[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 62 KB, 420x420, 4A637363-3C7B-4A48-A1CE-4C3773BE8461.png [View same] [iqdb] [saucenao] [google]
26025198 No.26025198 [Reply] [Original]

just put your money on VT...

>> No.26025412
File: 590 KB, 936x1407, YEAR OF THE BVLL.png [View same] [iqdb] [saucenao] [google]
26025412

>>26025198

Put a few thousand in last year and made 600 quid. Considering the low risk it is worth it. I also prefer this to being constantly panicking over every crypto dump. Better rich slowly than that justed wagie that lost his last 2 years of mcdonalds money on shitcoins.

>> No.26025446

>>26025412
wtf is a quid. are you from the future?

>> No.26025454
File: 42 KB, 303x366, BAAA7012-101B-439D-8DED-A7CA132B5A54.jpg [View same] [iqdb] [saucenao] [google]
26025454

>>26025198
>stocks

>> No.26025455

>>26025412
fuck out of here bong.

>> No.26025492
File: 120 KB, 1200x1200, 135CFD04-18E7-47EC-A899-4B5AA07D32C3.jpg [View same] [iqdb] [saucenao] [google]
26025492

>>26025198
Only if you have paid off all your debts first.

>> No.26025503
File: 64 KB, 578x538, 1604104464144.jpg [View same] [iqdb] [saucenao] [google]
26025503

>>26025446
No such luck. I am an Anglo

>> No.26025647

>>26025412
What the fuck is quid you biscuit boy

>> No.26025731

>>26025198
Is VTI peak boomer?

>> No.26025776
File: 142 KB, 936x1133, DD_racist-JetFINAL-scaled.jpg [View same] [iqdb] [saucenao] [google]
26025776

>>26025647
Slang for 1 pound sterling. Do americans really not know?

>> No.26025840

>>26025647
Bloody hell you amerifats really are ignorant aren't you
This is what happens when you become independent of daddy Britain

>> No.26025944

>>26025198
why the fuck do boomers call index funds with 90% stock allocation "high risk high reward". there's literally no risk at all to stocks, the fed has shown us this twice since 2008. if you want actual risk that can bring high returns you have no choice but to go into crypto

>> No.26026047

>>26025446
UK slang for a pound

>> No.26026057

>>26025776
no one cares about your 2 pence penis m8

>> No.26026071

>>26025944
True. I am full into 100% stock index funds and even I agree they are very low risk. At worst I might be forced to hodl for a few years while the world market recovers from a crash. I suppose the massively increased risk/reward rates of crypto has shifted the paradigm.

>> No.26026108

>>26025776
>CLARKSOOOON!

>> No.26026154

>>26025198
I like these boomers
they make me money

>> No.26026157

>>26025412
Fucking boomer. Kyself

>> No.26026192

>>26025776
I’m sure some do, all I know is you subhumans have fucked up teeth and say chips instead of fries
And the word crisps for chips, ffs no other country uses the word “crisps” lets just call oatmeal cookies crunches
>>26025840
Have fun getting cucked by the queen lmao

>> No.26026274

>>26025492
not everyone is a burger lol

>> No.26026368
File: 36 KB, 800x450, Yup siiiiiiiip.jpg [View same] [iqdb] [saucenao] [google]
26026368

>>26026157
Don't give yourself a heart attack, kid

>> No.26026378

>>26025944
Checked and true. On one hand, people act as if index funds and etfs are these high risk funds, all while the other hand invests their money into these same funds for retirement.

>> No.26026385

>>26025731
No, more like 30% VTI, 30% VT, 20% BND/BNDW, 10% VNQ, 10% IAU/SLV. Boomers typically shoot for 60% max in stocks, and the rest bonds/pm/real estate.

>> No.26026427

>>26025198
fuck back off to r*ddit m8

>> No.26026440

>>26025198
Based.
Most people in this board will not be able to retire. They'll lose all their money on crypto, and then wonder why they have to work at McDonald's in their 70s.

Slow and steady wins the race.

>> No.26026479

>>26025776
>Sterling
nice joke goy

>> No.26026488

>>26025944
>>26026378
It is high risk if you are planning to retire in the next 5-10 years, low risk if you can wait 20-30.

>> No.26026490

>>26026192
The queen has no political power?

>> No.26026543

Research indicates it is wiser for younger investors to go for leveraged (2x, 3x) broad market index funds. They can handle the volatility as they aren't close to cashing out or needing it yet.

As the past crash confirmed, it is literally impossible to lose all your money in a single day with these as the market invokes circuit breakers at a 7% dip and ends the market day at 10%.

>> No.26026580

>>26025412
Fucking quid. Kek

>> No.26026595

Just took out 2k on vanguards S&P 500 to put into BTC/ETH. Still have 4k in their low risk blend.

>> No.26026601

>>26026479
True, true. All my excess money is in world indexes. I think that owning a share of the worlds companies is far safer than owning paper and broken promises.

>> No.26026660

>>26025944
Dca into BTC with 25% in usdc earning interest. If there's a huge crash put all of that into BTC. No risk whatsoever.

>> No.26026690
File: 247 KB, 500x483, pathetic_cat.png [View same] [iqdb] [saucenao] [google]
26026690

>>26025198
>10% gains a year
Go take your Metamucil, old man boomer. LOL, get dooted on.

>> No.26026802

>>26025412
I like the low risk, but I think putting it into ETFs targeting specific sectors that should see better growth than the market as a whole is a good shout. Basically ICLN/INRG

>> No.26026819
File: 72 KB, 1280x720, maxresdefault.jpg [View same] [iqdb] [saucenao] [google]
26026819

>>26026690
Laugh all you want. I might not get as rich as you, but at least I won't end up like pic related

>> No.26026887

>>26026819
You realize even with endless money printing business's still go under and people's shares get liquidated, all the money printing in the world didn't stop 2008, and it won't stop the next one.

>> No.26026996

>>26026887
Anyone who had holded on diversified stocks during 2008 would have had everything back by 2013. It's about being in for the long term. I can only lose if the entire worlds companies all go under simultaneously. If that happens, even bitcoins will be useless as there will be nothing to buy with them.

>> No.26027108

>>26026887
Things like the 2008 recession are still factored into index fund strategies and it hasn't even been 30 years since 2008.
In any case, the 2008 recession probably affected you regardless of if you had money into index funds at all. Saying they aren't safe is a moot point unless you're arguing for hoarding silver or gold or other safer investments.

>> No.26027696

>>26025731
peak comfy, Vanguard doesn't let employees invest in VOO for their 401ks

>> No.26028053

>>26026996
The fact is that 2000-2012 was basically all lost. Yes if you DCA'd you would have made money but timing matters.

>> No.26028123
File: 250 KB, 1000x1333, D5B76D87-D0A2-4D01-9822-C0B8319335FB.md.jpg [View same] [iqdb] [saucenao] [google]
26028123

>>26025198

>> No.26028206

Got £50,000 in there at the moment, currently sitting at +20%

rather based

>> No.26028300

>ARKK Expense ratio: 75 basis points
>VTI Expense ratio: 3 basis points

dont get scammed by meme bullshit. Vangaurd is King.

>> No.26028536

>>26028206
similar. at 20% YoY with 200k usd in VTI

>> No.26028850

Best etfs for eu investors?