[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


View post   

File: 16 KB, 562x262, 57128ff2080904e7f6d7ef9b2fab1bc1.png [View same] [iqdb] [saucenao] [google]
17697458 No.17697458 [Reply] [Original]

Hey ladies and gents! 32-year-old failure here. I'm broke as all hell and I've been struggling the last 7 years. I'm more than likely going to get evicted at the end of the month, so that's cool. Anyhow, just curious if anyone here could help me dig my way out of this hole.

I make about $1500 a month after taxes. My rent is $1200 since Vancouver is expensive to live in. I'm left with $300 which goes to insurance, gas, feeding my lovely dog and myself. I don't even own a phone anymore.

I know a lot of people make money online but I've failed at that many times over the years. I tried affiliate marketing, had a website, did some seo, cpa, and eventually fell into an MLM scam that Enagic runs which put me in debt for $2200.

I guess this is a cry for help. I'm just out of options and i have no one to turn to.

>> No.17697468

Get a job

>> No.17697479

Ever try getting a job? Move back in with ur parents dumbass

>> No.17697481
File: 6 KB, 225x225, 12225532452323.jpg [View same] [iqdb] [saucenao] [google]
17697481

>vancouver

>> No.17697494
File: 29 KB, 650x635, maybe you should try getting a job.jpg [View same] [iqdb] [saucenao] [google]
17697494

maybe you should try getting a job

>> No.17697498
File: 38 KB, 646x731, 1583455297106.png [View same] [iqdb] [saucenao] [google]
17697498

>>17697458
>feeding my lovely dog

>> No.17697500

>>17697458
post your wallet mate

>> No.17697522

>>17697458
have you tried affiliate marketing?

>> No.17697524

>>17697458
might sound crazy but stop living in a place that costs you that much in rent a month.. move to a different state if you have to but you're a dumbass putting up with 1200$ rent when it costs you such a huge % each month. dumbass you're to blame for being a failure and obviously to stupid to see the simple right in front of you fixes for it

>> No.17697548
File: 218 KB, 1920x1080, WIN_20200310_17_35_29_Pro.jpg [View same] [iqdb] [saucenao] [google]
17697548

>>17697500

>> No.17697555

>>17697458
lol at your entire rent going towards some chink who owns your condo through laundered money

>> No.17697564

>>17697548
kek

>> No.17697572

>>17697524
Even if i move away from the city it won't do me much good. British Columbia costs an arm and leg to live in. I could move to a different province but the the only way i could swing that is by dipping out on all my bills and bouncing, lol.

>> No.17697575
File: 242 KB, 1168x1368, ssrlkk24py531.jpg [View same] [iqdb] [saucenao] [google]
17697575

>>17697458
Live within your means. No more than 30% or ideally 25% of your income should go toward rent. Downsize/move or make more money. That negative balance in your account is the universe's way of telling you that you need to make a major change either way and make it very quickly.

>> No.17697577
File: 91 KB, 869x952, 1583322443992.png [View same] [iqdb] [saucenao] [google]
17697577

>>17697548
holy fuck you deserve to be poor. wow

>> No.17697583
File: 837 KB, 1082x1500, 1581305710050.jpg [View same] [iqdb] [saucenao] [google]
17697583

>>17697458
Since the apartment seems to be the biggest expense you should try to live somewhere cheaper, perhaps even in your car if you don't have a place, you could try using sites like mTurk to earn a few hundred dollars more a month in your free time, you just need to maximise your earning rate but mTurk suite is already a very powerful tool to start with if you need a pointer, also if you manage to save a bit here and there you could start to create a fair investment portfolio, it's probably going to be hard and need time but you can do it with enough will

>> No.17697592

>>17697572
well guess its back to your parents basement while you save up money. and yup when you move out from your parents later you might need to idk GET A JOB

>> No.17697611

>>17697458
lower your expenses, 80% of your money goes to paying rent is the main reason for your predicament.
Secondly, if you can't trade, invest in assets e.g. stocks and crypto, obviously don't leverage.
You can look at dividend paying stocks, give you the benefit of investment and you get some annual pocket change from your holding.

>> No.17697623

>>17697577
You're right. It's my fault i got ditched by my parents in a 3rd world country for 12 years. Its also my fault that when i finally got back to Canada i was molested for 4 years by my uncle. Its my fault for also living in a crack shack with the forst family that i had absolutely no choice in picking. Its all my fault that im a barely functioning adult.

>> No.17697629

>>17697592
I don't understand why everyone assumes i'm not working when my low ass income is literally in the OP...

>> No.17697639

>>17697458
did you try to kill your self?

>> No.17697645
File: 6 KB, 257x196, 1576693697285.jpg [View same] [iqdb] [saucenao] [google]
17697645

Also, I don't understand how you even get to this point desu. I would start panicking if my savings dipped below a certain threshold. How much of a mindless fuckup do you have to be to even get to this point without having any plan whatsoever.
>>17697623
Oh, now I see. Perpetual victim mentality. No agency.

>> No.17697648

>>17697639
Not yet, no. But thanks for asking.

>> No.17697660

>>17697623
>Its also my fault that when i finally got back to Canada i was molested for 4 years by my uncle.
if you didn't want to get molested, you should have dressed differently.. people can't read minds, you have to communicate that you don't want to get raped through your clothing and/or with words.

>> No.17697661

>>17697645
Just took the easy way after literally getting fucked my entire life i guess. Now im fucking myself, crazy.

>> No.17697666

get gov funding or someshit and get a trucking license. Start trucking job, sleep in cab with dog and just travel around

>> No.17697675

>>17697458

>dog
>rent 80% of income
>costs exceed 100% of income
>bad income

Move and why the fuck do you have a dog

>> No.17697689

>>17697675
My dog is my bff. She eats better than i do, lol.

>> No.17697708

as everyone else in this thread has already said, move the fuck out of Vancouver.

I lived there for 5 years and you will absolutely bleed your savings unless you have a good job. Move to somewhere like Calgary with a great cost of living.

>> No.17697710
File: 78 KB, 487x792, maybe.jpg [View same] [iqdb] [saucenao] [google]
17697710

>>17697660
It's okay. If anyone touches me now ill be touching them back harder, hue.

>> No.17697711

>>17697623

Ah so you're not white

>> No.17697723

>>17697708
I'm probably going to head up north. All i need to work the rigs is my H2S. It takes literally 1 day to get. I'll probably dine and dash on my bills and catch a bus up north.

>> No.17697735

>>17697548
Haha cute

>> No.17697739

>>17697711
Half white and half a race i don't care to mention.

>> No.17697746

>>17697735
Another 50 cents and i could get a large double double. I'm living large!

>> No.17697785

>>17697710

Do mma or something

>> No.17697795
File: 208 KB, 750x501, victoire.png [View same] [iqdb] [saucenao] [google]
17697795

Get Good Retard

>> No.17697830
File: 125 KB, 236x293, Death.png [View same] [iqdb] [saucenao] [google]
17697830

follow White King 60K on Twitter @jack #AmBlessed

>> No.17697838
File: 36 KB, 1954x788, d458sxt7s2z31.jpg [View same] [iqdb] [saucenao] [google]
17697838

>>17697458
You need to do the hard work of actually creating a budget, assessing all of your debts/recurring payments, and setting realistic small goals. $300 a month sucks to live on, but its easier when setting a budget on it anyway. Can you find a safe way out of the lease without eating the deposit? You just may have enough room to move if you can. Can you sublet out a room for a few months?
Other than that, it seems like you are just trying things and stopping when it isn't your lottery ticket. Results are rare the first time anyone tries something. I'm not saying you should have stuck with the MLM scam for a moment longer, that's a separate issue. Success does not come from acts of desperation. Desperate men only find success when they no longer are so, this has nothing to do with money.

>> No.17697843

>>17697739
post hand with timestamp and i'll throw you a few link

>> No.17697850

>>17697458
Keep your job but ditch your flat. Live for free with parents, friends or in a trailer. Or become a hobo and go to a hostel twice per week.

>> No.17697856

>>17697623
Lol you act like you’re the only one We’re all fucking victim. The only difference is we realized and own our problem. Wake the fuck up faggot or kys worthless shithead

>> No.17697857

>>17697785
I'm too old. People tell me to become a personal trainer but its literally just therapy at this point.

>> No.17697894

>>17697548
Kek.
Buy a van and live in that. $1200 a month is crazy steep for rent.
Mind you, I have half a mil mortgage and pay more a month to live in my own home lol

Sigh. fuck this world. God I hope I make it in Crypto

>> No.17697911
File: 193 KB, 1920x742, WIN_20200310_18_03_58_Pro.jpg [View same] [iqdb] [saucenao] [google]
17697911

>>17697843
Too poor for sharpy. Can't draw on my hand with the pen, lol.

>> No.17697914

>>17697623
>i finally got back to Canada i was molested for 4 years by my uncle.

I would have only let myself be molested for 3 years max, I have standards

>> No.17697928

>>17697458
You fucked up a long time ago. You're not going to like the answer, but it is

1. move out of Vancouver
2. get a job
3. stop buying pets

>> No.17697929

>>17697914
I figured I'd give him an extra year just to be polite. I am Canadian after all.

>> No.17697956

>>17697911
You should stop being a victim saying im to poor for this, I can't do this etc youre psychologically reinforcing self hate, its causing mental weakness. You are grown up now so time to restart your life.
You obviously have some drive as you are FIT. Just not mentally fit right now.

>> No.17697961
File: 49 KB, 498x573, 1533267093292.jpg [View same] [iqdb] [saucenao] [google]
17697961

>>17697623
So this is how a black person thinks like

>> No.17697963

>>17697838
I appreciate the advice. My backs against the wall so really, the only way out of this mess is to move forward.

>> No.17697975

You need a different living arrangement. Find a roommate or something.

>> No.17697998

get rid of your dog. seriously.

>> No.17698012

>>17697956
Being fit is easy. Finding financial success isn't. Any baboon can lift weights and put them down. Even dieting can be figured out in less than an hour. Eat more than your maintenance calories and you'll grow, eat less and you'll lose weight. With no real education im just fucked for jobs. I'm stuck doing labor for 11-12 bucks an hour and schooling isn't an option when you have bills to pay. But yeah, mentally im not kind to myself but how can i be? I let my life go to shit.

>> No.17698015

Learn a trade

>> No.17698063

>>17697458
Just buy a used van to live out of and find a good spot to setup. Somewhere near your work & the gym you have a membership to (shower at the gym).
I understand why you have a dog - can save you from mental despair. If you have a job, maybe you can leave your dog in the van while you work & take your dog for a walk during your lunch break and bathroom breaks. Dogs sleep for more than half their lives anyways. If it's a high energy breed you should exercise it for at least 30 mins twice a day just so it doesn't go insane. Always leave the window open a little to let air in, and always park in the shade unless its near or below snow temps. Don't fuck up or your dog will die in the van.

>> No.17698085

>>17697458
>I make about $1500 a month after taxes. My rent is $1200

sorry OP I'm going to have to file this one under "bruh"

>> No.17698101

>>17698063
I guess the suggestion about parking in the shade also depends on your dog's breed and size. Tiny dogs can get too cold, but dogs which are large and/or have thick winter coats should be fine long as it isn't 70+ deg (Fahrenheit) and in the sun

>> No.17698108

>>17697458
I work at CIBC. Let me help you out

>> No.17698136

>>17697548
I laughed out loud. Fuckin canadians.

>> No.17698139

>>17697710
Unironically become a gigolo
I'd pay for you to wank one off with me tbqh

>> No.17698153

>>17697458
get a roommate
get a cheaper place
move in with parents

>> No.17698171

>>17697723
There isnt going to be any rig jobs now that oil is worthless. Companys are already holding off to see what happens

>> No.17698180

>>17697710
>>17698139
this is good advice, you even look like a fag with that smoothbod & haircut.

>> No.17698202

>>17697710
how can you get buffed like that with $300 spare money

>> No.17698248

>>17697548
Fucking kek

>> No.17698273

How about you spend less time working on getting big muscles and work on getting a big bank account? That's what we've all done. I sacrificed for years to get where I am. My life story is probably a lot shittier than yours too. The amount of time you've spent on lifting weights and dieting, you could have been earning income and learning how to handle your money. Get your priorities straight.

>> No.17698276

no idea fren, shits fucked

>> No.17698289
File: 48 KB, 613x531, 1563423162835.jpg [View same] [iqdb] [saucenao] [google]
17698289

>>17697458
I'm not going to lie, this is one of the weirdest larps I've seen in a while. Is this what it's like to be a neet turning schizo slowly after years and years of meaningless existence?

>> No.17698291
File: 296 KB, 1462x1462, 1469732714595.jpg [View same] [iqdb] [saucenao] [google]
17698291

>>17697548

>> No.17698293

>>17697458
Seriously though, do you not have something you could sell to cover rent for another month?
You either need to move or find supplemental income.

>> No.17698303
File: 27 KB, 269x222, 12032017.jpg [View same] [iqdb] [saucenao] [google]
17698303

>>17697710
Nah i recon id still tickle your butt hole and you wouldn't be able to do shit about it raj

>> No.17698327
File: 224 KB, 544x572, 1582760052191.png [View same] [iqdb] [saucenao] [google]
17698327

>>17697710
>>17697911
you are literally on the sauce or this is photoshopped, or you are 165cm.

timestamped pic no shirt.

there's zero percent chance you feed your dog, get gas,insurance and are left with money to do a bulk then cut and gym membership.

post it or gtfo of my board you probably indian scammer who bleached one hand

>> No.17698329

just learn to code, you aren't retarded are you?

>> No.17698363

>>17697710
Become a prostitute

>> No.17698396

>>17697500
how much were you gonna drop him? i'm in way worse shape and way more deserving, unironically. i've been working since i was 14 and have just gotten fucked for being a push over in the work world. i got fired 3 years ago for going for basically being a trump supporter and not cucking. all my references have been destroyed and i've given up

>> No.17698398

>>17697723
Cool. Sounds like you have a plan after all

/thread

>> No.17698400

>>17698202
Oats, beans, rice, lean ground beef and frozen veggies. Cheap and easy, people are just lazy as fuck. Eating healthy is also cheaper than how most people eat.

>> No.17698416
File: 379 KB, 500x374, 1573841209025.gif [View same] [iqdb] [saucenao] [google]
17698416

>>17697458

>> No.17698457

>>17698327
t. Projecting cuck with shit genes
That physique is more than attainable naturally lmao I bet you think anyone who has nice body is on roids because you're a lazy fuck who can't diet or workout properly with dedication

>> No.17698464

>>17698273
45 minutes every 2nd day to lift weights isn't anything too time-consuming. As for meal prep i cook breakfast and dinner just like any other human would. I just went wrong with job choices and not getting an education of some sort for a career. I'm fully aware of that. My issue now is that im stuck.

>> No.17698465

>>17698396
Jesus, shut up you pathetic begging faggots

>> No.17698477

>>17698327
As much as i like ripping on him it costs zip to get in shape i have a good physique without ever stepping foot in a gym .

>> No.17698479

>>17697458
Move to northeastern Ontario. Rent is dirt cheap, farms are always hiring, and there's a fuckton of crown land to grow weed and sell to bikers and natives

>> No.17698499

>>17698465
i didn't post wallet faggot i was just gonna have a fantasy! fuck off

>> No.17698512

>>17698303
I'd literally pimp your bitch ass out of money. I bet people would pay a pretty penny to gape your milky ass.

>> No.17698531

Move out of your expensive apartment, into a house or anything with roommates to get rent down.

From there work towards a higher paying job.

>> No.17698540

>>17697468
>>17697479
>>17697494
Do work that makes other ppl money! That'll solve your problems.

>> No.17698587

>>17697458
Blue collar work. A lot of liars in here. They sent wong about just getting a stable job tho. Being able to pay you're bills is comfy enough for me.

>> No.17698592

>>17698512
Yeah nah! firstly im an anglo so i have a plus 175% crit chance and +150 ad bonus against pajeets, secondly you are a manlet 170cm is being generous iam 197cm and proportionally built.id wear you like a dickwarmer!

>> No.17698605

>>17697548
On your in Canada, just get into crime there is no consequence.

>> No.17698630

>>17698592
Not pajeet plus I'm 6'1. My passive also makes me immune to all physical damage. Learn magic or GTFO.

>> No.17698633

>>17697458
Why dont you just live off the goverment? Canada is all for socialism anyway

>> No.17698705

>>17698630
still a manlet 6'2 is king of manlets, did you learn to be passive to prevent physical damage while your uncle was laying pipe?

>> No.17698721

>>17698633
I hear you can get 1200 bucks for free. Hilarious that i work 40 hours a week and only make 300 more than free government money. But yeah, im not lazy. I'm just unskilled so i cant work a real job, lol.

>> No.17698738
File: 39 KB, 334x506, 1558580648876.jpg [View same] [iqdb] [saucenao] [google]
17698738

>>17697856
This guy has either already made it or will make it

>> No.17698758

>>17698705
I like how you come in here to try and ego trip over bodies. No need to feel threatened by my physique. If you're in good shape then good on you. If you want to insult me just make fun of my -14 balance. Anything else will bounce right off. But yeah, to answer your question i had to develop an immunity to physical damage so my anus wouldn't collapse.

>> No.17698936
File: 624 KB, 544x544, 1582999540810.png [View same] [iqdb] [saucenao] [google]
17698936

>>17697458
save money and learn to daytrade with it instead of wasting it on burgers and vidya

>> No.17699156

>>17698012
Listen to peterson and wash your balls.

Seriously, take responsibility for your future. You have no control of your past so dont waste energy on it. Get a fucking labor job at any of the 100s of high rises going up in van. Literally any site will hire if you show up more than once at 630, probably hire at $24\HR at least and all thr overtime you can stomach. Stop being a whiny faggot and take care of your shit.

>> No.17699388

>>17697458
Your’re working minimum wage and renting in Vancouver? Move back in with your parents, working minimum wage in this day and age while also renting and saving is impossible. My solution for you is to ditch your car (it’s a cash eater), use transit, ditch your dog (too much money to upkeep), and also try to get a room mate to cut your rent. Otherwise get a better job. There’s no point in going to stocks or bonds since everything is a hair strand away from collapsing at least here in Canada.

>> No.17699413

Thumb if rule pay 30% of salary on home, max 50%

>> No.17699489

>>17698012
Do construction you fag. Also get a business degree.

>> No.17699518

>>17697458
Change this
>$1500 a month after taxes
Or this
>My rent is $1200

>> No.17700295

>>17697710
youre half filipino arent you

>> No.17700527
File: 25 KB, 355x355, 719Kay7BjQL._SY355_.jpg [View same] [iqdb] [saucenao] [google]
17700527

>>17700295
Half man half-troll. People ate this thread up nicely.

>> No.17700587

>>17700295
Real talk though, who is this? I feel like you know who I am. That guess was too clean. If i do know you at least you didn't blow my cover early into the thread.

>> No.17700728

>>17697458
>>17697710
Personal Trainer Certification Vancouver BC Canada
https://www.hilltopacademy.ca

A to Z Become a Personal Trainer
https://www.douglascollege.ca/programs-courses/continuing-education/sports-institute/a-to-z-become-a-personal-trainer

>> No.17700738

>>17697458
Move back with your parents, palm of the dog on them. Work as much as possible so they rarely see you and can respect that you are trying to fix your shit.

Pick up a health-related hobby for your downtime in order to help improve your mental health.

Gym, running, cycling, swimming, climbing, fighting, whatever interests you.

Ohers seeing positive changes in your physical appearance will also help keep their respect.

Accept that you are too dumb for investments, so don't try. Remember that if you get lucky once, you will assume you are clever and lose it all and more in short order. Just stay away.

>> No.17700896

>>17697710
juice monkey

>> No.17700907

>>17700896
Started the thread to fund juice habit

>> No.17700933
File: 80 KB, 1018x785, DA422287-7688-4996-AEE5-FDC2583EF0D0.jpg [View same] [iqdb] [saucenao] [google]
17700933

>>17697710
Post height you fucking midget

>> No.17700934

>>17698540
It will though. There is nothing wrong with being a part of corporatism as long as you have your own thoughts and have at least some free time to put your thoughts into action. And dont be a pessimist or you will always fail.

>> No.17700948
File: 10 KB, 480x360, SatanLaughing.jpg [View same] [iqdb] [saucenao] [google]
17700948

>>17698396
>i got fired 3 years ago for going for basically being a trump supporter

>> No.17700986

>>17697458
Holy shit. 1200 in rent. What do you drive? You better convert that shit into a camper and save some pennies for a Van or camper trailer. It’s not luxurious but it sure is cheap. Used ones are even better.

>> No.17701144

>>17697458
$1200 rent on a $1500 income holy kek. The only reason to live in a high rent place like Vancouver or SF or NY or LA is to be able to work a high paying job. A $1500 job can be found anywhere. Move to some small town in Quebec or Saskatchewan.
Rent should NEVER be much more than 30% of income. Save the rest and unironically do this: when you have enough money (20-25%) for a downpayment, buy a house in a north-ish place in Canada, maybe even Nunavut. I'm not Canadian myself, but Canada has the dubious honor of being far enough north and with enough space to expand that climate change will eventually make a larger portion of Canada more livable. Places where it's slightly too cold now for large scale agriculture will soar in prices in the next 20 years, you'll set yourself up for life by sorting this out. For the love of god, don't go to some place where the housing prices are already way overheated, like Toronto or Vancouver.

>> No.17701281 [DELETED] 

>>17697458
>>17697494


he said he makes an income of 1500 a month. i doubt that's a passive income. that's an income from a wage slave job

i would recommend living more frugally and not spending money on dumbshit

>> No.17701294

>>17697458

live in your car so you don't have to pay rent

if you're working 8 hours a day and almost never see your home, you might as well live in your car

>> No.17701347

Stop replying to obvious bait larp thread. Fucking faggots.

>> No.17701360

>>17697458
Share a flat with more people you dumb fuck

>> No.17701392

>>17701144
This is correct. You really need to get the fuck out of your city. You could wash dishes in any restaurant and make more per month than you're making... your job is not a reason to stay. In fact, start looking for a new one now.

>> No.17701411

Become a sperm donor. High salary.

>> No.17702006

>>17697458
I feel for you man. I'm 32 as well but not in the negative. Chainlink is going to buy me and my dogbro a nice house.

>> No.17702092

>>17697458
First of all get out of that fucking shithole chinese colony of Vancouver. $1200 per month rent and you wonder why you're broke? Jesus Christ!

>> No.17702102

>>17697623
>Nonwhite
On second thought, stay in Vancouver

>> No.17702270

>>17700527
>>17700587

Lol no one even cares you could have kept it up until top post OP, people are still posting advice kek

>> No.17702873

>>17698540
The employer is the one doing you a favor, it's not hard to file a independant contractor, C-Corp or LLC... get a tax ID number.

It is hard to run a successful company, there is alot of work on the back end of that corporate paycheck. Risk is involved the more you make.

I risked my name and credit on a company that failed, and now I'm 50k in debt to Uncle Sam. Corporate shield.

I am doing you the favor giving you a job whether its minimum wage or 6 figure salary.

>> No.17702905

sweat equity

you sweat your balls off every second you have outside of work to build a business

or you know, go back to school and find a better job

>> No.17702943

>>17697623
You get benefits which are enough, but if you have luxury expensen like Mcdonalds, a dog, smoking etc. Post hand with timestamp so we can see youre not another immigrant.

>> No.17702995

>>17697458
buy chainlink

>> No.17703062

>>17697458
>My rent is $1200 since Vancouver is expensive to live in
You've been priced out by Asians. Do the same to them.
I pay 400 bucks for a decent studio in a great part of Tokyo. Monthly income after taxes? About 9000. Only bills. Google Storage and my phone.

If you want help. Buy Kleros. Start serving jury duty. Sell at 1 dollar.

>> No.17703226

>being poor in a first world country

Yikes

>> No.17703345

>>17697458
You should unironically move back to Asia and teach English and be a bouncer at a club at night. Already 3x your salary right there + your rent will be way cheaper or non-existent. Then build some capital and either buy Kleros or start some business online with your built capital.

>> No.17703361

>>17703345
This.

Asia + teaching + bang young roasties + live rent free.

God Tier level : enter china since so many will bail.

Ultra based tier : Buy SUTERUSU, wait for 50x, sell OTC to asian's.

>> No.17703389
File: 92 KB, 680x453, 1581944302943.jpg [View same] [iqdb] [saucenao] [google]
17703389

>>17697458
>on a computer
>destitute
Can I borrow some cash OP?

>> No.17703447

>>17697710
>touching people

Pervert

>> No.17703461
File: 192 KB, 1280x1192, 1582967315853.jpg [View same] [iqdb] [saucenao] [google]
17703461

>>17697458
List all your expenses, and I mean everything. EVERY SINGLE FUCKING THING. Separate into needs and wants. Cut the wants you can really do without and reduce the cost of your needs. You need a roof over your head and a car for example, but do you really need a brand new Mercedes Benz and to live in Vancouver? If that fails to relieve you any significant amount, get another job. Dont be a faggot. You clearly lack either the talent, knowledge, or dedication to make that online business shit work for you. This is only as temporary as you want it to be. If you're whether you are uneducated or not, but particularly if you are, do EVERYTHING YOU FUCKING CAN to create more value in your work, if they dont want to pay you more and/or promote you after that, job search in your leasure time. I reiterate, this is is ONLY TEMPORARY. Get out and do it or you and your dog are going to be fucking homeless in a country that has an ice age every fucking year. Do some research on this shit. Look up F.I.R.E. and other financial education youtubers/websites.

>> No.17703472

>>17703461
Forgot to mention, maybe get a roomie. That helps.

>> No.17703642

>>17697623
Yes. It is your fault you are a lazy worthless sack of shit.
Do something about it or KYS.
You sound like the kind of retard that just randomly walks out on jobs, so perhaps try work on a cruise ship, or away on an oil rig - somewhere you cannot escape when you inevitability pussy out.
Better yet Join The Army. You'd perhaps get the discipline you so desperately need to learn.

>> No.17703729

>>17697548
I don't get why people are replying to this photo with such reactions. Can someone fill me in? Looks like a pretty regular poor person wallet.

>> No.17703840

>>17697623
hey fren. Go back to your 3rd world shithole or kys.
God separated the nations for a reason. The Jews are trying to undo everything. Go back to your country and make the best of it.

>> No.17704118

>>17697572
Rent a 3 room apartment and get 2 roommates, you dumbass.

>> No.17704165

>>17703729
Obviously they wanted him to post his crypto wallet to send him something.

>> No.17704193

>under 30
>not living with your parents and saving every cent, educating yourself for free online and investing as wisely as possible until you ascend

this is literally the only option our generation have,(if you are born into a normal working class life)

>> No.17704210
File: 91 KB, 400x306, hamtaro.png [View same] [iqdb] [saucenao] [google]
17704210

1. build giant hamster wheel.
2. put on hamster costume.
3. run inside hamster wheel to generate electricity.
4. let people charge their electronic devices for free.
5. ?????
6. PROFIT!!!!

>> No.17704691

>>17704210
>>17704193
>>17704165
>>17704118
>>17703840
>>17703729
>>17703642
>>17703472
>>17703461
>>17703447
>>17703389
>>17703361
>>17703345
>>17703226
>>17703062
>>17702995
>>17702943
>>17702905
>>17702873

the post was a larp you fucking retards why are u still giving him advice
>the
>absolute
>state

>> No.17704698

>>17697458
get a few roomates to decrease your rent expense

>> No.17705138

>>17698289
I think so. It's a super deep inverse double troll. He's suffering from protagonist syndrome evidenced by his uber victim status. His posts have the markers of a serial internet user. Especially the bits where he dismissively states that dieting and stud physique are "easy." He probably larps in fit and shits on anons asking advice or posting results. The chonky white hand that posted the time stamp (from a guy with no phone) is not the dark hand of the lifter he posted. This dude is about to bottom out. Just a freaky pseudo NEET and a coomer. Just an anonymous loser that hasn't decided to be a winner yet.

>> No.17705417
File: 874 KB, 960x720, 3432441.png [View same] [iqdb] [saucenao] [google]
17705417

>>17697623
Go cry to someone who cares about useless faggots and guillible morons like you. Retarddit is where you belong, buddy.

>> No.17705519

Wouldnt be an option for me,dogs are literally able to keep you sane in a situation like this their love and loyalty is neverending,makes it harder for sure but is what it is

>> No.17705545

>>17698063
Best advice probably

>> No.17705657

>>17704691
How do I know you aren't larping?

>> No.17706919

>>17697458
You cant afford it dude. Leave Vancouver and find a new job. I pay $601 for my morgage on a 3 bed 2 bath house. Also how the fuck do you make $1500 a month?

>> No.17708343
File: 289 KB, 523x275, d9ed64659529aad0172fe18f930cb479.png [View same] [iqdb] [saucenao] [google]
17708343

>>17705138
>not the dark hand of the lifter he posted.

Mhm, tell me more about these internet theories of yours.

>> No.17708567

>>17697458
don't be a fag, i had 0$ in the bank in oct 2017, what did i do? i took a credit card, and pushed it to -7000$ then i went all in chainlink, now have a comfy 55k stack and changed countries since i did this while studying abroad, it's now worth 200k$. what are they going to do? extradite me for 7k$? i could pay them back but i'll have to sell almost 2k linkies which is too much, i'll pay them back when link is 100$ and i sell 70 linkies.

>> No.17708833
File: 576 KB, 479x485, 509521dc302468565ac781f6cbbb6a2f.png [View same] [iqdb] [saucenao] [google]
17708833

>>17705138
>The chonky white hand that posted the time stamp (from a guy with no phone) is not the dark hand of the lifter he posted.

>> No.17708868

Get free 52$ and then change them for another crypto now while prices are low or sell them

https://coinbase.com/
earn/
oxt/invite/y3pchr8j