/biz/ - Business & Finance

[Anonymous No.19426325]

>finally save 350k
>"ahh I can finally buy a decent house and move from my mom's flat"
>realize you would end up with 0 savings
>lose ability to take big bets in BTC and try to become rich before you are decrepit
>also the house would be far from the city so there would be 0 chances to get a job in case my netbux money making scheme failed and would rather drink bleach than commutecuck anyway
>"just get a shittier house"
>realize I might as well keep living with my mom and keep the 350k because I simply don't have enough money to live a decent life

[Anonymous No.19426358]

>>19426325
Youre that anon with the 1+ million youtube subs arent you

[Anonymous No.19426373]

I'm just getting a mobile home. Fuck huge mortgages and fuck rent.

[Anonymous No.19426375]

I would definitely buy the house and gtfo if my dad still lived here but he has his own flat, so its only my mom. I still have to deal with my dad coming every 6 months or so to "see what im doing" and also have the odd familty gatherings and they see I still live with my mom which is enfuriating but so is lossing my savings in a fucking house with shitty location because houses near barcelona that arent old ass grandma houses go for 700k€+

[Anonymous No.19426386]

Get a mortgage or standard loan for the amount of savings you want to keep. Alternatively buy house outright and take loan to gamble on crypto

[Anonymous No.19426392]

>>19426358
I make most of my money from ranked websites, I never managed to rank my videos.

[Anonymous No.19426407]

>>19426386
>get in debt
>gamble with said debt

[Anonymous No.19426425]

>>19426325
>>19426375
So you came here to cry about it?

[Anonymous No.19426428]

>>19426407
Learn to take risks or you will remain a poorfag in mommy's basement.

[Anonymous No.19426476]

>>19426386
>mortgage
that defeats the entire purpose. OP should just sit in cash until btc dips 40%-50% again and go all in. historically, that's a can't miss opportunity.

[Anonymous No.19426488]

>>19426476
then he can sell after 2x and buy the house in cash, and wait for another 40%-50% dip to go all in on.

[Anonymous No.19426509]

>>19426407
If you can't beat current interest rates on a loan or mortgage you shouldn't bother investing.

[Anonymous No.19426532]

>>19426325
>not getting low ass APR mortgage and using the free capital to get easy gains and have a house too
lmao retard stay poor

[Anonymous No.19426546]

>>19426325
move to a more affordable city

[Anonymous No.19426936]

>>19426325
Just take $100k and buy a $500k house then gamble $250k. What the fuck do you need a $1.75MM home for as a single young dude? Unless you were talking about buying a house outright which is lol cringe retarded level. Never pay for something with cash that you don’t need to. Put your cash to work, let the bank cover the cost of what you’re buying. Can’t make back the lousy 3% annually a bank is going to charge you? That’s worse than a fucking index fund.

[Anonymous No.19426961]

>>19426325
>buying houses in cash
biz continues be retarded about mortgages

[Anonymous No.19426985]

>>19426428
Gamblin with the 350k on BTC without getting in debt is a better idea than your stupid ass idea.

>>19426488
Im waiting for that 5k capitulation.

[Anonymous No.19426996]

>>19426509
>gamble with implying you'll have an steady source of income for 30 years to pay for some boomer house

gtfo mongo

>>19426936
>mortgages

[Anonymous No.19427005]

>>19426961
>get a mortgage for 30 years cuz great deal
>lose your income
>get jewed
mong

[Anonymous No.19427014]

>>19426532
>another mongoloid implying he will have steady source of income for 30 years in the up and coming clusterfuck
kyfs

[Anonymous No.19427033]

>get mortgage cuz great deal due low rates
>lose income
>cant pay mortgage
you got outjewed again

[Anonymous No.19427082]

>>19427033
>buy house outright
>lose investing funds
>lose income
jewing yourself desu
I bet your goyscore is healthy

[Anonymous No.19428044]

>>19426375

Me pasa lo mismo colega, pero onions de Madrid.

¿Comprar un piso o quedarme con los 30 BTC y vivir con mi padre? esa es la cuestión.

El dinero electrónico y el fin del efectivo está al caer en los próximos años debido a que es uno de los objetivos de la Agenda 2030. El resultado de la implementación de este objetivo a nivel mundial podría hacer que el Bitcoin se dispare a un valor imaginable en estos momentos: >100M€/BTC ¿quizás? quién sabe.. si todos los millonarios del mundo quisieran adquirir 1 BTC no podrían.

De todas formas, tampoco estoy convencido al 100% de comprarme una casa en España, tal y como se está poniendo las cosas (Nuevo Orden Mundial). Si lo hiciese, me compraría una casa (con un Land Cruiser 4x4 en el garaje) en alguna zona de montaña en plena naturaleza y lejos de las ciudades.

[Anonymous No.19428157]

>>19428044
>pero onions de Madrid
kek

[Anonymous No.19428211]

>>19426325
Thats why there’s mortgages you dumb fuck

[Anonymous No.19428214]

you buy the house and take out a HELOC to invest in bitcoin. jesus do i have to teach you guys the very basics of personal finance. you people are hopeless and will stay poor forever.

[Anonymous No.19428255]

>>19427082
which is why i havent bought the house outright or mortcucked

[Anonymous No.19428285]

>>19428044
Buenos dubs. Asi es , pero en el caso de que se acabara el efectivo, el estado seguramente haria Bitcoin ilegal y pasaria alguna ley confiscatoria como los Americucks con el oro en su dia. En ese caso, estariamos jodidos.

Yo auno he comprado BTC; pero ese es uno de los miedos si lo hago.

[Anonymous No.19428309]

>>19428214
HELOC HELOC, anybody home?

[Anonymous No.19428679]

>>19427014
>implying I won't be retired in 10 years with the ROI from the free capital
If you can't maintain 20% CAGR for 10 years then get the fuck off of /biz/ retard