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/biz/ - Business & Finance

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17387233 No.17387233 [Reply] [Original]

how do I do it guys
I'm almost 22 no college no debt have about 17k in stocks and make around 40k from my job each year. I live in the south so decent homes can be bought starting around 150k

>> No.17387255

>>17387233
get a real estate agent
get a loan
sign contract for house you like

sound like a retard my guy

>> No.17387422

>>17387233
Protip: Buy anything older than 1970 or newer than 2000. Nothing in between.

>> No.17387432
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17387432

>>17387233
>no college

>> No.17387446

>>17387422


why is that?

>> No.17387469

go to a bank and get pre-approved for a loan first.

>> No.17387474

Move to a city. Work as a waiter and make $80-120k/year under the table. Living a shoebox with roommates so you can save 90+% of that income. Put every dollar into long term SPY calls (1-2 years out). After 3-5 years you should a few million if the stock market doesn't crash out right. Then move back to the south and buy your $150k house and never have to work again in your life.

>> No.17387562

>>17387446
Houses in between are more likely to have shit fail while you own them. If its in that range and extensively renovated, it might be fine, but things like well pumps that arent easily inspected or replaced are likely on the verge of failing.

>> No.17387651

ty guys

>> No.17387693

>>17387233
what state and city can you buy a home for $150K?

>> No.17387910

>>17387255
>get a loan
until that loan is paid, it's not really his house.

>> No.17388022

>>17387910

Even after it's paid off it's not his house. It's the governments

>> No.17388340

>>17387474
>80-120k as a waiter
LMFAO, yeah right

>> No.17388368

>>17387474
tell me where you can make over 50k as a waiter

>> No.17388380

>>17388340
you're waiting in the wrong city then.

>> No.17388425

>>17387474
>>17388380
>/biz/tards have the social skills & appearance to work fine dining
Kek

>> No.17388440

>>17388368
Shit tell me where you can make even 50k as a waiter

>> No.17388450

>>17387233

go save 100k/150k like me, buy house without loan. means low montlhly costs for you so more income to spend on investing. Let the rentfags rent and let the loanfags loan and pay interrest.

>> No.17388464

>>17388425

lmfao

>> No.17388501

>>17388340
>>17388368
>>17388440

any big coastal city these days. trumpflation has sky rocketed income in cities. that's if you have no college, if you have a bs you can literally job hop to 400k easily these days. sucks ass to live in a city but you only really have to do it for a few years, then 10x your savings in the casino stock market with long term options. and just pray trump gets reeleteced and keeps the fed printing that money.

>> No.17388600

>>17387910
Try not paying your taxes and see how long you keep that house