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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


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22961185 No.22961185 [Reply] [Original]

>> No.22961206

>>22961185
Because you need to save money to buy one. Zoomers don't like saving.

>> No.22961215

because living conditions in america are third world tier if you don't. its also much more triggering to boomers, i make fun of people who live in trailers regularly and they get so sore

>> No.22961223

>>22961185
Because they can't afford one and have to cope.

>> No.22961256

Obviously because we can't afford to buy them. Also you clearly posted this as an excuse to dab on us for it.

>> No.22961261

>>22961206
yes they seem to only spend at onlyfans and avocado

>> No.22961278
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22961278

>>22961256
you got me

>> No.22961280

>>22961261
>avocado
what

>> No.22961300

>>22961256
speak for yourself fagatron

>> No.22961302

>>22961206
I've saved $40,000 over the 5 years I've been out of college, and this is only half of what's required for a down payment on a decent house where I live. This was on top of paying off my student loans, helping my mom with bills and other expenses I couldn't avoid.

How the fuck do you justify this nigger shit?
>Derrrr if you can't buy a house you're a fucking subhuman failure.
Kill yourself niggers.

>> No.22961321

>>22961280
https://www.theguardian.com/lifeandstyle/2017/may/15/australian-millionaire-millennials-avocado-toast-house

>> No.22961360

>>22961185
i know where there are houses for sale in the 16k-100k price range in non ghetto urban areas.
the houses are the opposite in fact..
they in it buttfuck middle of nowhere.
1+ hour away from any civilization.
and only come with 1 acre or less of property.
but they are houses.. and they are nice for up to 4 people...
but you will be innawoods...

those are the ones i'm buying.
stay out.

p.s.
https://www.youtube.com/watch?v=JPe__qgqRzk

happy birthday. play it max volume.

>> No.22961454

>>22961185
zoomers are the generation raised entirely with smart phones, social media, and the internet permeating everywhere. their primary goal is instant gratification, because they've never known a world where you had to wait for anything. due to this, they have no ability to save money, because saving money=delaying gratification=waiting=not the zoomer way.


i feel bad for them, i'm 31, and a wagie. however, due to growing up in a world without smart phones, decent internet, or social media (came into being when i was in highschool really), i am able to delay gratification and save money. this has enabled me, again on a wagie wage, to buy a home, and construct a reasonable investment portfolio. meanwhile, zoomers i work with/aquaint with, are all renting/financing appartments/cars/new phones/new etc, every year, and funneling them money away into a black hole of nothing.

i've tried to explain to them, but it's hard to get through to them in real life from my position, because all they see is "haha, i'm 21 and you're 31 and we're making the same money, ur dum lol", and since i'm not the type to lay it out IRL like 'ok, but my net worth is almost 400k, and you're in debt for an iphone', so i just let it go lol.

i really feel bad for most zoomers, they're not going to make it.

>> No.22961491

>>22961454
rip i made typos and grammar errors, inb4 rekt.

>> No.22961525

Because in my city you need more than $200k just for the down payment

>> No.22961588
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22961588

>>22961185
idk fuck rentfags tho

>> No.22961618

>>22961454
>>22961491
I'm starting to think that millennials are the last generation in which people still have a chance to make it; the zoomzooms coming in after were brought up to have a consumption-based lifestyle to keep them in lower castes permanently. Hell, we're probably about to have castes in the west again with how things are going. Everything is made in a way to where the lower classes can't truly own any of their posessions, they even have washing machines now that you "buy" for a very low price and then have to pay a little bit every time you want to use it

>> No.22961622

>>22961185
It’s likely because of how competitive people have become. Real estate prices are increasing as competition due to increased population growth related to decrease in supply of available homes. I bought a house earlier this year with 5% down with historical low interest rates. 30 year fixed conventional with no prepayment penalty at 2.98% because credit score is good. Yes, 20% down payment is better, but I get access to 100% of the home and a 30 year mortgage means I have the lowest commitment per month, but I can pay as much to the principal as I want, as often as I want. The younger generations hear interest rate and think BAD. I rented for 6 years after I moved out from my parents house. That shit was fucking awful. I’m WILLING to pay interest because my mortgage even with all of the extras has been cheaper per month and will only decrease over time when PMI disappears. Think about the shitty jobs and degrees being pursued because they are easier. Try to imagine getting a 100k private school undergrad degree and trying to convince a bank to give them a loan with no down payment, no liquid/current assets, and no collateral. The parents would need to co-sign for them or the girlfriend/boyfriend/trans faggots would have to. The alternative is much easier aka renting and posting pussy vids on only fans

>> No.22961718

>>22961454
>"haha, i'm 21 and you're 31 and we're making the same money, ur dum lol"
t. resentful boomer

>> No.22961780
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22961780

they literally use all their money on onlyfans accounts,twitch donations / subscription and buying nigger music etc

they've been brainwashed since birth to do what social media tells them, its just how the world is to them

>> No.22961808

>>22961718
Shut the fuck up child, adults are discussing here

>> No.22961910

>>22961185
>>22961454
Stop pulling shit out of your asses you seething old fucks.


https://medium.com/@christinagayton/how-the-2008-crash-made-genz-one-of-the-most-frugal-generations-in-history-5fc026d17d61

https://www.fastcompany.com/3062475/your-guide-to-generation-z-the-frugal-brand-wary-determined-anti-millen

https://www.visualcapitalist.com/why-gen-z-approaching-money-differently/

>> No.22961995

>>22961780

>lol nigger music

albeit, better than being a school shooter from watching Hollywood blockbuster training movies...

>> No.22962004

>>22961185
$Unc Unicrypt Telegram : Unc Token.
Short term roadmap update:

We are currently awaiting an audit on our multi-token yield farming contracts. This will allow yield farming multiple tokens off a single uniswap pair. We think this is going to be a gamechanger for the yield farming industry and many existing and upcoming tokens will definitely want this feature.

We are also going to be doing a swap to a new token.

Current stats for UNC
~130 mil circulating
1 billion total supply

Swap stats
200 mil swapped to 50k new token
Effectively burning 800 million reserve tokens
Your percentage of holdings relative to the new tokens total supply is going up 5x

This will be happening as soon as our audits are complete. Expect this to be done within 2 weeks, please be patient. This is a big release and we have no doubt it will be a highly in demand feature. This is the start of a new branch for UNC, one with a much keener token utility and tapping into the most in demand feature set on ethereum and uniswap.

The road ahead looks incredibly bright. Happy to be on this journey with all of you!

1. 800 Million tokens to be burnt
2. Holdings multiplied by 5x relative to total supply
3. New supply decreased to 50k (1 UNCX = 4000 UNC Keeping in mind the remaining 200 Million tokens only)
4. Farm multiple tokens with a single-staked Uniswap Liquidity Pair (LP)
5. Low supply deflationary governance token with periodic buybacks from our core products (Most important point!!!)
6. A Plug-N-Play Yield Farming for other ERC-20 tokens (Gamechanger)

>> No.22962133

>>22961910
why did'nt onlyfans exist before then

>> No.22962162

>>22962133
There were similar sites before Onlyfans, but their marketing wasn't as good

>> No.22962185

>>22962162
exactly, bc zoomers are fooled by marketing

>> No.22962267

>>22961454
nah, some of them are good with money.
they just need help figuring shit out to get up to par with what the fuck is going on.

a couple of my zoomer bros..
1 makes 100k+ a year.
1 invests and has a comfy job and a girlfriend.
like a real girlfriend.. already.

well they both invest, just differently.
1 is flashy, 1 lives a simple life.
1 of them also has more link than most of you.
he actually listened a few years ago.
pretty fucking based.

>> No.22962476

>>22962267
I have more link that him.

>> No.22962546

All of a sudden black peoples have 5 months rent to give me up front for an available house I have. The problem is that come month 6 they won’t have any money

>> No.22962708

>>22961206
I'm a "zoomer" and I'm currently saving. Kys wojak poster