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/biz/ - Business & Finance


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49710537 No.49710537 [Reply] [Original]

>35
>still live with parents
>earn about 2000€/month
>almost fell for the crypto meme

I guess I'll just keep my money where the jews cant get it.

>> No.49710934

that is jewish money idiot

>> No.49710974

>>49710537
25

Make more than you

Thinking about moving back with parents cz got dumped and parents are wealthy and live in nice sunny country.

>> No.49711108

>>49710537
How is it that this boasting is allowed,but poorfags can't ask for money? Its almost like bullying fat people with junk food everyday. It's so hypocritical.

>> No.49711225

>>49710537
>23
>2770 after tax every two weeks

>> No.49711299

>>49711108

You know what's more annoying? The fact that most of the boasting is losers LARPing. They're fucking larping on anonymous board just to potentially get a (you). Fucking pathetic.

>> No.49711306
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49711306

>>49710974
>Make more than you
at least i didnt invest into cryptocoins.
>>49711108
pic related.

>> No.49711399

>>49710537
Cash is literally jews taking your money through inflation

>> No.49711503

>>49711225
Software dev?

>> No.49711511

>>49710537
>How are you doing financially?
>24
>no college debt
>20k used car
>making 100k/year
>have 15k in a rainy day fund
>0 investments right now, completely liquid, have been using it for stuff like a home gym and new kitchen equipment
I should be ok... I just need to survive the next few years and hope the markets rebound eventually

>> No.49711555
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49711555

>>49710537
>16.06.2022
retard can't even type the date correctly no wonder you're a poorfag lmao

>> No.49711604
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49711604

Buy real money with that plastic kike lies.

>> No.49711890

>>49711604
>silver
>real money

>> No.49711908

>>49711503
IB intern kek

>> No.49711918

>>49710537
>29
>Rentoid
>0 debts
>2000 biweekly after taxes and retirement deductions
I can typically save between 1-2k per month into savings... what can I do to not necessarily make it, but to be comfy.

>> No.49711981

>>49711108
>bullying fat people with junk food everyday
This would be based.

>> No.49711991

>34
>own property of around €400k paid of mortgage in 2018
>€44k on my bank account
>$30k in crypto at the moment
>NEET
Absolutly doing above average, but still doesn't feel all too good since i lost about $40k in the last two months. Will do some travelling in september and maybe find a job next years, feels bad to be honest, not a stable income that is

>> No.49712191

>>49710537
>23
>first SWE job, 76k salary
>WFH
>Live home with parents
>Put myself on their mortgage to help them refinance to get lower interest rate last year. They got the mortgage at the peak of the Housing bubble so they dont have the income to pay by themselves, so they rent out the garage.
>They start working less, but I am fine with it since they are already in their 60s and my mom has chronic illness.
>pay half the bills in the house
>still manage to save 50-60% of my income
>all of the sudden dads car starts having serious issues(its got 153k miles and rebuilt title so the clock was ticking)
>I have enough savings to replace the vehicle for the next 5 yrs(paying cash no finance), but that would leave me with my ass in the wind and very little cushion if i get fired.
>used car prices are insane right now, 9k for a piece of shit car that wont last 2 years
>both parents have very little liquid savings

What should I do bros? We are holding out on replacing the cars by just repairing them for now since I am still wfh. Should I just finance a used car now? Or wait to buy it cash 5 months from now?
Shit like this makes me wish my city had good public transportation so I didn't have to worry about this.

>> No.49712200

>>49711991
That's really fucking good if true.

>> No.49712243

>>49712200
yeah it's true i got about €150k from my father though

>> No.49712267

>33
>$140k/year
>own a house
Only have 5k in the bank though. My net worth is 200k, mostly through retirement accounts. No crypto

>> No.49712270

>>49711991
blessed landed gentry

>> No.49712273

>31
>$170k apartment
>$44k home equity line of credit (earmarked for a down on another property)
>~$2k in crypto
boomer parents guided me down the real estate route. trying to get into crypto more now that it's dropping

>> No.49712306

>>49710537
34. Live with parents, worked until Jan this year. Used to make about 150k CAD a year.

500k CAD, currently down 10% in the market - so networth is around 450k. About half of that is liquid in cash. Just trying to become even more liquid as I think this market is going to dump until at least the end of this year there will be buying opportunities on the best stocks afterwards.

No car, used to own a condo but sold it late last year to raise cash.

>> No.49712362

>>49711511
Nice bro, that sounds very comfy.

>> No.49712448

>>49712362
It's pretty good, I just get pissed sometimes because some people I know are making 200k while I am not.
I fell for the stoicism meme for too long, I need to be hungry and driven again.
Planning on grinding ML certificates and leveraging that to get a ML job in the next year or two then grinding a CFA and going to a top 5 MBA program in the near future.

>> No.49712493

>>49712267
Just by owning a house, you're doing a lot better than most people.
I also only have 5k in the bank. I fucked up hard recently. Feels like its gonna be a struggle but I'll be able to save about 20k by EOY...

>> No.49712559

honestly i know 5 people who didn't even make it to 30, is money really that important if you have a decent life?

>> No.49712586

>31
>Have a house, total mortgage & taxes/insurance ~1600 a month
>106k salary
>30k in savings
>12k in 401k because I'm retarded
I'm pretty comfortable, not balling but I'm doing better than a lot of people in our generation.

>> No.49712616

>>49712267
>Only have 5k in the bank though.
That's a mistake. Max out your Roth IRA every year and put it into something like an S&P index [once the market gets done crashing]. S&P has an average return of 10.8% per year. 6000 today * 1.1^27 = 80,000 and that is NOT TAXED

>> No.49712636

>>49710537
You know cash is just debt to the central bank (aka jews) right? Better load up on gold or silver.

>> No.49712661

>>49710537
>35
>wife, 3 kids
>earn about € 4000 a month
>Own my house, bought it for 350k a decade ago and recently estimated around 700k (thinking of selling at this peak bubble and moving to smaller house)
>around 100k put in stocks, atm down to about 69k
>no crypto
>60ish k in savings account waiting to be either deployed into stock/crypto after shit bottoma out or alternatively use it to renovate the house if we decide to stay

Only reason I have most of this shit is because my parents died early and I didn't spend the inheritance on dumb shit.

>> No.49712665

>>49710537
>Euro
>Money
Kek

>> No.49712709

>>49712661
no mortgage on the house?

>> No.49712719

That is monopoly money sir

>> No.49712741

>>49711108
A 35 year old man who lives with his parents and has a net worth of €20k is boasting to you?

>> No.49712767

>>49710537
>guess I'll just keep my money where the jews cant get it.
>Euro.
Lmao, never buy silver or crypto.

>> No.49712804

>>49712709
There was, but it disappeared when my mom died. Some type of insurance policy.

>> No.49712823

>>49711306
See that big ass dip? I bought right there.
Bought FANG for 44 bucks a share and sold at 95.
Should have held it.

>> No.49712843

>26
>45k a year
>600k in cash from crypto last year
>waiting for housing market to crash to get a house
Yeah... I think I am gmi

>> No.49712848

>>49711890
Yes.

>> No.49712878

>>49712559
>is money
Yes.

>> No.49712905

>>49712804
based sounds like a good deal RIP your mom though <3

>> No.49712925
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49712925

>>49712559
Life is meaningless without money pajeet, I have a lot more than OP but I still thrive to make more money, sadly, the market is fucking porous and I hope that the projects I get involved basically gamefi projects turn out good. Although there are signals to that fact because 82% of the minted eggs are staked and only 3% are listed in the marketplace. So there is a huge hold, although I intend to sell off as soon as I get full value as I cant stay for too long in any project atm.

>> No.49712977

>>49710537
Yeah retard you'll surely move out of your parents basement by never investing your measly cuckbux.

>> No.49713297

All you guys always make me insecure
28 years old
97k a year in oklahoma
250k in stocks cash and crypto and declining
No debt
I was worth 600k+ in November so I really feel bad and i feel like everyone i know makes over $120k a year

>> No.49713327

>>49713297
it's pretty good though

>> No.49714112

>>49711399
not if u wait for the crash and then get insane gains. retard

>> No.49714202
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49714202

>> No.49714751

>>49710537
>money
But that's paper anon. What are you gonna do, start a fire with it? Wipe your ass with it?

>> No.49715111

>>49710537
>almost 27
>just found a new job starting in July close to 60k/year
>live in a property owned by my mom so no rent because she's amazing
>20k in portfolio but down 80%, not selling for many years. Should have bought btc.
>own some silver, a little gold, and 2 watches, worth 9k altogether
>no idea wtf I should do with myself, thinking of going to law school, maybe working as a wills & estates lawfag

anyone here in law school or thought about going? I'm not in the US the job market is a bit better and not as saturated where I live but I don't know if it's worth the investment. Tuition for 3 years would range from 35k-70k depending on the school I'd go to.

>> No.49715144

>>49710537
fag you are aware that the euro is going down the toilet right?
get some gold, or something. euro is being destroyed by the ecb, lagard and PIGS

>> No.49715230

>>49712191
how long do you plan on staying with your parents? how about a girlfriend? no girlfriend would want to stay with someone living with their parents.

>> No.49715324
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49715324

>33/32
>$250K/year combined
>$650K NW
>crypto is for the desperate, poor, or stupid
>mfw I'm gonna retire by 45 with boomer investing