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/biz/ - Business & Finance

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4574646 No.4574646 [Reply] [Original]

What is up /biz/, today is my birthday. I am turning 24 and was wondering if /biz/ had any financial advice for a young fag like me. I have always been "scraping to get by" poor. Never really had enough to save shit. Always hurting for cash. Got no plans for my birthday because shit costs money. I make about 800$ a month and expenses are around 780$. Is there any sound advice you could give to someone who wants to invest and grow capital.

>Inb4 "kill yourself"
> Inb4 "sharpie in pooper"


17e9YGACir3qM6t1LuJQjwUgB4UWSaYbU8

That's my wallet address, in case any of you faggots want to buy me a shot or two.

>> No.4574670
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4574670

>>4574646
Just get into crypto. You can make $50-$100/mo using faucets, airdrops, sites like earncrypto where you can earn crypto when you arent wage slavin.

>> No.4574685

>>4574646
are you looking for actual advice or a crypto shill?

>> No.4574688

make more money

>> No.4574701

>>4574685


Actual sound advice from people that aren't living on wages anymore

>> No.4574709

>>4574646
Increase your income (IE find a better job or side hustle)

>> No.4574710

>>4574688

Gotta have the schooling, gotta have money for school. Got to have a job for money. It's a shitty circle

>> No.4574820

The side hustle isn't easy with a baby on the way. Trying to stay out of trouble. Believe me, if it wasn't for my baby mama, I'd be sellin.

>> No.4574823
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4574823

>>4574701
if you really are scraping by your best investment is going to be yourself. you'll need to research the details for your own circumstances but stuff like some nice cloths for job interviews to buying toilet paper in bulk doesn't feel like an investment but your getting way better returns than what you can get with financial assets.

>> No.4574844

>>4574823


I see what you mean

>> No.4574846

Stay away from crypto or stocks. Read Millionaire Next Door and start saving cash.
>>4574823
This is a good starting point.

>> No.4574942

>>4574844
I'm reluctant to put any effort into posting here since this board is 99% shills and trolls so you'll probably be better served at reddit's personal finance sub. read through the side bar and if you post your sap story you'll get more detailed advice and maybe a pizza

>> No.4574982

>>4574942
I was thinking of posting to Reddit, but only because the usual answers on /biz/ are "sharpie, kill yourself, pajeet it just flat out stop being poor"

I'm glad a few good people have given me at least somewhat helpful advice

>> No.4575082

>>4574670
EC is the shittiest most spammy site I've ever seen. It's amazing my LINK is still here after visiting it.
Don't go here OP. They pay you cents to load your computer up with viruses pretty much.