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51701826 No.51701826 [Reply] [Original]

How much could I realistically increase my credit score in 1 year?

I’m at 675 and need to get to 750 before 2024

>> No.51701848

>>51701826
Sorry not possible. You should have used your Jew points better

>> No.51701891
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51701891

>>51701848
Damn

>> No.51702504

>>51701826
poor americans, it really feels like a social crdit score.
plus i've red that if you have no loans or pay off all your loans you have a lower score than someone who has open credits. like the more you play (and pay interests) the higher your score will be.
idk but from an europoor point of view i'm sad for you guys

>> No.51702619

>Chinese social credit points BAD
>Mutt social credit points GOOD
Why are mutts like this?

>> No.51702667

>Get in a serious car accident end of last year
>forget about a $20 cc purchase I bought day of for 2 months
>credit score drops 60 points

This shit is a scam

>> No.51702748

I have 850 but i ghosted the loan guy so my loan got rejected

>> No.51702796
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51702796

its possible OP. Here is my score from last year to this month.

I had extreme credit card debt somewhere around 40k and I've been doing 1-2k monthly payments over the 10 or so cards this year. doing a pay in full is a great way to not get your credit to go up.

>> No.51702823

If your derogatory credit items aren't reaching the seven year reporting limit in that time window, you're out of luck.

>> No.51702904

>>51701826
I'm sometimes able to swing up by 40 points in a few weeks. you need to pay shit off, but not too much. increasing the ratio of available credit to used credit without opening up too many credit lines all at once is the key. pay off a large amount of your debt than average and open up a card with the highest credit line you can find that doesn't charge you an annual fee.