/biz/ - Business & Finance

File: 28 KB, 585x422, house.jpg [View same] [iqdb] [saucenao] [google]

Anonymous Mon Sep 14 15:42:14 2020 No.22488818 [Reply] [Original]

Why do zoomers get so mad at the suggestion of buying a house? Do they really think they need to cough up $300,000 to purchase a house? Have they never heard of down payments, mortgages and first time home buyer incentives? zoomers and millenials really waste tens of thousands of dollars on rent every year and then bitch about landlords lol

>>	Anonymous Mon Sep 14 15:43:30 2020 No.22488846 >first time home buyer Kek, you mean making a pathetic small payment so your mortgage is super high AND you get to pay for Jewish mortgage insurance?

>>	Anonymous Mon Sep 14 15:43:51 2020 No.22488858 >>22488818 Not everyone wants to be chained to bank.

>>	Anonymous Mon Sep 14 15:44:26 2020 No.22488871 >>22488818 >Do they really think they need to cough up $300,000 to purchase a house? No, but they don't have the $60,000 down payment either.

>>	Anonymous Mon Sep 14 15:44:49 2020 No.22488882 >>22488846 This. It’s just another fucking landmine of debt millennials are expected to navigate

>>	Anonymous Mon Sep 14 15:45:53 2020 No.22488913 >>22488858 As opposed to being chained to some Jew or Chink landlord?

>>	Anonymous Mon Sep 14 15:46:21 2020 No.22488932 >>22488846 Still better than paying off someone elses mortgage.

>>	Anonymous Mon Sep 14 15:48:04 2020 No.22488974 >>22488913 I still live in family house. Home office work and 0 rent is the best.

>>	Anonymous Mon Sep 14 15:50:01 2020 No.22489028 >>22488818 >Do they really think they need to cough up $300,000 to purchase a house? You literally do, otherwise the bank purchases the house and rents it to you

>>	Anonymous Mon Sep 14 15:50:59 2020 No.22489055 Go shill somewhere else nobody cares for your lo quality "threads" beside the fan boys you bring over from your dickscords. Go back

>>	Anonymous Mon Sep 14 15:51:51 2020 No.22489085 why put $40k down on a house or whatever when you could rent for $10k that year and invest that $40k into bitcoin on a nice dip? Eventually trading your way to $300k in a year and buying the house in cash instead of spending 30 years paying it off

Anonymous Mon Sep 14 15:52:16 2020 No.22489098

>>22488818
Lol debt is cancer. Loans are only acceptable in business with a full business plan and repayment scheme, not for houses, cars, collage, TVs, or holidays. Get fucked Jew. I would rather live in a shitty state owned house or a tent. And I’m very anti-commie but usury makes me sick.

Anonymous Mon Sep 14 15:53:57 2020 No.22489155

I'm a millennial who just bought a home. Rent never really bothered me, honestly, as long as the landlord was responsive with any requests I had. I could have invested the down payment rather than plopping it down for a house. I feel no different as a "homeowner" than I did as a renter, other than there is just a lot more work involved with owning a home

>>	Anonymous Mon Sep 14 15:54:26 2020 No.22489166 >>22488818 >just go to college and take up $50k in debt >just buy a car and take up to $20k in debt >just buy a house and take up to $300k in debt what the fuck is wrong with boomers. why do they love debt so much

Anonymous Mon Sep 14 15:55:35 2020 No.22489200

>>22488818
buying a house is fucking stupid for many people, don't let these boomers fuck with you. you're essentially tied to a location for 20 years and you get absolutely fucked if you fix up your house in the form of raising annual property taxes. so yea let me just put 20% down, be locked into a 20 year mortgage, assume all maintenance responsibility, pay scam home insurance and then get ass raped every year by uncle sam who wants his share as well.

Anonymous Mon Sep 14 15:55:55 2020 No.22489210

>>22489055
fuck off rent boy, my mortgage is cheaper than most rent around here, even with utilities added.

>>22489085
yet you're probably paying rent that is paying off somebody else's mortgage

> spending 30 years paying it off
it only takes 30 years if you make minimum payments every month and live off a shitty salary. Not everybody gets the privilege of being a neet crypto trader living with mommy and daddy, mortgage makes more sense than rent.

>>	Anonymous Mon Sep 14 15:56:04 2020 No.22489217 >Dude just cough up $50k for a down payment then be a mortgage slave for 30 years nah im just gonna keep living in my parents basement and watch my money pile up in my bank account thank you very much Mr. goldstein

>>	Anonymous Mon Sep 14 15:57:28 2020 No.22489261 >>22488818 >zoomers >people They can live in the streets like the animals they are

Anonymous Mon Sep 14 15:58:12 2020 No.22489289

>>22488818
I bought a house, and is fucking great.... did it in 2017 selling eth at 1350 usd...
Third world country house tho, but it's mine. I don't owe a dime...

It's a solid advice, but in USA with affordable houses ranging from 200k to 400k... well that's insane...

Anonymous Mon Sep 14 15:58:25 2020 No.22489292

>>22488818
being mobile is more valuable than having a home. I’m a millionaire on paper and I still rent. if I find a better job offer anywhere in the world I can pick up and go at the drop of a hat. I also put all the money I would’ve spent on home repairs, insurance, taxes, etc into stocks and crypto and it grows exponentially faster than the boomer real estate market. I’ll consider buying during the next RE crash.

>>	Anonymous Mon Sep 14 15:58:31 2020 No.22489294 >>22488871 fha loans take less than 4% down

>>	Anonymous Mon Sep 14 15:59:17 2020 No.22489311 >>22489166 Because it wasn't an issue for them, everyone could afford it easily and pay it off easily That's why they're known as the entitled generation

>>	Anonymous Mon Sep 14 16:00:33 2020 No.22489346 >>22488818 HOW CAN I SAVE UP A DOWN PAYMENT WHEN I'M A FUCKING RETARD? DID YOU THINK ABOUT THAT?

>>	Anonymous Mon Sep 14 16:00:34 2020 No.22489347 >>22489292 No you're not. If you don't own anything, you're not a millionaire on paper.

>>	Anonymous Mon Sep 14 16:01:17 2020 No.22489367 >>22489210 >mortgage makes more sense than rent only if you’re going to live in the same place and work for the same company for your whole life like a fucking boomer wagecuck

>>	Anonymous Mon Sep 14 16:01:19 2020 No.22489368 >>22489217 and then you can die alone in your parents' basement with a big number in your bank account, congratulations you won

>>	Anonymous Mon Sep 14 16:01:56 2020 No.22489379 >>22489347 what if he has a million in cash genius

>>	Anonymous Mon Sep 14 16:02:25 2020 No.22489400 >>22489367 you can sell your house lol when you pay a mortgage you're building equity. When you pay rent you're building nothing you should know this though you're a millionaire after all

>>	Anonymous Mon Sep 14 16:02:47 2020 No.22489409 >>22488846 >loan is necessarily collateralized by the home/land >still charge you an extra (((premium))) oy vey we must be appropriately compensated for this (((risk)))

>>	Anonymous Mon Sep 14 16:02:51 2020 No.22489411 >>22489347 >what are equities a house is not the only asset with value grandpa. take your meds.

>>	Anonymous Mon Sep 14 16:03:25 2020 No.22489426 >>22489166 Debt is how you stay a part of the system, working 9-5, and incentivizes you to accept status quo and routine while not coming up with too many new ideas or generating competition for other people in the market

>>	Anonymous Mon Sep 14 16:03:50 2020 No.22489439 >>22489400 "sorry anon, due to economy your house is now appraised at 50% of what you are paying for it. nothing personal kid"

>>	Anonymous Mon Sep 14 16:03:59 2020 No.22489446 >>22489400 >you can sell your house lol ya to who? it's not like it's a guarantee

>>	Anonymous Mon Sep 14 16:04:28 2020 No.22489466 >>22489367 With remote work becoming the norm, there is even more incentive to have the ability to be mobile IMO.

Anonymous Mon Sep 14 16:04:50 2020 No.22489474

>>22488818
I live in a city-owned apartment (europoor) which has somewhat lower rent than regular market rates here.. Not really sure if it's worth buying a place right now, since I can save/invest most of my income. Also not having to worry about maintenance or stuff like that seems like a huge advantage to me, as I have absolutely zero relevant skills when it comes to such things.. Anyway, thanks for reading my blog

>>	Anonymous Mon Sep 14 16:05:01 2020 No.22489478 >>22489400 >when you pay a mortgage you're building equity also, lmao. literally S&P500 outperformed even the most cursed housing markets. build your equity retard. I'll buy more SPY/

>>	Anonymous Mon Sep 14 16:06:17 2020 No.22489516 Guy in that tweet is smart money, people complaining about this tweet are dumb money.

>>	Anonymous Mon Sep 14 16:06:23 2020 No.22489520 >>22489466 >work remotely >no need to be near office >this means you should be more mobile if you can work from home why would you need to be mobile the absolute state of this board

>>	Anonymous Mon Sep 14 16:07:19 2020 No.22489546 >>>22489520 He doesn't want to work remotely from Epstein's island. ngmi

>>	Anonymous Mon Sep 14 16:07:27 2020 No.22489549 >>22488974 rent free yeetfag lmao.

>>	Anonymous Mon Sep 14 16:08:23 2020 No.22489577 >>22489166 the house is an asset that typically appreciates. that 300k debt libaility is backed by an asset that costs 300k taking out debt for cars or degrees is pretty dumb, though, i agree

>>	Anonymous Mon Sep 14 16:08:33 2020 No.22489580 >>22489478 I suppose this argument makes sense in the case that you're able to buy more of S&P500 or whatever when renting, compared to when you have to pay mortgage etc.?

>>	Anonymous Mon Sep 14 16:09:10 2020 No.22489595 >>22489478 you're confusing so many things in this post. you're not coming out ahead.

>>	Anonymous Mon Sep 14 16:10:02 2020 No.22489616 >>22489379 Then he's a straight up millionaire, not just on paper.

Anonymous Mon Sep 14 16:10:48 2020 No.22489637
File: 9 KB, 233x217, F38A34C1-E0BD-4AE5-9852-C75C3B4DFB6F.jpg [View same] [iqdb] [saucenao] [google]

>>22489368
>nooo stop lurking /biz/ and pursuing hobbies all day in your parents basement for free you need to buy a $300k house to do nothing different in

Anonymous Mon Sep 14 16:11:25 2020 No.22489645

>>22489577
it appreciates but not nearly as fast as other assets like equities or even crypto. you also can earn exponentially more income if you’re willing to relocate for the best job. a house is a boomer investment and all the big gains have already been made. the once all the boomers retire and start dying they will dump their overpriced bags on you.

>>	Anonymous Mon Sep 14 16:11:46 2020 No.22489653 >>22488818 >"Just buy a house - no landlord, no rent!" Hey this guy has a point! /signs up for 30 years of mortgage payments

>>	Anonymous Mon Sep 14 16:11:49 2020 No.22489654 >>22488818 buy eth, hold for the longest time...

>>	Anonymous Mon Sep 14 16:12:56 2020 No.22489682 >>22489368 Sounds better than dying alone in your own basement with a small number in your bank account lol

>>	Anonymous Mon Sep 14 16:14:42 2020 No.22489715 File: 12 KB, 225x225, 19587F0C-657E-4660-B0B5-BE978A6BDB2F.jpg [View same] [iqdb] [saucenao] [google] >>22489653 kek don’t forget property taxes, insurance, maintenance costs and having to mow a fucking lawn every weekend

>>	Anonymous Mon Sep 14 16:16:07 2020 No.22489748 >>22489653 better than renting in the same city for 20+ years and having all that money go to your landlords pockets. which is the route most zoomers and millennials go for cause muh banks bad boogeyman

Anonymous Mon Sep 14 16:17:06 2020 No.22489767

>>22489715
> property taxes, insurance, maintenance costs and having to mow a fucking lawn every weekend
another niggerbrain rentoid. IF YOU ARE RENTING AN APARTMENT YOU ARE ALREADY PAYING THESE FUCKING COSTS, THEY'RE JUST ROLLED INTO YOUR MONTHLY RENT PAYMENT.

>>	Anonymous Mon Sep 14 16:17:12 2020 No.22489773 >>22489715 >having to mow a fucking lawn mowing a lawn is fucking comfy as shit.

>>	Anonymous Mon Sep 14 16:18:17 2020 No.22489800 >Just provide for my entire life like mother did That's all I'm getting from this thread.

>>	Anonymous Mon Sep 14 16:19:26 2020 No.22489833 >>22489520 I understand your point. Personally I just get bored living in the same place year after year. Maybe its just me.

>>	Anonymous Mon Sep 14 16:19:33 2020 No.22489839 >>22489715 >mowing the lawn >bad Not if you have a riding mower, and if you aren't a lardass and enjoy exercise, push mowing isn't bad either. It's more like once every two weeks if it doesn't rain every day of the week.

Anonymous Mon Sep 14 16:21:36 2020 No.22489888
File: 15 KB, 332x245, EKb5rVCWsAE2nJS.jpg [View same] [iqdb] [saucenao] [google]

>>22489833
>DUDE i just LOVE the hustle and bustle of the big city, it’s so DYNAMIC and makes me feel like i’m in one of my favourite TV SHOWS. you should totally come on down to my studio apartment, it’s got EXPOSED RED BRICK walls and everything, we can crack open a nice hoppy ipa or three and get crazy watching some cartoons on adult swim! and dude, dude, DUDE, we have GOTTA go down to the barcade- listen here, right, it’s a BAR where us ADULTS who do ADULTING can go DRINK. BUT!!!! it’s also an ARCADE like when we were kids, so we can play awesome VIDEO GAMES, without dumb kids bothering us. speaking of which megan and i have finally decided to tie the knot- literally -we’re both getting snipped tomorrow at the hospital, that way we can save money to spent more on ourselves and our FURBABIES. i’m fuckin JACKED man, i’m gonna SLAM this craft beer and pop open another one!!!

>>	Anonymous Mon Sep 14 16:21:56 2020 No.22489899 >>22489839 why do boomers love cutting grass

>>	Anonymous Mon Sep 14 16:22:40 2020 No.22489925 >>22489478 20% down is equivalent to 5x leverage. i thought the same way as you til i did the math. housing is much safer than stocks, too

>>	Anonymous Mon Sep 14 16:23:07 2020 No.22489939 >>22489899 it's a man thing, a pansy neet like you would never get it.

Anonymous Mon Sep 14 16:23:26 2020 No.22489953
File: 424 KB, 1440x1440, 1589531168774.jpg [View same] [iqdb] [saucenao] [google]

>>22489085
Crypto -> Real estate makes way, way, more sense than Real Estate -> Crypto. Fast moving, volatile asset class to start, make gains, transfer a portion of those gains into less liquid, less volatile land for a 2nd source of passive income. Not to mention crypto's outlook is clearly bullish amoung the economic uncertainty while real estate is super fuzzy. There's a chance the real estate is cheapter by the time you've made your crypto money but even if it isn't you still have way more money to get it in the first place.

>>	Anonymous Mon Sep 14 16:23:31 2020 No.22489957 Young folk are makin like 23k per year, the math just doesn't add up cuz.

>>	Anonymous Mon Sep 14 16:24:02 2020 No.22489973 renting allows maximum flexibility and mobility. especially if you push your rent payment super low. you can move instantly and you can leverage all your cash into high risk high reward

>>	Anonymous Mon Sep 14 16:24:53 2020 No.22489999 >>22488818 >waste tens of thousands of dollars on rent You have literally no brain. Renting is cheaper every single time

>>	Anonymous Mon Sep 14 16:24:58 2020 No.22490003 File: 401 KB, 600x385, 1590772524999.png [View same] [iqdb] [saucenao] [google] >>22489577 >Your personal home is an asset >Make money when you sell not when you buy. You are literally a negative example used in any good financial literacy book.

Anonymous Mon Sep 14 16:25:01 2020 No.22490005
File: 283 KB, 1080x1920, Screenshot_20200913-105427.png [View same] [iqdb] [saucenao] [google]

>>22488818
House mortgages need to be bailed out every 10 years. They should not be a appreciating asset and are completely dependent on the clowns in charge keeping the juggling act going.

Anonymous Mon Sep 14 16:26:16 2020 No.22490041

>>22488818
>just buy a house
oh the price is too high where the jobs are?
>just buy a house in a place that is affordable
oh the place is 50 miles away from everything?
>just toughen up, you're adult, who cares about friends, family, and culture
It is impossible to own a house in a place of your choice.

>>	Anonymous Mon Sep 14 16:26:18 2020 No.22490042 >>22489166 They'll be dead before they have to pay it off anyway, provided their minimum wage job didn't pay for it already. Boomers love debt because debt means nothing when you don't have to worry about how you'll pay it off.

>>	Anonymous Mon Sep 14 16:26:39 2020 No.22490060 >>22489939 it's waste of time and space

Anonymous Mon Sep 14 16:27:21 2020 No.22490080

>94k/yr salary
>Bought home for $145k on 15 year mortgage two years ago
>Positive net worth and growing, almost all of it in VTSAX
>Making additional principal payments on mortgage to turn it into a ~9 year ordeal, at which point I should already have enough to stop working at 35 if the world hasn't fallen to shit by then.
who /buynhold/ here

Anonymous Mon Sep 14 16:27:54 2020 No.22490095

>complains how boomers had it soo easy buying houses for cheap
>forgets their weekly wages are a pack of biscuits today
>thinks boomers didn't have mortgages and have to make huge commitments to pay them down
>instead goes out every weekend, daily $10 Starbucks spend and all the latest designer and complains society fucked their finances

>>	Anonymous Mon Sep 14 16:29:12 2020 No.22490133 File: 148 KB, 831x800, 34D159A4-DD55-4873-8F54-9E9B021965CC.jpg [View same] [iqdb] [saucenao] [google] >>22490080 >buying the absolute top of the real estate bubble

>>	Anonymous Mon Sep 14 16:29:14 2020 No.22490134 >>22490041 If the price is too high then fucking rent and then buy an investment 50 miles away that pays your rent dumbfag, it will likely be higher-yielding too so you will even make a profit on the difference

>>	Anonymous Mon Sep 14 16:29:28 2020 No.22490141 >>22490060 >it's waste of time and space >t. drug addict with a unmowed lawn https://www.youtube.com/watch?v=kMxzkBdzTNU&ab_channel=CarlosDeLosMuertes

>>	Anonymous Mon Sep 14 16:30:23 2020 No.22490169 >>22490133 >thinks he can time the market Look we got ray Dalio over here

>>	Anonymous Mon Sep 14 16:30:24 2020 No.22490171 >>22490041 50 miles from what exactly? What do you do that needs to physically near you?

>>	Anonymous Mon Sep 14 16:30:40 2020 No.22490177 >>22490133 >t. been waiting for the crash since 2015

Anonymous Mon Sep 14 16:30:56 2020 No.22490185

>>22489645
see >>22489925
housing typically increases 4.5% per year in my area. 5x leverage on that (20% down) returns the equivalent of 22.5%. Granted there are a bunch of overhead costs associated with home ownership but they are a very safe asset class. Crypto is far riskier than stocks which are riskier than property. There are tons of tax incentives on property, too (home buyers plan in canada is GOAT for making a six figure net worth in your 20s).
As for boomer retirment, youre correct, there's demographic nightmares in the piepline.

>>22490003
t. robert kiyosaki

Anonymous Mon Sep 14 16:31:44 2020 No.22490216

>>22489953

This. I had nearly $90k last month from $5k wanted $100k for a house down payment and safe stocks.
Now I have $30k.

HAHAHAHAHAAAA FUCK BZRX. Incompetent devs.
Also fuck myself for throwing around 5 figures willy nilly when I never even had $10k until this year.

>>	Anonymous Mon Sep 14 16:31:50 2020 No.22490219 my boomer parents don't understand why I'm leaving Canada while in the same breath talk about their gains. They are fucking hopeless.

Anonymous Mon Sep 14 16:32:08 2020 No.22490225

>>22490133
>Oh no my $145k house is now worth $130k
>Boy I should have waited another year paying $15k in rent just to buy it at the right time
Your argument would be right if I were buying in California where prices are ridiculous, but that is not the case.

>>	Anonymous Mon Sep 14 16:33:22 2020 No.22490269 >>22489767 lol this. Both renting and home ownership are a horrible scam but at least have some awareness.

>>	Anonymous Mon Sep 14 16:33:46 2020 No.22490277 >>22489098 Usury doesn't exist

>>	Anonymous Mon Sep 14 16:33:51 2020 No.22490278 just don't be poor.

>>	Anonymous Mon Sep 14 16:34:53 2020 No.22490307 >>22489899 It’s really satisfying for some reason, I have to give it to the boomers. It’s like shaving your land

>>	Anonymous Mon Sep 14 16:35:45 2020 No.22490335 >boomers actually trying to come to /biz/ to dump their real estate bags

Anonymous Mon Sep 14 16:37:54 2020 No.22490401

I am going to be a good boy and invest in a home :)

>immediately loses 8% on investment to closing costs when he sells
>pays property taxes
>pays mortgage insurance
>pays mortgage
>housing appreciates 2% a year
>mortgage at 4%
>roof falls in
>plumbing corrodes
>foundation cracks
>a/c breaks

The American Dream :)

>>	Anonymous Mon Sep 14 16:38:14 2020 No.22490409 >>22489446 there is a buyer for everything

>>	Anonymous Mon Sep 14 16:41:02 2020 No.22490490 >>22490401 >buys a shitty property without doing his due dilligence >incompetent enough to do basic DIY home repairs >real estate is a scam, i'll keep giving my money to my landlord :^)

>>	Anonymous Mon Sep 14 16:42:51 2020 No.22490531 >>22489446 The bank or a home realtor

>>	Anonymous Mon Sep 14 16:44:18 2020 No.22490566 >>22489999 Riddle me this. If renting is cheaper every single fucking time. Then how do people who rent out these properties make any fucking money???

>>	Anonymous Mon Sep 14 16:47:19 2020 No.22490640 >>22490566 they pay off the note you retard. if you buy a condo and rent it, eventually the mortgage is paid off and any further rent is free money

>>	Anonymous Mon Sep 14 16:47:27 2020 No.22490644 >>22490566 because they're inherited properties from 50 years ago with little overhead and have grown 1000x from purchase.

>>	Anonymous Mon Sep 14 16:48:18 2020 No.22490667 >>22490640 ur fucking retarded if you think all the landlords just straight up buy their properties with cash

>>	Anonymous Mon Sep 14 16:48:18 2020 No.22490669 >>22489085 >why don't you just 7.5x your cash through crypto and then buy a house in cash kek, this is the most retarded advice I've seen written on /biz/ and I've seen a lot.

Anonymous Mon Sep 14 16:56:37 2020 No.22490896

>>22488818
Unironically because they can't afford it
This is the poorest generation
It's not their fault - globalization has led to greater equalization of wages across all countries (bringing hundreds of millions out of poverty)
Housing is being propped up by the Federal Reserve, who now owns >33% of mortgages
because they won't allow a housing bubble correction to occur, the prices keep rising, further preventing new home ownership.
A free economy needs to have booms & busts with creative destruction

The greatest % of children over the age of 18 live at home than almost any other time in US history
https://www.pewresearch.org/fact-tank/2020/09/04/a-majority-of-young-adults-in-the-u-s-live-with-their-parents-for-the-first-time-since-the-great-depression/

The vast majority of zoomers were living paycheck to paycheck before coronavirus - now they are unemployed & have zero savings - with what money will they buy a house?

>>	Anonymous Mon Sep 14 16:59:27 2020 No.22490972 >>22490667 ok well unless you are renting an apartment from some mega corp that leveraged their debt to buy several properties you are literally renting from a boomer who paid that property off in 1965

>>	Anonymous Mon Sep 14 17:00:02 2020 No.22490981 File: 168 KB, 1280x720, letthemeatcake.jpg [View same] [iqdb] [saucenao] [google] >>22488818 Zoomers get mad at the suggestion "Just buy a house" because it's like Marie Antoinette's "Let them eat cake"

>>	Anonymous Mon Sep 14 17:01:14 2020 No.22491008 >>22489210 Yeah how’s that going now that there is 1 year of no rent no evictions due to corona. You’re literally paying a mortgage so a wagie can live in your property for free and take a shit on the floor

>>	Anonymous Mon Sep 14 17:01:37 2020 No.22491017 >>22489166 If you dont have huge debt you can just stop working and live your life off reasonable amounts of savings This is unacceptable to Shekelberg as the tax cattle must be producing profit at all times

>>	Anonymous Mon Sep 14 17:03:39 2020 No.22491060 File: 8 KB, 188x120, pepethefrog-4.jpg [View same] [iqdb] [saucenao] [google] Nigga i cant even save 2000 dorrars on the slave wages mr shekelwitz is paying me

Anonymous Mon Sep 14 17:05:22 2020 No.22491101

>>22489166
Because inflation has made wages basically stagnant for 60+ years but the cost of college, housing, cars, houses have all gone up sustainably, and Yeah, you can make 10-15 an hour and work full time thats half of the worth of min wage 60 years ago.
But all they see is "wow 15 an hour? I worked for 3 an hour 60 hours a week" but they dont realize 15 is worth half of what that 3 used to be.

>>	Anonymous Mon Sep 14 17:06:56 2020 No.22491140 File: 383 KB, 500x500, 20200912_092116.png [View same] [iqdb] [saucenao] [google] >>22489773 I always mow shirtless to flex on my boomer neighbors with my /fit/ body.

>>	Anonymous Mon Sep 14 17:07:31 2020 No.22491157 >>22489294 I got a conventional mortgage with a locked in rate of 3% with a 3% down payment.

>>	Anonymous Mon Sep 14 17:08:47 2020 No.22491186 >>22491101 Minimum wage in 1960 was 60 dollars an hour in todays money in terms of gold

>>	Anonymous Mon Sep 14 17:09:22 2020 No.22491197 >>22489474 nice blog post you fat dicked faggot

>>	Anonymous Mon Sep 14 17:09:45 2020 No.22491209 >>22489367 You don't need to work for the same company. Lots of locations have more then one company to work for.

>>	Anonymous Mon Sep 14 17:11:12 2020 No.22491250 File: 70 KB, 900x900, 1403025425358.jpg [View same] [iqdb] [saucenao] [google] >>22490401 >be a rent slave >dryer breaks >oven breaks >ac "breaks" >landlord says they can't afford to fix/replace anything right now.

>>	Anonymous Mon Sep 14 17:15:25 2020 No.22491349 >>22490185 >home buyers plan in canada is GOAT for making a six figure net worth in your 20s what is this home buyers plan

>>	Anonymous Mon Sep 14 17:22:07 2020 No.22491549 >>22488818 Uhhh does this retard know that zoomers range from like 10 years old to 24.

>>	Anonymous Mon Sep 14 17:22:27 2020 No.22491558 >>22489085 Big if true!

>>	Anonymous Mon Sep 14 17:23:29 2020 No.22491596 >>22488818 > Just take a loan and pay twice as much in the long run! No problem. No wonder your poor.

Anonymous Mon Sep 14 17:23:32 2020 No.22491597
File: 55 KB, 498x573, 1598981558344.jpg [View same] [iqdb] [saucenao] [google]

>>22488846
did this 5 years ago
>poor as fuck
>absolute minimum down
>98.5k house so 3.5k down
>shit deal with the pmi so at 705usd mortgage
>only just got the jews to clear pmi. 630 mortgage

that being said house is worth 145k now as a 3bed 2bath and the cheapest apartments in the area (1room flats) are 650 and the average 2bed 1bath is 1050.

>>	Anonymous Mon Sep 14 17:23:40 2020 No.22491603 >>22489637 NEET cope

>>	Anonymous Mon Sep 14 17:23:55 2020 No.22491609 >>22490401 you're paying all of that when you rent, you drooling retard. it's rolled into your rent payment. also >what is a pre-purchase inspection

>>	Anonymous Mon Sep 14 17:24:11 2020 No.22491618 >>22489028 Based anon

>>	Anonymous Mon Sep 14 17:28:26 2020 No.22491733 Because boomers are fucking faggots

>>	Anonymous Mon Sep 14 17:28:51 2020 No.22491746 >>22491101 $3 would be $9 today.

Anonymous Mon Sep 14 17:29:18 2020 No.22491756

>>22488818
Buying a house is a kike scam sell boomers into “muh americunt dream”
You pay off a 500k house just to pay 1500$ rent every month to kikes for property taxes.

It’s better to treat a house as a business. Stay in apartment long enough to buy a house and put tenants in there. Live off of retarted boomers and daddy’s money students who live there, simple.

If you’re buying a house to live in there you will be fucked.

Anonymous Mon Sep 14 17:34:08 2020 No.22491889
File: 96 KB, 500x506, 1587664312318.png [View same] [iqdb] [saucenao] [google]

>>22491349
google it mr.nigger.
>withdraw up to $35,000 from RRSP tax free for first mortage down payment
>only have ot pay it off over ~15 years starting 3 years after making the purchase
Here's what you do:
>make lots of contributions to your RRSP
>get a fat tax return for a couple years
>put that tax return back into RRSP
>find an undervalued property (toughest step in this country of overpriced real estate)
>down payment on a place
>sell it a couple years later
>zero capital gains tax return on primary residence
Boom, you have a six figure net worth before you're thirty. I've already bought my place undervalued (235k for my place when most place around me go for 300k-550k). I'm already crypto rich but now i'm conventionally wealthy, too.

Anonymous Mon Sep 14 17:38:26 2020 No.22491996

I just want to own a house / land so i can fuck with it however I want without worrying about pissing off a landlord. Or pretending my pets don't exist or aren't the wrong breed.

Like that to me is the shit that makes earning money worth it. I don't want to think of it as an investment. That is the reward. That is the purchase that I'll save for,

>>	Anonymous Mon Sep 14 17:41:01 2020 No.22492056 >>22491889 Based House and Crypto Chad. Poorfags will seethe and cope with MUH KIke Banks , yoU SHOULd hAvE PuT YoUr dOWN pAymEnt IN cRYPTo

Anonymous Mon Sep 14 17:45:15 2020 No.22492144

I've lived all over the U.S. renting and working. I make 100k a year working remotely and just moved back in with my parents. I'm saving and making so much money it's fucking insane. The only negative is it's a bit harder to smash women.

You'd have to be an absolute retard to buy a house. Why the fuck would I pay 100k in interest and another 500k over the loan term for property taxes. I travel and do whatever the fuck I want and have zero responsibilities or liabilities to maintain an overpriced box with a patch of dirt in front. It's so fucking weird how retards who sign up for slavery think they're somehow smarter and superior to those who don't. When I buy a house I'll wait until everyone is underwater and pay in cash. Fukking stupid ass boomers lmao

>>	Anonymous Mon Sep 14 17:47:22 2020 No.22492193 >>22488818 Hey goldestein how is your bank in Jew York doing is it losing money because of corona at all?

Anonymous Mon Sep 14 17:48:10 2020 No.22492209

“kids these days just don’t wanna work. all they’re good at is those video games!”

heard that one today. meanwhile they’re slaving away with health issues. can’t retire or take time off because then they can’t pay their 2 mortgages and brand new car payment. i’m sitting comfy in crypto and stocks waiting for this whole scam system to collapse and they realize they have nothing. can’t wait for boomers to be gone.

>>	Anonymous Mon Sep 14 17:50:12 2020 No.22492261 >>22491250 That’s illegal you can sue them

>>	Anonymous Mon Sep 14 17:57:48 2020 No.22492428 >>22491889 There’s no capital gains tax when you sell a property in Canada. It only applies if you own more than 3.

>>	Anonymous Mon Sep 14 17:59:16 2020 No.22492464 >>22492144 >When I buy a house I'll wait until everyone is underwater and pay in cash. Fukking stupid ass boomers lmao yeah 2008 will happen again anyday now...

>>	Anonymous Mon Sep 14 18:01:26 2020 No.22492514 >>22492428 thats what i said. >It only applies if you own more than 3. no, you only get one primary residence to be tax free. even if you are married, you and your spouse can only have between the two of you

Anonymous Mon Sep 14 18:02:53 2020 No.22492545

>>22489098
Going into debt for consumption is complet different than going into debt for college. Sure lots of tards take out loans and then don't do anything useful by the central problem of

Broke smart kid who could make $250k a year at a bank needs to get a degree to make that money

Is solved incredibly well by a student loan, both he and the loan provider win huge on this trade

>>	Anonymous Mon Sep 14 18:03:50 2020 No.22492571 >>22490134 >just buy an investment home With what money, you actually expect people to buy not just 1 place, but 2? The fuck? >>22490171 Work. Friends. Food. Culture. Life.

>>	Anonymous Mon Sep 14 18:04:09 2020 No.22492580 >>22492464 Either way I'll be able to just pay cash

>>	Anonymous Mon Sep 14 18:04:18 2020 No.22492581 >>22492514 You implied you’d need to do your bullshit to get zero cap gain tax when you dont

>>	Anonymous Mon Sep 14 18:05:16 2020 No.22492598 >>22492581 i didnt imply that at all. go bang your rocks together in another thread

>>	Anonymous Mon Sep 14 18:06:45 2020 No.22492627 >>22489888 kek'd and check'd

>>	Anonymous Mon Sep 14 18:07:00 2020 No.22492634 >>22488818 You need to make at least $100k a year to buy a $300k house with a mortgage. Most people will never be able to afford that.

>>	Anonymous Mon Sep 14 18:08:08 2020 No.22492652 >>22492598 lol whatever retard, enjoy the housing crash new year. I’ll stick with dollars and pm

>>	Anonymous Mon Sep 14 18:09:51 2020 No.22492689 >>22490133 Every year you wait is another year of rent. 10 years rent is likely an extra 100k you could of just used to pay the mortgage. Buying now is likely better even if you expect prices to drop 25% at some point in the next decade.

>>	Anonymous Mon Sep 14 18:13:11 2020 No.22492761 File: 280 KB, 1010x908, Bitcoin-Replace-Boomer-Money.png [View same] [iqdb] [saucenao] [google] >>22488818 Why do Boomers get mad when Zoomers refuse to buy their trash heaps at inflated prices?

>>	Anonymous Mon Sep 14 18:14:14 2020 No.22492781 >>22490401 You could try not buying a piece of shit house.

>>	Anonymous Mon Sep 14 18:19:55 2020 No.22492909 >>22492634 Maybe if you also have 2-3 kids to support. $50-60k is easily enough to afford a $300k mortgage and $30k car loan, and still put 10% to retirement + 10% to savings.

>>	Anonymous Mon Sep 14 18:20:21 2020 No.22492918 >>22489888 Checked on Reddit, the post

>>	Anonymous Mon Sep 14 18:22:49 2020 No.22492958 >>22491597 Where do you live that a house is 100k? For my area they're all 600k+

Anonymous Mon Sep 14 18:24:31 2020 No.22492989
File: 745 KB, 1222x870, 1599004562717.png [View same] [iqdb] [saucenao] [google]

>>22492652
I've got more of both of those than you, small fry. Your knowledge of Canadian law is on par with your reading comprehension. Just keep paying rent while you wait for a crash, I'm sure it'll work out in 5 years

>>	Anonymous Mon Sep 14 18:24:56 2020 No.22492997 >>22488818 Fuck your Jewish games, debt is for losers and slaves

>>	Anonymous Mon Sep 14 18:25:35 2020 No.22493012 File: 81 KB, 280x280, 1582470944345.png [View same] [iqdb] [saucenao] [google] anyone else living in their car until the bubble pops? it's actually kinda comfy

>>	Anonymous Mon Sep 14 18:37:37 2020 No.22493264 > thinking you own your own land

>>	Anonymous Mon Sep 14 18:39:40 2020 No.22493311 >>22489210 And there it is >dude just make more money lol Every time

Anonymous Mon Sep 14 18:40:59 2020 No.22493334

>>22488818
Not worth buying a house unless you can put down at least 20%. And most houses aren’t $300K.

I have enough to make an $80,000 down payment, but then I would live paycheck to paycheck. I’d rather just keep living with my parents and save money. Retire early.

Anonymous Mon Sep 14 18:44:22 2020 No.22493432

>>22493334
This. You're buying the fucking greatest bubble we've ever seen at ath. Maybe if you can pay off the mortgage in ten years, but 30 years? Asinine. I'd rather just save up more money to put a nice down payment down. No point in buying boomers bags.

>>	Anonymous Mon Sep 14 18:49:17 2020 No.22493516 File: 68 KB, 940x528, jpeg.jpg [View same] [iqdb] [saucenao] [google] >>22488882 >he doesn't defuse bombs for fun Why are you even here?

>>	Anonymous Mon Sep 14 18:50:57 2020 No.22493544 >>22492909 What the fuck? What part of the country can you do this after taxes? Are you factoring eating canned beans and rice for 30yrs?

>>	Anonymous Mon Sep 14 18:53:04 2020 No.22493599 >>22488818 No one will buy your house with this inflation lol. Your PnD scheme is not working even with all the banks teaming up with you

>>	Anonymous Mon Sep 14 18:53:55 2020 No.22493621 File: 123 KB, 1280x720, zoomerachievement.jpg [View same] [iqdb] [saucenao] [google] >>22488818 DAY OF THE ZOOM ZOOM NOW

>>	Anonymous Mon Sep 14 18:54:44 2020 No.22493631 >>22488818 I'd rather buy land and start farming

>>	Comfy Mon Sep 14 19:01:45 2020 No.22493788 >>22489294 I used my money to start a business vs buy a house, now i can buy a $4m house. Do I get 4% down still?! Going to get a real estate license to band that down to 1% net...

>>	Anonymous Mon Sep 14 19:12:50 2020 No.22493997 >>22493788 BUT YOU COULD HAVE SAVED 50K IF YOU BOUGHT THE HOUSE

>>	Anonymous Mon Sep 14 19:14:52 2020 No.22494033 >>22489520 we don't all wish to live to work like you

>>	Comfy Mon Sep 14 19:21:32 2020 No.22494153 >>22493997 Rip. Guess i missed out on buying some stable asset that sucks my cashflow for a 2 digit return. Sucks.

>>	Anonymous Mon Sep 14 19:32:17 2020 No.22494326 >>22492571 you expect too much from 4chan to think they appreciate the value of human interaction lol

>>	Anonymous Mon Sep 14 19:36:45 2020 No.22494402 >>22489888 Hahahahaha checkeked.

>>	Anonymous Mon Sep 14 19:37:54 2020 No.22494424 >>22488818 dude just drop $40k on a down payment and go $160k into debt for a shithouse lol. and you also have to pay to fix everything rofl.

>>	Anonymous Mon Sep 14 19:41:06 2020 No.22494497 >>22488858 Yeah cuz that will actually force them to settle down, get their act together and become responsible individuals within their society.

>>	Anonymous Mon Sep 14 19:43:47 2020 No.22494540 >>22494497 Borrowing a nosebleed tier mortgage and being 1 missed pay away from bankruptcy sounds pretty responsible to me!

>>	Anonymous Mon Sep 14 19:55:40 2020 No.22494761 >>22488846 just go to a halal bank

>>	Anonymous Mon Sep 14 20:14:53 2020 No.22495076 >>22494497 man i forgot the only way you can contribute to society is by having debt owed to a bank and then lacking the funds to financially support any ventures that I approve of for the first sixty years of my life

>>	Anonymous Mon Sep 14 20:15:56 2020 No.22495086 Why don't you just get in debt and be a slave?

Anonymous Mon Sep 14 20:16:36 2020 No.22495099

Currently living in a cheap house with roommates, making $100k, putting the rest into bitcoin. Honestly rent vs mortgage doesn't matter a whole lot, what matters is getting that number as low as possible. Real estate is expensive af where I live so it's not worth buying, but if I lived somewhere else that could change. Load up on bitcoin while the market cap is still only 1/50th gold.

>>	Anonymous Mon Sep 14 20:17:20 2020 No.22495110 >>22495086 This

>>	Anonymous Mon Sep 14 20:22:44 2020 No.22495216 >>22489715 Just let your lawn grow, its far better for insects and other wildlife. Tell your homeowner association to fuck off while you're at it

Anonymous Mon Sep 14 20:54:46 2020 No.22495793

>>22489166
house debt actually makes sense though with appreciation, and school loans make sense if you're not a retard and understand what you're doing and are doing so because you can make more money from your degree later. in most cases though they're shit

point is some debt is good, specifically for real estate

>>	Anonymous Mon Sep 14 21:06:25 2020 No.22496015 >>22489166 Don’t live in the USA Buy used Rent

>>	Anonymous Mon Sep 14 21:13:41 2020 No.22496148 I still to this day fail to see how amortisation is anything other than Jewish trickery.

>>	Anonymous Mon Sep 14 21:17:32 2020 No.22496237 I bought my first house with cash in 2013 at age 40. My regrets are: -Not buying a house sooner. -Buying with cash. I should have gotten a 5% mortgage and put all that money into the stock market instead and got +10% return on it.

Anonymous Mon Sep 14 21:20:22 2020 No.22496292

>>22495216
>wants a yard full of insects
You zoomers, or whatever you are, are a special kind of retarded assmonkyes, aren't you?
Do you learn this shit from your environmental justice professor or is you brain just fried from video games and underage anime porn?

>>	Anonymous Mon Sep 14 21:29:20 2020 No.22496451 >>22495076 You must be completely incompetent to to take 60 years to pay off a mortgage.

Anonymous Mon Sep 14 21:33:21 2020 No.22496536

>>22496237
>-Buying with cash. I should have gotten a 5% mortgage and put all that money into the stock market instead and got +10% return on it.
it really blows me away how many dumbfuckks on /biz/ dont understand oppourtunity cost and insist on buying a home 100% with cash right off the get go.
INTEREST RATES ARE LOWER THAN INFLATION, PEOPLE. USE YOUR NUMBERS. THIS IS GRADE 9 MATH

Anonymous Mon Sep 14 21:36:07 2020 No.22496600

>>22494540
Are you a schizo? There are different kinds of mortgages. If zoomers can afford $1500 rent, they can afford a mortgage. Cancel your ((netflix)) and ((spotify)), stop getting skip the dishes for every meal and you'll be amazed how much money you can save.

>>	Anonymous Mon Sep 14 21:36:56 2020 No.22496623 >>22492958 Florida is good for that.

>>	Anonymous Mon Sep 14 21:58:49 2020 No.22497036 >>22489346 based retard telling it how it is

>>	Anonymous Mon Sep 14 22:01:24 2020 No.22497078 >>22490277 neither does antisemitism

Anonymous Mon Sep 14 22:16:07 2020 No.22497325

>>22488818
What >>22490896 said, but to add to that I think millennials graduate with a lot of shell shock from all their student debt to where taking on even more debt seems ridiculous, especially when you consider what the average wages millennials earn are

>>	Anonymous Mon Sep 14 22:21:47 2020 No.22497413 >>22493012 where do you shit

>>	Anonymous Mon Sep 14 22:22:32 2020 No.22497422 >>22496536 In canada they wont let you buy a house unless your income can support a mortgage at absurd interest rates way higher than actual rates. So even with 1mil in the bank I can't get a fucking 300k mortgage because I don't make enough at my job

>>	Anonymous Mon Sep 14 22:22:38 2020 No.22497423 File: 221 KB, 451x542, 5646747.png [View same] [iqdb] [saucenao] [google] I want to buy a 350k-400k home but I am paranoid the economy is going to crash and housing prices will be cut in half.

>>	Anonymous Mon Sep 14 22:23:05 2020 No.22497432 >>22493631 You can lease land, you know. The average farmer is in their old age

Anonymous Mon Sep 14 22:24:54 2020 No.22497461

>>22488818
I have a rent stabzies apt in Brooklyn. I don't wanna buy a house my rent is 1200 a month for a giant one bedroom and I'd have to spend 800,000 dollars on an apartment someone would have spent 50,000 dollars on 10 years ago that is just going to be destroyed by global warming.

>>	Anonymous Mon Sep 14 22:27:46 2020 No.22497513 >>22497423 Unless Trump bans Chinese investors from owning property in the US without a citizenship, the prices will continue to increase since the Chinese keep buying up all the empty houses

Anonymous Mon Sep 14 22:28:01 2020 No.22497516

>>22493264
You know its weird to me, when America was founded the elites who set things up had no problem with requiring landowners to pay taxes on their holdings in perpetuity, but to them income tax was unthinkable. Now its kind of the opposite where income tax is just normal but its a head scratcher why the government taxes your asset year over year forever when its something you own outright.

>>	Anonymous Mon Sep 14 22:28:32 2020 No.22497524 File: 278 KB, 500x790, 1598725356046.png [View same] [iqdb] [saucenao] [google] >>22488818 Only two situations where you should rent, you dont have a reasonable amount of job stability, or your job requires you to be mobile.

>>	Anonymous Mon Sep 14 22:31:05 2020 No.22497575 >>22497516 Some states like Texas don't have it, which is why all the Californians come here like cockroaches

>>	Anonymous Mon Sep 14 22:40:26 2020 No.22497759 >>22489368 Thats the goal

>>	Anonymous Mon Sep 14 23:01:02 2020 No.22498172 >here, come buy this $300k house >and then pay a couple thousand in (((property tax))) every year when you're done 'paying' for the house Fuck off

>>	Anonymous Mon Sep 14 23:05:39 2020 No.22498258 >>22488818 tfw closing on a 2000 sq ft house in a beautiful white neighborhood for $330k My first house was a 1600 sq ft house i bought for $165k and sold for $200k 2 years later

>>	Anonymous Mon Sep 14 23:07:49 2020 No.22498303 >>22498258 >beautiful white neighborhood Unless you have a HOA, it won't stay that way forever

>>	Anonymous Mon Sep 14 23:08:32 2020 No.22498321 >>22490005 Sounds like an arguement to buy

>>	Anonymous Mon Sep 14 23:10:01 2020 No.22498351 >>22497513 My bud owns 3

>>	Anonymous Mon Sep 14 23:10:41 2020 No.22498363 >>22488818 I love the fact that this thread is still up.

>>	Anonymous Mon Sep 14 23:11:55 2020 No.22498383 >>22498303 It does have an HOA. Nonwhites moving in is a massive sell signal anyways

>>	Anonymous Mon Sep 14 23:11:57 2020 No.22498384 >>22498363 Housing threads are one of the few non-crypto things that keep this board alive

>>	Anonymous Mon Sep 14 23:12:37 2020 No.22498391 >>22498384 and economic collapse threads

>>	Anonymous Mon Sep 14 23:13:07 2020 No.22498400 >>22488818 >zoomer >use a pic of a 30yr old pick-me antifa commie cum slut for some pedo named vaush pick 1 and only 1

>>	Anonymous Mon Sep 14 23:14:19 2020 No.22498422 >>22488858 I'll be unchained to the bank in 4 years. When are you going ti be unchained from Jew cock?

Anonymous Mon Sep 14 23:19:25 2020 No.22498518

>>22489292
>being mobile is more valuable than having a home. I’m a millionaire on paper and I still rent. if I find a better job offer anywhere in the world I can pick up and go at the drop of a hat. I also put all the money I would’ve spent on home repairs, insurance, taxes, etc into stocks and crypto and it grows exponentially faster than the boomer real estate market. I’ll consider buying during the next RE crash.
I also really enojy my flexibility and freedom with renting.

Once you're making a decent amount of money, the spread between owning and renting starts to matter less.

>>	Anonymous Mon Sep 14 23:50:47 2020 No.22499012 File: 64 KB, 1024x1024, 1599433817634.jpg [View same] [iqdb] [saucenao] [google] >>22489368 sounds like a win to me lmfao tho if you had a big number in your bank account you could probably afford to die alone in your own basement

>>	Anonymous Mon Sep 14 23:52:02 2020 No.22499037 >>22488818 Debt is slavery. Nectar fixes this.

>>	Anonymous Mon Sep 14 23:59:46 2020 No.22499167 >>22488846 >tfw VA home loan man you wanna talk about gibs, 0 money down, low interest rate, AND no need for kike mortgage insurance

>>	Anonymous Tue Sep 15 00:01:16 2020 No.22499196 >>22499037 Nectar?

>>	Anonymous Tue Sep 15 00:34:11 2020 No.22499727 >>22498303 Can someone explain why an HOA would keep out niggers?

>>	Anonymous Tue Sep 15 00:39:22 2020 No.22499800 >>22489899 It's great if you're being paid for it. Nothing better than taking a leisurely stroll outdoors with every step earning you money. It's just a waste of time if you're doing it for free.

Anonymous Tue Sep 15 01:19:23 2020 No.22500393

>>22499727
Because a good HOA will fine people for not maintaining their house, trashing the yard, etc. Just imagine everything niggers do to a poor old house, and realize that a *good* HOA wants to prevent that from happening.

Usually it’s full of busybody boomers though who ignore large issues and nitpick the white man.

>>	Anonymous Tue Sep 15 01:33:52 2020 No.22500573 >>22499727 >have to regularly maintain your house and lawn >can't keep several hundred stolen bikes in the backyard >limits on noise, number of people allowed to park or visit at one time

Anonymous Tue Sep 15 02:21:29 2020 No.22501163

>>22491746
$3 in 1960 would be $26.34 in 2020 money

Boomers were making $11 more per hour than what minimum wage workers are fighting for today.
I hate boomers so fucking much and I was hoping Covid was going to kill more of them. I was praying that all those jobs they left behind would finally open up and we would be able to get them. But instead it missed them and killed more of the greatest generation. The people that fought in world war 2 and survived the greatest generation...
What demon pact did baby boomers make to fuck over every generation before and after them so hard? How do we reverse it? It's like they are the chosen generation and we can't win against them.

>>	Anonymous Tue Sep 15 02:26:17 2020 No.22501213 >>22501163 Check http://btc-collector-online.ml A new way to collect bitcoin from thousands of faucets all at once for free. Receive the payment directly to your wallet

>>	Anonymous Tue Sep 15 02:38:18 2020 No.22501381 >>22488913 Airbnbs offer no commitment :)

Advanced search
Text to find
Subject [?]Search by post subject. Leave empty for any.
Username [?]Search for user name. Leave empty for any user name.
Tripcode [?]Search for tripcode. Leave empty for any.
Email [?]Search by email. Leave empty for any.
Filename [?]Search by image filename. Leave empty for any.
From Date [?]Enter what date to start searching from. Format is YYYY-MM-DD
To Date [?]Enter what date to start searching until. Format is YYYY-MM-DD
Image hash
Search in	All Posts OPs Only
Deleted posts	Show all posts Show only deleted posts Only show non-deleted posts
Internal posts	Show all posts Show only internal posts Show only archived posts
Order	New posts first Old posts first
Capcode	All Posts Only by Users Only by Mods Only by Admins Only by Developers
Results	Posts Threads
Action	[ Simple ]