Why do normies finance new cars?

[Anonymous No.23336882]

Are they stupid or do they like staying poor? I don't think i've ever spent more than 3k on a car, they last years and ive driven them across the country.

BuT lOoK aT mY ShIny CaR - its a pussy magnet.

[Anonymous No.23336906]

>>23336882
well
you are not what you have
but
in the normie world
you are what you have

[Anonymous No.23336955]

they literally just depreciate every day lmao

[Anonymous No.23336968]

>>23336882
It does feel good to drive a new car with modern amenities. I have a 2018 that I was cornered into buying, it’s expensive but at the time of purchase I needed it for work

[Anonymous No.23336978]

>>23336882
Usually just manlet cope. The redditniggers that are "too cool" to go full funco pop/video gayme collector gotta coomsoom something. Why not 60% of income on a lease + insurance?

[Anonymous No.23336990]

>>23336882

I bought a tesla because YOLO. Do not regret it.

[Anonymous No.23337007]

A new civic/corolla will last forever and you don't have to worry about what the previous owner did. Also financing for cars is like 1.9%, that's practically nothing.
Would rather have a problem free new vehicle for 15 years than roll the dice with used every 3-5 years. Plus all that money I didn't spend on a car I invested.

[Anonymous No.23337020]

>>23336882
>why are normies stupid
great thread

[Anonymous No.23337039]

>>23336882
Depends what you buy. A $30k car will end up depreciating but a $150k classic probably won't. Ive been looking into financing a ferrari, works out at roughly $1k a month to drive the car or your dreams.

I think you need to realise not everyone is an incel neet who wants to live penny pinching. Some people enjoy nice things.

[Anonymous No.23337048]

I picked up pic releated for £4.5k. Its 15 years old but has only done 70k miles. No idea why people spend so much money on cars

[Anonymous No.23337049]

They have lots of sex inside those cars.

[Anonymous No.23337061]

>>23336882
normals are retarded
simple as'

[Veins !lFYPm1Syns No.23337078]

Cos they’re fun to drive, comfy and it feelsgood getting blowjobs in them.

Bye.

[Anonymous No.23337083]

>>23336882
It's just about what they like.

Imagine you could acquire what you wanted/loved the most without having to make a huge downpayment.

[Anonymous No.23337107]

>>23337039
I agree enjoy nice things, but only AFTER you have a net worth of 1M+ imo.

[Anonymous No.23337110]

>>23337039

I wouldn't want all the attention that comes with a Ferrari especially if you don't even have a house to go with it. Looks weird to have a supercar parked in front of a regular suburban house.

[Anonymous No.23337111]

>>23337048
That's a european civic and you know it. In the states it would cost $2k just to service it because of how much BMW in the US fucks you.

[Anonymous No.23337129]

>>23337083
>Imagine you could acquire what you wanted/loved the most without having to make a huge downpayment.
I only want more money

[Anonymous No.23337134]

>>23337007
new car is going to be 20k. its going to depreciate 40% in the first 3 years. you would not get the money back in maintenance. a newer used civic will still not have problems

[Anonymous No.23337135]

>>23337048
smart and i agree.

[Anonymous No.23337173]

>>23337134
this.

[Anonymous No.23337181]

>>23337048

At that price they are basically paying you to take the car off their hands for them. There's a reason why.

[Anonymous No.23337193]

>>23336882
I got a 800+ hp cannon ball, worth every penny, fun and exciting, stay faggy faggot and play with your shitcoins for all eternity .

[Anonymous No.23337227]

>>23337193
enjoy your depreciating asset i guess?

[Anonymous No.23337228]

>>23337107
Net worth is a meme. I know people who have million dollar houses but haven't got 2 pennies to rub together, technically they're all net worth millionaires ( its how burger land has more millionaires than any other country, 18 million millionaires -fun fact) don't get caught up in the net worth argument, its all about monthly income and liquidity. I'd say don't spend more than 10% of your monthly income on car, if you've got more than $10k a month coming in then go for your life

[Anonymous No.23337241]

Never spent more than 5k on cars. They only last 5-8 years for me before it breaks or is wrecked more then I feel like fixing. By then it's fully depreciated

[Anonymous No.23337253]

>>23337134
I've had the same car for 13 years now (07 civic)
I paid a little less than 18k for it, and financed for 3 years with 0 out of pocket at 1.9%.
The total cost was about $18,540 with interest.
So if you wanna break that up, it's cost me roughly $1426 a year so far to drive this car. That number only goes down the longer i keep it and I intend to for at least two more years. I know every single piece and part that went in and out of it, I know it wasn't driven by some 16 year old who can't drive, and I know it has no accidents or women who don't take care of it in it's life.
Can you say the same of a used car?
Depreciation is negligible if you don't intend to sell it.

[Anonymous No.23337256]

>>23336882
I like cars, so I have 4 I just like machines man. 73’ Porsche 911 smooth lines curves like no other aero dynamics you know? the you got shit like Scion TC looks like a lunch box but runs like a rocket. Americucks will buy the newest “American muscle car” like the electric mustang just to flex. They don’t respect the craft man. Lamborghini and Ferrari craftsmanship is shit but only on the mass produced 100k models, because they know only niggers want them. See a nice infinity coupe nice body work decent aero shit interior but looks rich and Nissan makes that man.

[Anonymous No.23337272]

>>23336882
Buying outright is a meme. Even billionaires know this.

I got my car and paid it completely but realized that I could have bought shitcoins with that money. So I took out a loan bigger than the car and used it to buy PNK.

Don't forget that life is short and you only have one. Learn to live a little. But don't be retarded.

[Anonymous No.23337275]

>>23337039
arent cars like ferari's and lambos useless for daily driving and become paperweights at high milage? This is my main reason for being interested in Porsche since its a daily driver and some give the supercars a run for their money at a fraction of the cost and superior reliability

[Anonymous No.23337282]

>>23337241
I did buy an 87 Porsche 944 for 1750. Fixed it some and sold it for 3500 after the police kept busting me for weed

[Anonymous No.23337304]

>>23337253
>I've had the same car for 13 years now (07 civic)
yeah and how much did you spend on maintenance?

[Anonymous No.23337328]

>>23337304
He probably spen $0. Civics are incredible daily drivers.

[Anonymous No.23337338]

>>23337304
5 dollars it's only
>tires. Oil. Brakes.

[Anonymous No.23337358]

>>23336882
>I don't think i've ever spent more than 3k on a car

Then it certainly wasn't that late model Mustang on your pic.

Also, not all of us are poor like you.

[Anonymous No.23337360]

>>23337275
Get a mid range Porsche, depends on the year and model but try to not buy used unless it has all the detailed maintenance reports. 912 From the 2000’s are cheap because the design is shit and the trubo models blow up

[Anonymous No.23337361]

>>23337275
Depends what you buy, I'm after a low mileage 458, last of s dying breed. Get a low mileage one of those and you're guaranteed to see 99% of your money back in the next 5 years.

[Anonymous No.23337384]

>>23336882
You wouldn't have a "3k' car to buy if someone else didn't buy new.

Remember this, poorfag.

[Anonymous No.23337389]

>>23337358
cope with your dumb financial decisions. I have no problem "looking" poor while coming up.

[Anonymous No.23337420]

>>23337304
I said it in my paragraph, but very little. Oil every 8-10k miles (it has a oil life sensor), did the 100k overhaul myself. Nothing about a civic is any different than any other car with high miles so your question isn't even relevant. You didn't buy a used car with over 100k miles that didn't have it's timing belt changed, did you?

[Anonymous No.23337446]

>>23337282
33 year old pussy magnet. I watch fb marketplace like a hawk hopefully we'll be reunited one day. Only car I regret selling. A shitty example goes for 5000 nowadays

[Anonymous No.23337456]

>>23337384
I have enough to buy pretty much any new car (60k and under) in cash. Im just not stupid.

[Anonymous No.23337464]

What do you guys think about the fairlady. Wanted to pick on up to fix but I am not sure about the parts availability or if it makes sense financially. I think one of these would be awesome to drive though.

[Anonymous No.23337490]

>>23337420
No, i didn't. And yeah - honda civics and toyota corollas are most reliable/practical cars imo

[Anonymous No.23337516]

I only think about buying a nicer car until I have a home with garage to store it in. Otherwise no point. My shitbox can stay in the weather idc.

[Anonymous No.23337517]

>>23337464
350zs are in the 5k range I was just never a fan. If you can do your own work then get whatever you want. Rather spend the maintenance money on something you enjoy at the end of the day

[Anonymous No.23337540]

>>23337490
Thats why I didn't mind buying new. With the civic hatches out now I might finally cave and buy one, because I'm a sucker for a car with a fat ass. But with this car still running it's hard to justify it.
People who buy new cars over $30k are fucking dumb.

[Anonymous No.23337555]

>>23337389
$90k+ (USD) annual salary.
$500k house.

Zero debt.

Yes, I'm coping. ROFL

[Anonymous No.23337569]

>>23336882
Feels good to commute with train, cheaper and faster, and from the window I see people stuck on the highway everyday wasting 2/3h stuck in their car while breathing each other exhausts

[Anonymous No.23337570]

>>23337555
>bragging about $90k

[Anonymous No.23337582]

>>23337456
Nice deflection.

Again, someone (wealthy) bought new in order for you to buy cheap.

[Anonymous No.23337596]

>>23336882
If only you knew the power of the leasing side!

[Anonymous No.23337599]

>>23337570
>Bragging about $3k car

[Anonymous No.23337630]

>>23337569
you still have to wait and share space with some retards..

[Anonymous No.23337660]

>>23336882
i lease my cars like all rich people do

[Anonymous No.23337672]

>>23337384
Some cool cars will never be made again. I'll take that 3k car that some retard payed 50k< 15 years later. Ride that bitch till the wheels fall off and repeat

[Anonymous No.23337680]

>>23337555
90k is pretty average fyi

[Anonymous No.23337718]

>>23337227
I need new tires every 4 months, fuel consumption is horrible, i love it.

[Anonymous No.23337887]

>preowned
>0% interest for a few years thus freeing up your capital
>build credit

[Anonymous No.23337897]

>>23336882
Financing brand new cars is retarded
I guess the middle ground is still financing a semi new (<5 years) car with low miles, to at least get the right-out-of-the-dealership depreciation out of the way

[Anonymous No.23337916]

>>23336882
Enjoy your coffin on wheels
If you get hit by anything you are toast
>but muh 3k
Is your life worth 3k ? Lol fagget

[Anonymous No.23337963]

>>23337916
Really doubt that.

[Anonymous No.23337966]

>>23337517
>>23337517
I was talking more like this. Dont really like the 350s either.

[Anonymous No.23338219]

>>23337897
>22k sticker price for pic related
>28k miles

[Anonymous No.23338229]

I financed a bike. Ride daily always had fairly cheap bikes. Genuinely my favorite thing in life. Got myself a 2017 1290r with 2k recently. Only thing I have ever financed. No regrets. A week of work=rent and bills paid. Stop being a poorfag.

[Anonymous No.23338256]

>>23336906
This most accurately describes what being a normie is like

[Anonymous No.23338262]

>>23337916
That's why I drive the biggest newest suv i could find. I feel completely safe. I've never had an accident, but when i do i hope to plow through the 4 other vehicles and walk out fine. Last years models didn't have the auto lane assist correction feature so now i can text without worry

[Anonymous No.23338299]

I had no money when I graduated. I needed a car but had a job locked so I took out a loan for it. As long as its fixed rate I don't see an issue with it.

[Anonymous No.23338300]

>>23336882
>I don't think i've ever spent more than 3k on a car
What an annoying little cunt you are. Nobody except you cares that you're saving a few bucks driving around in a burnt out shitbox.

[Anonymous No.23338301]

>>23338229
again - i could afford to buy a new car. cash. It jsut doesn't make any sense when im trying to get hoodrich.

[Anonymous No.23338319]

No one is taking into consideration new technology here.

Safety features, gas mileage, comfort.

Hybrids and electric cars better to buy new

[Anonymous No.23338404]

>>23338319
soon owning cars will be a thing of the past

self-driving vehicles will lower transportation costs to the point where you won't need to own a vehicle

more disposable income soon
people won't need to own vehicles
cars may become assets that generate income

woohoo!!!!!! im so happy happy happy

[Anonymous No.23338436]

>>23337048
>15 year old bmw with 70k miles
Jesus fuck this is even dumber than financing a new car and you think you've made good financial decision

[Anonymous No.23338489]

My car is 8 years old, has scratches and dents on every panel, and looks like ass. People get out of the way of it. Most places I go, it is the scruffiest car there.

The house is paid for mortgage-free, the kids are healthy, and we have plenty of BTC and LINK.

Feels good, man. Comfy.

Fuck cars.

[Anonymous No.23338521]

>>23337048
Enjoy the price of bmw repairs / services

[Anonymous No.23338568]

>>23337039
This

[Anonymous No.23338580]

>>23336882
small dicks

[Anonymous No.23338621]

>>23337275
Porsche’s are fun but nothing gets the attention of a lambo, you could have a new 911T besides a 2-3 year old lambo and the normie will think the lambo costs double or more

[Anonymous No.23338656]

>>23337569
until you get stabbed by a nigger with rona

[Anonymous No.23338874]

>>23336968
cuck

[Anonymous No.23339679]

u broke bitch i got a porsche cayenne for 3500 buy ur shit mustang bitch

[Anonymous No.23339792]

>>23338404
>more disposable income soon

[Anonymous No.23339862]

>>23336955
i bought a car three months ago and its retained its same value, prob because of this chink flu but still, statements like that dont computer right now

[Anonymous No.23339997]

Private cars are the dumbest invention in the history of humanity. Ugly pieces of shit metal that clog up space, kill lots of people and smell like ass. Literally the prime consoomer item: people wage slave to afford their cars in order to drive to work every day.
>But it's fun
kill yourself retarded hedonist monkey

[Anonymous No.23340052]

My car, probably older than most of you.

Has been in my hands for 15 years, I swear to god I don't even remember the last time I change oil or did a maintenance check.

[Anonymous No.23340243]

>>23339997
Found the absolute poorfag.

[Anonymous No.23340388]

>>23339997
poorfag cope

[Anonymous No.23340674]

Bought pic related for $2500 usd. 2005 GS430. Seller said it had a check engine light, brought my obd2 scanner with me. Scan it, looks to be mass air flow sensor. $78 usd to fix. Has one of the most reliable engines ever made. 300hp rwd v8 Lexus luxury. It's highly underrated and can be found for $5k usd all day long.
>Never ever, take out a loan on a depreciating asset.
NEVER

[Anonymous No.23340691]

>>23340243
>>23340388
he is right

[Anonymous No.23340712]

>>23338301
I fucked myself by paying for everything outright. Just started building my credit like a year ago.

[Anonymous No.23340768]

>>23338301
N

[Anonymous No.23340852]

My electric company sent me an email saying they'd give me 6k towards the purchase of a Nissan Leaf or Leaf plus and with the 7500 tax credit I can save 13,500 on it....and I still wouldn't want it.

I want an EV but not that one.

[Anonymous No.23340872]

>>23340852
Is there a length of ownership clause? You could probably resell it and make money (in theory)

[Anonymous No.23340886]

>>23340674

Did you tell the seller it was a simple fix.

[Anonymous No.23340928]

>>23337129
>Dies after getting tboned because 90s Corolla lacks any modern safety features.

[Anonymous No.23340934]

>>23336882
When would I get rid of my deflowering Honda?

Women unironically actually like shitboxes (granted it not a total shitbox)

[Anonymous No.23340953]

>>23337228
This anon fucks.

Net worth is meaningless when your monthly income is 5k. Focus on building income streams and you’ll be fine.

Id rather make 50k a month with 1mm then make 5k a month with 10mm in the bank.

[Anonymous No.23341017]

>>23340886
Yes, he was selling it for his mother who had dementia, original owner garaged in Laguna Niguel it's whole life. He didn't want to deal with it.

[Anonymous No.23341038]

>>23340953
Based retard.

1% Interest on the 10mm in the bank would net you 100k a year without working.

[Anonymous No.23341071]

>>23336968
sure you did.

[Anonymous No.23341073]

>>23341038
You can barely get 0.6% nowadays.

[Anonymous No.23341074]

I bought a new tacoma, base model, because i can literally put 400k miles on it and drive it for 20 years. Used ones are fucking expensive. I had another with 350k miles on it.

[Anonymous No.23341139]

>>23341038
One thing to remember, is not to get "rich", but to have your assets outweigh your liabilities. In other words, create passive income greater than your expenses. Many retiries move to Nations with low cost of living and have house maids, massage girls etc. For around $2k a month total, it's just one example. You could move to butt fuck nowhere and live cheap too. Remember the prize, the prize or goal is to not have to do anything all day if you want, money = freedom.

[Anonymous No.23341229]

>>23341038
Based retard.

No one whoses making 5k a month will ever have ten mill to begin with.

[Anonymous No.23341244]

>>23337569
> have to walk in the cold and rain
> can't blast own music
> journey time often way longer
> fucked if you need a piss

[Anonymous No.23341256]

>>23336968
Ya you didn't need it for work. That's a lie you tell yourself to cope.

[Anonymous No.23341276]

>>23341038
>>23341073
meanwhile you can get 5%-30% through defi even on stablecoins. but don't worry you'll fomo in when the next bullrun peaks and i'll dump my bags on you

[Anonymous No.23341291]

>>23341229
oh that makes sense for an iidiot. as everyone who went from 0$ a month to 10 million through their own efforts had to hit 5k in a month on the way to 10 mill

[Anonymous No.23341361]

>>23341017
Nice I want something like that. I don't have any friends or facebook tho did you get it off FB marketplace?

[Anonymous No.23341405]

>>23337228
Are you fucking retarded? Don't lock it all up in real estate, retard.
Total net worth (and maximizing it) is the only thing that matters.

[Anonymous No.23341424]

Since people in the thread are talking about cars they want/have, I used to want picrelated since you could get them used for the "cheap" price of $25,000, I don't really want one anymore because it's a gas guzzler. Most people I know buy used unless they're made out of money; most new cars are a scam now because of all the useless entertainment shit they pack in in exchange for making the car less reliable, especially American cars. No one in the US is selling a lot of new cars except for fleet cars or luxury shit.

[Anonymous No.23341461]

>>23340953
Oh my god you absolute fucking idiot.
Total net worth is literally, unironically, the only thing that matters.

[Anonymous No.23341471]

>>23341291
Kek moving the goal post.

No one who is continuously making 5k a month will ever save up to ten mill in a reasonable amount of time.

[Anonymous No.23341494]

>>23341461

Lmao have fun dying with 10 mill in the bank poor fag.

[Anonymous No.23341517]

>>23341424
Gas guzzler? LOL Prices are low. Fuck out of here, poser.

[Anonymous No.23341557]

I treat my cars like shit a few weeks after the novelty wears off, I have always wanted a muscle car weekend cruiser, but I would probably end up neglecting that too.

[Anonymous No.23341567]

I bought Audi A6 2016.... for 22k... its on 40k miles. Previous owner paid 80k... i think it was a good deal, i am not gonna ride some 15years old cumbox si i would need to buy ~15k car anyway...

[Anonymous No.23341583]

>>23341139
good reply right here

[Anonymous No.23341589]

>>23341557
>ford
>distastefully modded
Go play midnight club racing some more Kek

[Anonymous No.23341616]

>>23337569
>gets mugged and stabbed to death by a teenage crackhead nigger
imagine being a publicuck kek

[Anonymous No.23341631]

>>23341589
Haven't played video games in 20 years, and that Ford is sexier than your mother, by far.

[Anonymous No.23341640]

>>23341616
How does anyone willingly use public transportation?

[Anonymous No.23341658]

>>23336882
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[Anonymous No.23341687]

>>23341640
It’s poorfag cope, no one uses public transportation unless they absolutely have to

[Anonymous No.23341709]

>>23337048
>pfft its going to cost more to service that car than it is to buy it
do onion boys really believe this meme? or do they not own jack stands?

[Anonymous No.23341741]

>>23340052
imagine being a grandpa and still on 4chan

[Anonymous No.23341761]

>>23341709
>or do they not own jack stands?
Cars fix themselves after the race like in Mario cart.

[Anonymous No.23341797]

>>23337569
Why take my own clean car where I can do whatever I want when I can ride in a giant toilet with low class niggers

[Anonymous No.23342028]

>>23341361
OfferUp

[Anonymous No.23342042]

>>23340872
good question...problem is I don't live in a major urban area so I can't see much resale value. I've only seen three Teslas whilst out and about, although a gas station not far from me put in 12 fast EV chargers.

[Anonymous No.23342057]

>>23341038
literally not even keeping up with inflation

[Anonymous No.23342081]

>>23339997
>>23340691
Poorfag commies on /biz/ for some reason.. wonder why it's almost as if...?

[Anonymous No.23342112]

>>23336882
i love my honda accord 6 spd v6 coupe. Will never sell it. I would buy the cybertruck as a luxury once im a millionaire tho

[Anonymous No.23342127]

>>23342112
Also, bought for 7800 5 years ago, is the most reliable car Ive ever owned. Stay on top of the maintenece and it will love you forever

[Anonymous No.23342160]

>>23336968
>cornered into buying a car, could've spent a fraction of the price on a decent used car
>I needed it for work!!!
NGMI

[Anonymous No.23342671]

>>23336882
having a shitty car that is still in working condition is the best. you dont have to worry about people scratching it. you can do stupid stuff in it like slam into curbs all day and not care.

[Anonymous No.23343563]

>>23336882
Normies have no financial sense, and spend their entire paychecks every time