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/biz/ - Business & Finance

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55332662 No.55332662 [Reply] [Original]

How much are you able to save each month?

>> No.55332668
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55332668

Nothing, my debt only grows larger

>> No.55332673

>>55332668
what happened friend?

>> No.55332687

$0 as I have no job

>> No.55332722

>>55332662
Most of it because I live with my parents as does everyone else because a house costs a million or more.

>> No.55332735

1000€

>> No.55332745

>>55332662
400 euro

>> No.55332748

$1500, but I kinda gotta run a little thin to do it, and I buy my tools for my job so, I dip in sometimes.

>> No.55332766

On my current plans I’m saving $1K a month and putting about $2K into investments.

I’m saving up for a bathroom remodel rn which sucks, but once I finish that I’ll up the investment contribution

>> No.55332775

>>55332662
if i adhere to my budget: $2500/month ($1500 cash, $1000 401k)
if my gf gets a job and helps with bills: $3100/month ($2100 cash, $1000 401k)

i need to move someplace cheaper. cost of living is insane.

>> No.55332796
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55332796

800-1200€ depending on how much overtime hours i get waging for mr. shekelstein

>> No.55332811

>>55332735
>>55332748
>>55332775
>>55332796
decent to be honest

>> No.55332840

400, but I live in a third world shithole

>> No.55332847
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55332847

>>55332662
3.8-4k bongbuxx for saving/investment unless I travel.

>> No.55332858

>>55332847
what the fuck do you do to make so much?

>> No.55332923

>>55332858
I learned 2 code.

>> No.55335017

>>55332662
$3000, but I don't save it - I spend it on renovating an old house.

>> No.55335025

>>55332923
Code what?

>> No.55335026

>>55332662
I dont save currently. I have a bit saved and in crypto so either that grows or doesn't, not adding more. so now I min maxed my life towards comfort, work minimum hours weekly at a cool job, etc.

>> No.55335044

>>55332662
37 and no savings currently
I could save maybe $300 a month if I cut back spending
but then I realize how pathetic that amount is and order more takeout

>> No.55335053

>>55332662
>22 yo
>can only save 100k usd per month
It's over, anons..

>> No.55335062

>>55332673
He fell for the American dream.

>> No.55335068

>>55335044
>3600 per year
Takeout is shit and you are what you eat.

>> No.55335088

>>55335044
do it for one year. invest $3000 into whatever, get a x2 or x10 and now you have money to invest elsewhere. Getting the snowball formed is the hardest part, they want you to stay in your class, to never ascend. Once its formed and you push it down the hill it grows.

>> No.55335089

>>55335068
leaf bucks and $3600 ain't shit, that's one month of expenses

>> No.55335100

>>55332662
20k

>> No.55335112

>>55335088
>10x
how the fuck do you get 1000% return on investing without being insanely lucky

>> No.55335132

>>55335112
you ever heard of chipotle, look up tbe stock. These returns exist everywhere. Could have made a x2 on Nvidia more recently.

>> No.55335143

>>55335112
I pulled one 20x and a 10x this year, it's easy if you keep your eyes on the market

>> No.55335342
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55335342

>>55332662
Kek I can't save anon, I literally can't, I live paycheck to miserable paycheck every single month, my only hope is getting into Nilo so i can see a bit more of income somehow

>> No.55335349

>>55335342
Even if you use it to save some more, you won't stop being a complete poorfag

>> No.55335361

>>55332847
LARP nigger, you don't make that much

>> No.55335478

>>55332662
I am not currently saving but I when I used to I would be able to put away maybe $5000 a month. When I would allow myself some liberties I was able to put away about $2500. Once I buy a home this winter I will either be saving $0-2500 a month (basically my old saving habits -$2500 mortgage). I technically should be saving for a house right now buy buying rare tools/parts for my car and rare Switch games have taken precedence (my priorities are not very in check)
Thank God I have $150k in BTC right now if it hits even $30k again in the next 6 months I will be set for my entire 30s, if Bitcoin keeps crabbing between $25k-$30k and I take advantage of the swings I will pretty much have my 40s on lock too alongside my company car, matched 401k, and top-tier health insurance

>> No.55335482

>>55332662
1-1.2 K USD a month.

>> No.55335620

between 300-500 USD per month (my 3rd world monthly salary is like 950 USD)

>> No.55335744

>>55335361
I do THOUGH. £92k salary, about £600/m net investment income and around £1.9k/m expenses.

>> No.55335755

>>55332662
>I don't have any savings at the moment either 'cause I went all-in on crypto. My portfolios are down, and it's a tough spot to be in. I'm still holding big hope for the next bull run. I managed to snag some Krest tokens through Fundrs and the public sale is still open.

>> No.55335762
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55335762

>>55332662

Enough to fuck the local bbw cum dumpster.

>> No.55335781

>>55335361
why is being moderately successful so unbelievable to /biz/? Me and that anon make about and save about exactly the same factoring in currency exchange rates >>55335478

>> No.55335802

>>55335781
Bong salaries tend to be lower, especially for more skilled jobs to be fair, but there's nothing actually unbelievable about it.

>> No.55335816

£750 to pension
£200 to crypto
£800 to stocks

>> No.55335817

>>55335053
job? and are virgin?

>> No.55335919

>>55335342
that's straight up pathetic

>> No.55335921

>>55335342
u should unironically get out of here

>> No.55335944

>>55332775
your gf's gonna milk you as much as she can for as long as possible financially speaking
hope for you she also does it literally otherwise I'd fly her ass out of there if I were you

>> No.55335963

>>55332662
$500

>> No.55335998

>>55332722
Stop making excuses.
https://www.zillow.com/homes/Glasgow,-KY_rb/

>> No.55336016

>saving 4k is considered rich
holy fuck its so fucking over for the "middle class"

>> No.55336030

>0-1k usd
trailer poor
1k-2k
wagie
2k-4k
tradie
4k-5k
code monkey
5k+
owner/alternate

>> No.55336045

bump

>> No.55336082

I make $11k a month, rent is $2k, food both at home and takeout end up being $1k, miscellaneous other expenses end up about $1k sometimes more sometimes less. Get to sock away between $6k-7k a month and gamble on psychedelic stocks. Comfy life bros

>> No.55336204

>>55332662
Nothing now.

When I worked ($28.14/hr) I would put $300 a week into checking account for living expenses, and the balance into savings. I was putting 5% into 401k /Roth 401k and $48 a week into HSA.

In 2020 I saved $18,700, put $10,900 in 401k/Roth and $2550 into HSA.

>> No.55336219

>>55332775
>letting gf leech
ngmi

>> No.55336221
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55336221

>>55335025
Embedded systems

>> No.55336246

>>55332662
Currently about 800 euros because I live with my mom gonna take up another job soon. Life is fucking hell

>> No.55336283
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55336283

Nothing, every month I spend like 800 USD. My earnings are like 350 USD a month right now, plus the 330 USD I get from NEETbux which is drying up in a month because of the gay new welfare system in the UK.

>> No.55336287

test2

>> No.55336291

>>55335361
I used to save that much before I got laid off

>> No.55336327

>>55332662
1k€. Thats of a 1800€ a month after tax salary. Percentagy wise it's a lot but fucking hell, imagine working hard all year, living like a broke college kid and only ending up with 12k (if not invested..) shit is depressing but I have no alternative right now.
Fingers crossed eth sees a new ath eventually and I can ease up a bit.

>> No.55336343

>>55332662
After my living expenses I should have $2000 a month but I somehow keep wasting it on frivilous shit so it ends up being a couple hundred. I keep telling myself I'm going to start budgeting and stop wasting money on nonsense but then I don't.

>> No.55336365

>>55336343
Drop the escorts fren its not worth it

>> No.55336371

>>55336343
open an account at another bank or credit union. direct deposit the money and don't get an atm/debit card for the account. having to actually go into the bank to get money to spend makes it easier to not spend it frivolously.

>> No.55336380

idk, maybe $4k on $8k/mo income? never counted it out.

>> No.55336932

>>55332662
Appx $370, and that's a conservative estimate

>> No.55337195

$4500-$5000 once student loan repayment starts up again

>> No.55337370

>>55332662
Nothing, I'm a neet who can't even get hired for a shit job.

>> No.55337603

>>55336371
Good advice.

>> No.55337648

>>55332662
last year i made 72K after tax, i spend 30K a year, so 42K/12 is 3.5K per month saved. Current protectory is FIRE by 40 but will likely get there quicker with raises and cash from my hobby

>> No.55337808

Wait does my mortgage principal decreasing every month I make a payment count as saving?
If so, then $2k/month
if not, then ~$800/month