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/biz/ - Business & Finance

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51574766 No.51574766 [Reply] [Original]

Pic very related, VTI? VWO seems like a shit pick

>> No.51574793

VTI & VOO

>> No.51574831

>>51574766
Doesnt make a different, we'll all be under Chinese occupation. But the global fund is safe

>> No.51574851

>>51574766
dollar cost averaging has been proven to be useless

>> No.51574872

>>51574831
VT?

>>51574851
Touche

>> No.51575417

>>51574766
saving for retirement is a meme. you literally never stop working. I see guys in their 70's and 80's working the register at my local grocery store every week.
the best way to retire is to have a bunch of kids, buy a house (pay it off) and when you get old, have your kids support you

>> No.51575491

>>51574766
VOO GIGACHADS

>> No.51575520

>>51575491
>VOO
This, it is VTI without all the junk; in addition, the dividend aristocrats are based on the SPX.

>> No.51575532

>>51574851
DCA is just a poorfag who is investing paycheck-to-paycheck.

>> No.51575560

god i love bear market biz, you actually learn things.

>> No.51575579

>>51575532
What other option is there for people that don't have large cash windfall?

>> No.51575604

>>51575417
Jewish hands typed this post

>> No.51575614

>>51574766
HDV, hands down.

>> No.51575634

>>51575614
>HDV
Aren't dividends a meme?

>> No.51575686

>>51575634
It's outperformed the VTI this year. But sure, don't buy if you're afraid that redditors will laugh at you.

>> No.51575740

>>51574766
I'm in VTI my bastard, I DCA into it. I do fear that we crab for the next 5 years but whatever. Stock picking is a proven meme.

>> No.51575817

>>51574766
I do 35% QQQ, 35% VTI, 10% XLU, 10% XLP, and 10% TQQQ

My portfolio stays at leveraged 25%-30%.

>> No.51575916

>>51575686
>don't buy if you're afraid that redditors will laugh at you.
It's not so much about what redditors will think, I was referring to the fact that dividends are a forced sell off that reduces the share price by an equivalent amount as opposed to an actual gain in terms of a cash payout. It is akin to moving your money from one pocket to another whilst being taxed on the transfer. Correct me if I am wrong.

>> No.51575966

>>51575579
There is no better option. DCA is the best method because you get anaverage of the ups and downs. Too many faggots on here LARPing as some day trading gigachad. It's all bullshit.

>> No.51575981

>>51575417
This is some retarded garbage.

>> No.51576099

>>51575417
mr money mustache retired before thirty but ok

>> No.51576142

VTI
AVUV
AVDV

>> No.51576158

>>51574766
I do VTI. SCHD or FDVV if you want a higher yield.

>> No.51576170

Test

>> No.51576348

I’m an absolute newfag to stocks, mutual funds and ETFs. What are some good resources to educate myself?

>> No.51576461

>>51575740
Seems like the smartest option because QQQ is full of bullshit and won't perform well in this environment, and foreign stocks are at the whims of people like Xi

>> No.51576501

>>51575817
>10% TQQQ
Woah Nelly I don't have the balls to dca into that shit. I only touch TQQQ with short term swing trades when I'm confident

>> No.51576509
File: 56 KB, 600x600, 1A0A333A-7914-4B92-9A31-36BA7F6020B5.jpg [View same] [iqdb] [saucenao] [google]
51576509

>>51576348
https://www.bogleheads.org/

>> No.51576556

>>51576509
Thanks fren. Started reading the “Start Here” tab.

>> No.51576560
File: 250 KB, 1080x2024, Screenshot_20220922-160724.png [View same] [iqdb] [saucenao] [google]
51576560

>>51574766
>Expense ratio 0.03%
How do they always do this shit? It doesn't even make sense sometimes. I can't wait for the vanguard effect to become industry standard

>> No.51576971

>>51576501
Leveraged funds you typically don't want to hold, but doing a backtest on TQQQ shows as long as you DCA'd in since the beginning of the fund, the only time you lost money was during the 2000 drop. In the last year obviously that is not the case, but it does seem to beg the question if it could be used as a beta enhancer long term, especially now when it is dirt cheap.