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/biz/ - Business & Finance

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18282736 No.18282736 [Reply] [Original]

Investments that absolutely 100% pay off, like paying off credit cards that accrue interest, upgrading insulation in your home, buying in bulk or having a garden. If the plague has taught me anything, it's that no matter how good your projections are, random unpredictable shit can throw a wrench into the works, so let's discuss investments that you can't lose on, correcting for inflation (because CoDs are trash once corrected).

>> No.18282742

chainlink

>> No.18282760
File: 77 KB, 907x721, $42.jpg [View same] [iqdb] [saucenao] [google]
18282760

>>18282742
OOOOOOOOOOOOOOOOHHH

>> No.18282781

I just applied for a second credit card, $200 cash back on the first $500 in purchases. I want to spend that $500 on something that will either save me money or pay some dividends.

>>18282742
Hmm. Hilarious, shill.

>> No.18282812

>>18282736
I buy $2000 worth of materials every few months and turn it into $30k worth of products. If you're working a real job though, that won't work.

>> No.18282853

>>18282781
what card is it
i want free $500 goy bux

>> No.18282858

>>18282812
What’s the product? Vibrators?

>> No.18282865

>>18282812
I'm on a pension and have all the time in the world after I'm done tending the garden and feeding the rabbits. Trying to decide if putting in solar should be my next move if there's anything better. What do you make, if you don't mind me asking?

>> No.18282883

>>18282865
>spend 10 grand upfront to save 11k in power over 10 years

never gonna make it

>> No.18282910

>>18282736
Just long plumbers, everyone needs to take a dump eventually.

>> No.18282947

>>18282853
Something from Chase, I already bank with them so it makes it easy to just pay everything at one place. It's $200 on $500 spent though. Pretty nice if you're just going to pay it off and then use it for Netflix or something, autopay and chop the card. For credit-building mostly, but I'll take the free money.

>>18282883
>10 grand upfront to save 11k
Was planning to source cheap and do the install myself, but I know it's not great, that's why I was asking. There's got to be something better. Electricity and food are pretty much the only things I spend money on anymore, and gardening shit so I can spend less money on food.

>> No.18282979

Investing long term into crypto.

You can buy it at:
https://crypto.com
https://www.coinbase.com

>> No.18282985

>>18282858
>>18282865
Farmers market type craft stuff.

>> No.18283007

>>18282985
So bottle openers on stained wood? Post pics

>> No.18283020

>>18282985
so useless crap that tourist buy... not a lot of tourism, lately tho. Those artisan dildos are making their way onto etsy I bet - it's a buyer's market

>> No.18283037

>>18282736
Homegym

>> No.18283071
File: 45 KB, 720x900, 1584927057733.jpg [View same] [iqdb] [saucenao] [google]
18283071

>>18282883
>>18282947
If you do self-install you can get the payback period on solar down under 5 years, which is worth it if you ask me. A really killer deal on buy-and-hold rental real estate might take 6 or 7 years to pay back (of course, you can sell a rental property for a profit, used solar goods not so much).

>> No.18283093

>>18283020
I did $1200 yesterday. Full disclosure: that's a good day lately. My numbers haven't dipped too much yet as a result of this.
March and April should should be $15k and $25k respectively, but I'm on track for more like January February numbers with the bug going around.

Honestly, I'm just grateful to still be able to do what I do. Stay humble; stay value oriented. :)

>> No.18283115

>>18282985
>>18283093
>Farmers market type craft stuff.
Huh. Nice. I'd like to see your stuff.

>>18283020
With increased income, you have to account for losses to taxes as well. I definitely prefer saving money over earning an equivalent amount.

>>18283037
I can see the advantage for someone spending money on that, I get a decent workout just being in the garden a couple hours each day.

>>18283071
>self-install
I'm still shopping around, but that was about the ROI I was expecting, too.
>buy-and-hold rental real estate
I was thinking about moving into a bigger place and just renting out a room or two to cover the mortgage, but I'm not a huge fan of people, so I don't know if it would be worth the possible conflicts, and I'm not in a good enough position financially to buy second home as a rental.

>> No.18283120

>>18282742
Linkies is for losers who have no ambition, drive, intelligence, skill, or craft. Stop telling your parents your working on your '''business'''' (chainlink buying) and get a job at mcdonalds.

>> No.18283139

>>18282736
It wouldn't be an investment if is was guaranteed, all investment carries risk.

Converting your work to money, if you do have skills that will always be needed, is pretty much guaranteed to work as an "investment". I am also a fan of gardening, since growing food is pretty easy.

>> No.18283150

>>18282736
>upgrading insulation in your home

A meme. Do the calculations (all it takes for any investment, but so few do it), unless you currently live in a shed with no roof, it probably will never pay off.

>> No.18283288

>>18283139
>all investment carries risk.
Yes, but the risk of paying off credit cards right before the banks forgive all debt or of the sun no longer shining on solar panels would be pretty damn low.

>>18283150
It's subjective. I've definitely lived in shitholes where the furnace had to run constantly to keep the place above freezing. Depends mostly on how old the house is.

>> No.18283358

>>18282979

In meme coins at the time of plague?

You are retarded shill.