FUCK CAPITALISM

[Anonymous No.22442828]

#EndtheFed

[Anonymous No.22442932]

>>22442828
>Doesn't bother to learn the basics of the game
>Gets absolutely butt blasted that people that learned the game are having a much better time than you

[Anonymous No.22442964]

Wtf did Isabelle really say that?

[Anonymous No.22442976]

>>22442932
a lot of people don't want to play the game but nobody has a choice you have to play it.

[Anonymous No.22442977]

this is true but only because banks offer massive leverage for next to nothing and instead of liquidations happening when the market goes in the wrong direction it is propped up so that there is no risk for these overleveraged faggots
and then they have the nerve to say help the landlords!!1!! im gonna lose it all!
fuck off faggots i dont go crying when i take a risk and lose. that is the nature of taking a risk

[Anonymous No.22443053]

>>22442828
housing that would otherwise be owned by who or what? i understand the criticism, but what's the proposed alternative?

[Anonymous No.22443083]

>>22442828
>Zoomers literally believe that houses grow on trees

Young people are so mindnumbingly stupid

[Anonymous No.22443100]

>>22443053
Everytime I propose what I think is a decent alternative nobody gives a shit because they just want to bitch and complain.

It's simple; allow people to be landlords but put a limit on how much property people and entities can own

[Anonymous No.22443129]

>>22442964
Yeah if you're playing since day one, you get some wicked Easter eggs! Like seasons!

[Anonymous No.22443135]

>>22443100
Not a bad start, and it's refreshing to see someone thinking of solutions and not just complaining. There would of course be ways around this though. Just start an LLC and transfer your properties under that. Hell transfer a title under your dog's name if you have to.

[Anonymous No.22443153]

>>22443100
not bad at all. i don't mind that approach. what about a cap on wealth? overall? like after 10 million everything just gets taxed

[Anonymous No.22443188]

>>22443083
>Boomers believe all the zoning regulations they legislated aren't making it prohibitively expensive to build enough houses to keep up with the demand

you're just as retarded as the commies

[Anonymous No.22443275]

>>22443188
>Implying zoomers are complaining about zoning regulations

Are you really this stupid or just larping?

[Anonymous No.22443303]

>>22443275
NOBODY is complaining about zoning regulations, and that's the problem.

[Anonymous No.22443315]

>>22442828
Idiot, the feds printer is the only thing that keeps you from dying from starving, going homeless or being enslaved or killed by psychopaths like me

[Anonymous No.22443324]

>>22443053
How about this: if you dont live in a property as your primary residence, property tax on that property is 4000% higher. This would encourage the leeches to sell and make owning a home cheaper than renting one.

[Anonymous No.22443335]

>>22442828
>using a popular video game character to mouthpiece your opinions
only on twitter do you see this kind of unapologetic faggotry

[Anonymous No.22443353]

>>22443100
>Centralized planning economy
The USSR didn't collapse because of evil capitalists comrade

[Anonymous No.22443366]

>>22442828
>>22443100

[Anonymous No.22443376]

>>22443135
For sure and that's a major issue I figured would pop up as well, theoretically you could create as many LLCs as you want. I haven't really put too much thought into it beyond that, even if you were to limit how many people could own properties under an LLC that wouldn't stop a company from using individuals on a board to control each individual property although if this happened I imagine you could further put into place regulations regarding employees under one corporation and/or between "individual" companies

>>22443153
I could see a cap on wealth too although this would be more difficult than the property cap I think. I'd like to see a cap on wealth but in exchange a flat tax instead of tax brackets that increase the more you acquire.

[Anonymous No.22443389]

>>22442828
There are three things fucking up housing:

1. Huge populations and population density are making housing more and more of a precious asset and demand is going up and up because people are multiplying quicker than houses are being built, which naturally drives housing prices sky high. Landlords charging extortionate prices are a symptom of this not a cause, it is supply and demand. Wages follow a similar pattern but negatively, so they go down as the amount of people in the world goes up.

2. Governments are making it harder and harder to build on land as a citizen. They know that land is also becoming as precious as gold and will only allow the highest bidder to build up on it. Homesteading is becoming a thing of the past and the only access to housing is now through huge building companies and estate developers.

3. Mortgage and borrowed living is now the norm, which has progressively made it easier for people to buy houses outside of their means in the past, (ie 2 years salary used to be able to buy a house, now its more like 5-6 years salary) which means that sellers of houses could jack up prices and still have buyers because banks would borrow them the money for housing (even if they are shackled to paying it off for the rest of their life). This has resulted in mortgages being the only realistic prospect for owning housing for the average person. It has also resulted in houses being vastly over-valued for what they are, making those in the working class paradoxically living more expensively to stay afloat through renting as housing is forever out of their reach, which creates a distinct line between the middle and lower class which is constantly moving upwards, meaning more and more people are being swallowed in to poverty.

[Anonymous No.22443418]

There's plenty of above average intelligence niggers that wageslave save up and rise from poverty by becoming landlords. Bet the twitter OP doesn't have a problem with that

[Anonymous No.22443428]

>>22443376
>Put up regulation
And who is going to enforce it. Communists really have the strange idea that human capital is somehow infinite and easy to control. Like jews.

[Anonymous No.22443440]

>>22443418
Also liberals don't even know what the federal reserve is KEK

[Anonymous No.22443456]

>>22442828
QUEER XICANO MEME GANG #TRANS #TRANSRIGHTS #LGBT

[Anonymous No.22443472]

>>22443418
the twitter OP probably believes he will be one of the chosen one because he is a fine ideological soldier.

[Anonymous No.22443564]

So what happens to people who *want* to rent? The rental market will be squeezed for supply, rents will go up. Do you not care about them?

[Anonymous No.22443594]

>>22443564
OP is a communist, in his fantasy world the state will pay for it and it will be sustainable forever

[Anonymous No.22443599]

>>22443188
Yes please let's build more houses so we can be packed into an increasingly small area like battery hens. Tear up the parks. Drain the wetlands. Burn the forests. Pave the meadows. Turn the leafy suburbs into high density boxes. Turn the high density boxes into hyper density hives. Shuffle people around in public transport tuna cans. Make them eat bugs and drink their own sewage. More people. More building. All so we can import more immigrants to keep the boomer pension ponzi scheme going a little longer until ecological collapse.

Let's not limit immigration. Let's not allow our population to reduce naturally. Let's not live within our means. Let's not allow improvements in our sustainability to be used to restore our environment. Fuck that shit.

[Anonymous No.22443617]

>>22443428
>Everyone who disagrees with me is a communist
I'm probably more capitalistic than you, nigger. But it doesn't take a genius to see where we're headed. Hope you enjoy living in apartments

[Anonymous No.22443658]

>>22443617
there is no other brain dead ideology that builds upon the assumption that human capital is infinite and that centralized regulation will solve all ills of the world. Maybe fascism, but its basically the same shit in a different color. Fuck German idealism and everything it spawned

[Anonymous No.22443685]

>>22442828
This is like blaming a gas station when the price of gas goes up. Housing prices were fine for years, only retarded children think that landlords are why housing is fucked.

[Anonymous No.22443716]

>>22443658
Okay? Not sure why you're telling me this. What specifically that I suggested do you disagree with?

[Anonymous No.22443718]

>>22443389
i'll add a bit to this because fuck it.

To add to point 3. the idea of 'good' or 'bad' credit also gatekeeps poorfags out of the housing market and ensures that those who are in that market are using credit actively and being shackled to debt.

>>22443324
this is kind of what governments are already doing. they are making renting borderline unprofitable to stop landlords building mini empires and exploiting tenents, but this is just resulting in landlords dividing up properties to rent out to multiple tenents and cramming as many people in as possible, which is actually making it worse.

>>22442977
Also true.

>>22443599
Except the government have no problem doing what you describe when a huge housing developer wants to do this but only seem to want to apply zoning law to the common man who wants to build a life for himself. People resort to building on industrial/agricultured proprerty here in the UK because buying buildable land is like 300k + . Housing developers actually get retroactive planning permission from councils by just building wherever they want and paying off whoever they need to, along with building low income housing on there to get through whatever planning permission loopholes needed. The probelm (as you point out) is immigration and ultimately overpopulation and governemnts give ZERO SHITS about limiting immigration because it props up a dying economy through brute force GDP numbers going up.

[Anonymous No.22443724]

>>22443599
Population growth rate is LOWER than it used to be in the US. Regulations and interest rates are why prices shot up.

[Anonymous No.22443762]

>>22443716
>I imagine you could further put into place regulations
unless that was ironic, you are as far away from being a capitalist as a pig is from being a human

[Anonymous No.22443779]

>>22443762
>REGULATIONS BAD
Are you an ancap?

[Anonymous No.22443808]

>>22443100
>he thinks this is possible in this day and age

[Anonymous No.22443815]

>>22443724
yeah but land is a finite resource. Population density is what drives housing prices up, not growth % of population. So if population surged in the last few years but slowed in growth, housing prices will still stay high because land is a finite resource, as is housing.

[Anonymous No.22443838]

>>22443779
The closest that gets to my ideology is old school Russian ethno-anarchism without the socialism part. And if you mean centralized regulations on national, let alone international scale, yes its retarded and one of the reasons why every bigger civilization in the last 3000 years went belly up and resulted in barbarism

[Anonymous No.22443849]

>>22443815
The US is fuckhuge. I understand how is this is a problem for yuro countries but there's no shortage of land in burgerland.

[Anonymous No.22443850]

>>22443685
lel that makes the 2007 crash look like a correction

[Anonymous No.22443890]

>>22442828
fucking based

[Anonymous No.22443891]

>>22443849
yeah true and in low pop density places in middle america housing is cheap. In places like LA, New york where population density is high you can see this take effect much more prominently. And yes, america is big but it is not infinite. There may come a time in the future where even these middle america nowheresville places are getting impossibly expensive to live in. People keep multiplying, land does not.

[Anonymous No.22443935]

>>22443324
>if you dont live in a property as your primary residence, property tax on that property is 4000% higher.
It's been done. That just makes rent go higher.

[Anonymous No.22444005]

>>22443100

No.

Fuck off commie.

[Anonymous No.22444022]

>>22442828
The fact that you can rent home is a high incentive to build new homes, the reason there is a house shortage in the market and therefore high rent is because the government is artificially making it hard to build new home, so the offer isn't able to meet the demand.

Immigration, women living alone, divorce and children getting thrown out the house after 18 doesn't help either.

Basically the solution is to give construction permits more liberally and enforce strong family value. And also close borders.

[Anonymous No.22444026]

>>22443808
>>22443838

No it's not possible, because slimy jews run every government office and every major financial institution in the world. The jews won before WWII and all that's left are people to argue over theoretical because most of the population is retarded. You can create a flawless system right now but what does it matter?

Like other anons have been saying on top of this however it all really comes down to population density. Eventually we all WILL wind up living in those soiboy tubes you see californians living in because shitskins are being imported over here for cheap labor. The idea that you can have nearly no government in a large first world country is retarded. Maybe if it was a smaller community of 1,000 people or less it would work but once people stop having empathy for each other humans become expendable products, resources to exploit.

[Anonymous No.22444047]

>>22442828
lol I'm a landlord, these poorfags can get a job or get fucked

[Anonymous No.22444048]

>>22444005
>No
>Fuck off commie

[Anonymous No.22444062]

>>22443100
What would that change? The problem isn't that there is too few landlords

[Anonymous No.22444091]

>>22442828
That's not Capitalism, it Welfare for the rich.
BIG DIFFERENCE

[Anonymous No.22444109]

>>22443100
NOOOOO YOU CANT HAVE SIMPLE COMMON SENSE RESTRICTIONS LIKE THAT. THATS GOMMUNSIMSMMMMMFMMMM

[Anonymous No.22444119]

>>22444026
>It's the jews
Yeah, it was the jews mistake that Mesopotamia, ancient Greece, Egypt, The Roman Empire, Byzante, the Chinese dynasties, the holy roman empire of German nations, the Portuguese/Spanish/Anglo/Dutch empire started to collapse. Holy shit, you brown socialists are worse than your intsoc cousins.
>Its inevitable that we all end up in püods
>eat the bugs
Na first I use knowledge from WWI and make Verdun look like a childs birthday.

[Anonymous No.22444133]

>>22444062
Instead of a majority of property being under the ownership of a handful of entities I would rather see most property owned by a wider distribution of people. I'm not saying landlords shouldn't exist but rather the competition is too small, easily manipulable.

Theoretically as it stands right now what's to keep amazon from buying up all the property in a single state? Maybe it's not even a bad thing, but for those that want to avoid that kind of future how else are you going to do it?

[Anonymous No.22444168]

>>22443366
checking these epic digits

[Anonymous No.22444232]

God, I hate liberals

[Anonymous No.22444233]

>>22442828
>conflating End the Fed, a serious capitalist movement about monetary transparency with stupid fucking marxist bullshit
>1 post by this ID

[Anonymous No.22444242]

>>22444133
>Theoretically as it stands right now what's to keep amazon from buying up all the property in a single state?
nothing, and all the jews in this thread would say there's nothing wrong with that

[Anonymous No.22444257]

>>22443100
This is completely retarded.

[Anonymous No.22444293]

>>22444257
what's retarded is someone owning 5 houses and not living in any of them

[Anonymous No.22444301]

We should get rid of zoning laws, then we should put a hard price cap on rent temporarily for the next 5 years, then we should do the 4000% tax increase, then we slowly allow the rent cap to wean off after 5 years. By this time there will be new homes, and cheap rent because of supply, and if the land lords get fucked then it's their own fault and if they go under and the bank takes their shit then they should sell it on he market or to the renters or the bank becomes the new land lord. Ez

By the time the tent

[Anonymous No.22444320]

>>22442976
Angry mobs always win in the end

[Anonymous No.22444321]

>>22444301
>Lets introduce centralized planning
>Only for 5 years
>Come on anons lets try it
>gibs? anybody?
Die in a fire communist

[Anonymous No.22444336]

>>22444293
What's not retarded about it?

[Anonymous No.22444347]

>>22444119
Yea sure you will tough guy. No amount of deflection or blaming ____ people is going to make a difference that's my point. You're sitting here bitching and complaining thinking of some fantasy where you actually change something.
There's nothing TO CHANGE, what are you going to change? Human greed? Population growth? Please by all means do, but we both know you can't change shit, nobody can. Even my suggestion was just a temporary bandaid

>>22444242
I'm thinking the only real solution that cuts at the heart of the problem is either finding some method of creating artificial land masses, or population control. Even if you found some way to expand habitable areas for humans if population growth.
Problem is it's the shitskins that are fucking like crazy, we would either have to abandon land filled with the populations that fuck like crazy or erase them. The latter will never happen.

[Anonymous No.22444375]

>>22444233
look who's talking

[Anonymous No.22444384]

>>22444301
You’re a fucking moron

The solution to high prices is high prices. As people move out there is less demand, more vacancy drives prices down.

Let the neck beards like you go to the basement where you belong and the problem fixes it’s self.

[Anonymous No.22444386]

>>22442828
>Goddamn landlords buying up all of the natural resource homes. There would be plenty of homes to go around if only the landlords didn't buy them all up!

[Anonymous No.22444388]

>>22444257
>>22444336
Okay point out what's retarded about it and/or offer an alternative then dipshit. Preferably something other than screeching about muh communism.

[Anonymous No.22444430]

>>22444347
>Fantasy
You would wonder what all can be done with a some solvents, acids, esters, peroxides and an old Nokia phone
>What are you going to change
Certainly not the world. But decentralized terror is a strong argument to cripple the power fantasies of communists. Actually the funny part of centralized regulatory institutions is, that they still rely on key agents to keep the scam going, once those networks are crippled or terrorized enough and the cost to be part of them become too high, its game over.

[Anonymous No.22444439]

>>22444375
I'm not the OP fucktard, why the fuck would it matter if I post multiple times?

OP only posting once proves he doesn't even want to participate in discussion, just rile people up with shitposts.

[Anonymous No.22444447]

>FUCK CAPITALISM
>#EndtheFed

These are contradictory statements.

[Anonymous No.22444478]

>>22444444

[Anonymous No.22444500]

>>22444321
>Promoting private house building by removing government regulations on zoning is central planning

>Implying rent control doesn't exist in some areas

Okay retard.>>22444384

>The problem will solve itself once everybody moves out!!

No, you're the flaming retard. This method would increase the amount of houses, and by the end of the execution of this method the only people that would have gotten fucked are the land lords, maybe. Go back to your bucket of fried chicken you dumb nigger.

[Anonymous No.22444502]

>>22444384
a standard market cycle where people get priced out of the market and prices come crashing down doesnt work in an open system where a variable (population) is rising though and definently don't work with a basic nessecity like housing.

think of it this way. Housing price = house in sqft x population

The houses size is constant, so it's value is fixed there , but population is always rising so there is always demand available because people always need somewhere to live.

[Anonymous No.22444532]

>>22444500
The zoning issue isn't he problem. Everything after that reeks of chinkcom

[Anonymous No.22444533]

>>22444109
>No, you can't infringe upon my right to own property, because I will shoot you if you do

[Anonymous No.22444558]

>>22443100
>allow people to be landlords but put a limit on how much property people and entities can own
Who's the fuck is gonna stop me? You? Who the fuck are you to 'allow' or 'disallow' me to do something like buy a patch of land? Where does this arrogance come from?

[Anonymous No.22444601]

>>22443418
lmao at that one nig who squatted in a super rich neighborhood house, payed the property tax, and eventually owned the house becasue squatters rights in CA, pissed off rich neighbors
baaaased

[Anonymous No.22444602]

>>22444168
damn i didn't even notice. thanks fren

[Anonymous No.22444619]

>>22444558
The same way any other law is enforced retard. Believe me I wish it wasn't the case either but that's where the human population is headed. If you have a complaint take it up with whoever's responsible for flooding the country with shitskins.

[Anonymous No.22444626]

Why do commie niggers go after landlords and not the fact that the majority of all properties are owned by the banks? The banks shouldn't be allowed to own homes and they should have allowed anyone to go 10,000x leverage with mortgages in the first place.

My biggest problem with all these socialist and commie cucks is that they never go after the actual problem and just downright ignore others, ie immigration, black culture, jews

[Anonymous No.22444653]

>>22444619
Good luck getting anyone to actually use physical force to enforce that.

[Anonymous No.22444658]

>>22444602
22x2->44
33x2->66
digits only the truest autists appreciate

[Anonymous No.22444666]

>>22444626
just go back to /pol/ and ramble about how the jews keep everybody down, control everything and how we need a new Austrian taking power in Germany, taking credits by the same jews and fuck up

[Anonymous No.22444687]

>>22444658
holy shit. those may be unknowingly the greatest and rarest digits ill ever get

[Anonymous No.22444695]

>>22443100
It is bad because they will just get around it. Tax Law is in its state not to try and stop everything, but because the kikes bend every law to not pay it. The problem is the jews.

[Anonymous No.22444696]

>>22442828
i'm not a furry but i would breed isabelle

[Anonymous No.22444726]

>>22444666

Thank you for proving my point. You just want gibs and don't care about the problem

[Anonymous No.22444768]

>>22444653
They already do, they're called the police. For that matter they won't even need force, you'll either sell out the property for a 30% increase back to the government or they'll tax you to death until you go bankrupt. I don't know what sort of delusion you have my man but people with more guns and men than you have tried the same thing in the last few years only to either get arrested or gunned down after a couple weeks.

>>22444695
And unfortunately I can't see any way of getting rid of the kikery anytime soon. I see some unrealistic solutions but everyone can do that.

[Anonymous No.22444779]

>>22444347
>acknowledges corporations could just buy earth
>the solution is to stop people from successfully reproducing
go run china, you fucking clown

[Anonymous No.22444817]

>>22444726
Gibs? GIBS! I hate fucking gibs, never in my life did I took any gibs you brown socialist scum! And I never will. I rather become more of a criminal in the current sense than I already am
>Hey nigger do you want to make yourself dependent on a failing state
>>>/pol/ you retarded socialist

[Anonymous No.22444843]

>>22444817

How about you dilate your way back to twitter. You're not fooling anyone, you commie tranny

[Anonymous No.22444874]

>>22444779
What's the argument here? You want more shitskins in your country? Or perhaps you want to eventually wind up like China? Here's a tip, the reason why you can't make a coherent post is the same reason why you are a pol transplant that didn't buy any LINK until last month; you're not as smart as you think you are

[Anonymous No.22444888]

>>22442828
If you want access to cheap housing you need to end women’s rights and immigration. Socialism will not fix your problems. Nobody will want to work to subsidize your lazy ass and you’ll starve to death

[Anonymous No.22444889]

>>22444843
you think what you want, somebody already convinced that big daddy state will save their sorry ass through unenforceable regulations has made his bed anyway. Dream about the Ubermensch and pray for the second coming of Hitler socialist

[Anonymous No.22444920]

>>22444768
And I don't know what delusion you have to think anyone would back this bullshit and think it's morally and ethically ok for a government to steal property en masse (directly or through subversion) from civilians based on some arbitrarily decided morality from some retard on 4chan on how 'property' is 'supposed' to be divided.

[Anonymous No.22444923]

>>22444502
Absolutely, fundamentaly, irreversibly retarded

[Anonymous No.22444924]

>>22443599
Boomers are not at all responsible for the modern economy, it is the Jews that are literally responsible for everything you are complaining about

[Anonymous No.22444963]

>>22442828
fuck off, if nobody could profit from housing it would deteriorate

[Anonymous No.22444964]

>>22444924
>Boomers are not responsible
Yeah, they just were the first to buy into the generational contract pyramid schemes, gave power to centralized entities on ever higher scales to regulate their lives from the crip to the grave for the promise of gibs to the grave. They are innocent

[Anonymous No.22444994]

>>22444133
That they don't have incentive to do that and that, nor the liquidity I would think, and that some people would never sell.

Listen, houses are built in big part because some very rich people want to own a ton of those and rent them, if you suppress this incentive you suppress a way that houses are built, making it so that less houses are built, making it that houses stay high in price and expensive to rent.

The solution is as I stated, more houses and maybe less people looking for houses, lift all useless restrictions on houses building, owning a house can be just as trivial as owning a fridge.

Caping the number of houses one can own will just reduce investments in houses constructions, making the problem even bigger

[Anonymous No.22445047]

All land ownership is illegitimate because god never came down from heaven and gave any land to any person, people just started squaring it off and calling it there's. Therefore people shouldn't be allowed to own more land than they can personally upkeep.

Is there an argument to this outlook?

[Anonymous No.22445070]

>>22442828
Landlords are mostly banks holding properties through daughter companies so they are cancerous, but the people rent-striking should realize they can only get away with this by preying on demand.

If they form some kind of "renter's alliance" and move 4-people to one house in a lower cost area, they could take over entire areas and effectively set the prices people are willing to pay.

Or to put it another way the leftists could just unionize.

[Anonymous No.22445086]

>>22442828
The Fed is as anti-capitalist as it gets though.

[Anonymous No.22445127]

>>22442828
Smoothbrain here
I wonder what would happen if every single landlord who's currently renting houses/apartments to someone would all suddenly come together, say "fuck it" and stop renting to people, seeing as how the idea of landlords is so evil to some now. Like, if it was suddenly made illegal with the possibility of a heavy punishment if caught
If that were to happen, what would the people who typically would have to rent, realistically do in that scenario?

[Anonymous No.22445236]

>>22443564
>rents will go up
lol

[Anonymous No.22445264]

>>22443100
This except it only applies to foreigners. Why the fuck are non-citizens allowed to own land in America?

[Anonymous No.22445304]

>>22443053
Home owners living in the homes vs speculators renting them. Landlords are cancerous shit

[Anonymous No.22445331]

>>22445127
They would get foreclosed on, smoothbrain. The renters pay their mortgage.

[Anonymous No.22445333]

>>22445047
The Qur'an and the teaching of Muhammad, may peace and be upon him anf on his familly, don't forbig ownership of private property, therefore it's alright.
The rich man still have a duty to use his fortune on the way of Allah

[Anonymous No.22445334]

>>22442828
Imagine thinking the FED is capitalist.
Imagine thinking capitalism is still even a thing.
Don't you know how central banks work?

[Anonymous No.22445360]

>>22445331
To add, then the banks would sell the homes to renters at a loss so renters now own a home.

[Anonymous No.22445364]

>>22445334
That's croony capitalism, the very rich fuck over the middle class while throwing bones at the proles

[Anonymous No.22445604]

>>22445364
You dont understand the difference between socialism & capitalism.
Let me guess you're a mutt

[Anonymous No.22445630]

>>22442977
>>22442828

The premise of corporate-welfare capitalism and central banks swooping in to save the largest, most irresponsible, unwieldy corporations is just to let them know that everyone else is their bitch. No matter how suicidally incompetent, myopic, and irresponsible their decisions are, they ALWAYS will be helped out. The message is that if you know you will always get your money back in the worst case scenario, you will lend to anyone and everyone and we will have a 2008 all over again. What's the point of due diligence or vetting of borrowers or investments when the government is insuring your gamble?

Consumer debt forgiveness should've been a key part of the 2008 bailout. Basically what happened was that banks and AIG had their asses saved and there was literally no relief for average citizens, and there has been no recovery among that demo in the past 12 years. debt has continued to skyrocket among the working class, which has been their only recourse to stay afloat. For all the muh socialism criticism of obama, he was horribly vapid, regressive politician who furthered a culture of corporate welfare. And he was firmly a conservative capitalist. Remember, the democrats are just as bad capitalists as the republicans; "liberal" was a term Lenin used to refer to any ideology supportive of capitalism. The Left is dead.

One day, I hope a whole generation of kids who have absolutely nothing and no future--- because there is simply no part of the pie left for them anymore due to capitalism--- band together to each take out huge mortgages and then refuse to pay them back. If millions did that, the housing courts would never be able to manage that. They will all buy guns and simply keep whoever the banks send off their doorstep.

[Anonymous No.22445688]

>>22445630
> a whole generation of kids who have absolutely nothing and no future... band together
And hell will freeze. Homo homini lupus you idealistic mongoloid

[Anonymous No.22446178]

>>22443389

The basic premise of capitalism is that of infinite expansion, which is obviously ridiculous, but not something that has had to be reckoned with because most resources are abundant and practically endless in industrialized countries. But real estate, as you point out, is much different and has become limited far faster. You can't just build new cul de sac developments in the midwest and say to struggling urban renters, oh just move there, there's plenty of housing. There are countless factors that tie people to having/wanting to live in certain areas, which makes those people slaves to unfavorable housing market conditions and overcrowding. You may have to stay in an expensive area to take care of an aging parents. The one job you want to work may be in an insanely expensive city like NYC. There are some opportunities and cultures only found in certain areas like urban centers. If you want to be in the most competitive, high-caliber job markets, you may need to be in a place like London or NYC. Even Maine where I grew up, homes are often pretty dumpy but it's really expensive EVERYWHERE.

Having lived in NYC for a decade as an artist, I can say that given a choice, I and most people I know would have not moved there in particular if it weren't a simple reality that everyone we've ever known has moved there, and also that it's where most of the opportunities and other working artists have always gone. Some artists can do the whole hermetic existence thing, but for most artists it's an intensely social lifestyle and profession--- you are around your friends a lot and need to be meeting and in constant conversation with other artists. You can't really do that in the suburbs.

The point is that sometimes you need to be somewhere, but it's already as dense as it ever will be, like NYC. There probably will not be any developments there that allows more population in manhattan or brooklyn. in fact probably the opposite as more of it becomes luxury housing.

[Anonymous No.22446183]

>>22442828
>Landlords don't really provide housing, they actually make housing inaccessible by buying up more homes than they need.
By boosting the demand for housing, they are helping ensure that more houses are built. People would build less houses if there was less demand for them. If there really was a supply issue with houses, more people would buy lots of land and build a new house on that.

>This practice drives of local property taxes
Why? If a city charges property taxes of 1% of appraised value, and the value of houses in that city goes up, the city will collect more revenue without raising taxes. If anything, the increase in housing prices will allow them to cut the sales tax, which is much more directly harmful to consumers. Conversely, reducing housing prices would likely force cities to raise taxes in order to maintain their level of tax revenue.

>housing prices
Does it? There doesn't seem to be a major supply issue with housing. You can go on zillow and find houses right now, or you can contact an agent to find one for you. So the issue is not supply. If there is an issue at all, it's one of demand. Eliminating landlords would reduce demand, thus forcing realtors to cut prices. The results would be: increased local taxes to make up for lost revenue, homeowners losing tens of thousands in networth, and the real estate market stagnating to the point that no one but the rich are building new houses.

>all while making tenants pay for the mortgages of their landlords
I'm into real estate, and I still encourage people to own a home rather than rent. There's a trade off that people have to make where they either fork up a down payment (can be as low as 3.5% with an FHA loan) or pay more each month to cover their landlord who could afford a 20% down payment on that property.

>In this manner, landlords only deepen generational income inequity.
The proper way to solve income inequality is to boost income among the have-nots.

[Anonymous No.22446256]

>>22445688

Homie, Gen Z is already the most leftist generation in America since there actually was a left in the early 1900s. They're also distinctly positive and optimistic, in contrast with the cynicism of millennials. Millennials were raised on pozzy self-actualization libertarian delusions of "you can be and do whatever you want" which persists in their minds despite them having absolutely no chance of a financially secure future after the worst recession of a lifetime and no meaningful recovery for consumers. If zoomers are a sign of time to come, further generations will be plenty willing and capable to do something more drastic.

[Anonymous No.22446270]

>>22445630
>>22446178
This.
Also, tfw under Capitalism you will always need to be a wolf and eat others to survive.

If only the Left weren't dead.

[Anonymous No.22446286]

>>22446256
God speed to the Zoomers, let's hope they unfuck this fucked world.

[Anonymous No.22446310]

>>22445688
checked

[Anonymous No.22446330]

>>22443100
Dirty fucking communist. We'll be putting holes in you soon.

[Anonymous No.22446428]

>>22443100
what’s to stop clever ways of circumventing the limit? for example, simply paying someone to hold properties in their name which you have financed, you assume all costs and simply pay them a fee to maintain nominal ownership, while you have the right to rent. Similarly large organizations do not have to register as an entity, they can simply segment their ownership of properties behind individuals in the company. There are probably even more devious ways to get around the limit. I don’t think your solution would necessarily make things worse, but I don’t see it making things any better

[Anonymous No.22446661]

>>22446256
>They're also distinctly positive and optimistic
Ah, millennials had this phase too.

[Anonymous No.22446725]

>>22446286

Yeah I mean personally I'd love to be part of an international worker's movement but I'm a millennial and frankly I'm way too negative, self-centered, and pessimistic to be that proactive. Plus I've already made it from Chainlink so it's bourgeois libertarian politics for me now.

It does concern me though that everyone right now thinks these BLM and occupy wallstreet-type protests constitute a "leftist" movement rather than just being a pressure release valve for frustrated but historically illiterate people who are fighting for what they think is leftism but is actually just center-left compassionate capitalism with muh social security and muh universal healthcare.

It's funny to hear most people on here thinking socialism is about gibsmedats and 80% taxation on their dildo businesses; that's just capitalism with wealth redistribution, which as a leftist I don't want. Socialism as someone like Marx or Engels would've conceived of it would probably be more closely aligned with anarchy or libertarianism than authoritarian welfare capitalism which is muh scandivian socialism. Far from being about seizure of personal property or massive taxation, or about shutting down commerce and everyone being paid the same, at it's very core it's about you as a worker not having a parasite (capitalist) direct your labor and then steal the products of your labor, and to be able to jointly share in its sales with other workers who made it, with no owner who gets to claim the lions share for doing no work. Whatever it is the capitalist did provide, like management, business strategy, or creative direction, can be hired simply as other employees.

Imagine Jeff Bezos not existing in Amazon and all the fortune that funnels upward to him instead spread between workers -- not equally, but depending on the value of their contribution. It not about the abolition of commerce; it's just the abolition of a particular type economy extracting surplus value.

[Anonymous No.22446729]

>>22442828
Ending the federal reserve and returning to non-fiat currency is a pro-capitalist position though

[Anonymous No.22446758]

>>22442932
>anybody who doesn't succeed is just willfully lazy and ignorant, and no outside factors ever affect individual outcomes. People get what they deserve and the world is always fair. After all, I got mine!

Corona needs to kill boomers off faster

[Anonymous No.22446773]

>>22445264
because the boomers in charge sold this country out

[Anonymous No.22446787]

>>22444923
will that be the title of your autobiography?

[Anonymous No.22446806]

>>22442932
Or they don't like the game and want to change it instead of being good little cucks that just do what they are told to do.

[Anonymous No.22446827]

>>22446661

Whatever it is people think was optimism among millennials was actually just egomaniacal culturally-instilled entitlement. Millennials were overwhelmingly the children of boomers, so you have the whole generation of the former being told that they can do anything they want by the latter, who of course were still under the delusion of the advantages they had during their own upbringing. They got to grow up during the lowest wealth inequality in a century, the most robustly funded social programs, College costing ~$4000 in today's dollars (homes and cars similarly affordable) and endless professional opportunities. Millennials diving head first into a world holding everything out of reach for most of them and continuing to believe that they can be successful is some sad, delusional pull-yourself-up-by-the-bootstraps hustle and grind culture

[Anonymous No.22446849]

>>22442828
The fed has nothing to do with capitalism you retard

[Anonymous No.22446874]

>>22443366
holy shit

[Anonymous No.22446937]

>>22446725
Bezos is a convenient store of value, if the wealth were fully distributed to the workers it would simply be parasitized from them via a decentralized mechanism instead

[Anonymous No.22446946]

>>22446270

Exactly. the classic response of the more heartless among all our capitalist politicians to the idea of full-time jobs that don't pay a living wage or benefits is that it will inspire those workers to get better jobs. The message there being a basic admission that the people who will always be manning those positions cannot survive on them, but also that it's like that by design

[Anonymous No.22446968]

>>22443100

you're not being sensible enough, friend. Abolish the practice altogether. It's parasitic, often predatory,

[Anonymous No.22446981]

>>22442828
If that is true why don't the tenants get their own mortgage? Should get easy R I G H T .

[Anonymous No.22447003]

>>22443053
One viable alternative are home coops. The truth is that we don't need empty houses, if you have more houses than you have homeless people there is clearly an error in the market.

Home coops are much cheaper and there is less managerial overhead. Obviously there is something romantic to 'owning' a house, but in reality it is nothing but inefficient. In housing coops if you want to make changes then you propose those changes and if theyre good then there are ways to go through with them.

Also, we need more affordable housing as well, treating housing like any market is what gives us these inefficiencies. One big problem with free markets is that they rely heavily on who already has the money available. Houses and have already been bought by everyone who had the money decades ago, and that made them more wealthy which turned them from working class into capital class while driving an increasingly bigger separation between them and the working class. To the point where now a days there is no viable alternative for low income housing.

[Anonymous No.22447058]

>>22443100
>keep opening new LLCs to buy more property

[Anonymous No.22447073]

>>22445333
التحقق

[Anonymous No.22447087]

>>22443100
ECONOMICs
ECO
NOMICS
Most people -CANNOT- afford houses at their current prices. The people who can afford to buy multiple form a large part of the demand. If you cap how many they can own (dunno how the fuck it would work when you look at hotels, apartment blocks and so on but go off king) then this will depress demand, leading to a steep drop in new building projects (because it doesn't somehow magically remain profitable for construction if the sale prices are suddenly considerably lower across the board) while the demand for housing itself remains constant, creating limited supply of housing (population is not static), INCREASING rent costs for the average normie.

[Anonymous No.22447089]

>>22442828
The problem isn't central banks printing insane amounts of money so that boomers don't lose their property value in a deleveraging. The problem is credit in of itself. Credit is the reason the deleveraging happens in the first place

[Anonymous No.22447128]

>>22447087
*demand for rentals remains constant
the renties still need a place to live, but the landlordchads will (obviously) buy less houses

[Anonymous No.22447159]

>>22442977
>>22443100
>>22447003
>what is an FHA loan?

[Anonymous No.22447180]

>>22447089
wtf am i reading? just what do you mean by credit?

[Anonymous No.22447181]

>>22446937

You're missing the point. It's not about wealth redistribution at all, and whatever you're saying about some decentralized mechanism sounds really vague and unclear. In an organization of life where the productive means of humankind belongs to all workers within it, the idea of having any mechanism that extracts profit or surplus value sounds (and is) ridiculous. Just read about Marx's ideas. Look up the distinction between C-M-C economics and M-C-M' economics. That's the simplest way to understand this.

It's amazing how almost everyone believes socialism to be some economic reform tacked onto capitalism that just requires higher taxes or more wealth redistribution and we just continue along the same path. To me socialism is not about economic reform at all. It's more about class consciousness, and personal freedom and ownership over what you make. Again, it's more closely aligned with anarchist libertarianism that with high-tax authoritarian capitalism.

It's about the abolition of private ownership and collective self-determination of and by all people. It's about everyone recognizing their position as and utmost importance of being a worker, and collectively directing how and what humankind produces for itself--- and owning it. There is still private property as well as money and commerce and different pay for your level of skill or education. Very little different from our current world in many ways. To me there is very little requirement for taxation or for large government at all. it's just the abolition of a particular use of money as marx's "capital"

[Anonymous No.22447186]

>>22443599
Density and beauty are not mutually exclusive. Look at Osaka or Tokyo. Lots of tall buildings, tall office complexes, dense residential towers, but also lots of parks and shrines and zoos and other recreational spots.

[Anonymous No.22447187]

>>22447180
Credit as in loans. If it weren't for loans, home prices wouldn't be so ridiculously inflated.

[Anonymous No.22447208]

>>22447181
*eyes glaze over*

[Anonymous No.22447211]

>>22443366
Checked...guess I gotta read this shit now

[Anonymous No.22447216]

>>22443366
quadruple dubs checked. Maybe I should give this book a read.

[Anonymous No.22447248]

>>22443456
Based

[Anonymous No.22447250]

>>22447187
how many fortune 500 companies do you think would exist if they couldn't get loans?
or maybe you only want to limit loans by individuals, not companies? sounds like communism bro

[Anonymous No.22447261]

>>22443100
i think russia and china would be a great place for you to live!

[Anonymous No.22447273]

>>22447250
Loans != investments. If you have an idea and a bank deems it a productive enough one to put in some capital; then it should but it should also assume the risk. Banks can operate without usury.

[Anonymous No.22447284]

>>22447181
>It's about everyone recognizing their position as and utmost importance of being a worker, and collectively directing how and what humankind produces for itself
do you know how dumb the average person is? i don't trust them to fucking 'recognize their position' in some kind of amorphous collective. in fact i would pay 1000 dollars to keep them fucking away from me so they can't fuck up or ruin my life in some way. that's why i own guns

[Anonymous No.22447290]

>>22446256
>The left
Oh jesus christ. Stop falling for Hegelian dialectic fuckery

[Anonymous No.22447314]

>>22447273
ok then my idea is buying houses and then renting them out for profit
>not productive enough
ok then i will get a loan from a third party that isn't a registered bank (this is what would happen, congrats you created a black market for loans so we can have a new mafia)
>muh risk
the risk is the opportunity cost

[Anonymous No.22447340]

>>22447073
May Allah grants us worldly fortune so that we can do good deeds

[Anonymous No.22447439]

>>22447284
The average person is, by definition, not dumb. The average person is average. Of course you might consider yourself, and you very well be, a smart person meaning your intelligence is above average. But the truth is, the average person is more than capable of making an informed decision.

The problem is that our education system is also being increasingly privatized and we don't really put any emphasis on truly educating people towards having them make properly informed decisions. That would be a disaster for a lot of people, thats how you get social movements. When people realize theyre being screwed over then they will revolt. But instead we love to tell tales of geniuses, no one but jeff bezos could have made amazon, no one but elon musk could have made tesla. Markets are the ultimate decentralized information processors and thats what neoliberals believe. But at the same time, somehow, we think the modes of production have to be centralized?

Its a contradiction. If you want to free up markets that doesnt mean having the government step away, in fact for neoliberals it means having a heavy government that fights against the will of the masses in order to marketize more and more aspects of our lives. And in a way, i can see this, i get it. But what I don't get is how private ownership frees up said markets. The reality, to me, is that we need to treat markets as tools and apply them properly. And in order to do that we can't have few players controlling them for their private gain.

We need a state that will ensure decentralization of the means of production and proper access to every individual to be able to participate in the economy. When you have a huge class of people who are limited in their opportunities to participate in big sectors of the economy, say through artificial monopolies and through the facilitation of oligopolies then you can't have a working ecosystem of markets.

The new left has to be market aware and against private ownrship

[Anonymous No.22447456]

>>22442828
We havent had capitalism in the US since 1913

[Anonymous No.22447531]

>>22447439
>the average person is more than capable of making an informed decision
look at the world around you and then tell me that with a straight face. we are straight up on a decline because the average person makes the wrong choice 100% of the time because of how easy they are to manipulate

>We need a state that will ensure decentralization of the means of production and proper access to every individual to be able to participate in the economy
i don't know if you noticed, but every time the government tries to do something, it has the exact opposite effect. that's why the market is getting less and less free and more and more centralized. too many barriers to entry now for the average person. they tried to limit monopoly and centralization of wealth but it had the exact opposite effect every time. it was flawed from the very beginning
we need a state that can magically 'ensure decentralization' but we can't have that. it doesn't exist. stop fucking thinking the state exists for good or to help you. it is an obstacle and a holdover from feudalism.

[Anonymous No.22447555]

>>22447439
>A humanist
>communist
first semester macro economics and a polsci course, heh

[Anonymous No.22447795]

>>22446827
>egomaniacal culturally-instilled entitlement
Once again, you know, this describes zoomers pretty well.

[Anonymous No.22447826]

>>22442976
You picked the wrong species to not play the game. Next time roll up as a houseplant or a tree or something.

[Anonymous No.22447850]

>>22443850
That's precisely what it was.

[Anonymous No.22447903]

>>22442828
lmao the only reason we keep buying them up is because stupid tenants never want to live below their means and will always ensure stable rent prices. Idc if the appraised price of my properties go down 50% if theyre still going to be paying the same in rent over the next 3 years before I raise it again lmao. If tenants ever learned a little control they could start owning properties too, they really have no one to blame but themselves. And no, I do not feel bad about it the same way they do not feel bad about having me replace an entire roof for a single leak or an entire hvac system because it doesnt keep the house in the 60s during the summer. Fuck them. I might even raise rents next summer just because this post pissed me off. Fuck.

[Anonymous No.22447944]

>>22442976
then get the fuck off the field bitch.

[Anonymous No.22447945]

>>22447903
Get a fucking job you scab.

[Anonymous No.22447966]

>>22447903
>I might even raise rents next summer just because this post pissed me off.
Do it, just fucking do it. It would make me personally less angry at all this red and brown socialist and unironic trust fund communists who flooded this thread, knowing that there are people out there willing to just shit on their pets for the sake of it

[Anonymous No.22447989]

>>22446758
Of course the world is rarely fair, but faggots who post Communist drivel on Twitter tend to get what they fucking deserve.

[Anonymous No.22448002]

>>22447945
Why? I have tenants who love to go to work so they can pay me to have a nice comfortable home. I'd rather just go buy another home with their money rofl.

[Anonymous No.22448015]

>>22444388

Three core problems with property caps:
>It's a moving target; the government has to update the caps every year to account for inflation or shifts in the economy. More moving parts in a system means it's more likely to create some fatal disjunction between the model and reality
>It's completely arbitrary: Home ownership being capped just means the money flows into other assets, which also make the cost of living increase.
>It's about to become completely irrelevant: the great Boomer die-off means available housing stock - world wide - is going to explode in coming years. Housing prices will revert to the mean, about a 70% drop.

[Anonymous No.22448058]

>>22443366
>those digits

Kek is with based Sowell retards itt blown the fuck out

[Anonymous No.22448082]

>>22447966
checked. dubs commands it. what are they going to do, move out? LMAO

[Anonymous No.22448132]

>>22442828
#capitalism is the worlds only hope.
#endthefed
#commies get the rope

[Anonymous No.22448134]

>>22442964
retard

[Anonymous No.22448166]

>>22446806
Ypu cannot change the game without fixing supply/demand which cannot be done in this world.

[Anonymous No.22448177]

>>22446725

Take your retarded ass back to plebbit. How is it possible to type so much shit like that with zero self awareness.

>Imagine Jeff bezos didn't exist
Then Amazon wouldn't exist either and there would be zero capital flowing. Commies don't create anything of value, they can only take what has already been created.

[Anonymous No.22448206]

>>22448082
Thanks anon
>move out
new tenants willing to pay higher prices usually means more solvent tenants and more security and purchasing power for you to actually keep contributing to society and provide a necessary service. Godspeed anon, faith in humanity little bit restored. Not going to blow up the parliament today.

[Anonymous No.22448540]

>>22447181
>collective self-determination
And there it is. An unachievable, idealistic nonsense doublethink concept that all commies and socialists try to insist the multitude of failures (economic, social and mortal) is due to the lack of a "pure Marxian vision". Socialists and commies (the "true believer" useful idiots anyway and not the autocratic ruling class who lines them up against a wall and shoots them once they use them to consolidate their own power) fail to recognize that humans are inherently selfish and self-serving. People care about themselves, their immediate family and some close friends. People can be empathetic to other human plight but they principally worry about their own well being. Capitalism enables two individuals to use their selfish desires as a means of mutual benefit through the free trade of goods and services. A carpenter makes a chair. A baker makes bread. Both benefit from trading their goods and services with one another and this value is easily and swiftly translated via currency (ideally it would be money, but the kikes have a grip on that), although bartering is always an option. Any surplus value generated from making extra chairs or extra bread can be sold to other parties and then reinvested into something else. Socialism tries to neatly determine an individual's needs through arbitrarily determined quanta of goods and services based on a one size fits all interpretation of equality, which does not work when one sees that equality does not actually exist. Different individuals have different needs and forcing each person to have the same needs with the implicit threat of violence is not how a society flourishes. Quite the opposite.

[Anonymous No.22448595]

>>22443891
>people keep multiplying
But the birthrate is below replacement rate in every developed/industrialized country and in a fair portion of developing states as well. The areas of the globe that still have a positive birthrate like Africa, the Middle East, etc. also have decreasing birthrates, meaning that the global population will probably stabilize at around 9 to 10 billion based on current estimates. https://www.pewresearch.org/fact-tank/2019/06/17/worlds-population-is-projected-to-nearly-stop-growing-by-the-end-of-the-century/
Most of this new population are sub-saharan apehoopers so hopefully they will be stuck on their continent for this time period.

[Anonymous No.22448629]

You faggots are unironically never going to make it.

[Anonymous No.22448652]

>>22446256
>Gen Z is already the most leftist generation in America
>distinctly positive and optimistic
so exactly what the millennials were saying about themselves about a decade ago? go eat your tidepods zoom zoom, the adults are talking

[Anonymous No.22448722]

>>22443366
Fed was always just Keynesian fuckery. Keynesian economics isn't real economics.

[Anonymous No.22448759]

>>22443366
Sowell has been reaffirmed, once again.

[Anonymous No.22448818]

>>22442828
Its not the fault if capitalism tho.
You could solve this by making your own house in your land, but NO says (((the man))) in power, you cant build unless we approve it.

[Anonymous No.22448908]

>>22442828
can I become a Isabelle esque landlord with SUTER?

[Anonymous No.22448936]

>>22442828
>fuck capitalism
>Twitter for iPhone

[Anonymous No.22449066]

>>22448818
then go to a county with a less restrictive coding laws or stay in your own and get them changed at city hall. but booohooo they told me no so thats that waaaaaaaaaa. you definitely rent, i can tell by your easy defeatism. "i dont wanna work to get assets, i just want to get paid for my labor so i can spend it on creature comforts and gambling on shitcoins while i masturbate about being rich while simultaneously bitch about the rich". fuck you.

[Anonymous No.22449068]

>>22447989
>it's communist drivel to say few people controlling supply drives up demand
boogeymanposting is pathetic, anon

[Anonymous No.22449130]

>>22442828
>fuck capitalism
>end the fed
wtf? pick one

[Anonymous No.22449598]

>>22443418
Can confirm. Am black and my dad did this to pull himself up out of poverty. He's a millionaire now.

I thank him everyday for teaching me how to invest and manage money properly.

[Anonymous No.22449744]

>>22443366
Checked

[Anonymous No.22449826]

>>22446270
>If only the Left weren't dead.
The left is alive. It's just busy trying to normalize looting and pedophilia.

[Anonymous No.22449894]

>>22442828
>Fuck Capitalism
>EndtheFed

These two statements are in contradiction.

[Anonymous No.22449951]

>>22443100
I'll simplify it further:

Ban jews from your country and these problems leave with them.

[Anonymous No.22449957]

>>22443366
Well shit

I guess I have to read this now.

[Anonymous No.22450111]

>>22444022
There are more homes than people in the US you fucking idiot

[Anonymous No.22450186]

>>22443153
Used to happen. Look up tax rates during Eisenhower. 90% tax on the super wealthy.

And guess what happened to the American economy during that era

It boomed like anything

Capitalism has gotten out of hand. It's just too much

[Anonymous No.22450248]

NOOOOO you can't just tell me I can't buy up all the land so everyone else has nowhere to live!

The core problem is treating a home as an investment instead of what it's intended to be, which is shelter. The people who would exploit others for personal gain harm others as well as themselves. Remember we are all part of the Logos brothers.