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/biz/ - Business & Finance


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18954948 No.18954948 [Reply] [Original]

>> No.18954969
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18954969

>> No.18954984

>>18954948
Me

>> No.18955040

>>18954969
Who would have thought someone calling themselves blackqueerbaby would pay $150k to understand the ins and outs of intersectionality but not be able to grasp the simplest concepts in finance

>> No.18955048

>>18954969
Why did he think he would end up incarcerated or dead if he didn't go to college?

>> No.18955117

>>18955048

Exactly. Idk who is perpetuating the idea that you MUST GO TO COLLEGE, besides dumb boomers who can't make money in 2020, or the colleges themselves advertising its a good idea.

>> No.18955257

>>18954948

> I made this choice cause I felt

That's the problem. Yet this minority will blame outside forces. Typical for such a room temp IQ. Not surprising.

>> No.18955278

the jews

>> No.18955327

>>18954948
There is an active effort to further crash the economy. That is all I can say.

>> No.18955372

>>18955040
Stop luxuriating in his shine, bigot.

>> No.18955415

Is he begging white people for money? Is that what this rant is, a shakedown?
With an appeal to white liberal guilt, in an effort to influence people to give him their money?
What a terrible thing to do.
And he clearly thinks it's justified.

>> No.18955445

>>18955415

Too bad that whole white guilt thing doesn't work with the newer generations.

>> No.18955446
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18955446

>>18954948
>>18954969
>Another low-IQ jewish golem cast into the pit of hell
Hopefully it self-terminates before sucking up too many resources

>> No.18955455

>>18954948

Dumbass should have went to community college for 2 years, then a cheaper uni. Nigger probably went to the Lit uni for the parties and Lefty cred.

>> No.18955458

wtf my negros on 4channel, how can we further shame wiy ppl to give us they inheritance?

>> No.18955499

>>18955415
Dats rite. Dis post hits different.

>> No.18955514
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18955514

>>18954969
>>18954948
God I fucking hate queers, trannies, and nigger faggots.

>> No.18955523

>>18954948
>poverty
>piling on debt instead of going to college essentially for free
Poorfag here. Full pell alone can get you through four years of community college/trade school/online college. Pell plus other grants and scholarships can pay for the bulk (or even all) of a bachelor's degree. No excuse for 6 digit debt unless you end up with a medical degree.
t. Literally got paid to get an associate's degree. (also my sister got a full ride at U of Michigan)

>> No.18955690

>>18955523
Here in NYC poor kids literally get paid to go to community colleges

>> No.18955701

someone go roast this homo in the comments

>> No.18955935

>be me
>live in South yuropoor
>study Computer Science in top private school
>competition in SE literally doesn't exist
>average salary in the country ~20000
>get paid ~21000 per year work as junio-middle software developer
>pay ~4000 EUR per year in tuition fees for college
>invest 50% in crypto/stocks, 25% into savings
>trade crypto
>probably by graduation will buy two bedroom in my city with cash and 100k+ in crypto
>no debt, no car, no liabilities
>muh yuropoor

>> No.18956866

>>18955040
this person trusted the system to look after them and it fucked them over. its not their fault. they believed their community was working in their best interest and it actively exploited and fucked them over.

>> No.18957123

>>18956866
That’s the thing. The Jews aren’t their community.

>> No.18957245

I'd feel sad but these are the fuckers that have ruined higher education for people that actuall need and deserve it

when every faggot nigger started going into debt to go to uni they all turned to shit and became over priced leftist shitholes with racial quotas no better than papermills, so no, I dont feel pitty, they deserve this

>> No.18957413

>>18955372
their* shine you fucking inbred hick.

>> No.18957472

>>18954969
Hopefully suicide is next for this queen

>> No.18957647

ITT: MENTAL ILLNESS

>> No.18958064

>>18954948
Why does it look she lives in NYC? You could move literally anywhere else and live more cheaply.

>>18955523
>Full pell
My nigga, you and I are down with the movement, we know the struggle, white trash power, RISE UP!

>> No.18958077
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18958077

>>18955935
Poor faggot Balkan nigger.

>> No.18958252

>>18954948
Are they from a poor family? Do they have top grades and a spectacular array of extracurriculars, rec letters, test scores, and essay writing capabilities? Elite colleges will throw financial aid at them. The cost of attending Dartmouth for me, coming from a 70k family, was like 6k a year.

Are they from a poor family? Do they have shit grades? Their fault. Community college is still free.

Are they from a rich family? Top grades? if their family wont pay there are many tier 2 but amazing schools that will throw money at you on a merit based system to get you to come. Alabama isn't tier 2, but I know many who want there for free and in honors stem. USC THROWS money at you in merit scholarships.

Are they from a rich family? Shit grades?
Their fault.

College being "expensive" is a meme that only people who are in the upper middle class have to deal with. Rich people have their families pay or get merit scholarships elsewhere. Poor get very generous financial aid from top institutions or even just good institutions. The upper middle class finds it hard to pay 60k a year for the top institutions but you can still go on a merit scholarship to places like Alabama or USC. USC throws out SO MANY merit scholarships. It is absurd. USC gives cash out the asshole to anyone who needs it

If they got shit grades than shut the fuck up because it was entirely your fault, stay poor.

Huge student debt is a meme only for art schoolers whos universities don't believe in financial aid, some law schoolers, and people too braindead to score above a 27 on the ACT

>> No.18958959

>>18958064
>white trash power, RISE UP!
Unironically this.

>> No.18958996
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18958996

>>18954948
>Not even 1 sentence into post
>MUST SHIT ON WHITE PEOPLE
I'm half black and I'm getting so fucking sick of retards like this. Identity politics are truly awful. Too bad white people don't seem to like either.

>> No.18959097

>>18955523
buddy full pell is like 6k, how the FUCK is that gonna pay for more than 1.5 semesters at CC

>> No.18959130

>>18954969
COMMUNISM POGGERS

>> No.18959170
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18959170

>>18954948
we know who.

>> No.18959313

>>18954948
>163k debt
Omfg....

>> No.18959367

>>18954969
>Stupid is as stupid does

>> No.18959439

>>18954969
Did this work btw? If so how to into free money?

>> No.18959508

>>18959170
How was this not the first answer?

>> No.18959560

>>18955048
statistics

>> No.18959569
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18959569

Literally how? I only took 20k for undergrad and master's and my friends that are black and Latino,
13k for the black, 10.5k for the Latino.
And that was their fucking PhDs combined with undergraduate.
How is this possible?

>> No.18959586
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18959586

become a dentist they said . lol

>> No.18959612

>>18955935
How are you working full time while also at a private university

>> No.18959620

>>18954948
>paying debt
>in 2020
don't
also,
>black
>gay
who the fuck cares if you are white, black, hetero, homo, tall, short, ... ? do whatever you need to do and don't give a shit about what other people do. but also be responsible and don't spend money you don't have, unless you KNOW you don't need to pay.

>> No.18959668

>>18959439
it works, but usually not fully or even nearly fully. i don't know about this particular case but there are plenty of similar cases and they do usually get a non-zero amount of money

>> No.18959739

>>18954948
So this faggot nigger got himself into $160,000 In student loan debt for probably some stupid degree that has no real market value and blames white people? Or am I getting this all wrong help a fag out

>> No.18959876

>>18959586
jesus christ. i really hope this isn't (you)

>> No.18960033

>>18959876
its me lol look up dental school tuition at any major private university (NYU/USC/UPenn)

gonna need that 1000 EOY chainlink

>> No.18960117

>>18956866
>they believed their community was working in their best interest
They must have not grown up in a black community then, otherwise they would have learned super quick you better watch yourself because people are always trying to pull a fast one on you.

>> No.18960227

All these fucks that say they "had to go" to get a decent job don't know shit. I work on the construction end of insurance property claims. My income varies because it's 100% commission, but I have never made less than 85k (first year doing it) and 700k (last year, paid 350 out of the 700 so far). I've been at it for 12 years now. Until middle of 2018, I l only worked 5-7 months a year. I have no degree. I didn't even have any construction or insurance experience until I started. I basically had to teach myself everything I know now. I'm going to branch out to do insurance appraisal and arbitration work this year. There are no certifications or any bullshit required to do it, just my estimating skills and policy knowledge to get going. Insurance in general is a good racket to get involved in. Even a basic bitch insurance adjuster makes 50k-80k a year to sit behind a desk. It takes a $350.00 class and passing s state licensing test. If you don't mind going out into the field during a big weather event (hailstorm or hurricane), you can make way fucking more. My wife does P & C claims, and had a job during Irma in Florida making 1500 bucks a day. She worked 85 days in a row, but that's all she did for the whole year.

>> No.18960261
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18960261

>Blaming white people

>> No.18960283

>>18954969
DOES THIS NIGGER NOT REALIZE THE FED JUST PRINTED TEN TRILLION ANS HE WANTS ME TO PAY TEN THIUSNAD FOR JIS FUCK UP?!!!! FUCK YOU NIGGER IM NOT THE PROBLEM

>> No.18960319
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18960319

>>18960033
you won't make it off your own actions (buying shitcoins) but via the sperm lottery luckily you had well to do parents whose boomer real estate you'll inherit and hopefully be able to market dump for 1M~ to pay the medical debts.

how much do you stand to inherit from the boomer wealth transfer, dentalAnon?

>> No.18960383

>>18960227

How can I get into doing what you do anon?

I have a lot of construction management experience, but I wouldn't know where to get started in my area doing what you do.

>> No.18960527

>>18960383
I responded to an ad off fucking Craigslist for the first company I ended up working with for 7 years. Helps if you have an active market for weather claims. All of my work is from hail damage. The first few contractors I worked for were "stormers", meaning we were licensed in a bunch of states and would travel to big weather events. I moved to Colorado in 2018 and took a full-time subcontract PM position with a local GC. I don't have to travel anymore because the front range gets blasted every year by gigantic hail. There is also water and fire restoration work (think ServPro), but those positions usually revolve around the contractor operating as a direct vendor for an insurance carrier and pay less because work is generally guaranteed.
Where do you live?

>> No.18960528

>>18954948
What the fuck, school is only 4,500 a semester here. How the fuck do you even pay that much?!

>> No.18960614

>>18954969
>poor white people do not exist

It remains socially acceptable to be racist against white people. baka these people are shitheads. Nobody made this retard take out 150k in debt, they did it themselves, not that I agree with the insane notion that college should cost that much. Follow the money, who is actually responsible for this usury?

>> No.18960666

>>18954948
>Borrowing $160,000 to 'escape poverty'

>> No.18960683

>>18960614
Poor white people aren't allowed to exist, white liberals wish to turn themselves into an ascended class

>> No.18960770

>>18954948
I'm trying to think of ((((((((((((((who)))))))))))))) likes to convince people to take on large amounts of debt they can never repay other than Jews who we all know didn't do it because they're our greatest allies.

>> No.18960881

>>18960666
It doesn't help that the loans are all federally backed and a fucking teenager can borrow an almost limitless amount of money for "school". Universities have no incentive to be price competitive when there is an endless faucet of federal money to subsidize them.

>> No.18960889
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18960889

hyper-inflation is debt forgiveness

>> No.18960945

>>18959612
By not being a lazy nigger.

>> No.18961059

>>18955935
You forgot to say that you live in your mom's basement.

>> No.18961117
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18961117

I thought the rant was going to be
>student loans are a scam
and I was going to agree but then
>WHITE PEOPLE DID THIS

Fucking KEK, how do white people put up with being told it's their fault for bad decisions others make? I'd be pissed if I was white.

>> No.18961152

>>18961117
It's fucking bullshit

>> No.18961188

>>18954969
>I made a poor life choice, please bail me out.
Nope, we should bail out corporations nor should we bail out dumb nogs.

>> No.18961604

>>18961117
what’s most interesting to me is that this person posted a “Graduatied!!” post in 2018 and was very proud of themselves. if that’s the case, what are you complaining about?? you went to the prestigious school and lived an incredibly luxurious college life. you bought that for $160,000, now you just have to spend the rest of your life paying it off.

also sad that most people consider 4chan toxic and hateful, so they’ll never come on here and post their life plans. anyone can post their career choice, degree choice, or house buying choice, and other anons will tell them exactly whether it is a good choice or not. we could have saved them so much money...

>> No.18961903

>>18960527

Sorry for the delayed response.

I'm in the Midwest (Chicago).

>> No.18961937

>>18954948
>higher education was the only way out o poverty
>higher education is the sure way into poverty

Pottery

>> No.18961980

>>18954969
Peak brown communism

>> No.18961991

>>18954948
>>18954969
kike academics are scamming these retards AND brainwashing them into thinking it's the system's fault they chose to take out a mortgage for a useless meme degree.

>> No.18962007

>>18955446
Based

>> No.18962284

>>18955040
based

>> No.18962578

>>18960283
>If 128 people gib their government gibs to me then my debt would be paid off

>> No.18962627

>>18954948
>>18954969
Now this is some negro tier kek

>> No.18962735

>>18955935
>thinks his linkies are going to buy him a house, or even be worth anything in 2 years
Lmao sorry eurotrash, get used to poverty

>> No.18962751
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18962751

>>18954948
>>18954969
>Literally 163k in debt for a useless degree and all he/she/it got in return was massive brainwashing and no marketable skills
>Doesn't realize that the education system itself is the new slave plantation and it doesn't even discriminate based on race anymore
>Talks shit about whitey but openly begs for money from whitey in the same paragraph

I believe this life ruining amount of debt is well deserved for this nigger faggot.

Epic ragebait OP, 10/10

>> No.18962772

>>18954948
Jews.

>>18958959
Based af. Get those gibs, drain the system.

>> No.18962937
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18962937

>>18954948
>>18954969
>>18954984
>>18955040
>>18955048
>>18955117
>>18955257
>>18955278
>>18955327
>>18962772
>>18962751
>>18962735
>>18962627
>>18962578
>>18962284
>>18962007
>>18961991
>>18961980
>>18961937
>>18961903

All these niggers can do is block you and delete your comments like pansies.

>> No.18962979
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18962979

>>18954948
>Teachers shill college as being the only way to not work at McDonalds forever and brainwash this into kids K-12
>This increases the demand for college, increasing the price of it
>Student loans and financial aid become more widely available, colleges use this opportunity to jack up their tuition and other fees because "you can't put a price on a good education"
>"Why is college so expensive, we need the government to give more money for financial aid so we can afford college"
>Students as a whole now have more money available to them, so colleges use this opportunity to jack up the tuition and other fees again
>wtf we need the government to give us more money again
>colleges jack up the tuition again because more money is available to students

Somebody needs to stop this insanity, if we just made student loans forgivable in bankruptcy and issued student loans to kids based on their high school performance, SATs, and chosen major (basically the same shit that any sane institution would look at to weigh the risks of default), and cut out the majority of government aid, colleges would be forced to dramatically reduce their fees overnight. That's how you fucking lower the cost of colleges, by not enabling these cock suckers at these institutions to abuse the system. It's a fucking gravy train for them, and it's a giant elephant in the room that nobody wants to acknowledge.

>> No.18963025

>>18962979
This insanity cannot stop. We are the west. These negroes aren't being taught western values. Their parents aren't teaching them western values. Therefore, their only option is college. And when they don't pay attention for 4-5 years straight, they won't get a job afterwards. Good riddance.

>> No.18963063

>>18954948
lmao stupid fucking lemming

>> No.18963093
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18963093

>>18954948
someone drank the koolaid

>> No.18963104

>>18963025
The entire higher education field is a massive money making machine, it's self contained and it sucks blood from young people and drinks from the teet of the government. Most people should not be in college, especially this dumb nigger faggot.

Step 1. Shill college to every kid
Step 2. Shill financial aid programs and student loans
Step 3. Brainwash the kids into leftism so that they help pressure the government for more of that sweet taxpayer money
Step 4. Mysteriously raise tuition as more money now flows into the pockets of students (what a coincidence)
Step 5: Repeat

>> No.18963110

>>18954948
This is what happens when you trust people above you too much. How do you not realize people lie? How do you not realize that people can be wrong?

Come on normies, get your act together, we have the internet...

Thank God I'm blessed.

>> No.18963126

>>18961903
I have a friend that works for Jarvis Exteriors in the Chicago area. There is also a company called American Dream Home Improvement that storms and operates out of the Chicago area.
If you don't mind traveling, St. Louis metro area gets hit on a yearly basis, and the Illinois side around Belleville and whatever those other towns aren't shitholes. Bloomington/Normal area is another area in IL that sees it far share of big hail. The suburbs around Indianapolis are another good place to work. I am from the Indy area but never really worked there because there hasn't been a widespread damaging hail event since really 2007. You can definitely make a decent living working one area and building a book of business, but the opportunities to make 100k+ in 6 months are really found by going somewhere else to work. The storms in 2018 in southern Colorado damaged 300k homes for example. From June 18' until December 19', I have done around 4.6 million in business. Average person starting in this makes around 5%-10% of contract price. My average is 19.7%.

>> No.18963129

>>18955040
>blackqueerbaby
ok nvm, this is a legit retard

>> No.18963157

>>18959586
I thought 200k was bad. A dude I met had shit tons.

>> No.18963179

>>18963104
im convinced that high schools get kickbacks from universities and of course everything goes off US News & World Report, funnily enough I used to actually care about those rankings but I've come to realization none of it matters and what kind of shitty authority are they?

It's all the same material. Hell I'm convinced anymore that I don't need to send my kids to some super special private school if I have them because whats the point the end game is probably going to be a state university like the rest

>> No.18963185

>>18960889
lol, thanks for that pic.

>> No.18963192

>>18954969
>16
>32
>63

>> No.18963235

>>18963192
He probably studied some mouth breathing-tier shit like Sociology

>> No.18963254

>>18961903
Since your on the management end, this will give you some perspective on what I mean by "hail damage" to a house. I have 15+ residential projects that are over 250k. 2 of those 15+ are over 500k...from a hailstorm.

>> No.18963316

>>18963179
Public schools all benefit from it, if they shill education in general they can justify their own jobs.

>> No.18963323

>>18954948
who cares, just file bankruptcy.

Companies do it all the time.

>> No.18963394

>>18963323
You typically can't wipe student loan debt during bankruptcy

>> No.18963422

>>18960683
>he doesn’t know the liberal mind
>he doesn’t know they are deeply racist and expect whites to be wealthy atheists but expect brown people to believe in gods and need constant help like a pet

Have you been paying attention?

>> No.18963450

>>18954948
>>18954969
>that last paragraph
there is no redemption for these people

>> No.18963689

>>18961117
We don't care about the cries of the proles ohohoho

>> No.18963745

>>18954948
I got free college because I'm injun. Paid for books and a generic $99 "fee" every semester

>> No.18963746

>>18955445
oh? is that so?

>> No.18963792

>>18963323

Bankruptcy doesn't remove student loan debt. It's the biggest con of all time.

I agree with the black faggot on this. There should be no such degree and loan package that doesn't have a guaranteed high paying job available once school gets out.

It's textbook fraud played on young people. And Congress and the loan issuers are laughing as the sun sets.

>> No.18963812
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18963812

>>18954948
Alright I gotta know what they majored in; someone do recon on this post please

>> No.18963813
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18963813

>>18955446
dreidel-tippers btfo

>> No.18963867

>>18963126
>>18963254

Thanks for the replies anon. Can you contact me at my throwaway email. I would like to discuss more. This is very interesting.

blacktableforwork@gmail.com

>> No.18963890

>>18963867
They will legitimately rape your asshole. This is a known scam.

>> No.18964217

>>18955415
At least sell crack or rob a liquor store like a respectable nigger

>> No.18964579

>>18963890
>It's a known scam
>Have been doing it for 12 years
>Build my entire business turning one job into 4 or 5 through referrals because we do a good job
Are there scammers...fucking absolutely. There are scammers that will come from all over the country to scam people out of their insurance checks, kite fake insurance checks, pretend to be contractors to case and rob houses, etc.. For me, that sort of shit makes my job on the sales end way easier. I know my shit, I worked for someone who did an excellent job on the trade(s) side, and we didn't collect any money until the contracted trades were completed on an individual basis.
I even tell people
>Most people that do what I do are retards and scammers that responded to a Craigslist ad telling them they could make a billion dollars selling roofs door to door
>They last an average of a couple weeks until they realize they suck at this or until their scams are discovered
>Scammers don't get very far though because they get found out quickly
>I am not a scammer or a retard; I have been doing this for a long time and do very well for myself
>I want to do the best job I can for you because you know a bunch of people that have a house that got fucked up by hail too
>I don't just want your money, I want your business...and your friends, family, and neighbors
>I may work for XYZ Construction, but this is my business, and I treat it as such

>> No.18964635

>>18963316
Yeah I imagine that. A lot of authoritarians flood the school system to pretend like their position matters when in fact it doesn't.

>> No.18964695
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18964695

>>18954969
>tfw have access to 50k+, trust fund, inheritance, have millionaire parents AND my ancestors owned slaves

>> No.18964735
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18964735

How the fuck is college so expensive in America? I got an EE bachelor's with honours in Aus for 28k and the loan is from the government that only increases with inflation. I'm a dual citizen and people always ask why I didn't study in the USA and I can give them 100,000 reasons why

>> No.18964738

>>18954969
hahahahahahahahahahahahahahaahhahahaahhahaahahahahahaahahahaahahhaahahahahhah

>> No.18965199

>>18963867
Sure, why the fuck not.

>> No.18965290

>>18955935
btc 2K eoy