/biz/ - Business & Finance

[Anonymous No.30259678]

>anti-crypto
>anti-investment
>anti-stocks
>anti-gold
>anti-tech
>anti-startups
>anti-fintech


Colleagues were discussing today how they should invest their money from their Girokonto(bank account) because they are getting negative interest now, I suggest them ETF's and they went like:

"ABER ANON WHAT IF IT GOES DOWN?!?!?"

What the fuck is wrong with these people??

[Anonymous No.30259885]

>>30259678
Makes me wonder, everyone in Switzerland is a mountain jew and invests in multiple assets. What went wrong with krauts?

[Anonymous No.30260171]

>>30259678
Oh look it’s the exact same thread as every fucking day. Fuck off op

[Anonymous No.30260213]

Your colleagues are not wrong. The problem is that central banks killed prudent investing in favor of speculation.

[Anonymous No.30260251]

>>30259678
>because they are getting negative interest now
Wait what? I know that these days you get like 0% in interest, but do Germcucks REALLY pay money for their bank to hold their money?

[Anonymous No.30261143]

[Anonymous No.30261444]

Anyone else having trouble finding a job right now?
I got my stem degree almost 2 years ago and my current job has nothing to do with what I studied

[Anonymous No.30261499]

>>30259885
Mountain jews took part of Nazi gold and never gave it back.

[Anonymous No.30261561]

>>30260251
Over 100k you get negative interest (you have to pay) in most of EU countries.

[Anonymous No.30261757]

Euros are literally punishing people for not being poor while awarding those who are.

[Anonymous No.30262009]

>>30261444
same. was hunting for jobs for 1 year. now i'm doing something i'm not really qualified for. don't like my job either

[Anonymous No.30262108]

>>30259678
It's time to stop posting this, anon.

[Anonymous No.30262441]

>>30261561
>sprichwörtlich eine Erfolgsstrafe

[Anonymous No.30262482]

>>30259678
Germans are fucked. But they sort of do it to themselves. They are the most rule and authority loving people on planet earth.

[Anonymous No.30262507]

KEK
>Taxes are growing
>Try to be alive
>fail everything

Go BSC, don’t spend your time
Lmao, I hold SWG and use their marketplace, like zero gas

[Anonymous No.30262522]

>>30259678
>pro fugee

[Anonymous No.30262548]

i'm gonna start working soon. got a masters degree in computer science and i'll earn tvöd e13 which is like 51k a year. am i getting cucked?

[Anonymous No.30262562]

>>30262482
Like the Argentines and their Fiscal issues ?

[Anonymous No.30262573]

>mfw german wagecucks wake up every day early in the morning to support niggas and lazy shitskins with government bux
>mfw niggas and shitskins rape, kill and fuck your women while wagecuck is working
>mfw your cuck government can not kick them out of your country
>mfw your country will transform slowly into an absolute shit hole
>mfw you can not do anything about it
>mfw i am living a comfy life in a based country without niggas and shitskins
>mfw my 8/10 gf sucks my cock everyday

[Anonymous No.30262600]

>>30259678
Worst of all, these Germanoid fucks don't just fuck it up for themselves they spread it through the EU. The EU banned trading with US ETF'S.
SOXL is on sale and I can't do jack shit.

[Anonymous No.30262601]

WIESO POSTET DU DIESES SCHEISS BROT JEDE TAG ICH BIN JA MUDE JA JA JA

[Anonymous No.30262634]

>>30261561
Just put your cash in your gun safe

[Anonymous No.30262644]

>>30261499
The actual Jews took it from the mountain Jews

https://en.wikipedia.org/wiki/Volcker_Commission

[Anonymous No.30262674]

>>30262482
bestellen über alles
über alles in der welt

[Anonymous No.30262789]

OP, I remember discussing with you in the first thread you posted about this, and generally agreed with you as a German.
But now please fuck off and get some pills about that schizophrenia

[Anonymous No.30262835]

>>30259678
>>anti-crypto
>>anti-investment
>>anti-stocks
>>anti-gold
>>anti-tech
>>anti-startups
>>anti-fintech

ANTI PEOPLE NOW YOUVE GONE TOO FAR

ANTI CHRIST

SUPER STAR

[Anonymous No.30262927]

>Bombardier,Alstom,Siemens train manufacturers try to merge to remain competitive on the world market in the face of the Chinese
>EU has been cockblocking them for years
Why are they such fucking niggers?

[Anonymous No.30263107]

>>30262548
>a masters degree in computer science
>51k

Kek I know pajeets with a blue card earning more in Berlin and München

[Anonymous No.30263121]

>anti-crypto
sach dat mal den amischießern di zahlen müssen wenn se was in et portmonnei packen wollen

[Anonymous No.30263174]

90% von Euch Wichsern blockieren die Intensivstationen. Ab ins Meer mit Euch!

[Anonymous No.30263196]

>>30259678
Oh look.
This thread again.
Like clockwork.

[Anonymous No.30263203]

>>30263107
it's my first job and my rent is 300 a month in a big city. i'll probably have more cash than the munich pajeets

[Anonymous No.30263244]

>>30259678
>0% crypto tax
>still complaining
ngmi

[Anonymous No.30263250]

[Anonymous No.30263306]

>>30259678
>what if it goes down
Why are they even discussing it at this point? Just keep it in cash. Let me guess they don't want that either. They sound like the kind of women who don't know what they want in a man yet claim they do.

[Anonymous No.30263334]

>>30263244
>0% tax crypto

Kek no. It’s 25% + 5.5% on each crypto trade.

>inb4 muh hold for 1 year and sell tax free

The kikes at the Finanzamt will do ANYTHING to make you pay for taxes anyways and will make your life hell until you pay your taxes. Good luck proving to them you held for 1 year.

[Anonymous No.30263336]

>>30260251
You didn't know? There are several countries with negative interest rates iirc. Lol I'm surprised no bank runs occured occurred cause of that.

[Anonymous No.30263363]

>>30263250
underrated poast
ransack the bugmen
crypto gold and real estate gigachads survive and trive

[Anonymous No.30263412]

>pro iota

[Anonymous No.30263487]

it's adapt or die my beloved germans

[Anonymous No.30263488]

>>30263250
>der BWL Justus

[Anonymous No.30263503]

>>30259678
They have been geared to authoritarianism. The history of Germany is the history of autocracies. The only good things to come out of them were either from genocidal imperialist governments or from other people ruling over them after an invasion.

[Anonymous No.30263655]

>>30263334
"kek", of course that's completely wrong. It's based on income tax if you are stupid enough to daytrade in germany.

[Anonymous No.30263809]

>>30259678
seen this thread 50 times already go eat a dick op

[Anonymous No.30264123]

>>30259678
This is why Germany got hyperinflation last time, because they're autists that love money in the bank so that was the way to fleece them. Every retard is apeing into stocks and property right now in the non-autistic parts of the west and therefore the obvious next move is higher interest rates to ass rape them. Contrarian investing always wins because of this.

[Anonymous No.30264245]

>>30263336
No I didn't know. I spend all my money into crypt and stocks as soon as I get it. Why the fuck would the banks do that though, dont they WANT more money so they can lend it out to people and do whatever jewish stuff they do?
>holding fiat in 2021

[Anonymous No.30264588]

EU Countries tier list:
1 - Czech Republic
2 - Denmark
Everything else is shit

[Anonymous No.30264653]

>>30264588
>Czech Republic

>bunch of gypsies, methheads and prostitutes

[Anonymous No.30264789]

Anons. Take a look at TheToken.Network. Germans on DeFi.

[Anonymous No.30264851]

>>30263107
>>30263203
Not only that but Öffentliche Dienst so you are quite safe from being fired or smth

[Anonymous No.30265358]

>>30262644
Swissbro here. They neither had a valid claim on the gold nor the accounts. It was given to them due to political pressure. I know this first hand.

[Anonymous No.30265386]

>>30259678
>negative Zinsen
bei welcher Bank? Ich weiß, die Lage ist beschissen aber so schlimm??

[Anonymous No.30265407]

>>30259678

Invest in new refugee centers. Brown people are your future.

[Anonymous No.30265430]

>>30261444
>my current job has nothing to do with what I studied

classic, that's exactly what I was scared of and why I haven't started Uni (yet, I'm 24)

[Anonymous No.30265491]

>>30265430
>24
>no bachelor degree yet

Yea you are fucked. Tell you me at least you have done an Ausbildung

[Anonymous No.30265541]

>>30265491
Nah. I'm making 50k-60k as a real estate nigga.
I'll get a bachelor's degree sometime later in a field I actually am invested in, nothing to "just make money".

[Anonymous No.30265594]

>>30263334
>hold for 1 year and sell tax free
does that exist for crypto? It's dead for stocks, you pay your 27% on every trade hahaha

[Anonymous No.30265614]

>>30265386
Die Negativzinsen werden mit der Digitalisierung der Währungen eingeführt. Dies bezüglich gibt es schon konkrete Prototypen.

[Anonymous No.30265681]

>>30264653
You meant Romania right?

[Anonymous No.30265714]

>>30265386
>>30265614
Wo ist das Problem? Ist Ansporn, das Geld eben nicht auf der Bank liegen zu lassen. Vielleicht wachen OPs Kollegen dann auch mal auf.

[Anonymous No.30265722]

>>30259678
We are just risk averse with monies
Meanwhile americans yolo on margin into tech stocks, not health wither

[Anonymous No.30265745]

>>30259678
welcome to yurop
I hate this place

[Anonymous No.30265754]

lmao, good try bro

> I’m not an idiot who will go for this niggers dump
>4ch is full of such genius traders and investors
my bnb is on Julswap on staking, 54$ just for a week

[Anonymous No.30265795]

>>30264588
I am from CZ
it's even worse than Hungary here now
we'd be better off still if the Germans just annexed us

[Anonymous No.30265851]

Why do you cry about these trashcoins?
This is all your failor mate, don’t be so tarded
Wanna have income?
>listen attentively da man, visit JustLiquidity and check yields for JULD
>Check stat, be clever!

[Anonymous No.30265893]

>>30259678
Haha deutschen werden geraped. Habe spass bleiben arm fagoten.

[Anonymous No.30266005]

>>30265594
Crypto are seen as Items, selling them is like selling a painting or car. If you have held it under one year, you have to pay speculation tax (=persönlicher Steuersatz)

[Anonymous No.30266205]

>>30265714
Das Problem ist, dass künstliche anreize geschaffen werden müssen damit negativzinsen durchsetzbar werden. Sonst würden, wie du gesagt hast, leute einfach ihr geld von der bank nehmen. Ein beispiel wäre bei der einführung einer digitalen währung den wechselkurs von bargeld stufenweise anzupassen. Ein anderes beispiel wäre eine erweiterte steuer auf vermögen und wertanlagen.

[Anonymous No.30266332]

>>30266205
Dreht sich die Sache mit den niedrigen Zinsen nicht in der letzten Zeit? Der Goldpreis fällt ja grade z.B., weil spekuliert wird das man bald wieder bessere Zinsne auf Anlagen bekommt.

[Anonymous No.30266397]

>>30259678
>anti-tech
>anti-startups
>anti-fintech

The biggest european startup and fintech ecosystem is in Berlin. What are you talking about.

[Anonymous No.30266457]

>>30266397
>The biggest european startup and fintech ecosystem is in Berlin. What are you talking about.


Ah yes the famous and worldwide trusted German fintech ecosystem

[Anonymous No.30266523]

>>30266457
kek

[Anonymous No.30266553]

>>30259678
they tried to destroy the whole world in ww2 they are psychopaths fuck them

[Anonymous No.30266580]

dear germans,
please have sex with vietnamese people to produce more qt sex hungry mentally ill nympho hapas

thank you

[Anonymous No.30266719]

>>30266580
who is this hoe

[Anonymous No.30266768]

>>30266457
This is not a fintech and this is not in Berlin

[Anonymous No.30266832]

>>30262835
ANTI HANS

[Anonymous No.30266870]

>>30266768
kek. you are right. biggest fintech startups are in bremen.

[Anonymous No.30266986]

>>30259678
come to poland and buy our gold
there's no id checks or taxes on coins and bars here
smuggle it back to your totalitarian hellscape and everything will be fine

[Anonymous No.30267008]

>>30266768
Most German “fintechs” are just shit-tier PayPal-copycats that are 20 years behind PayPal. Also fintech will never catch on in Germany since most Germans are tech illiterate af and most places don’t accept credit cards, let alone more “advanced” stuff like Apple Pay.

[Anonymous No.30267009]

>>30266986
based and hans pilled

[Anonymous No.30267087]

>>30263334
Just log your trades and generate reports

[Anonymous No.30267116]

>>30262482
>They are the most rule and authority loving people on planet earth
Wasnt it Lenin who said after he got asked if a revolution is possible in Germany too
>"If germans would storm an Trainstation, they would buy tickets first."

[Anonymous No.30267132]

>>30266986
>there's no id checks or taxes on coins and bars here
>smuggle it back to your totalitarian hellscape and everything will be fine

>turn the gold to cash
>buy something worth more than 10k euros like a property or car
>gets audited by taxman
>taxman finds out you declared less money than you did
>get assets seized and spent 10 years in jail for tax evasion

Solid plan you polacknigger go ahead and buy something with your gold bars and then try to explain the taxman where you acquired the gold bars from

[Anonymous No.30267176]

>>30267132
>realizes its the same for crypto in totalitarian hellholes
>tries to cope

[Anonymous No.30267197]

>>30267132
Can't you just say you found them in a river where there is many boating accidents?

[Anonymous No.30267209]

>>30267008
I really wonder how so many obviously antiquated startups can stay afloat. Do they just bank on boomers being even slower than them to get some funding?

[Anonymous No.30267260]

>>30263250
Are my Lit‘s worthless?

[Anonymous No.30267284]

>>30265358
(((political pressure))) aka threatening to send their golem after you

>>30259678
>pic rel will be the next government
"There is no lie big enough for a german not to believe it" -Napoleon

[Anonymous No.30267312]

>>30267197
>Can't you just say you found them in a river where there is many boating accidents?

Yes man that’s how it works. How didn’t criminals and drug dealers ever think of it?? They could just tell the taxman and government that the millions of $$$ they have from illegal sources was just “found” on the street and the taxman will of course believe it no questions asked.

[Anonymous No.30267338]

>>30267116
germans cant into violence
go to any major city and start a fight with one, they will just stare at you in shock as you take their wallet, phone and gf

germans should focus on breeding with vietnamese to create more hapas

[Anonymous No.30267395]

>>30267284
Just vote FDP so they bring crypto and stock trading gain taxes down to 5% and make the 1 year tax free crypto hold rule to 6 months instead.

[Anonymous No.30267406]

>>30266332
>weil spekuliert wird das man bald wieder bessere Zinsne auf Anlagen bekommt.
Mistake. It is easy to think that, but the reality is that inflation just beat interest yield, so everyone is selling their government bonds.
This causes interest to go up. At the sime time interest in the capital market must not go up at all cost because everyone is massively in debt.
They put themselves in a checkmate situation.
Most likely scenario is Yield-curve control which will cause a meltup

[Anonymous No.30267411]

>>30267176
That's why you need to have a trading history.

[Anonymous No.30267430]

>>30267338
>endure life with a jungle asian
>have pretty kids
fug

[Anonymous No.30267432]

>>30267132
There are so many ways to avoid this that I can't tell if you're just trolling

[Anonymous No.30267481]

>>30267395
oh yeah. you mean like the last 20 years where the FDP definetly kept its promises and didn't just cuck to whatever bigger party they coalitioned with?
Might as well set your ballot on fire

[Anonymous No.30267516]

>>30267411
yes. more trading history - more jailtime.

[Anonymous No.30267556]

>>30267430
As long as they're not male. A pretty high gamble if you ask me.

[Anonymous No.30267682]

>>30267481
Better than all the other retarded parties. Fuck I wish FDP would get like 30% and Germany went full capitalism-mode

[Anonymous No.30267715]

>>30259678
>be germany
>have literally 0 modern tech companies
>all established engineering/tech companies are being outcompeted or already lost
>find one homegrown tech company
>literally give all the regulatory greenlights and advantages for it to succeed
"We did it! The first internationally renowned modern tech company founded in europe!"
>it's wirecard

[Anonymous No.30267774]

>>30267516
Cope. Unless you can't source where you got your money from. Then cashing out in Germany is a pretty retarded plan.

[Anonymous No.30267781]

>>30267432
>There are so many ways to avoid this that I can't tell if you're just trolling

Go and ahead and tell me in what kind of country, that isn’t some African shithole without electricity, you can purchase a property or register a vehicle without the government knowing.

[Anonymous No.30267833]

>>30267774
>cashing out
is a meme
>in Germany
hell no !
>is a pretty retarded
yes

[Anonymous No.30267845]

>>30266332
Die steigenden zinsen sind die Konsequenz der bestehenden geldpolitik. Die zentralbanken werden (müssen) weiterhin versuchen den zins tief zu halten. Der goldpreis ist nicht immer ein zuverlässiger indikator. Heuristisch bestehen diese zusammenhänge aber mittlerweile hat der markt so an komplexität gewonnen, dass konstant neue parameter hinzugezogen werden müssen.

[Anonymous No.30267859]

>>30267682
They are no longer a classic liberal party.
They went full globohomo and appease oversized foreign companies like amazon.
If they would be in charge there would be 0 tax cuts for anyone bellow 50 million annual income.
I went to one of their party events last election and they are completely spineless and devoid of character.
They wouldnt do shit even if they could

[Anonymous No.30267886]

Watch the german version of shark tank and you know what the problem is

>vegan shit
>sport
>healthy
>climate

and this every fucking episode. You get every episode a new vegan product and secondhand clothes. I hate this fucking country

[Anonymous No.30267957]

>>30267845
Es gab noch nie einen Zusammenhang zwischen Inflation und Goldpreis. Gold ist ein Hedging gegen einen Währungscrash, nicht gegen Inflation.
Der Goldpreis wird erstmal weiter runter gehen und sobald sich abzeichnet, dass das ganze bald ein Ende nimmt, wird er rapide auf 2000-2500$ gehen

[Anonymous No.30267979]

>>30267715
kek

[Anonymous No.30268039]

>german
>be 35 now
>worked all my life
>dodged all women, fun, expenses in life in general to save as much money as possible
>got sick last year
>got fired for being sick
>ok.jpg atleast I can now use my saved money and travel around the world and enjoy life in general
>corona hits
>cant do anything since all travel destinations are unavailable
>have to stay at my parents house because I cant get my own apartment since landlords require "stable income"
>housing prices has risen up too get my own
>cant get government support since I have too much saved money
>negative interest eats up my saved up money

it was all for nothing. just kill me now

[Anonymous No.30268082]

>>30267833
I don't understand what you want, polaknigger. I cashed out multiple thousands without any problems or payments to the tax negroes because I can source my money, trading history and I've held for more than a year. Keep crying.

[Anonymous No.30268090]

>>30267886
German startup VC-funding scene is a giant fucking joke. They always try to copy-cat US startups from 10 years ago and then wonder why they fail. They can’t come up with own innovative ideas. That’s why the German economy is being held up by boomer companies like SAP, Siemens, Bosch and Volkswagen

[Anonymous No.30268096]

>>30267886
What do you expect from a country that continues to elect a retarded eastern german commie that still calls the internet "neuland" ?
What do you expect from a country that despite being in the top 5 biggest industrial countries still is behind Pakistan in Broadband development?

Everyone with a remotely good internet or tech related idea is going elsewhere,
Infrastructure is decades behind, taxes and fees are the highest in the world and people are dense and incapable of independant thinking

[Anonymous No.30268115]

>>30267781
The easiest way is to claim the gold was a gift from some dead relative years ago
In most countries, gifts are not taxed
There are plenty of other more elaborate ways to avoid capital gains on metals but unless you're moving huge amounts of money I doubt anyone would look that much into it

[Anonymous No.30268227]

>>30262482
>>30259678

No the main problem lays on germans themselves.
Most of them are perfect work drones and are happy with their life as a wagecuck if they are able to get their After Hours beer (Oettinger) and their Schweineschnitzel (Pork Schnitzel) in addition , from Aldi ofc. Most of them would also let a refugee fuck their wives and daughters and they would enjoy to watch em getting Sandnigger semen in their Womb

They dont want to build anyting themselves, they trust government pension and social security lmao.
Oh and they love moving in overpriced condos in cities and are happily paying 60 to 70% of their wage to landlords and live in literally poverty where the landlord always can kick them out (Eigenbedarf)

Sometimes i still wonder how germany manages to present themself as a stable wealthy nation...
Literally everyone here does 2k€ Net .
If you are above 2k€ net you are already called "rich" from others
Even college Engineers here doing 2.4k€ only since their pre tax is high they get more taxed.
You gotta feed ahmed and ungugugbuba in their Refugee Shelters (which they get ofc free of charges in cities)

This country is so ridiculous, working isnt even worth it in this shithole.
I hope my greencard gets approved and i get the fk off from here to the US where working with a Good Diploma is at least considered honorable and gets honored with higher wages.

Fuck Kikes, germans and trannies.

[Anonymous No.30268254]

>>30268039
Welcome to socialism.
No good deed goes unpunished.
Thank you for your contributen citizen #24968455

I could only get rent payments for my company reimbursed through coronahilfe by the government, while everyone that is massively in debt gets their loan payments paid for by the government.
The worse you do the more you'll be rewarded by the government

[Anonymous No.30268312]

>>30268227
this

[Anonymous No.30268418]

>>30268227
absolute truth.
The numbers for wealth are even worse than the ones for income.
If your networth is over 480k you are part of the 1%. This means that almost all of the single family houses are owned by the bank or else we would have way too many 1%ers.

Even portuguese and greek families have higher median wealth than german families, yet any german you ask will just brag about how wealthy their country is and how they can pay for even more refugees

[Anonymous No.30268420]

>>30265407
In what specifically should I invest?

[Anonymous No.30268455]

$MCM Mochimo for the legends

[Anonymous No.30268457]

>>30268227
>2k€ Net
kek - i would tell them to fuck off and move elsewhere

[Anonymous No.30268471]

>>30268420
Gold, Steel and Lead.
The only language we have in common

[Anonymous No.30268494]

>>30268418
Who are these people that brag about their wealth and are proud to pay for refugees? I skim through the comment sections of Welt articles and it's 100% fed up boomers that hate the government and hate ahmed.

[Anonymous No.30268562]

>>30268227
>the landlord always can kick them out (Eigenbedarf)
holy based
looks like Im buying a condo in germany

[Anonymous No.30268565]

>>30265541
based not going to college kraut

[Anonymous No.30268567]

>>30268494
There's your mistake.
Welt is nowadays considered a "right wing paper"
Anybody that votes Greens, Linke, SPD or CDU in the next election is clearly stating that they want more refugees and less wealth

[Anonymous No.30268578]

>>30268090
I fucking love observing German boomer companies
You can literally see their competitiveness being chipped away year after year by anglosphere bulldogs
It's so beautiful I almost feel bad for germans

[Anonymous No.30268583]

>>30268227
>the US where working with a Good Diploma

>Diploma


Kek good luck working in an anglophone country without at least having a bachelor degree. No country recognises a Diplom besides maybe Austria

[Anonymous No.30268643]

>>30268494
then read some comment sections of Spiegel and ZON articles

[Anonymous No.30268653]

>>30268567
>>30268643
>Welt is nowadays considered a "right wing paper"
Wait a fucking second, seriously? I'm so out of touch with this country after spending all my time online.

[Anonymous No.30268691]

>>30268471
That's too boomer for me, tbqh

[Anonymous No.30268707]

>>30259678
take them to kleros court

[Anonymous No.30268715]

>>30268039
What this guy said
>>30268254

Your sacrifice is what keeps your country and other social democrat shitholes in the West afloat. Paypiggies like you who work super hard to keep the pensions and welfare payments flowing out.

[Anonymous No.30268776]

>>30268643
this. or talk to some <30 year old women or green voting boomers

>>30268653
me too, anon.
But dont feel bad about it. There is nothing to gain from eating up propaganda and engaging with people who are literal NPCs

>>30268691
Not boomer at all.
Universal, timeless language, that gives you a voice in almost all situations

[Anonymous No.30268789]

>>30268227
My ex looked at me bewildered when I told her that 10k netto (aftertax) is really not that lot. The mindset of the german is one of servitude and content. It pisses me off, I make 3,1k € after tax and feel fucking poor

[Anonymous No.30268806]

>>30268039

BUT HEYY MY GERMANBRUDER YOU HAVE CHOSEN SO LOOK AT ELECTION POLLS

[Anonymous No.30268820]

>>30262482
huge meme

[Anonymous No.30268841]

>>30268082
What the fuck did you just fucking say about metals, you crypto cuck? I'll have you know I graduated top of my class in /pmg/ Boating Club, and I've been involved in numerous junk silver purchases, and I have over 300 confirmed ounces. I am trained in the mining sector and I'm the top panner in the entire Canadian jurisdiction. You are nothing to me but just another sheep. I will keep stacking with precision the likes of which has never been seen before on this Earth, mark my fucking words. You think you can get away with shilling that shit to me over the Internet? Think again, fucker. As we speak I am contacting my secret network of mining & macroeconomy insiders across the USA and the price of PM's is going up right now so you better prepare for the hyper-inflation, maggot. The storm that wipes out the pathetic little thing you call your life. You're fucking financially ruined, kid. I can be anywhere, anytime, and I can stack gold and silver in over seven hundred ways, and that's just with my bare hands. Not only am I extensively trained in the glorious art of stacking, but I have access to the entire Sprott mining stock portfolio and I will use it to its full extent to secure my financial stability in the coming bull market, you little shit. If only you could have known what unholy retribution society's rampant debt leveraging was about to bring down upon you, maybe you would have invested in fucking precious metals. But you couldn't, you didn't, and now you're paying the price, you goddamn idiot. The Fed will print money all over you and you will drown in it. You're fucking ruined, kiddo.

[Anonymous No.30268848]

>>30268578
Germany is done. The only thing holding the German economy afloat is the car industry and Tesla slowly going to fuck the German car industry in the ass. Once the Chinese Silk Road initiative is done and you can get Chinese stuff even faster and cheaper than its now possible to Europe, the German economy will be fucked beyond return.

[Anonymous No.30268887]

>>30268789
>3,1k € after tax
highest tax bracket?
People in this country have no concept of wealth, which is kind of funny considering that silent generation gave everything for a bit of wealth.

[Anonymous No.30268942]

>>30262644
It's only normal that the Premier league win the championship.

[Anonymous No.30268950]

>>30268115
If you did not buy your gold with cash they would find banking statements suggesting you bought gold
I'm guilty of this so I'm fucked

[Anonymous No.30268960]

>>30268848
And we deserve it. Can't fight these drones man. Recently my buddy texted me that he's sick and tired of financing this shithole while trannies demand he pretend they're not mentally ill and all you see in our cities are fucking arabs.

[Anonymous No.30268995]

>>30268848
>and Tesla slowly going to fuck
you dont need Tesla or other bullshit to kill the car economy.
Germany is building the best combustion engines in the world and over 50% ov the german economy is connected to this industry.
Only germany would be retarded enough to vote for politicians that want to ban building combustion engine cars.
We are literally going to ban our only successful economic branch. You have no idea how manic people are.
We had a politician try to ban an event of "The Grand Tour" because "cars bad"

[Anonymous No.30269005]

>>30268887
Nah, not yet. My mom is literally the OP "what if you loose all that money in the ETF or that crypto" and I try to explain to her that im trying to build an independent future

[Anonymous No.30269018]

>>30259678
At this point it's easy to name what countries aren't against crypto. I think most of them are

[Anonymous No.30269057]

>>30269005
>his mom doesn't understand the concept of "what goes down will go up"

[Anonymous No.30269066]

>>30268227
Can they really kick you out with so easily?
I refused to buy my apartment because the price was so high, but the new owner got completely cucked by the psychopathic seller.
If they try something I am planning to use a lawyer to do everything I can to prevent getting kicked out, but I would have to pay double my current rent if I move somewhere else...
Funny how things changed in a decade.

My current issue is to find a way to reduce my future staking taxes because I don't want to pay 45% taxes on it...

[Anonymous No.30269087]

>>30268653
Yes, anything that doesn't suck on refugee dick every 5 minutes is right-wing now. But it has been like that for some time now. Four years maybe?

[Anonymous No.30269133]

>>30269005
>I try to explain to her that im trying to build an independent future
Let me guess: The answer you got was something along the lines of "sweety, money cant replace happiness, why would you want even more money, youre already earning so much?"

This is the attitude i got from my mom and other boomers. At least my dad is redpilled and extremely economically literate

[Anonymous No.30269148]

>>30268039
>>have to stay at my parents house because I cant get my own apartment since landlords require "stable income"
You have to forge an "Einkommensnachweis"
Take an old one as reference an just edit a pdf

[Anonymous No.30269163]

>>30269005
Big mistake is to tell people about your plans. I dip in and out of 7 figures these days because of my LINK stack that I held for ~3 years, I don't think I would've been able to stand social pressure from retards trying to belittle me 24/7. That's why I didn't tell anyone. I wouldn't hear the end of it if I told my dad. He tried to shill me on a BAUSPARVERTRAG a couple years ago.

[Anonymous No.30269177]

>>30268960
>all you see in our cities are fucking arabs

Kek true. At least arabs and Turks aren’t as cucked as German work drones. They either are useless welfare leeches or running their own businesses and workin for themselves owning car dealerships, shishashops, flipping properties etc. You don’t see them wagecuckinf at your local Supermarkt for $450/month like most Germancucked drones

[Anonymous No.30269217]

>>30269177
> flipping properties
Unironically this. Most clients I have that own "Mehrfamilienhäuser" are roaches.

[Anonymous No.30269230]

>>30269057
I told her if the stockmarket goes to 0 we're all fucked anyway but eh

>>30269066
It's not that easy no, not at all

>>30269133
Yes. It's always "you earn good money, why not spend some of it", I've given up trying to explain it to her

>>30269163
I don't really give a fuck anymore

>>30269177
Man, we're financing 1,4 milion non-eu citizens with social security. Thats not even counting the 2 million refugees.

[Anonymous No.30269322]

>>30269217
>>30269177
Arab clans are using real estate for money laundering.
Not all of them are paying with clan money, but apperantly a surprising amount of them are.

[Anonymous No.30269385]

>>30268848
>>30268995
lol. CLueless anti-german morons.

[Anonymous No.30269398]

>>30269087
>Yes, anything that doesn't suck on refugee dick every 5 minutes is right-wing now. But it has been like that for some time now.

I literally don’t know anyone that likes refugees and I live in more liberal university city. Not even the most left wing friends of mine like refugees, most people I have met outright say that they hate them in public and even in front of them sometimes.

[Anonymous No.30269432]

>>30269398
Idk what kind of fairytale germany you live in, but I'd like to move their anon

[Anonymous No.30269580]

>>30268848
German stop being a military power by the end of WWII. Now it's time for Germany to die it's second death, and stop being a economical power. It's over. And never forget, it was always meant to be like this.

[Anonymous No.30269617]

>>30268039
>>dodged all women, fun, expenses in life in general to save as much money as possible
My nigger you fell for a massive meme. Feeling sorry for you if that makes it any better

[Anonymous No.30269624]

>>30269432
Come to Hessen then kek. I remember during 2015 we got some rapefugees in our class and the teachers “forced” us to interact with them and integrate them. Literally everyone in the class and in school ignored them and acted like they didn’t exist and stayed far away from them as possible.

[Anonymous No.30269630]

>>30269385
electric cars are a dead end.
Synth-fuel is the future and germany will be the last country on earth to adopt it, so they dont lose face over shilling electrocars for years

[Anonymous No.30269674]

>>30269385
Now show us Volkswagen debt

[Anonymous No.30269711]

>>30259678
You forgot
>anti-semite
so that balances it out I think

[Anonymous No.30269742]

>>30269385
And how does that help if combustion engine cars will be banned anyway
It's going to eat up alot of unrealized profits and job opportunities

[Anonymous No.30269773]

>>30269580
Yeah, right. Germany will implode any minute now. Other than the fact the government has about the least debt of any western major country.

Lol. You cluelss antigerman morons.

[Anonymous No.30269842]

>>30269711
>>anti-semite
i dont think any other country has their leaders annually mourn the holocaust and a memorial in almost every major city.
Germany is one of the most jewed countries on earth

[Anonymous No.30269844]

>>30269177
Nothign wong with working an honourable job. You would know that if you wouldnt spend your life in your cuckshed viewing images on a mongolian basket forum

[Anonymous No.30269943]

>>30269773
Debt is debt
Besides we pay the debt of every southern European nation
You are paying 60 year old Alfonso's pension

[Anonymous No.30269951]

>>30269842
Nevermind, I thought they were importing muslims because they needed people who are willing and enthusiastic to kill kikes.

[Anonymous No.30269959]

[Anonymous No.30270030]

someone has to pay this mess!

[Anonymous No.30270047]

>>30269943
And California pays the debt of West Virginia. So what? It gives us peace and prosperity through the common market.

[Anonymous No.30270079]

>>30265594
you hold for a year, you sell tax free.

[Anonymous No.30270086]

>>30269773
> least debt of any western major country
at what cost?
Highest tax rate
Albania-Tier infrastructure
lower median wealth than greeks
Massive braindrain

>>30269844
Nothing honourable about making minimum wage in a deadend job as a cashier at Lidl.

>>30269951
kek.
Nah thats the leftist dilemma. On one hand muslims are the most peaceful and tolerant people on earth, on the other hand jews are the most opressed and discriminated against people.
Somehow their mental gymnastics allow them to blame white germans for everything that goes bad between those 2 groups

[Anonymous No.30270094]

>>30270030
Literally peanuts. And money well spend.

[Anonymous No.30270135]

>>30262573
Based. I feel sorry for them, muh modernity degenerates.

I hope the Germam people will rise again one day for the 4th reich.

[Anonymous No.30270177]

so funny to check their BUYBUY shill
idiots want to fuck you with all this shit shill on biz

don’t believe if you don’t wanna lose your wallet
I get bonuses every day with YVS staking, 1.330 $YVS just from staking

[Anonymous No.30270186]

>>30269630
>Synthfuel = needs own Industry to produce and supply lines to be build
vs.
>Electric = uses already existing powergrid, you just need to install an loadingbox at home
I agree that E-cars are just a shilled meme but the fact above will be enough for fast massadoption

[Anonymous No.30270245]

>>30270086
Yeah, its really honourable gambling in the fucking crypto market instead.

[Anonymous No.30270290]

>>30262573
>>30270135
You morons, really live in your own reality, dont you?

[Anonymous No.30270305]

>>30270186
Our power grid will be on its knees if the last real power plants are shut off

>>30270047
I know you're baiting
The EU wasn't created so we'd pay others' debt

[Anonymous No.30270332]

>>30270186
Total meme.
German power grid can barely support current power draw.
If 20% of german cars would be replaced with electric cars, we would double our peak power draw.
Our infrastructure is unfit for electric cars.

Synthfuel can use preexisting infrastructures like gas stations and fuel trucks.
Crude oil refineries can be easily and cheaply adapted.
The only missing link is a solid catalyst for the reaction, to make it more energy efficient and a good source of hydrogen.
The dutch are already solving the latter.

[Anonymous No.30270337]

>>30269385
Volkswagen sold more electric cars than Tesla IN EUROPE, which is a protected market favouring domestic manufacturers
The fact that Tesla sales are even comparable to VW is a very very bad sign, especially once Tesla gets their Berlin factory up and running
For VW to successfully compete with Tesla, they have to be absolutely trouncing Tesla in the European market and planning to outpace them in Asia
If Europe is a battleground against an import car, that is an incredibly sad state of affairs

[Anonymous No.30270364]

>>30270030
Show us how much profit the contributors earn from companies who employ cheap labor from the beneficiary countries. Also show us how much money the contributors earn by exporting goods tax and customs fee to the beneficiary countries.
Then do the same but show us how much money the beneficiaries earn from employing premium cost labor and exporting goods to the contributors.

[Anonymous No.30270407]

germany is going to be hell in 10 years tops. look at this freunde:

https://www.heise.de/news/Online-Register-Bundesrat-macht-Weg-frei-fuer-Steuer-ID-als-Buergernummer-5072900.html

srs question, where would you go after leaving germany?

[Anonymous No.30270437]

>>30259678
is it anti-gold, though?

[Anonymous No.30270476]

>>30270245
>mu honour muh honour muh honour
you sound like a turkroach.
IDGAF about honour.
Any group of people that valued honour went extinct, because of their hubris

[Anonymous No.30270506]

>>30270407
are you fucking kidding me???

[Anonymous No.30270530]

>>30270290
Huh? What's that you say muttius?

[Anonymous No.30270533]

>>30270364
Then show us how much of these gay supposed benefits land in the pockets of bureaucrats and refugee centres, vs actually benefitting the people and society

[Anonymous No.30270637]

>>30270476
>Any group of people that valued honour went extinct, because of their hubris

Post nose Rabi

[Anonymous No.30270640]

>>30270407
The only reason that 80% of self-employed and other mittelstand have not left yet, is that right now this shit is happening everywhere.
Show me a single country on earth that is currently increasing freedom instead of taking it away.
There will be another Lastenausgleich and there will be more taxes and more authoritarianism.
Eventually we'll either have to fight back or go to obscure countries like Georgia or Greenland

[Anonymous No.30270762]

>>30270637
Not an argument.
What is your honour worth?
When has a war been won strictly through honour?
The Allies had no honour and won against Germany and Japan.
The Arabs had no honour and conquered everything around them.
The jews have no honour and enslaved the most powerful nations on earth.
Go and die an honourable death and maybe you'll be remembered for a generation or two

[Anonymous No.30270772]

>>30268096
i think italy has 50% tax

[Anonymous No.30270789]

>>30268227
I kneel , er hat recht.

[Anonymous No.30270804]

>>30270245
I love that shitty argument
>lel anon you're gonna loose all your money
>oh you just got lucky could've happened to anybody
Retarded, I take risks with my money and if it actually pays out risk averse cunts think it's all random

[Anonymous No.30270878]

>>30270407
>Gesetzesentwurf
denke Karlsruhe stellt sich da quer

[Anonymous No.30270885]

>>30270772
there are countries with more income tax, but they dont pay as much mineral oil tax, sales tax etc.
we have the highest effective tax rate, meaning that in no other country do you pay this much to the government.
Also we now have a government rate of 60% meaning that 60% of the working force is working for the government

[Anonymous No.30270988]

>>30270878
Karlsruhe won't do shit. They don't care. According to our constitution none of the refugees have a right to asylum too but hey it only counts when they want it

[Anonymous No.30271022]

>>30270762
Ach du heiliger Alman....

[Anonymous No.30271045]

>>30270988
I hate this country. Can't wait to fucking leave this shithole finally. I'm genuinely sorry for my relatives that have too much history and connections here...

[Anonymous No.30271086]

>>30268227
Fellow blackpilled German here.
You are 100% correct.
Fuck Germany.
I'm moving to SEA to live a humble life in a tropical climate.

I hope Germany gets completely annhilated during WW3, that hopefully will come soon.

[Anonymous No.30271099]

>>30271045
My main reason for trying to make it. Unfortunately I have roots here and my family owns a big house in Berlin

[Anonymous No.30271119]

>>30259678
German Michel just wants his 5% interest Sparbuch, please understand

[Anonymous No.30271137]

>>30271086
> SEA
Why? Are you an incel? SEA is a shithole. Go to Croatia, Albania or Kosovo. They love Germans.

[Anonymous No.30271180]

>>30271022
hah i knew it. Fuck off, filthy roach.
Your lack of histroical literacy was the first tippoff.
Go ahead and follow your honour while everyone else is exploiting your goodwill

[Anonymous No.30271191]

>>30271119
Unironically if they still would pay 5% I'd invest in one

[Anonymous No.30271213]

>>30270878
>But muh Grundgesetzt
Like they did with Rundfunkstaatsvertrag were everyone has to finance the ARD/ZDF even if they got no TV or Radio

[Anonymous No.30271313]

>>30270988
They will
look at the Urteil regarding the Zugriff auf Bestandsdaten

If they cant stop it, they will make it harder for the Regierung

[Anonymous No.30271314]

>>30271213
I shudder at the prospect of how much money I owe those cucks for not paying this gay little ARD fee these past 4 years. I don't use a tv nor a fucking radio.

[Anonymous No.30271316]

>>30268227
Confused burgerfat here - how are euros so subservient? Did the wars really kill off any genes corresponding to “spine”? Do they glorify waging to death for the “royals”? Very confused. The anon who said 480k makes you a 1%er - thats half of what it is in the US for my age range. So who has the money? Is the .01% ultrarich and family dynasty ie neo feudal lords?

[Anonymous No.30271322]

>>30270878
>>30271213
Forgot to add: if you are blind and deaf you get 20% discount on Rundfunkgebühr

[Anonymous No.30271351]

>>30271213
this
Im so sick of this retarded boomer attitude of "muh Grundgesetz, muh Rechtsstaat, willst du wieder Krieg?".

[Anonymous No.30271368]

>>30270407
So this basically means it's easier to trace transactions and whatnot back you you?

[Anonymous No.30271392]

>>30271213
>it's not a tax anon
>now finance this shitty leftwing propaganda in which a smart refugee teaches a German the error of his ways
>followed by Böhmermann shitting on your nation and calling you a nazi

[Anonymous No.30271416]

>>30259678
Germanos, do I need to tell anyone about my crypto cash-out if I held it for over 1 year? It's tax-free but I dunno if they still would shit on me for no reason.

[Anonymous No.30271423]

Oh, [s that real|are you serious|are you joking}? Why do you buy this trash?
Want to save your portfolio just but your brains back to your head and listen to me lil boi
>YVS Finance yield farming - that’s what youwanna see since you know about crypto!
So be smart and get cash here, no deposit or extra fees, just a clear staking model!

[Anonymous No.30271436]

>>30263250
Am Tag des Seils wird er wohl einer der ersten sein.

[Anonymous No.30271441]

>>30271119
>>30271191
I don't understand how they dare to offer the current rates on Sparbücher. They straight up spit into your face if you open one up. They should just openly take the money invested into a Sparbuch and throw it into some ETFs, keep the 5% interest rate on the Sparbuch and everything they earn extra is their profit. 0,1% interest rate on a Sparbuch, I can't begin to understand who on earth would want to put their money in there.

[Anonymous No.30271444]

>>30271322
>it's not a joke
didn't go unto /biz/ expecting to get this mad

[Anonymous No.30271484]

>>30271416
at least in austria you don't have to file anything if you don't have to pay taxes, but be ready for your bank to ask for documentation

[Anonymous No.30271491]

>>30271416
Depends on the amount. Couple hundred up to a few thousand nobody will give a shit, but if all of a sudden payments of 10k and more start rolling into your bank account, you'll raise some eyebrows.

[Anonymous No.30271532]

>>30271137
Dude, if one isn't white + at least a 7/10 you can forget getting laid in Europe these days. But yeah you're recommendations make sense for said 7/10 blue eyed Hans.

I'm a ethnic though who is 5"8 and a 5/10.

I've been to SEA twice already, i had sex there which i did not pay for, for the first time in my life. During my second trip i even stayed with a girl for an entire month and basically experienced briefly what it was like having a gf,which in the 27 years of my life before that, i never had.

So yeah, Incel ( outside of SEA ).

Now go ahead and mock me for going with the only practical avenue that got me to experience intimacy and human companionship.

Oh and btw i'm autistic. It's literally over for me in the West.

[Anonymous No.30271659]

governance is the best feature for defi. a week ago was suggested to make DSD as colaterad and today its done! many tnxx 4 mantra.

[Anonymous No.30271686]

>>30271491
Make sure to contact your bank in advance and let them know that there is a large amount coming. This way they won't freeze the account

[Anonymous No.30271724]

>>30271532
I constantly see midget 5’5 shitskins with gfs the fuck are you talking about?? Stop being an autistic retard then

[Anonymous No.30271792]

Why are crypto laws so fucking shit in this country. Pretty much nobody knows how to tax this shit.

[Anonymous No.30271864]

>>30271322
just be unemployed and receive government support

than you dont have to pay it

[Anonymous No.30271872]

>>30270885
aber hey wenigstens ist Universität kostenlos

[Anonymous No.30271931]

>>30271792
You you think they'd let you keep your gainz tax-free anfter holding for one year if they understood crypto?

[Anonymous No.30271960]

>>30271484
>ask for documentation
I keep track of my trade history from my Binance but it's just an excel file it prints out. That shit can be fabricated by anyone, how is this piece of paper convincing to Mr. Taxman? Surely them or myself would have to contact Binance for confirmation, right?

[Anonymous No.30271965]

>>30264245
>don't they WANT more money so they can lend it out
No, they conjure their loans out of thin air. Your money means nothing. See requirements in pic.

[Anonymous No.30271972]

>>30271792
Because the average person working at the Finanzamt is 49 year old Ute that barely passed a 3 year apprenticeship in the 70s and barely knows how to use a fax machine, let alone a computer with internet. I shit you not even the you gest people the government hires barely know how to use a computer besides browsing YouTube and Facebook

[Anonymous No.30271990]

germany doesn't exist since 1945, it's just an entity used as eurocrat playground

[Anonymous No.30271998]

>>30271872
Payed by my taxes "free"

[Anonymous No.30272041]

>>30271792

[Anonymous No.30272057]

>>30271960
If they don't believe you they can always contact binance

[Anonymous No.30272075]

>>30266580
>permanent verunstaltende Schriftstücke graphischer Art

[Anonymous No.30272137]

>>30272057
That's reassuring. Thanks, anon.

[Anonymous No.30272182]

>>30271872
Nothing that the government provides is free.
Also University is completely useless. 80% are now meme studies and you'll make more money as a craftsman than most people that have a master. The biggest mistake was to tell everyone that you have to go to university to make it, now every fucking retard thinks theyre entitled to a university degree.
Soon uni will be like burgerland college, hyper leftist indoctrination and 0 practical skills.

[Anonymous No.30272248]

>>30268227

Yet we Dutch people (swamp Germans) are absolute jews and the percentage of slick-haired money chasing milennials and zoomers is enormous here. How dis be?

[Anonymous No.30272269]

>>30271792
Because you don't really learn it in school unlike shit that you'll never need in your life

[goresex No.30272273]

lol, see this poop on /biz/
these tards think we will go for this trash
>I’m not a racist but these niggers are so tarded
>good that my purse is in safe on justliquidity with their amazing staking and yield farming

[Anonymous No.30272300]

>>30271316
Everyone with bravery, honor, and defiance was annihilated. Europe is a shell

[Anonymous No.30272309]

>>30271316

Continental Western and Northern Euros actively discourage getting rich. It's called egalitarianism. It's just not respected here. Respectable waging is the scripted life-path

[Anonymous No.30272329]

>>30272182
It already is that lol, Europe was either infiltrated or conquered by American retardation

[Anonymous No.30272360]

>>30272182
and 99% of attendees i saw were women

[Anonymous No.30272379]

>>30271960
Finanzamt doesn't chase documentation. If you fail to provide credible sources, they will just ignore your claim and tax you accordingly.

[Anonymous No.30272377]

>>30259885
Losing two world wars destroyed their psyche for generations

[Anonymous No.30272389]

>>30268039

INVEST. BUY BUY BUY

[Anonymous No.30272430]

>>30272389
there is nothing to buy anymore. everything is at its ATH

[Anonymous No.30272468]

Crypto laws in germany are shit cause they were made when crypto wasn't even a thing. That "hold for 1 year and you don't have to pay taxes on your crypto gains" is just stupid and anti crypto. Imagine missing good sellig opportunities because of these laws, it feels so horrible I would rather pay a fix percentage than having to hold through a bear market.

[Anonymous No.30272509]

>>30272248
because we have a history of being a global superpower while moffen didn't exist until 1871

[Anonymous No.30272529]

>>30272430

That's why you need a 5 year window. Good companies will end up making you money. But I empathize that throwing all that saved money at aths may be too scary.

[Anonymous No.30272543]

>>30271316
Read Kevin MacDonald's Individualism and the Western Liberal tradition. Essentially altruism within the ingroup not bound by kinship is an exclusively Northern European trait. Whilst this made us incredibly powerful by 1914 in our homogeneous societies it also made us incredibly susceptible to infiltration and subversion. Jews were only happy to play this role after WW1.

The book also talks about how paradoxically conformist but individualistic first American settlers were and how that ideology lasted until roughly the Civil War where the Union fucked the Confederacy so hard that it cucked the US forever

[Anonymous No.30272566]

>>30272360
What shit are you studying? Every respectable degree has 90+% men

[Anonymous No.30272671]

>>30272509

But after 1871 they were the biggest power of continental Europe excepting Russia

[Anonymous No.30272709]

>>30271724
I wish i could just not be autistic. Unfortunately that hasn't worked. Autism is real. Only cure today for it that is available, is shooting 00 buckshot into my cranium.

[Anonymous No.30272728]

>>30272566
english and russian linguistics

[Anonymous No.30272741]

>>30272182
>Soon uni will be like burgerland college, hyper leftist indoctrination and 0 practical skills.
It already is. I often have the pleasure of working with Ferienjobber from Uni who study E-enginerring or Energietechnik. Most of them never held an soldering iron or can explain an basic electric circuit but know everything abouth das Kapital and gleichberechtigung.
t. Elektromeister

[Anonymous No.30272792]

>>30269630
Electric cars are literally a meme invented by greenies.
They also need a massive upgrade of the powergrid. Germany's current powergrid is not made for massive power consumption that electric cars require for them to charge.

[Anonymous No.30272821]

>>30272671
that's because they're autistic and have ADHD so they rise for a short term before they sperg out and start world wars

[Anonymous No.30272928]

>>30272709
If fucking 5’5 90lbs hairy shitskins with fake gucci fannypacks on welfare can get cute gfs and you can’t then there is something massively wrong with you man. Get out and socialize ffs.

[Anonymous No.30272944]

>>30272728
even worse then bwl
litterally jobless tier
I hope you make it with crypto, it's your only chance

[Anonymous No.30272962]

>>30271532
> I'm a ethnic
Okay I thought you were ethnically German.

> Now go ahead and mock me for going with the only practical avenue that got me to experience intimacy and human companionship.
Bruh I know all about incels (FaceAndLMS, St Hamudi, Incel Tv) I am not judging you. But if you are ethnic then try going to your country to find a wife at least first. SEA women who fuck foreigners are ultra gold diggers, and SEA men don't appreciate you flying across the globe to fuck their women.

> Dude, if one isn't white + at least a 7/10 you can forget getting laid in Europe these days
The blackpill is real bro but this is an exaggeration. You have to try looksmaxx and socialstatusmaxx by getting a friend group.

[Anonymous No.30273020]

German here

Young people are too stupid to get into investments and older people think its a scam. The only thing the average german accepts is a savings account with like 1-3% interest. Or now most are even happy if they get 0,20% interest a year considering ECB shenanigans.
The only way you can force a german to open an investment account is giving him one for free in form of additional benefits from their employer.

>IF THE MONEY YOU EARN DOESN'T COME FROM REAL WORK IT ISN'T REAL MONEY

[Anonymous No.30273232]

Wallah zu viele cuck Almans hier. Einfach Hartz-IV und Kindergeld in Bitcoin und Ethereum legen und khalas ist. Dann schön in Shishabar chillen mit den Jungs. Wallah ihr Almans seit zu behindert.

[Anonymous No.30273236]

>>30272300
Anyone have that picture of British soldiers ready to die to stop German invaders compared to the modern age.

[Anonymous No.30273273]

>>30260171
no usually it's about paying taxes
this time OP is not a schwuchtel

it's really a psychological problem because deep down we all know it's a big gamble in finance and that the markets are rigged. they just have a hard time accepting that it is rigged to always go and trust the plan.
I don't know for how long but german media shamed the germans for over 10 years now for not putting enough money into stocks.
That is really strange because normally german norms follow the propaganda but this finance propaganda that would actually benefit them for once they doesn't seem to work.

[Anonymous No.30273474]

>>30272928
Lol... You have no idea what autism actually is and how severly it can fuck with social interactions, do you? I get you bro. Take my word for it, i tried extremely hard for years. I found my working solution and im happy with it.

[Anonymous No.30273574]

>>30273273
Because 10 years of telling them to do something doesnt undo 30 years of telling them not to

[Anonymous No.30273849]

>>30271368
i guess they will datafarm and work with profiles in the near future. also they can tax each and everybody individually for max gains.
at this point im considering going into some shithole and rather pay local mobsters

[Anonymous No.30274950]

>>30263655
This. Crypto being tax free after 1 year is a meme or only for small amounts.
If you cash out 5 figures the Finanzamt will tell you that you obviously do this crypto stuff GEWERBLICH and will tax you by your personal tax rate which is like 40%.

[Anonymous No.30275107]

>>30272944
ye i trade and im an artfag/graphicsfag

[Anonymous No.30275204]

>>30271137
>Albania or Kosovo
what the fuck

[Anonymous No.30275857]

>>30273236
this?

[Anonymous No.30276954]

>>30274950
Source?

[Anonymous No.30277114]

>>30274950
Source you fucking nigger.

[Anonymous No.30277298]

>>30276954
>>30277114
oh no no no

[Anonymous No.30277634]

>>30276954
>>30277114
>No Kevin you cant get rich, thats verfassungswiedrig.You have to pay your tax like every god citizen
>Dont forget "freiwillige Selbstauskunft" so they know you hodl Crypto
Sauce my ass.They make the rules, if they know you have wealth they VILL come and get it no matter the laws. Thats why our laws have lots of room for interpretation so they can always fuck you over.

[Anonymous No.30277652]

>>30268227
Fag

[Anonymous No.30277671]

>>30259678

Cuck country with no steel or infra lol

[Anonymous No.30277673]

>>30277298
This shit makes no sense. 1 year means one year. I have the records to prove it. Can any other germbros cut in? Have you ever cashed out 5 figures?

[Anonymous No.30277792]

>>30277634
Sounds like /pol/ incel schizo logic. The law is the law. Link me the paragraph.

[Anonymous No.30277875]

>>30268227
>If you are above 2k€ net you are already called "rich" from others
Lmao, i am a webdev and i make gross 2750 gross which is like net 1800. Ya you are kinda right. Fuck this place. Also cant even buy a house. Only its fucked so hard you have to repair much.

[Anonymous No.30278013]

>>30277875
>webdev
Confirmed for no degree.

[Anonymous No.30278039]

>>30277673
Crypto is taxed under § 23 EStG (sonstiges Veräußerungsgeschäft) because it's like selling an object like a car or painting rather than § 20 EStG (Kapitalerträge). § 23 is only for irregular accidental income. If your earnings take on any form of regularity, it gets classified as a business.

[Anonymous No.30278125]

>>30277792
ok actual german cryptofag here, i just dont pay taxes or tell anyone i trade, nobody bothered me yet. go ahead and copy me and let's get castrated by mistress Bundesfinanzhof together.

[Anonymous No.30278135]

>>30278013
I did Fachinformatiker - Anwendungsentwicklung. Its actually a software developer but i just call it like that because we do mostly browser solutions.

[Anonymous No.30278207]

>>30278039
exactly. and crypto is everything BUT regular

[Anonymous No.30278486]

>>30277792
It definitely is tax free. They 100% will want dates etc though so log your trades. Staking is a different beast every finanzamt handles it differently, some say staking increases the minimum amount of holding to 10 years. Get a lawyer to send a request to your finanzamt regarding staking if you plan on it

[Anonymous No.30278538]

>>30278039
I have never cashed out, only like 200€ worth if LTC in 2018 because I needed to pay bills. I'm not some trader faggot. Money only goes into the exchange. How is that regular. Also, if I buy a shitbox for 1000€, and then decide to sell it a year later and then repeat the process, is that a business?

[Anonymous No.30278630]

>>30278486
The exchange has my trading records. I don't use shit like uniswap. I wont stake, Ill just yolo on high yield REITs

[Anonymous No.30278701]

>>30278538
Its not, if you have an extremely high trade volume they might try to classify it as a business.

[Anonymous No.30278790]

>>30276954
>>30277114
Here is the source. Happened to me.
Its probably best to never cash out and just hold your stuff in your own wallet until this shithole country falls apart.

[Anonymous No.30278792]

>>30278630
Make sure to generate reports every 3 months and you're good. If I really make it (north of 2 mil)I'm gonna be safe and cash out in portgual anyway

[Anonymous No.30278796]

>>30278701
I make like 4 trades a year. No swaps.

[Anonymous No.30278880]

>>30278790
Christ. Yeah, either that or just frequent a BTC ATM if you can stomach the fees.

[Anonymous No.30279010]

>>30278790
What did you do? Whats your trading pattern? Show full letter.

[Anonymous No.30279026]

>>30278538
You only get taxed on realized gains of course. Also § 23 tax is only for objects you bought and sold within one year (ten year if real estate). Otherwise it's tax free. The problem with crypto of course is to prove how long you've owned the coin you sold.

[Anonymous No.30279091]

>>30279026
Well, the exchange has records.

[Anonymous No.30279108]

>>30278486
This is what fucks me over. I want to stake but do not know how to write shit down for it for taxation.
Do I stake, and just write down whatever I harvest as a profit? From what I understood is that the harvest needs to be taxed for the price you harvested it but selling your harvested tokens is tax free.

They really should release some crypto laws already because their 20 year old shit laws do not work for something like crypto.

[Anonymous No.30279322]

>>30279091
That's good but remember you (or your tax attorney) have to provide the information. Finanzamt won't go searching for it themselves. If you don't, they throw out what you say.

[Anonymous No.30279491]

>>30279322
So I just file my taxes and attatch the trading records? I'm too cheap to hire a lawyer.

[Anonymous No.30279745]

>>30279322
I also bought a significant portion of my BTC stack with a loan. Not on margin, an actual bank loan. Does that change the taxation somehow?

[Anonymous No.30279855]

>>30278125
This

[Anonymous No.30280055]

>>30279491
That should be safe.
>>30279745
Doesn't matter for your situation. You could claim the interest you pay on the loan as a business expense, but then your crypto trading is taxed as a business, too.

[Anonymous No.30280082]

>>30279108
If you really wanna stake consult a lawyer. At most it'll cost you 300 euro but he'll take care of the letter to the finanzamt etc

[Anonymous No.30280083]

>>30259678
Stop making this post every fucking week

[Anonymous No.30280116]

>>30278125
>>30279855
I don't plan on ever cashing out in Germany. Binance's Visa card lets me buy the essentials that I need. Has anyone heard about Binance ratting out their German users to the Finanzneger?

[Anonymous No.30280210]

>>30279491
If you use wiso or any tax program you can select when you bought and when you sold the in question. It'll automatically declare it tax free in your tax Form. If the finanzamt then comes back to you and requires proof you either send them your excel or the report from your coin broker that proves you've been holding for x amount of days

[Anonymous No.30280278]

>>30280116
No. Why would they?

[Anonymous No.30280285]

>>30280083
based triggered Basti

[Anonymous No.30280414]

>>30280116
also interested

[Anonymous No.30280508]

>>30280116
yeah if the big boys knock i'm fleeing to Russia

[Anonymous No.30280644]

>>30270030
Based polaks bleeding the beast from the inside

[Anonymous No.30280682]

>>30280082
>just pay 300€ to a lawyer
And this is why we need better laws. You should´t need a lawyer just for staking which everyone in crypto does.

[Anonymous No.30280691]

>>30259678
WTF, I hate Belgium now

[Anonymous No.30280759]

>>30265491
ok shitboy,
70k last year in IT without degree, get fucked at uni
i work little, save a lot, interesting work so work is not even boring. no zukunftsangst because i have 10+ years work experience including multiyear job@FAANG company

remember all the stupid fucks @ uni?
i left after 4 weeks, fucked your mama and started earning

[Anonymous No.30280929]

>>30265795
sorry to hear, how is corona management going?
DE news says you are hit badly

[Anonymous No.30281010]

>>30265491
I'm 26 without a degree. Been stuck in university since I was 20.

[Anonymous No.30281022]

>>30280682
You don't need a lawyer. Just write your finanzamt and ask them for a statement on the taxibility of staking and if it increases the holding duration in order for crypto to be tax free. Staking earnings are taxable anyway

[Anonymous No.30281072]

>>30280759
hochmut kommt vor dem fall
du schwebi

[Anonymous No.30281224]

>>30273273
germans never do something that helps themselves (see immigrants)

[Anonymous No.30281446]

>>30267338
i think the world had 2 chances to see the opposite, after we stopped fucking up each other after 300 years of germanreich.
You should leave your studentenstadt for once

[Anonymous No.30282631]

>Tfw. in crypto since 2014 with 4 million Eurobucks.
>Buy a couple of Gold coins.
>mfw. Geldwäscheverdachtsmeldung by gold dealer.
>Finanzamt treatens to rape me.
>mfw >10.000 trades on a double-digit number of exchanges big and small
>buy some crypto tax software for €400
>software says I made 2 billion in profit kek
>garbage
>can't handle it even though I studied business administrations and taxes
>Have to get professional crypto tax lawyer/accountants
>Costs accumulate to like €40k since last fall
>mfw. the actual taxes I will have to pay are only like 30-50k€ (in addition to lawyers and accounts)
>everything went better than expected
>mfw hearing their biggest client dodged 16 million in taxes in 2017 and in 2020 made over 100 million bucks with fucking Chainlink.
I swear this is true!

[Anonymous No.30282740]

>>30259678
Keine Sorge, Bernd, wir Ausländer investieren doch. LG Achmed