/biz/ - Business & Finance

[Anonymous No.52768466]

So my car shit the bed 2 weeks ago(Jatco CVTs are a bitch) and now I have a different used car. I didnt have the new registration card and sticker for said broken car, so I couldnt trade it in.
>Inb4 sell an unpopular broken shitbox no one wants on craiglist
I applied for a auto loan for a credit union, but got rejected. I apparently had a good credit score + I paid off the other car so my interest rate is 5% for the in house financing which is surprising since I figured I would have to haggle for something lower than 10%.
Im looking to refinance my car with the same or another credit union for a better rate, plus I want to lower my payments by trading in the other car and putting the money towards that. Problem is my income is shit atm because my hours are retardedly low for work , but should double by EOM to something reasonable.
So how should I go about doing this?
>Try to refinance ASAP before trade in
>Wait to trade in the refinance right after I get the money
>Wait until hours increase + hold onto trade in money then refinance
Also, my credit score went down 20 points for the hard inquiry for the auto loan, but I paid off 2 credit cards and shot up 43 points a week after so theres that to consider too even though its scraping by at 713 right now.

[Anonymous No.52768515]

>>52768466
who is blue and red?

[Anonymous No.52768522]

>>52768515
Flame boy and wet willy

[Anonymous No.52768536]

>>52768466
trash edit

[Anonymous No.52768541]

yeah I'm sure you'll get your auto loan refinanced below the fed funds rate

[Anonymous No.52768580]

>>52768515
The whale and the devious pepe.

[Anonymous No.52768636]

[Anonymous No.52768713]

Not buying any NFTs you niggers surely will create around this garbage oc. Stop shitting up the board already

[Anonymous No.52768769]

>>52768713
the bobo with glasses sold for 3 eth

[Anonymous No.52768775]

pedophile bot thread.