>>25072981
How is it "premined", if you can't mine XRP?
How is it centralized, if Ripple runs less than 8% of validators (which you can choose for yourself, and make Ripple 0% for your purposes, if you want to)?
If you can answer me these two questions, I will send you 5,000 XRP! Quick, before it goes to 0.30! :^)