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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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21588917 No.21588917 [Reply] [Original]

>Working on having a good credit score is essentially begging for a "good bank slave" badge and wearing it with honor
>Only actual morons do that, living in debt and being proud of it

https://www.youtube.com/watch?v=3k0ObI4OBbY

Is he right? And what's you credit score?

>> No.21589030

Usury is a sin.

>> No.21589223

>>21588917
I've never had a credit card and never checked my credit score in my life. Fuck kikes

>> No.21589257

>>21588917
26 and 200k in debt ama

>> No.21589283

>>21588917
correction: paying your debt is for losers
t. gets free healthcare just by going to the hospital, they can't deny me

:)

>> No.21589290

Never, ever take advice from someone who markets their name and face as a brand.

>> No.21589314

>>21588917
If you pay cash it’s going to make the gov look at you. Hope your not hiding anything.

>> No.21589358

>>21588917
Love all the people that brag about a shit credit score. Like it or not, it can save you money unless you somehow can buy your cars and homes in cash. They even check your credit score when you apply for rentals kek

>> No.21589399
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21589399

>>21588917
>use credit card
>put on autopay
>1-5% off everything I purchase
only a brainlet would not take this deal.

>> No.21589428

750. I can't seem to break out because of student debt I think. But I'm hopefully gonna refinance soon and it looks like I can get the rate down to 4 percent. So that's not all that awful.

>> No.21589430
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21589430

>>21589290

>> No.21589448

>>21589358
Imagine not being able to pay for a car or home with cash. Have fun staying a slave retard.

>> No.21589561

>>21589448
>>21589358
>buying a car on credit

https://www.youtube.com/watch?v=wzHzV0rhtFk

>> No.21589655
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21589655

>>21588917
yeah having good credit is so shameful
so shameful that i'd rather have bad credit and never be able to own a home because i don't have $800,000 in cash to buy it out right
i'd literally rather live out on the street than try to keep my credit up so i can have a normal life since i wasn't born a millionaire and didn't hit it big yet
this guy's logic is flawless, i'm done paying my mortgage today and i'm taking my wife and we're going to live under a bridge with bad credit and we're gonna take that metaphorical "good bank slave" badge off and toss it in our metaphorical garbage can that used to be in our real home

>> No.21589755

>>21589655
disregard females
acquire wealth

gtfo noob

>> No.21589803

>>21589755
i haven't been able to stop thinking about the fact that bush did 9/11 for almost 20 years now, i don't have room in my brain to focus on making millions

>> No.21589867

>>21589561
Based

>> No.21590020

you don't have to "work" to have a good credit score. just always pay your bills on time/in full, and it will automatically be 720-800.

potential employers can base hiring decisions on credit score. would you hire some irresponsible pleb with a 630 score? i wouldn't.

>> No.21590633
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21590633

>>21588917
Honestly, what investments could reasonably outpace not having a mortgage? Where else could you get like 8k a year for 150k, assuming you have good credit and rates are low?

>> No.21590956

>>21590633
>>21588917
I will say, that most of his advice is for the common retard who cant manage debt well.

>> No.21591103

>>21590956
True, he literally lives off of retards and debt. If there was no debt he'd be out of a job.

I still fucking hate him, he has the pretentious boomer mentality of "muh bootstraps" and is out of touch with reality and how things are run now days. No Dave, its not 1980 when you had stated income to put on mortgages and getting a 6 figure job wasn't hard.

>> No.21591293

>>21591103
My feelings as well. This fucking idiot lived during the greatest bull market in history when the 'hurr durr just buy property and stocks' actually fucking worked and the FED stepped in every time the market tried to send these fucking idiots where they belonged. I just hope he lives to see everything he worked for turned to dust. I hate people that use churches to market their businesses. Biggest scumbag move out there.

>> No.21592024

>>21588917
BASED