Apologize

[Anonymous No.29027243]

[Anonymous No.29027350]

>>29027243
just buy a house then you dumb nigger

[Anonymous No.29027383]

the goyim are getting way too smart for their own good, oy vey!

SHUT IT DOWN NOW!

[Anonymous No.29027431]

Next the goyim will release they are only paid enough to reproduce themselves so they can work again the next day...

[Anonymous No.29027612]

>>29027243
Then don't rent and buy a house when you have capital

[Anonymous No.29027644]

>>29027243
When you rent you don't any risk of the price of the house going down, people forget that house prices can go down and don't just go up forever

[Anonymous No.29027715]

>>29027644
False, as long as the government exists house prices will go up, that is one of their primary policy mandates.

[Anonymous No.29027716]

>>29027243
Cool it down with the antisemitism

[Anonymous No.29027880]

>>29027243
Rent if you are single and < 30, otherwise a house makes more sense

[Anonymous No.29027917]

>>29027243
>they had capital and we didn't
And that's because of the patriarchy and supremacy and shit keeping us down

[Anonymous No.29027924]

I went to hang out with one of my coworkers tonight, dude is paying $2,200/month for a town house in a shitty development in the highest crime section of the 2nd highest crime area in our city.
It's a nice place but the neighborhood sucks ass.
You could pay for a house around here for similar prices.

[Anonymous No.29027941]

>>29027243
That’s just the way it is

[Anonymous No.29027963]

>>29027243
Waaaaaaaahhhhhhhhh
>could
>should
>might
>dies renting
>women logic

[Anonymous No.29027977]

>>29027715
The more expensive houses get the less people want to buy them or can afford to buy them, you could have a house worth £1,000,000 on paper but if people don't want to buy it then its true value is much less

[Anonymous No.29027993]

>>29027644
As long as Chinese people can speculate on foreign housing markets the price of houses will indeed go up forever

[Anonymous No.29028031]

>>29027941
How does he feel about charity to isreal?

[Anonymous No.29028057]

>>29027243
>*don't understand rent, buy, loan, capital.
>-WE NEED COMMUNISM!

[Anonymous No.29028076]

>>29027941
Based retard boomer

[Anonymous No.29028086]

>>29027963
Resonates with her fellow failures though, wouldn’t surprise me if it were a viral tweet

[Anonymous No.29028105]

>>29027243
Actually true. Hitler paid off the mortgage of every German family that had four children as an anti-Capitalist measure.

[Anonymous No.29028249]

>>29027715
False. Houses degrade like cars. And niggers destroy thrm faster

[Anonymous No.29028252]

>>29028086
you’re right and If it goes viral she can get one from having an onlyfans account catering to simps
>women

[Anonymous No.29028344]

>>29027977
retard value IS ONLY what someone will pay for it. you cant just advertise a pen for $1m and magically that's its value.


if you have the means, buy a house - it doesn't need to be anymore complex than that.

[Anonymous No.29028468]

>>29028344
>retard value IS ONLY what someone will pay for it. you cant just advertise a pen for $1m and magically that's its value.
That's exactly what I'm saying
Everyone thinks their house is worth £X, in reality when you go to sell you get less than that because of real demand vs real supply, if too many people try to sell at once then supply surges and prices would crash

[Anonymous No.29029672]

>>29027243
lol aint it the troof!

Jigstack gonna buy me 2 houses.

[Anonymous No.29029856]

>>29028249
It's the land that matters, anon...

[Anonymous No.29030020]

>>29027243
Take out a mortage and buy a house you absolute nigger bitch

[Anonymous No.29031042]

>>29027243
This puts me off becoming a landlord. So many entitled rentcucks that resent you for being better with money than them. Rent is the first bill they won't pay when they're in difficulty because their landlord is Professor Moneybags VI in their eyes.

[Anonymous No.29031207]

>>29027243
i boughted a house

[Anonymous No.29031233]

>>29031042
Dont worry, the government has their backs when they dont pay. You could take them to court, win, and still wont see a dimebif they dont own anything in their name.

[Anonymous No.29031302]

>>29028105
Hitler also raised the work week for wagecucks from 40 to 48 hours and made all worker unions illegal.
Truly the Workers Man.

[Anonymous No.29031360]

>>29027243
>rent home for two years
>my monthly payment totally covers the entire principle on the house

[Anonymous No.29031502]

>>29031302
It rebuilt the mess that was Germany in 5 years, it was necessary for the future of germanity

[Anonymous No.29031539]

rentcucks are so deluded lmao

[Anonymous No.29031693]

>>29031502
And then he crashed it with no Survivors, was necessary to build foundation of Globohomo.

[Anonymous No.29032063]

>>29027243
>entitled retarded bitch thinks she should get a house cause her landlord has one
Oh, sweaty.

[Anonymous No.29032934]

>>29031233

one second mate i just need to find a tiny violin

[Anonymous No.29033502]

>>29027941
good concept even if the game is fucking rigged

[Anonymous No.29033505]

>>29027350
The loan requires an income level higher than your ability to pay it.

[Anonymous No.29033576]

>>29027644
Who cares? A house is a place to live, not an investment.

[Anonymous No.29033582]

>>29027644
>the price of the house going down
lmao that almost never happens and you still have a house in the end of the day. Renters pay the mortgage+maintenance+profit and get nothing.

[Anonymous No.29033748]

>>29027644
You are a fucking idiot. House prices are destined to go up forever if you aren’t a complete fucking moron investing. Interest rates at atl mean anyone can put them selves into 30 years of debt. The only thing that will cause house prices to go down besides some freak event is easing interest rates and then people have to default, it’s not happening.

[Anonymous No.29033761]

>>29031042
Anon, when you become a landlord you're willingly taking on a million different problems. You'd be a shitty landlord with your attitude and you'd probably end up bankrupt from how many times you'd get sued. You're providing a service, it's not "free money". It's a good thing you're poor, because now you have time to mature.

[Anonymous No.29034067]

>>29027243
>paying repairs
???
renter pay when heating must be replaced, the roof needs repair or replacement?

i know she probably implies that the landlord pays it with his rent surplus but that's really not the same, you have to have that amount put aside and if you can barely cover mortgage you don't have 20k aside

[Anonymous No.29034195]

>>29027243
lol, US is 3rd world.

where im from if you rent a house and a pipe busts or there is major problems with the house that you are not responsible for, the landlord is required by law to fix the house.

lets say the waterheater is fucked? landlord pays for that
aircon is fucked? landlord needs to fix that.

[Anonymous No.29034476]

>>29034195
You're confused. She is saying that it's still taken from her rent because the landlord is turning a profit from what she is paying.

[Anonymous No.29034540]

>>29028031
His gas only costs a dollar a gallon (4 liters) while europeans pay 2 dollars a liter, 8 dollars per gallon
>hmmmm

[Anonymous No.29034625]

>>29027644
House prices should go down, but they don't. Especially the ones we build now, they aren't built to last. So they should drop in value over time but unfortunately there are too many speculators so the price just keeps going up.

Honestly if you are paying a mortgage on the house you shouldn't be allowed to rent it out, that's like loaning someone else's property. All of this boomer jew financial trickery needs to end.

[Anonymous No.29034671]

>>29033505
That’s not fucking true.

[Anonymous No.29034705]

>>29034195
>doesn’t know shit about the US
>flings shit anyways
The landlord is liable, retard

[Anonymous No.29034784]

>>29027243
Get fucked

[Anonymous No.29034829]

You vil own nothing

[Anonymous No.29034972]

>>29027644
housing prices are guaranteed to go up long term. There's an exponentially growing population, and finite space to store them in. Even space travel won't change this for centuries, because the available land for colonization that space travel will open up will be inhospitable, and extremely limited.

[Anonymous No.29035341]

>>29034972
>niggers will be buying 3MM$ houses in SF

[Anonymous No.29035446]

>>29035341
Civilization will collapse long before that happens in significant numbers.

[Anonymous No.29035548]

>>29027243
She's a retard, I"m renting a house currently, because I want to save and purchase a house in cash in an auction or foreclosure, because fuck loans, and fuck banks.

Should take me maybe another year or 2.

I just want to give the money and actually own the fucking house.

[Anonymous No.29035566]

These people are retarded, and then when the banks loan out trillions to people who are financially incompetent and crash the world economy its predatory lending and racism.

[Anonymous No.29035608]

>>29027644
suck my cock, that's never going to be the case unless we have a market crash / the house in particular has issues. Shit houses in Essex are still 5-15x the income of a wagey.

[Anonymous No.29035625]

>>29034972
>there's an exponentially growing population
In most areas this isn't remotely true
> and finite space to store them in
It's not so much much about space as much as available units, which is something that in most places can and does increase significanty
Don't fall for the 'every real estate market is San Fransisco' meme. Housing prices go up because people are willing and capable to pay more for housing, which is something that is generally true in most areas, but by no means a garantuee.

[Anonymous No.29035773]

>>29027243
>rent house
>house burns down
>find another rental in a week

>buy house
>house burns down
>devastating losses, loss of income, owe bank more then insurance covers

[Anonymous No.29035864]

>>29027243
>what r laon???

[Anonymous No.29035906]

I don’t think renting should be abolished but the system needs to be looked at. I don’t like that there’s this arbitrary line between people who can or can’t afford a down payment, and that line determines if their money pays for their own property or someone else’s.

I think it should be required that you fully own a property before renting it, and there should be a limit on rental holdings for any person or business. It’s fucked that entire neighborhoods are rented out by companies that don’t even own the houses they are renting.

[Anonymous No.29036055]

>>29035906
>I don’t like that there’s this arbitrary line between people who can or can’t afford a down payment, and that line determines if their money pays for their own property or someone else’s.
Buy a cheaper house.

[Anonymous No.29036062]

>>29027350
fpbp
The problem with all these threads is they always devolve into "banks are just giving away loans to these guys, who have to do zero work and just get someone else to pay off the loan", and if that's true, why isn't every single goddamn middle-class person in the landlord business?
It's because they don't want to have to deal with going to the courts to someone who hasn't been paying rent for six months, or have to come out to talk to police because of a domestic, or to be woken up at 3 in the meeting to have to call an emergency plumber because their idiot tenants were flushing paper towels down the toilet, or...
The reason that you Zoomers have terrible landlords is because you're terrible people, and other terrible people are the only people that are willing to deal with you.

[Anonymous No.29036177]

>>29027941
Almost based except he forgot he pays a huge portion of his income in taxes. If we didn’t pay taxes I would be fine with this mentality but I’m not really ok with just rolling over and taking the deep dick of the government.

[Anonymous No.29036211]

>>29036055
That’s my point, the cheap houses are snatched up by rental companies. You simply cannot buy them

[Anonymous No.29036307]

why didn't she buy LINK at 30 cent

[Anonymous No.29036353]

Simping for landlords is so embarrassing lel, if you rent and defend them you are 1000% ngmi

[Anonymous No.29036387]

>>29036211
>That’s my point, the cheap houses are snatched up by rental companies.
lol bullshit

[Anonymous No.29036434]

>>29036062
That's true. I had a brief stint as a sort of pseudo-landlord and it was shocking how often they would break something. Every single week another appliance would mysteriously stop working, I had to pay hundreds for repair men. Now that I live alone in the same place, nothing has broken for almost a year. These are the exact same appliances. Some people are just destructive and incapable of taking care of themselves.

[Anonymous No.29036488]

>>29036055
When landlords decide to sell they literally bundle the cheap houses together to sell to other landlords, you can't buy them.

[Anonymous No.29036484]

>>29027243
The maybe she should work towards acquiring capital so she can buy a house too?

[Anonymous No.29036541]

>>29027350
fpbp I kek'd

[Anonymous No.29036556]

>>29036488
Yes anon, you're right. You can't buy cheap houses. It's really sad.

[Anonymous No.29036623]

That's not even true because the house was probably bought with credit not cash. Any retard can get a rental property mortgage if they didn't fuck up their credit. If you're renting in an area where buying is cheaper you're willfully just giving your money away to someone else

[Anonymous No.29036707]

>>29035906
If you do this you will create a serious housing shortage that will in turn cause the price of rent to sky rocket ironically fucking renters even harder.

[Anonymous No.29036764]

>>29036211
No, be honest. All the "cheap" houses are in shitty ghettos and you don't want to live next to niggers.

[Anonymous No.29036826]

pay for their house but they have to fix and renovate constantly lol

[Anonymous No.29036905]

>>29036764
The shitib decries “white supremacy” yet his entire life’s behavior is dictated by nigger avoidance.
White supremacists are just honest people desu.

[Anonymous No.29037028]

>>29036764
>>29036905
I was going to say, the only cheap houses are in bombed out neighborhoods, no shit nobody wants them. The only reason rental companies don’t want those houses are because they can’t get anyone to rent them

[Anonymous No.29037033]

>>29036062
It IS a case of banks only loaning rich people, though.
They learned their lesson from 2008 and now only give housing loans to people who dont actually need them.

The irony of course is that when the rona happened banks still didnt get their money because house owners were renting to people living paycheck to paycheck anyway.

[Anonymous No.29037081]

>>29027350
fpbp, get a better job you lazy whore

[Anonymous No.29037221]

>>29037033
I’m not one to defend banker Jews but would you rather loan 100k to a guy making 30k a year or 300k a year?

[Anonymous No.29037311]

>>29035906
>>29036055
>>29036211
>>29036764
The problem is that transportation times are just too high. If high speed rail actually existed in the US the commute times would be brought down and people could live farther away from cities and housing would actually be affordable for people who work in metropolitan areas.

[Anonymous No.29037346]

>>29036062
This is is true but most people overrate the amount of trouble a landlord has to handle. I manage 12 apartments and barely get a call from my tenants. Sometimes the occasional problem comes up but I just have to call the repairman and he solves it. Its honestly very little work

[Anonymous No.29037357]

>>29036177
This. You absolutely should not expect a handout, and should make your own way in life, but its getting harder and harder to do that. Its to the point where people arent even moving out of their parents house till theyre fucking thirty just so they can afford to take out a loan. Pic very much related.

[Anonymous No.29037452]

>>29027243
Try not renting then. Also fuck kike tranny jannies. You do it for free.

[Anonymous No.29037480]

>>29033748
Interest rates will also go up sharply if inflation increases. Now what are the odds of that happening?

[Anonymous No.29037528]

>>29037028
>neighborhoods
There's your problem. Leave the city and you can get quality property for reasonable prices

[Anonymous No.29037567]

>>29037221
Well you are right, but you're looking at it from a profit-minded eye. If you want to guarantee your profit might as well give loans only to bill gates and jeffy bezos and they could buy up the whole country and everyone will have to rent from then. Which is, actually pretty efficient and a reason why the zog concentrates all wealth at the top.
If you want every white man and woman to own a home, then you must keep in mind that some people might never get to make 300k a year. Might be life giving them a bad hand, or maybe them not being consoomers aiming for a 1 mil salary.

[Anonymous No.29037622]

>>29037221
Studies have shown that small loans are actually more likely to be paid than big ones.

So yeah, maybe the local art teacher doesn't get the 100k loan, but a 1k or 2k loan to buy art supplements will be better in the long term both for the guy and the bank.

[Anonymous No.29037664]

>>29037528
I always laugh at all these urbanite cucks screaming about how even a modest house is like 900k. It’s because they live in kike owned nigger infested urban centers.
Come home white man.

[Anonymous No.29037946]

>>29037567
I get your argument. But personally I’d just rather remove ZOG and Jews. I think the white man is mature enough to have relatively unrestricted commerce among his own people.
You’re not totally wrong though. It’s a question of style really.
I’m a third positionist but definitely not a Marxist. I’d be okay with a little more egalitarian economics if we didn’t have Jews and niggers. But for now I need to be able to leverage rent to make enough income to keep my family away from nigger hordes.

[Anonymous No.29037962]

>>29033505
Not true. You literally don't make enough to afford that house you want, sorry but the truth hurts.

[Anonymous No.29038027]

>>29027941
Fuckinh retarded burger
>what are taxes

[Anonymous No.29038041]

>>29037622
Sure but for a given loan value the guy with higher income is more likely to get it. That’s my only claim.

[Anonymous No.29038080]

>>29037311
>thread about communist housing schemes
>"we need communist transportation schemes"

Yes anon, let daddy government take care of every aspect of human life.

[Anonymous No.29038113]

Nah. This is how I'm going to get rich. Stupid toastroast

[Anonymous No.29038150]

>>29034671
>>29037962
Yeah, it is true. I pay €717,50 in mortgage for my apartment, my neighbours rent for >€1,000 (I checked listings, all apartments are roughly the same). I couldn't get the mortgage on my name because of my student loans, even though I only repay €70 a month.

[Anonymous No.29038170]

>>29037962
>production is up
>workers have more education than ever
>workers produce more than ever
>taxes are going up
>salary is going down
>'LOL just werk hrdr lmao'
Yeah, no. The game's rigged.

[Anonymous No.29038215]

>>29027941
>the weak will parish.
stopped reading there.

[Anonymous No.29038226]

>>29031302
>Hitler also raised the work week for wagecucks from 40 to 48 hours

In war times.

>and made all worker unions illegal

No, he just replaced all jewish unions with a single German worker's union.

[Anonymous No.29038261]

>>29038080
Maintaining public infrastructure is supposed to be like the governments only real job.

[Anonymous No.29038300]

>>29027941
Isn't the solution paying for power? It isn't like I can build my own substation.

[Anonymous No.29038352]

>>29031693
>And then he crashed it with no Survivors, was necessary to build foundation of Globohomo.

Yeah, he bombed Germany himself, not the united kikedom or the jewnited states.

Why do kikes always victim-blame?

[Anonymous No.29038391]

why doesnt she JUST buy a house that is 200 to 300 thousand over priced? we have record low mortgage rates goy

[Anonymous No.29038486]

>>29038261
Public transportation isn't just "infrastructure".

[Anonymous No.29038731]

>>29038352
Hitlers failure was that he and his cabinet made bad moves. And many are paying the price. It is what it is.

[Anonymous No.29038840]

>>29038300
They have things called generators which most normies should have but never do. Why would you “rely” on (((them))) ever? Always have a back up plan.

[Anonymous No.29039359]

>>29027243
Banks around where I live are giving 100k loans at less than 4 percent out to anyone with a few grand and half decent credit. The market, as high as it is, isn't going to get much better than it is for buyers low on cash.
>but I wanted a boomer mcmansion
Either lower your expectations or save for one in a starter home.
>but I can't afford anything in my area
Save more, make more, rent or move.
I swear people are only capable of complaining.

[Anonymous No.29039494]

>>29038352
Hitler's Germany would've gone to shit as soon as it ran out of the money it was plundering from other countries.
>base your entire ideology and economy on having a war
>wage a war against the rest of the world
Hitler was asking for it.

Also, Hitler's defeat cemented the URSS and USA as the world most important countries, ended Europe's cultural and economic relevance and was the basis for the foundation of international bodies as well as Israel. He was myopic, stupid and deeply wrong about pretty much everything.

[Anonymous No.29039573]

>>29033576
this is the way i look at it. sure, the land can appreciate (not nearly to this current rate), but the house itself is depreciating

[Anonymous No.29039579]

>>29033505
>The loan requires an income level higher than your ability to pay it.
Heh, that depends on the house you get. A very small house in some places can set you back in payments about as much as a rent at an apartment. You're just looking at really nice houses and I figure that's the problem with a lot of city rich kids.
They're too stupid to own property and all they know how to do is rent and when they do look at buying property, it's the kind of property their mommy and daddy live in and they whine they can't move into an upper middle class house right off.

[Anonymous No.29039671]

>>29027644
Rent can go up, dumbass.

[Anonymous No.29039685]

>>29038215
unironically true, though
religion is a strong coordination tool for weaker people, much like most other forms of communities

[Anonymous No.29039789]

>>29039494

not a /pol/ tard but that just sounds like a highly biased take going the other way. There's nothing to suggest his model would have "gone to shit", it's basically identical to China's current one.

[Anonymous No.29039843]

>>29039494
You have to be truly retarded to think communism/fascism are sustainable over long periods of time. Just to think there are people so retarded to believe in such stupid bullshit, and some of them have even made fortunes here makes my blood boil.

[Anonymous No.29040205]

>>29039843
The nazi economy is similar to what european economies do now where the unions are tied into the government. It wasn't unique by modern standards.

[Anonymous No.29040280]

women are very stupid and like the idea of renting because they dont like being tied down and it fits in with their view on the world where they can be young single and carefree then settle down and have everything paid for by everyone else.
unsuprisingly the most people being fucked over by this are also the people saying its too hard and confusing to invest so they need to change the system

[Anonymous No.29040393]

>>29027243
Sorry

[Anonymous No.29040412]

>>29039494
>economy and ideology based on war
Wow, 6th grade history take

[Anonymous No.29040467]

>>29027350
I live in MA and they are literally dozens of people going to each showing, it's a fucking nightmare in America's strongest economy.

[Anonymous No.29040486]

>>29038215
>afraid of nature

[Anonymous No.29040565]

>>29040205
It was unique at the time. The welfare capitalist states of Scandinavia and other EU countries didn’t come into being until after the fall of Nazi Germany.

[Anonymous No.29040726]

>>29027644
except boomers decided houses were their retirement plans and now all government policy is centered on making sure house prices go up forever
>>29034195
same in the US, doesn't change the fact they're getting their mortgages paid off

[Anonymous No.29040807]

>>29040565
Yeah, I was responding to this uninformed statement that "fascist economies don't work", when they clearly can work. In the 1930's 80% of German women ages 18 to 60 were employed and actually had jobs pre world war 2. Even when America was going all in on the Rosie the Riveter thing in WW2 it never broke 50% female employment.

[Anonymous No.29040921]

>>29027644
>house prices don't just go up forever
They do if you're shipping in uncountable migrants at genocidal rates :>

[Anonymous No.29040950]

>>29040467
>MA
>America's strongest economy

lmao, you're thinking of Florida, unironically.

[Anonymous No.29041049]

>>29034195
are you retarded? what landlord would let their valuable investment property have a 'burst pipe' lmao? holy fuck zoomers, lmao, i pity you.

[Anonymous No.29041149]

>>29027243
now apply that logic to taxes.

[Anonymous No.29041174]

>>29040807
Oh gotcha. No disagreement here fren. Carry on.
I got confused as to who was based and who was the faggot.
Clearly you are the former.

[Anonymous No.29041193]

>>29027243
Maybe save instead of “traveling”, Emmy

[Anonymous No.29041320]

what? most people i know don´t even want a house because they are 30 and still don´t want to settle down somewhere

[Anonymous No.29042018]

>lockdown restrictions lifted in my region
>evictions restarted
>going to look at another house

[Anonymous No.29042078]

I am going to buy a house this fall.

I have wanted to the past year or two, but I was trying to time the market. Where I live in Texas, prices are up >50% over the past 5 years and that kills me. I swore up and down that we were due for a 'correction', that government backed subprime mortgages were unsustainable, that average housing costs were leaving the average person in the dust and that demand would dry up.

And then COVID happened, and the central banks told everyone explicitly what they were going to do (there's some jargon for this, it's considered monetary policy) - print print print, buy buy buy. They are throwing fuel in this runaway train and there's nothing you can do about it.

My thinking is that I can't afford to not buy a house, in the sense that real asset inflation is going so far so fast that you can't keep up if you're not in real estate and crypto. Your currency is devaluing before your very eyes. And so the only way you can theoretically hang on is to invest. Inevitably, we're either going to hit Great Depression 2.0 when the bubbles pop, or something much much worse if they continue to inflate. In either outcome, I don't think the passive person is going to come out ahead. We are collectively fucked so you have to do the best you can for the near future. And at least you can live in the house for the time being.

[Anonymous No.29042759]

>>29042078
Housing prices much less than NEETs here think.
You’re still leveraging large sums of almost free debt to be either increase your net worth or get cash flow from renting.
If you live in it for a while then move and rent it out the actual price if the house will matter much less.
t. Guy who is currently “making it” in rental and crypto.
It’s not hard

[Anonymous No.29042807]

>>29027941
Didnt even read the whole thing. Guy sounds like the ultima boomer faggot.

[Anonymous No.29042915]

>>29042759
I’ll add that the relative price you pay above or under market value matters but that’s about it. The actual number is almost meaningless
>>29042078

[Anonymous No.29043048]

>>29042807
That guy is a mayor in texas

[Anonymous No.29043237]

>>29038215
truly an american Nietzsche

[Anonymous No.29043271]

>>29027243
https://rumble.com/vcrdv9-corona-chan.html

Buy a House, you Communist Nigger Faggot

[Anonymous No.29043367]

>>29027977
>Houses are too expensive.
>I’ll just live outside.
Retard.

[Anonymous No.29043412]

Wow it’s almost as if people are waking up to how kiked and predatory landlords are. Granted, normies won’t call them “kiked” but its good enough for me that people are waking up.

[Anonymous No.29043482]

>>29038170
>workers produce more than ever
>workers work less than ever because of automation and technology which also raises productivity
muh game is rigged. Sorry, shouldn't have shipped middle class jobs overseas and imported the third world here so you could consoom cheap shit

[Anonymous No.29043555]

>>29042078
The term I was looking for is "forward guidance." In Canada, for example, the central bank said they're going to keep up QE at least to 2023, where they will "reevaluate" the situation.

I don't know if the market is able to "overcome" the central bank's machinations. Perhaps we will find out. But assuming the market is truly as fixed as the central bank wants it to appear, you must invest in real assets to survive the inflation. So many people are going to sit on their stagnant salaries and get left further and further in the dust, in an irreparable way.

The conspiracy theorist in me thinks this is intentional: the Haves get to own things, the Have Nots get UBI so they can afford to pay the Haves a monthly fee for usage. A return to the feudal land tenure.

[Anonymous No.29043567]

>>29027243
Remember kids, landlords profit off of rent seeking and not being productive members of society.

[Anonymous No.29043669]

Fucking cry

[Anonymous No.29043738]

>>29043412
It’s not predatory at all. They have a service, you pay to use that service. Grow up

[Anonymous No.29043783]

>>29027243
Yeah thats the point. Have a nice day rentcuck!

[Anonymous No.29043869]

>>29043738
No one voted or asked for the central banks which have now with COVID destroyed the middle class permanently across the western world. Eat shit you statist cock sucker.

[Anonymous No.29043959]

>>29037346
Probably because you're not renting to niggers

[Anonymous No.29043985]

>>29043738
They create housing bubbles and decimate peoples ability to purchase homes in the town they’ve lived their entire lives. Kick rocks, Feinberg.

[Anonymous No.29044047]

>>29027644
I too enjoy making basic necessities of living speculative investments for goys

[Anonymous No.29044831]

>>29043738
It's not fair to speak in absolutes either way.

A landlord could target a set margin for themselves, keep maintenance in order, even improve the property.... but many don't. They increase rent every year no matter what, annoy renters until they leave and then do a surface level "remodel" before the next person moves in, and they are too overleveraged to have cash on hand to do major repairs with anyone but a day laborer. They want passive income with a fast cash mentality.

[Anonymous No.29045081]

>>29044831
actually fuck landies

[Anonymous No.29045470]

>>29038150
How the fuck does a comma work in europe numbers? In America we only put them between sets of three digits, not sets of threes and twos.

[Anonymous No.29045503]

>>29043738
Property tax

[Anonymous No.29045684]

>>29027941
when society breaks down i want to read this back to this person after raiding their property for supplies, while they are on the ground with a double barrel in their face, right before i pull the trigger.

[Anonymous No.29045715]

>>29044831
Here's a pattern I see repeated where I live in Texas.

>Couple has 3+ mortgaged properties
>Wife is the 'property manager' - she drives a leased Audi. Her job involves arguing with her black tenants on the phone about changing lightbulbs, and trying to get out of paying for any repairs. She has a plumber and an electrician who work for almost nothing, and she will delay any repairs requiring their services until they are available.
>Husband is the 'general contractor' - he drives a leased F250 Platinum. His job involves relaying orders to his Chief Mexican, who will independently bring on his relatives and neighbors for day labor as the job requires. He does any repairs as quickly and cheaply as possible - it only needs to hold until the next tenant comes through.
>They desperately rely on the rental checks to come through in order to make ends meet. They have no savings.

So as you can see, the average landlord is an overleveraged middle man who does nothing but fuck themselves and their tenants while the banks get their money. The banks don't give a fuck about who owns what. They want to sell MBS to the Federal Reserve.

[Anonymous No.29046069]

>>29045684
I mean he’d would still be right. In that scenario, you just outplayed him that’s all, he should’ve got gud. Even if he starts begging and screaming(which is a strategic tactic in of itself) and goes back on what he said it’s only to avoid his doom.

[Anonymous No.29046155]

>>29045715
Can anyone explain why there are apparently so many repairs repairs repairs needed for rental properties? I don't get it.

[Anonymous No.29046166]

>>29045715
Still beats poverty

[Anonymous No.29046216]

>>29040467
Homes are not meant to be afforded by everyone, dumbfuck. Pay your rent.

[Anonymous No.29046222]

>>29027350
based
fpbp
/thread

[Anonymous No.29046234]

>>29045684
and prove him right?

[Anonymous No.29046238]

>>29045684
You'd literally prove him right like in Se7en.

[Anonymous No.29046432]

>>29043567
Income tax is objectively worse than all the others in the image. Keeps the poor down more than anything.
Rich people don’t pay income tax.

[Anonymous No.29046588]

This shit really is a dumb concept lol. fuck Landlords

[Anonymous No.29046675]

>>29046216
if it were possible to setup shelter innawoods not even everywhere, but anywhere at all without getting shit from private or public agents, I'd agree with you. I don't like that society does not allow a default option when nature does.

[Anonymous No.29046749]

>>29046155
It's general maintenance that gets ignored until it becomes a repair. Example: a bad seal on a sink becomes a leak becomes a saturated cabinet becomes mold or rot. It's like changing the fluids in your car vs. waiting until the part fails and replacing it. One costs money now, the other seems like a "future you problem." Every house requires maintenance, and when you own multiple properties it stacks up. The average landlord wants cash now so they will always put it off until later, when it becomes a real issue. That's why it seems like they are always having to respond to major issues. They instead could have kept up general maintenance from the start, but they didn't want to.

[Anonymous No.29046805]

>>29043567
>>29046432

yee, America's biggest scam

[Anonymous No.29047103]

>>29036556
Sounds like you're being sarcastic but literally every time I try to buy a tiny cheap shitty house it's required to also buy the other houses next to it i.e. landlords selling only to other landlords, not to someone who wants to own the house they live in.

[Anonymous No.29047271]

Do you dumbfucks realize the landlord (multi family home) market is not tightly correlated with the family (single family home) market? The tide lifts all boats but the mfh landlord market is not driven by prospective family home buyers, it's its own thing and tends to lag behind. Landlords aren't pumping the market dumbshits.

[Anonymous No.29047682]

>>29045470
europe system is better in that it uses metric system, but swapping commas and periods i find retarded
1,000,000.01
not
1.000.000,01

[Anonymous No.29047686]

>>29047271
source

https://ipropertymanagement.com/research/renters-vs-homeowners-statistics#rr-renters

[Anonymous No.29047900]

>>29027350
almost impossible rn

[Anonymous No.29047906]

>>29047686

[Anonymous No.29047928]

>>29047271

[Anonymous No.29047979]

>>29027644
they have been going up forever.....

[Anonymous No.29048117]

>>29027644
>what is leverage
Daily reminder that if your ROI is superior to the cost of your debt, you're increasing your assets for very little risk

[Anonymous No.29048247]

>>29028031
>charity
>here is 10 dollars, you have to spend 9 dollars of that at my shop on guns

kek

[Anonymous No.29048357]

>>29038080
>having trains is communism

[Anonymous No.29048441]

>>29027243
Does this bitch genuinely think that she wasn't mentioning common sense?

[Anonymous No.29048786]

>>29047103
>but literally every time I try to buy a tiny cheap shitty house it's required to also buy the other houses next to it
What a strange thing to make up.
Take your meds.

>>29048357
I'm European.
One of the most obvious manifestations of the absolute ineffectiveness of socialist policies is public transportation.
It just gets worse and worse every year, and drains more and more money out of the national budget.

[Anonymous No.29049128]

>>29043482
>>workers work less than ever because of automation and technology which also raises productivity
But they don't. They work the same hours.
>you're working 16 hours a day moving goods in a truck, you should be paid less than the idiot who works 16 hours a day moving 1/1000th of the goods by walking
That's how retarded you sound.

[Anonymous No.29050612]

>>29048247
>have to
as if they don't want them to kill shitskin squatters in jerusalem of their own merit

[Anonymous No.29050958]

>>29027243

have some capital then, you idiot. that's what the people that bought the house had to do.

[Anonymous No.29050970]

[Anonymous No.29050977]

>>29049128
>They work the same hours.
yeah, fucking around all day on their computer.

>That's how retarded you sound.
the only retard is you, who thinks that time spent is supposed to be a measure of work, or that increase in gdp i.e. your measurement of productivity is somehow people harnessing forces previously unknown to the human condition to do more than they were before.

[Anonymous No.29051114]

>>29049128
Nobody owes you anything for how hard you work. You’re rewarded for productivity, not effort.

[Anonymous No.29051331]

I like renting. If my city turns to shit, I can move away at any time with only about a 30 day notice. Broken shit isn’t my problem and if the landlord won’t fix it, I could just move somewhere else. I don’t know why people act like renting is the same as owning , it really isn’t and you get many benefits from renting that you don’t get with owning.

[Anonymous No.29051351]

>>29051114
>Nobody owes you anything
this phraseology sucks and makes it seem like you're just being a stingy boomer. I agree with you because the fact is that it's impossible to reward somebody beyond what their real productivity allows.

[Anonymous No.29051620]

>>29037962
Get a smaller house then, faggot. Who gives a fuck.

[Anonymous No.29051657]

>>29043048
The one who resigned? He's lucky that Texans were too busy surviving the 2nd Ice Age to lynch him. What a fucking faggot

[Anonymous No.29051777]

>>29051114
Actually nigger the government does owe since they want to take at least 30% of what I make every fucking week.
Let me keep all my money and I'll think about buying into that whole 'you don't own nothin goyim' mindset you got going on

[Anonymous No.29051974]

>>29051114
>productivity is up
>wages are down
That was the whole fucking point.
>>29050977
>yeah, fucking around all day on their computer.
The tool is completely irrelevant to the result. The result is that more shit is being produced whether it was caused by technology improvements or cocaine usage is completely irrelevant.

Should a store owner make less money because he uses a computer to take care of inventory instead of doing it by hand on a notebook? Of course not. That's a shit take.

There is a big difference between automation replacing workers and workers using automation to produce more. In the second case, they should be rewarded at least in the same way than similar workers did 50 years ago. Not less. Otherwise there is literally no point to automation and production besides giving the company more money. Which is a commie way of thinking.

Which I suspect is not what you want to support.

[Anonymous No.29052713]

>>29038352
>why do kikes victim blame
It's literally all they know how to do

[Anonymous No.29052739]

>>29027243
Me:
>33 year old
>Bought a house for 220k in 2015
>Rent it out for $1900/month ($300 more than my monthly mortgage payment)
>Spend 20k for maintenance (the house is old)
>Sold for $330k last year
>Invest all profit into crypto
>Currently, making it.
>Thanks kikes

[Anonymous No.29052925]

>>29047900
false. stop being so picky.
>but i want to live next door to some boomers fifth house
stay simple and soft faggot

[Anonymous No.29053165]

>>29051974
>The tool is completely irrelevant to the result.
except it's not at all, because you can get someone to work less because in reality they are doing less. Someone who owns something is in an entirely different position than an employee, and there's nothing wrong with that.

[Anonymous No.29053341]

>>29051657
Texan here, he is the mayor of Colorado City. I don't even know that place exist. My wife keeps trying to convict me that the snownniggers is created by Chinks.

[Anonymous No.29053372]

>>29033576
ngmi

[Anonymous No.29053887]

>>29027715
>>29027977
>>29027993
>>29033576
>>29033582
>>29033748
>>29034625
>>29034972
>>29035608
>>29040726
>>29040921
>>29044047
>>29047979
>>29048117
Ngmi

[Anonymous No.29053965]

>>29053341
It's a town of less than 4,000 people

[Anonymous No.29054014]

Fuck all you faggots who say "just live in a house away from city cucks!"
Find me a single home within a 50 mile radius of Philly thats less than 250k and not a pile of shit or in the ghetto
You can't. I literally have to go 100 miles out and commute 4 hours round trip just to live normally

[Anonymous No.29054019]

>>29053165
>because you can get someone to work less because in reality they are doing less
No, they're not.
>person A takes 8 hours to sew a shirt by hand
>person B produces 800 shirts in 8 hours using machinery
Person B is producing more than person A. You can argue that Person B is putting less effort than Person A (and that's debatable) but work is not measured by effort, it's measured by production.

People today should not be making less money than people in the 70s for the same job. Simple as.
>Someone who owns something is in an entirely different position than an employee
Yes. And the employee deserves to be paid for their labor and not be bullshitted into taking less pay and paying more taxes.

[Anonymous No.29054123]

>>29027243
> life is actually a huge ponzi scheme
Now they start to realise

[Anonymous No.29054366]

>>29054014
A couple years ago I tried to buy a tiny shitty house for ~100k literally in Manayunk and it was "oh you have to buy the house next to it too" rigged landlord bullshit.

[Anonymous No.29054528]

anyone who defends the current real estate market is a faggot and a shabbos goy

[Anonymous No.29054851]

>>29054019
>No, they're not.
yes, they are.

>Person B is putting less effort than Person A (and that's debatable) but work is not measured by effort, it's measured by production.
No, a person's salary is a function how much the average person is willing to be paid to do the work. If the work is easier, then the bar is lower. Yes, there is a manner of asymmetry between owners of resources versus the persons hired to operate thereon. Furthermore, there is nothing wrong with that.

>(and that's debatable)
no, it's not.

Your problem is your fundamentally marxist assumptions: in any equation you fail to distinguish between owner and employee, you work with person A, person B, etc; not only are they interchangeable cogs but it's a moral imperative that they are and any deviation from this truth is due to exploitation.

Your moral imperatives are at odds with reality, instead of doubling down on them, you should face reality instead.

[Anonymous No.29054904]

I made $20k off shitcoins in the last few months (started with like $4k), should I start looking into buying a house or just keep investing? Maybe wait until a downpayment is only a small chunk of my portfolio? I live in Texas near some colleges, people practically fight over rental houses in my town.

[Anonymous No.29055112]

>>29027941
isn't the statist's main argument that we need taxes to pay for infrastructure? So actually the government does owe it to me to keep the water running and the lights on because we pay them to do that every time we receive money or spend it

[Anonymous No.29055271]

>>29045470
UK here I've never seen a comma used as a decimal point except on /biz/, either I'm being trolled or it's some 3rd world tier european shit

[Anonymous No.29055342]

>>29053965
Do they have a lot of niggers complaining about shit or something? Or the Mayor just acts like a bigger? I'm well prepared for a war since Martin Luther Floyd riot last year. I'm good with food, water, and ammo for a month. A one week long snownigger won't do shit to me

[Anonymous No.29055507]

>>29027941
I have never felt so much rage. This person is so retarded. What the fuck happened to boomers, man.

[Anonymous No.29055773]

>>29054904
those coolege kids are going to wreck your house and you'll end up spending a lot paying fines and fixing the place. Will the price of the house increase with the price of crypto? Seems like crypto is going up way faster than houses if your goal is to maximize money I would stick to crypto.

[Anonymous No.29056498]

>>29054851
>No, a person's salary is a function how much the average person is willing to be paid to do the work
Most people don't have a choice. Either they take the job or they starve.
>If the work is easier, then the bar is lower
In what fucking universe is my job as a civil engineer 'easier' than it was in the 70s? I'm still doing all sort of calculations and jumping through hoops to meet nearly impossible deadlines. Still taking work home. Still going to the site in person to oversee how shit's going.

The one difference is that I'm doing less stuff with paper and pencil and more with software. The time I'm saving by not drawing by hand, I'm using by doing other stuff. It's not time I get paid for doing nothing. It's time I get paid to do more.

I'm producing more and being paid less.
>you fail to distinguish between owner and employee
I never said that owner and employee should earn the same you illiterate fuck. I said that people should not earn less than the same laborers did 50 years ago if they're producing more.
>you work with person A, person B, etc; not only are they interchangeable cogs
They aren't. There is no fucking way a company is going to hire a person that produces 800 times less.

When it comes to producing less suddenly workers are not interchangeable, it's only when they can be paid less for the same job that they're considered as such.
>Your moral imperatives are at odds with reality, instead of doubling down on them, you should face reality instead
A free market only works if both employees and employers are allowed to negotiate under their own terms. What you're saying is that employees should just accept whatever the fuck they're offered and employers should have all the leverage on a negotiation.

This is not free market and actually supports the Marxist bullshit you're supposedly against.

[Anonymous No.29057387]

>>29027941
>expecting services you paid for
>handout

Seriously how much heavy metal is in this subhuman's brainpan?

[Anonymous No.29057688]

>>29027941
Honestly pretty based

[Anonymous No.29058026]

what the fuck are renties complaining about? if it's so easy to buy a house, how come they're homeless then?