the housing bubble

[Anonymous No.55391088]

>>55390849
I'm not sure how we turn back from the financialization of housing. Everyone who buys a home understands that they're paying a 20x premium from boomers who bought for pennies on the dollar, and subsequently expect profit returns when they finally sell themselves. Now we're at a standoff from demand being at 0 since zoomers wont buying $800k homes, so all big money can do to stop a crash is annihilate supply via a constant raging river of brown people from the third world.

The urban/rural divide is getting so out of hand, that everyone living in the country should have our own currency at this point. These city boomer faggots drunk on greed will just go full QE mode to desperately stop their assets from deflating when the time comes

[Anonymous No.55391526]

True. Engagement to the death is the mortgage?
But listen: indoor plumbing, cleaner air, climate controlled, a good shade, perimeter defense are all a few thing a house offer?
Nobody can take away those moment when you rewatch Jenna videos or or pray to the Buddha real loud?

[Anonymous No.55391535]

>>55388649
Retard moment

[Anonymous No.55391546]

>>55386444
>wooden
that would be an upgrade. they're made of powdered rock and sawdust

[Anonymous No.55391583]

>>55386780
>a row of hydrangeas to attract butterflies

Get off of 4chan and go make your husband dinner

[Anonymous No.55391597]

>>55391535
Explain.

[Anonymous No.55391606]

>>55387343
What difference? The rent is as high as the mortgage is now

[Anonymous No.55391854]

>>55386444
>DUDE JUST WAGESLAVE FOR THE REST OF YOUR YOUNG YEARS DO IT
nah thanks bub i'd rather ape my way into RBE to use all the potential of uniswap v4