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/biz/ - Business & Finance

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53140421 No.53140421 [Reply] [Original]

for the first time in my life I have disposable money (bad decisions in my youth fucked me till recently)
I'm going to invest 200-ish € a month, have 1100€ rn.
I am thinking about a spread of 50% ETH, 25% BTC, 15-ish% into 3rd row stuff like chainlink or something (open for ideas here) and the rest in a variety of memecoins/moonstuff.

Opinions? Good timing? Or should I legit wait till it drops further? Those 200/month are absolutely disposable for me, I got the bills and luxury stuff covered and some.

>> No.53140477

its already massively lower than ath, if you're gonna invest monthly just start fucking doing it already

>> No.53140528

>>53140477
Thanks anon.

>> No.53140533

>>53140421
Buy an escort a month with that money. You'll eventually demystify women, get out of this hellhole and be happy. This is worth more than any sum of money you can make in shitcoins.

>> No.53140562

>>53140533
I have a girlfriend, and I'd never pay for a hole ever. Women are easy if you're under 120kg and taller than 1,80m.
But if it works for you, keep doing it.

>> No.53140632

>>53140421
>1100$
>disposable money
>diversify
My link stack is worth 400k$ and it's all link. Buy one thing and pray to god it goes x100 in the next bullrun and sell it then, don't hold it for 5 years like I did like a literal 60 IQ fag

>> No.53140895

>>53140421
Here is a real advice.
Don't put money in fuckin crypto.
It's a hook for idiots, all of it.

>> No.53140935

>>53140895
see this post OP? this is why it's a good time to buy crypto

>> No.53141109

>>53140895
I am an idiot, thanks for advising me to buy crypto.
>>53140935
Anons here are discussing getting chicken because eggs are too expensive, yeah I'm buying.
>>53140632
>Buy one thing and pray to god it goes x100
I'm not a day trader
I'm holding this shit for 1 year at least because german tax laws
>b-but anon german tax bureau doesnt give a shit if you hold less than a year go ham on trading
I don't fuck around with tax bureau, my father got raped for a 5000€ car sale he didn't declare, no thanks

>> No.53141158

>>53141109
The 1 year holding period to go tax free isn't a thing anymore

>> No.53141187
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53141187

>>53141158
really?
then my info is out of date. thanks for pointing out anon.

>> No.53141213

>>53141158
a quick google search doesn't bring up anything about this, do you have a source on this?
Everything I found stated the 1 year tax free rule, most articles were from november-dezember 2022

>> No.53141270
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53141270

>>53141158
>>53141187
>>53141213
I'm literally reading a text from the Ministry of Finance, and it says that the 1 year rule is still in effect

https://www.bundesfinanzministerium.de/Content/DE/Downloads/BMF_Schreiben/Steuerarten/Einkommensteuer/2022-05-09-einzelfragen-zur-ertragsteuerrechtlichen-behandlung-von-virtuellen-waehrungen-und-von-sonstigen-token-bmf-schreiben.pdf?__blob=publicationFile&v=2

>> No.53141636
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53141636

>>53140562
>using length as an insult
Yeah you won't get any financial advice from this manlet

>> No.53141877

>>53140421
Gold and silver for now.