/biz/ - Business & Finance

[Anonymous No.16541640]

Who allowed the cost of living expenses to increase so dramatically? Why are there no controls? The 900sqft apartment I lived in in 2011 that cost $900 now costs nearly $1400 a month

[Anonymous No.16541649]

>>16541640
That's a 55% increase.

[Anonymous No.16541765]

What area

[Anonymous No.16541773]

>>16541640
Population increases

[Anonymous No.16541775]

>>16541765
Niggerville

[Anonymous No.16541792]

>>16541765
I might have a new ID but It's in the Dallas Metroplex

[Anonymous No.16541809]

>>16541640
>moved to irving thirteen years ago
>rent was $550
>left last december
>rent was $980

Trumps wants a Mexican wall. I want a Californian wall.

[Anonymous No.16541850]

>>16541640
Supply and demand

[Anonymous No.16541881]

>>16541640
stop telling lies, inflation isnt even 2%

[Anonymous No.16541915]

>>16541809
this, Californians are fleeing their firey pit of hell and paying top-dollar for real estate in other beautiful areas.

[Anonymous No.16542870]

>>16541881
>inflation isn't even 2%

[Anonymous No.16542898]

>>16541640
>Who allowed the cost of living expenses to increase so dramatically?
read thomas sowell basic economics, about State regulation on rent control

[Anonymous No.16542925]

>>16541640
Max keiser goes into detail as to why this ponzi scheme went out of control. Im a brainlet so I forgot the explanation, but something something central banks and boomers

[Anonymous No.16542967]

>>16542870
Kek! Thats a solid pic. If they are being unironic, they are stupid as fuck.

>>16542898
Something tells me it would be propaganda saying how "rent control bad!" which makes no fucking sense, really. Homes really should be priced at the cost of material and labor. Homes should not be for profit. Unethical as FUCK.
Im all for free markets when it comes to luxuries, not necessities where buying is less of a "choice" and more of a situation where you have a gun pointed at your head. The Real estate business has the most lazy leechy people of man kind. Actually worse than neets since neets dont actually hurt people, but real estate owners inflating the price do.

[Anonymous No.16543173]

>>16542967
>Something tells me it would be propaganda saying how "rent control bad!"

1. The state decides to control rent, lowering its price.
2. It becomes unprofitable to make new apartments, houses.
3. Companies invest less in housing, and more in office buildings, warehouses, and other commercial properties without State control.
4. Lower supply of apartments vs greater demand of apartments.
5. More people who would otherwise be living with their family/friends, decide to pay for a lower cost apartment, thus decreasing the supply available for people who actually need an apartment.
6. The annual rate of turnover of aparments goes down, tenants live in the same apartment even when their children have moved out. Using the same big apartment that other people would actually need.
7. Rent control also reduces the landlord interest in maintaining a decent apartment, because there's less competition and a higher demand. So, apartments deteriorate in quality.
Basically: rent control = house shortages, worst apartments, worst mobility, less options.

[Anonymous No.16543338]

>>16543173
Nope. What you said doesnt mean it cant work. It just means there needs to be a difference way of doing things. One way wrong =\= all ways it's done is wrong

For instance, just ONE example of how it could be done (there are countless ways. Just be creative) is having government own available land, building homes on it, then selling it to people all in a way to allow for affordable living. It should be priced on material and labor and the tax payer shouldnt pay for it. The person wanting the home should (so no "gibs"). Then ownership transfers from the government to the person once the home is bought. If non-profits like habitat for humanity can do it, so can this government.
Currently, it is a fucking ponzi scheme scam where people are left buying the heavy bags out baby boomers only thing is it is less of a "choice" and more of a necessity. Its fucking retarded.

[Anonymous No.16543351]

>>16543338
I’m sorry you are a retard anon

[Anonymous No.16543368]

>>16543351
Im sorry youre a fucking leech that is a detriment to society

[Anonymous No.16543419]

>>16542967
rent control is bad, there's a reason why NYC under rent control had more empty apartments than it did homeless people. moreover all rent control does is cater to wealthier people because the properties built will be outside the requirements on a rent controlled building

you're a fucking retard if you think someone's property shouldn't be sold for a profit if someone else is willing to buy it for a profit.

fucking ignorant zoomers are the worst. seriously, there's a great chapter on this in Thomas Sowell's basic economics. Read it or remain retarded

[Anonymous No.16543434]

>>16541640
Jews unironically

[Anonymous No.16543455]

>>16543419
the issue is the landlords/banks will leave units empty to sustain area market value.

god fucking forbid someone rent a property for market value and actually use it long term rather someone who overpays to start a business that will go out in 6 months because its not the true market value

bureaucrat regulation or what we have now, it's both fucking rigged. So many places will keep their properties empty just because the kike banks want to keep their assets inflated, it's market manipulation with real estate straight up

[Anonymous No.16543470]

>>16543419
Youre an unethical and closed minded moron if you think real estate (a necessity) should be sold for-profit.

You know why you like the current structure? Because you like easy money with no risks.
You like ponzi schemes. Baby boomers are in fucking love with ponzi schemes.
You shit heads should just kill yourselves. YOUR generation fucked up this country. I hope people arent retarded enough to buy your heavy bags and wait until the bubble pops.

kek I find it hilarious how unethical and leechy you boomers are.

[Anonymous No.16543551]

>>16543338
>>16543338
>Gov has to buy land
>Gov has to pay workers, engineers, architects to build a home.
>Gov sells it to someone for X amount (material and labor cost). Let's say X is $250,000. Market Price is actually $400,000.
Should the gov. also forbid the new owner to resell the house for $400,000?
Your policy would actually destroy even more the housing market. IF the Gov is building and selling houses at a ridiculously lower price, there would be 0 interest from private companies to invest in housing, also people who invested their life savings in properties would be totally fucked by an arbitrary authoritarian policy, every other house would lose its value immensely. (Reminder that most landlords are not rich by any means, despite what everyone tells you)
IF the entire housing sector is State-controlled because no one wants to invest anymore, it would also change the dynamics of the material produced by other private companies supplying the real estate market, it would have unforeseeable drastic consequences that you are probably not thinking. Also, how do you know the "real" value of something? How do you price labor and material in a totally altered market? The real value of something is determined by the forces of supply and demand in a free market, you can't know what's the "real or just" price of something without those forces at play. I'm 100% sure your policy would be extremely inefficient, at the end taxpayers would be paying for it, one way or another.

[Anonymous No.16543682]

>>16543551
Ill spell it out for you. Homes should not be sold for profit so there would be no "market price".
> Your policy would actually destroy even more the housing market. IF the Gov is building and selling houses at a ridiculously lower price, there would be 0 interest from private companies to invest in housing,
good. It should be left to the government then.
> also people who invested their life savings in properties would be totally fucked by an arbitrary authoritarian policy
if you mean leechy boomers, fuck them. If you mean people buying the homes with my idea, they wouldnt be fucked. That makes no sense since it would be cheaper for them.
>every other house would lose its value immensely
thats the fucking point. It shouldnt be for profit to begin with. I dont even think landlords should be a thing either. Maybe one from the government at most. Its fucking retarded having to pay rent without it actually being able to be own by the tenants. Oh boo hoo current landlords get fucked. When the bubble pops, real estate owners get fucked anyways. Being a tenant is way worse since their money goes to a blackhole.
>unforeseeable drastic consequences that you are probably not thinking.
change =\= everything will turn to shit. You believe in propaganda that society would fucking suck ass if not for a for-profit environment.
>Also, how do you know the "real" value of something? How do you price labor and material in a totally altered market?
Whatever the fuck companies are selling them for. You honestly believe those companies will magically go down and become unprofitable? Maybe there would be less at worse since the demand could go down with less private interest, but not all. At worse, homes would be built at a slower rate. If the rate is too slow to account future people, then I suppose there would have to be something done to incentivize the increase of more material and of private partys (so making it profitable still, just not as much as it is now).

[Anonymous No.16543703]

>>16543682
>Ill spell it out for you. Homes should not be sold for profit so there would be no "market price".
are you retarded? Ok, there's no reason to talk to you. Please think about what you just said, think about it deeply in economic terms. I'm out of this conversation.

[Anonymous No.16543747]

>>16543338
firstly Thomas Sowell's Basic Economics is based, read it (its purely fact, cause -> effect based, not political).

>What you said doesn't mean it cant work.
this is what happens whenever it's tried. In a normal, free housing market, as rents rise, this increases the profit a developer could make from building & selling more houses, so they will rush in to build more. When you see super expensive housing, most of the time there's an artificial cap on supply of housing (density/height limits, strict zoning regulation) & an artificial cap on rents, disrupting the pricing signal that tells developers to build more housing. NY has both of these.

[Anonymous No.16543760]

>>16543551
>The real value of something is determined by the forces of supply and demand in a free market, you can't know what's the "real or just" price of something without those forces at play.
I could see that when trying to gain the material from companies, but labor itself would become cheaper if homes were cheaper due to how people would be willing to work for less if they had cheap homes (since they would need less money to account for their expenses). Real estate itself shouldn't be based on supply and demand based on location. The person paying for the home should have to pay the cost of material the government paid for along with the labor that went into the home. Possibly a bit more to account for some extra government jobs that would be created (and this could possibly be a reoccurring payment and the more homes created, the less of a burden that fee should be while the wages of the government workers should be possibly a bit over a livable wage). Just brainstorming here.

>I'm 100% sure your policy would be extremely inefficient, at the end taxpayers would be paying for it, one way or another.
The real question is would it be worse than the fuckery that is now (78% of full time workers living paycheck to paycheck, 50% of renters being cost burdened and spending over 30% of their income on rent, and of those, half [25% of all renters] spending over 50% of their income on rent, etc.)

[Anonymous No.16543781]

>>16543703
>Gov sells it to someone for X amount (material and labor cost). Let's say X is $250,000. Market Price is actually $400,000.
They should be able to sell it at 250 fucking k as that is the price they bought it for since it shouldnt be sold for profit and should only be able to increase the price of the home to adjust for inflation. What the fuck is so hard to get about that?

[Anonymous No.16543783]

>>16543551
this. the cascade effect of this policy would completely change the country in ways you can't predict.

do not confuse the intentions of a policy with it's outcome.

>>16543682
honestly not even taking a stab at you but read Basic Economics, it has an entire section dedicated to this subject and anything we say is probably already spelled out there.

[Anonymous No.16543833]

>>16543747
I have a question. This may vary by state, but in california, landlords are allowed to raise their rent by about 4% a year. Why is that not based on the median income instead? If median income stays the same, so shouldnt rent. If the median income goes down, they have to lower the rent, etc. this would be a type of rent control that I doubt youve read about since I doubt the book you read mentions this scenario. Why wouldnt that work? This way, no one is "better or worse" off.

Currently, wages remain stagnate and real estate keeps going up in price both with inflation taken into account. This sounds extremely less sustainable. Landlords keep raising rents with stagnate wages. How is that not flawed?

[Anonymous No.16543963]

>>16543833
because its not a true free market and you have banks inflating their real estate by leaving it empty until someone pays up what they want to keep "values up" in the area

its a tough one in the sense free commie housing would be sweet if you didn't have to deal with trash people

but at the same time land has value and uses outside of real estate

[Anonymous No.16543975]

The answer to "Why is X more expensive?" Is almost always answer by "The Government fucked something up".

[Anonymous No.16544026]

look. For profits make the majority of homes. Hurting them hurts the rate in which homes are created which can be bad as it affects future people and supply would possibly not meet demand due to a shortage.

Solution 2:
train kids in school on how to build their own homes and maybe available land should be given to them for free. As groups they make apartments on the land. That way, there is no cost of labor. You are the labor working for yourself for free.

The only issue with this that I see is how to go about giving the material to citizens. I mean those supplying the material would still be able to make a profitable sustainable business because schools would be the demand (as they need material to teach people how to build homes). The citizens could buy the material straight from suppliers so no middle man. Why wouldnt this work? I feel there is a dogma that out current shit structure that leaves 78% of fulltime workers living paycheck to paycheck is the "best" it can ever be. The fact that the majority are fucked means there is a flaw that needs to be changed.

we need to move away from having for profits be the "end all be all" of home creation. Thats the issue. They shouldnt be seen as a "necessary evil".

[Anonymous No.16544037]

Probably the fed printing money around the clock with no real regulation

[Anonymous No.16544042]

>>16541881
How the fuck do they keep getting away with this?

[Anonymous No.16544071]

>>16544037
That is also an issue. The money in your bank account stays the same, but the value of it goes down so its straight up theft.

[Anonymous No.16544103]

>>16544026
You want the government to start a bunch of barn raising amish communities to fix the housing crisis?

Most idiots in public schools aren't learning basic skills as it is. Private school kids are never going to have to devote their school time to forced carpenter training and focus their energy on more profitable skills.

This idea is only going to take 18 years before we can even see what a massive waste of time it was.

[Anonymous No.16544112]

>>16543781
Because you're fucking retarded. If labor costs and materials ever change in value, then the house is fixed at original cost. If inflation goes up over the next 10 years, they sell at a loss by default. If the supply doesn't increase, the house is in demand but the homeowner sees no appreciation. With no increase in value over housing, and an increase in inflation, the home construction industry doesn't see a profit to build, it kills the industry, increases unemployment, and stagnates supply even further. Not to mention the fact that homeowners in general will never see an increase in value in their property, thus disrupting the standard method of wealth accrual for people across the US.

You're so fucking retarded you won't even look at the numerous holes in your socialist idea and can't see how it will never work ever.

[Anonymous No.16544113]

>>16544026
>train kids in school on how to build their own homes and maybe available land should be given to them for free. As groups they make apartments on the land. That way, there is no cost of labor. You are the labor working for yourself for free.
??? Time spent learning on one subject is time you could've spent learning on another subject.
Time spent building your own house is time you could've used to work on anything else.
There's something called opportunity cost. In most cases it's easier for a person to pay for an already built house than to build it themselves, because they don't have the time nor the energy/interest to do it. The same reason I pay for food in a restaurant: I don't want to make it myself. Or why I buy a Television instead of building it myself, with 0 knowledge about how to build a television.
>The fact that the majority are fucked means there is a flaw that needs to be changed.
The majority is not fucked by any means. We have more opportunities than ever before in human history. We have access to technology that no one ever had before. The fact that you are here talking with me from another country proves it: you have electricity, internet, a computer, free time, and the luxury to communicate with strangers around the world. By no means I'm saying things can't be better. But they are better by all means in a free market capitalist economy. Basically >>16543975

[Anonymous No.16544139]

>>16541640
you're misguided. read or listen to this before posting again.

[Anonymous No.16544157]

>>16543975
Sure, if you take advice from fox news and twitter retards with 27 USA flags in their profile.

[Anonymous No.16544159]

>>16544113
>??? Time spent learning on one subject is time you could've spent learning on another subject.
>Time spent building your own house is time you could've used to work on anything else.
Okay? Your point? Most of school is fucking useless GE classes. At least this would actually be useful as it actually helps with survival. Replacing GE classes with this would be more useful.

> In most cases it's easier for a person to pay for an already built house than to build it themselves, because they don't have the time nor the energy/interest to do it. The same reason I pay for food in a restaurant: I don't want to make it myself. >Or why I buy a Television instead of building it myself, with 0 knowledge about how to build a television.
okay. then it could be an option. Those that make it themselves get the benefit of cheap housing. Those that dont buy preexisting houses.

> The majority is not fucked by any means.
pretty idiotic statement and blatantly ignoring how 78% of fulltime workers live paycheck to paycheck.

[Anonymous No.16544169]

>>16544157
No, I just understand the history of government intervention. The free market does not make things more expensive over time

[Anonymous No.16544183]

>>16544113
>just train the youth to build their own homes!
Goddamn you have to be trolling. You want to create an entire generation of pioneer people to build a home, and with what? How do they pay for materials? How do they pay for the land? How do you guanatee they aren't building a pile of fire hazards or collapse hazards? do they connect their own electricity, water, and sewage? How does learning to build simple barns teach them anything about how to navigate the modern world?

Seriously, do you think about anything you say?

[Anonymous No.16544188]

>>16544159
>pretty idiotic statement and blatantly ignoring how 78% of fulltime workers live paycheck to paycheck.
If they are livin paycheck to paycheck its because:
1. They are spending too much in useless shit.
2. They are not worth much because they didn't get an education, or they didn't make themselves worth more than what they are worth right now by acquiring any skills.
Also, most of the economy is fucked because of gov intervention. >>16543975

[Anonymous No.16544253]

>>16544188
>If they are livin paycheck to paycheck its because:
>1. They are spending too much in useless shit.
back that up with stats
>2. They are not worth much because they didn't get an education,
3 things wrong with that.
1. 44% of 22-27 ur old college grads are underemployed and 7/10 graduate with 29k+ in debt
2. Many employers ask for degrees even when not essential to the job so basically employers are contributing to the reduction of worth of degrees which in turn causes people to HAVE to get degrees in order to possibly stand a chance AND basically force them to be debt slaves which contributes to the "paycheck to paycheck" stat
3. The fact that we even have a system that fucks over 50% of people over is already a flaw in itself. You are focusing too much on "it's the individuals fault" rather than on questioning the inefficiencies of the system itself.

[Anonymous No.16544291]

>>16544183
you didnt read, did you?
Same ways schools currently pay for material would go to buying materials to use as practice. Secondly, "pay for land". Kek I literally fucking addressed that. They shouldnt pay for land. Land should be given to groups. As for the people themselves buying material once they are done with school, they do so with fucking jobs. What the fuck else?

> How do you guanatee they aren't building a pile of fire hazards or collapse hazards?
With inspectors obviously.

> do they connect their own electricity, water, and sewage?
yes as that is what they would be trained to do.

> How does learning to build simple barns teach them anything about how to navigate the modern world?
Are you retarded?
Let me ask you something. How do GE classes help you navigate the modern world :)? They dont, brainlet. Thats why im saying to replace them with something actually useful. Skills. Plus it could contribute to giving people actual skills on being self-employed. Not only that but with cheap housing, people would no longer be fucking slaves and work long hours for cost of living expenses if they dont desire it. Think

>Seriously, do you think about anything you say?
I have. you havent

[Anonymous No.16544511]

>>16544291
That's fucking retarded and you know it but your hubris prevents you from ever admitting it. I'll tell you who pays for that socialist shit: the taxpayer. You want the whole nation to foot the bill for some children to learn to be master engineers/construction workers/masons/heavy equipment technicians/electricians/plumbers (is this sounding dumb as fuck yet?), and you want the rest of is to foot the bill. Why the fuck would anyone agree to this? Even poor people would turn that shit down. Instead of raising the next generation of pioneers of technology, you want to raise a population of what? Homebuilders? What kind of economic stimulation does that give?

And what happens when they fuck up due to their incompetency? Give them more raw materials? Who's paying for that? How are they paying for food and shelter while they're building their shanty's? How are they paying their taxes at all, not to mention property taxes.

You're describing a fantasy, not anything that will ever work. And everyone else is right, a very basic understanding of economics would unjumble your brain immensely

[Anonymous No.16544734]

>>16544511
>Who's paying for that?
them with jobs, stupid ass
>How are they paying for food and shelter while they're building their shanty's?
Kek how is it done now? People live at fucking hone with their parents or move out in pre existing places.
> You want the whole nation to foot the bill for some children to learn to be master engineers/construction workers/masons/heavy equipment technicians/electricians/plumbers (is this sounding dumb as fuck yet?),
doesnt sound dumb, dipshit as this is actual useful skill. Not retarded GE bullshit.
> Instead of raising the next generation of pioneers of technology, you want to raise a population of what? Homebuilders? What kind of economic stimulation does that give?
Ya, lets fucking keep a system that fucks over the grand majority of the population. Fucking fantastic.
And no fucking shit this wouldnt be 100% of jobs. The point is to stop relying on for profit partys as we currently do to build homes, dumbass. To shift from a system that fucks people over to one that created affordable housing, idiot.

Learn to think beyond one step.

[Anonymous No.16544743]

>>16544511
Also, moron. You make it sound like the grand majority of the population is contributing to tech. It's not, moron. Only like 5% of the population actually are in stem. That wouldnt fucking change.

[Anonymous No.16544768]

>>16544511
>I'll tell you who pays for that socialist shit: the taxpayer.
Just as they pay for schools already, dumbass. The only difference being what would be taught is useful stuff.
Outside of school, its the individuals paying for the material straight from the supplier. Are you illiterate?

[Anonymous No.16544924]

>>16543338
It always amazes me how socialists always think they can make it work if they just get the right people in charge. Eventhough history and even current events show it to be a failure EVERY FUCKING TIME. These asshole always think they've got some special formula. You dont. You're ideas aren't new. It doesnt work because of people. People are greedy. All you are doing is giving greedy people the power to steal from everyone. It's all so tiring

[Anonymous No.16545056]

>>16544924
So lets keep this shit system that clearly isnt working. Genius

[Anonymous No.16545063]

>>16541640
Dems flood country with illegals for votes
Illegals dont pay taxes and so have more purchasing power
Why is rent so high???

[Anonymous No.16545067]

>>16543975
>muh government is the problem meme
ok boomer

[Anonymous No.16545082]

>>16544924
>cuz soviet russia collapsed we can't have any government programs that help people
ok boomer

[Anonymous No.16545112]

>>16545056
Neither the red nor blue side has the solutions because the problems lie with the backbone of the federal reserve and central banking system around the world. No candidate currently running for president can fix what is broken. They just roll the dice and resort the pieces on the game board.

If you want to fix the healthcare system, each person has to exercise, eat better, and stick to a plan that maintains good health. If you want to gain wealth, then budget your income and decrease poor money management. Stop relying on someone else for the answers to your problems. It's hard to fix inflation and reacting to the cost of living getting less comfortable to deal with, but we all can figure it out.

Nobody is willing to sacrifice convenience and desire for living simple. Sometimes you have to eat a bag of rice and avoid going out to eat. Not everyone can be rich and own 50 acres of land. There simply isn't enough resources for everyone to live a luxurious lifestyle. We all live in different areas of the world and in different circumstances.

[Anonymous No.16545139]

>>16545112
>Nobody is willing to sacrifice convenience and desire for living simple. Sometimes you have to eat a bag of rice and avoid going out to eat. Not everyone can be rich and own 50 acres of land. There simply isn't enough resources for everyone to live a luxurious lifestyle. We all live in different areas of the world and in different circumstances.
thing is there needs to be more options for minimalists. I wouldnt mind a simple life, but that isnt an option. Cucked by real estate being overpriced when id be glad with like 300sqft

[Anonymous No.16545141]

>>16544734
>>16544743
>>16544768
My god you're retarded. You're probably around 90 iq and you don't realize it. Please, NEVER get into an important job in life, you will fuck it up for everyone.

[Anonymous No.16545146]

>>16544042
All of the forskins they eat gives them magic powers which they use to swindle nations.

[Anonymous No.16545150]

>>16545112
>If you want to fix the healthcare system, each person has to exercise, eat better, and stick to a plan that maintains good health.
sane governments adopt policies that incentivize people to do that, in addition to having nationalized healthcare.

[Anonymous No.16545167]

>>16541640
Just take the homelessness pill anon.
See? Look how comfortable this lazy nigger is.
Some of the best sleep I ever got was when I was a homeless traveler sleeping behind different churches on the concrete in the u.s.

[Anonymous No.16545175]

>>16545167
>DUDE JUST ADOPT A MORE MINIMALIST LIFESTYLE AND SLEEP ON THE STREET

[Anonymous No.16545213]

>>16545175
Yup, and I'm going back once my LINK moons.
The iris would never look there lmao.

[Anonymous No.16545224]

>>16545139
Open community living and establishing like an area of voluntaryism. Maybe alternating tasks and working together for one another. This family does this and this family does that. We just kind of don't collectively live the same way and people like a lot of rich celebrities hold onto their earnings. There's so many gaps of wealth and health. There's enough land to spread out living in tiny homes. It's agreeing to live that kind of lifestyle and for the majority of people to stick with it together. A community garden, a community health and rehab center, a community recreation center, and so on. Workshops where everyone can learn different trades.
>>16545150
That would make sense to reward those that do take care of themselves. If someone chooses to smoke and eat fast food and then they suffer health complications, someone who lived healthy shouldn't have to pay for those people to get treatment. Healthcare should be funded by the government, but there should be stipulations depending on a lot of different factors of how people live and if their health is caused by their own contribution to it or natural causes or w/e.

The obesity epidemic is something that needs a fix.

[Anonymous No.16545238]

>>16541640
2011 ~$1613/ounce
900/1613 = 0.56 ounces a month

2019 ~1408/ounce
1400/1408 = 0.99 ounce a month

76% increase

[Anonymous No.16545251]

>>16544139
Economics doesn't exist.

[Anonymous No.16545274]

>>16541809

I love in a flyover state and we have a massive influx of New Yorkers moving here to flee the shithole they created. House prices have went up almost 80% in three years in summer areas because these commies sell their one room cuckshed apartment for a million and then get into bidding wars with each other here. Then they proceed to turn this place into another New York shit hole with high taxes and niggers

[Anonymous No.16545285]

>>16545274
I live in myrtle beach also.

[Anonymous No.16545310]

>>16545141
Says the retard that doesnt have an argument besides "dur hur you dumb". Lmfao this is your only post and THIS is all youve got? Fucking dumb bitch. Thats not a counter argument, cock sucker. Dont reproduce. The fuck even is YOUR job? Stem? No? Shut the fuck up then

[Anonymous No.16545323]

>>16545285

Charleston and the coast area of SC are the most cucked places in that state. It's basically what NY was in the early 00s right now

[Anonymous No.16545338]

>>16543173
Section 8 is even worse, because it puts a floor on housing.

[Anonymous No.16545339]

>>16541640
You dont have the right to live in the same place until the end of time, retard. Just move out like 30 mins away.

[Anonymous No.16545390]

>>16543833
>landlords are allowed to raise their rent by about 4% a year.
they should be 'allowed' to charge whatever they want for rent. However, people should also be allowed to build enough housing - much of the cities are zoned for low density, artificially capping the supply of housing. rents keep rising? as a renter you can shop around and pick the lowest rent that works for you.

>>16543760
>Real estate itself shouldn't be based on supply and demand based on location
an understandable sentiment, but supply & demand isnt a policy that can just be repealed, its a phrase that explains a natural phenomenon. no way around it.


>>16543963
>banks inflating their real estate
yep, and banks aren't the only ones, boomer NIMBYs too by continually voting for string zoning regulations that forbid new housing units to be built. Allow developers to build as much housing as they want and watch them compete (with lower prices) for renters money.

[Anonymous No.16545394]

>>16543760
>Just brainstorming here.

[Anonymous No.16545407]

>>16545394
so pitching ideas is stupid... hahahahahahahahahaha shut the fuck up, retard.

[Anonymous No.16545417]

>>16545251
proper economics is just methodically looking at cause & effect, and using these observations to predict what may happen in the future.

[Anonymous No.16545425]

>>16545407
that's merely my autistic rendition of you putting on your thinking cap and "brainstorming"

[Anonymous No.16545428]

>>16544188
another take on this is optimism - if you we're extremely unsure if your next paycheck will even arrive, you're going to learn pretty fast to save some from last one so you can feed yourself.
The fact that they're confident enough in the economy that theyre sure the next one will arrive just like the last is a sign of stability.

[Anonymous No.16545438]

>>16541640
Now you understand why there was a holocaust?

[Anonymous No.16545444]

Basic economics NEEDS to be taught in HS. These fucksticks do not understand the simplest cases of supply and demand.

[Anonymous No.16545449]

>>16545390
> an understandable sentiment, but supply & demand isnt a policy that can just be repealed, its a phrase that explains a natural phenomenon. no way around it.
not true. It is true when it comes to say the material and labor, but once the home is built, it can be priced at the cost that it took to make.
Example: theres a guy named elvis. He lives in LA. Theres some youtube vids of him. He made homes for the homeless that cost 1kish usd. He priced the homes based on the material (he didnt include labor costs).
There you go. It can be done.
Those homes weren't very formal. They were basically an upgrade to tents, but the main point remains.

[Anonymous No.16545453]

>>16544253
>44% of 22-27 ur old college grads are underemployed and 7/10 graduate with 29k+ in debt

it's not enough merely to get any education - you should learn skills that actually benefit people. To assume you can go to college, major in mongolian basket weaving & expect a 6 figure salary is deluded.

>basically force them to be debt slaves which contributes to the "paycheck to paycheck" stat
i do agree that the student loan system could use an overhaul, but some responsibility should be given to the individual. taking on any loan should be a calculated debt, one that you expect to pay off in the future.

[Anonymous No.16545457]

>>16545425
Not an argument, pseudo intellect. You could literally say that about ANYONE that brainstorms. So what, you think people making up scenarios in their head are "autistic"? So planning is "autistic"? Fucking retard. Try to make sense.

[Anonymous No.16545463]

>>16545438
>there was a holocaust

Oy vey remember the 7 trillion!

[Anonymous No.16545466]

>>16545457
all I hear is running water, are you saying something?

[Anonymous No.16545467]

>>16544924
you should only advocate for systems that you'd be comfortable putting your enemies in charge of. if the system stops working because some incompetent boomer is in charge, maybe your system isnt as good as you think.

[Anonymous No.16545483]

>>16545449
>but once the home is built, it can be priced at the cost that it took to make.
absolutely, i have nothing against this. He should be allowed to charge whatever he wants.

[Anonymous No.16545487]

>>16545453
>it's not enough merely to get any education - you should learn skills that actually benefit people. To assume you can go to college, major in mongolian basket weaving & expect a 6 figure salary is deluded.
You didnt read the rest.
1. employers are asking for degrees even if not needed for the job
2. a society that fucks over the MAJORITY of its citizens is in itself a failure. The WHOLE point of society is to help the majority within it survive, NOT to just "keep the system going". Of the system is flawed, it needs to change. Employers arent entitled to shit. Society should work in such a way that is for the people, not for the 1%.

> but some responsibility should be given to the individual. taking on any loan should be a calculated debt, one that you expect to pay off in the future.
employers should also not be allowed to ask for degrees if not needed for the job. They are just as guilty for this mess (students in total having trillions in debt). Its literally the only reason so many people are going to college. Because they are discriminated against without a 4 yr degree. This leads to a lot of people majoring in inapplicable subjects. Schools also shouldnt be overpriced. For instance, at a community college, classes are cheap. It should STAY that cheap at the university level. If anything, ALL community colleges should offer bachelor's degrees so people dont have to go to a university and become a debt slave to begin with.

[Anonymous No.16545494]

>>16545466
No, retard. Im not. Go to sleep now. You have to wake up early tomorrow for your remedial classes.

[Anonymous No.16545503]

>>16545483
you missed the point. Point being it CAN be priced without making real estate itself based on supply and demand. It isnt some "law that cant be worked around".

[Anonymous No.16545566]

>>16545487
>a society that fucks over the MAJORITY of its citizens is in itself a failure. The WHOLE point of society is to help the majority within it survive, NOT to just "keep the system going". Of the system is flawed, it needs to change

yeah i'd agree with that. the system we've got here in NZ is good - student loans are government issued & interest free as long as you work in the country. you can pay it off as fast or as slow as youd like, with a small mandatory % of your wages paying it off

>employers should also not be allowed to ask for degrees if not needed for the job.
employers should be allowed to ask for whatever they want. if the requirements we're too high, they'd be left with an empty position and would have to lower their requirements.

[Anonymous No.16545581]

>>16545566
Employers have too much power. They get what they ask for no matter how unreasonable. PhDs working as frycooks is a reality

[Anonymous No.16545591]

>>16545503
>making real estate itself based on supply and demand.
S&D is just an explanation of what happens its not a low that can be turned off and on.
real estate, like literally anything else is based on supply & demand.
Elvis from LA is pricing his houses below 'market' rate, meaning he _could_ sell them for more but he freely chooses not to. top lad

[Anonymous No.16545617]

>>16541792
>Dallas
lmao that place is so fucking pozzed it's no joke. I worked there for a year and got sick and tired of all the bullshit there. You live in Texas, bro. Go to a small town like Kerrville or Johnson City.
All cities within the Texas Triangle are gonna fucking go apeshit when the market (((corrects)))
Imagine how violent cities are gonna be when people go hungry and the EBT stops working.

[Anonymous No.16545623]

>>16545581
employers have a lot of power because theres such a high demand for them. literally everyone wants a job, and everyone who has a job wants a better one. so if you're offering a job, thats already high demand just because you're going to pay soneone a salary/wage.

no one should be forced to hire someone they dont want to, no matter how many qualifications that person has. no one is entitled to someone else's money, person or business.

if you can bring value to somone else, they can choose to pay you. if i have my mongolian basket weaving PhD but no one wants mongolian baskets, am i entitled to be paid? who do we force to buy my baskets? if not that, and i take a job as a cook, am i providing more value than the cook next to me wihthout said PhD? surely if we can cook the same, we should be paid the same?

[Anonymous No.16545625]

As a libertarian get over it. Supply and demand.
If you want to decrease prices tell the politicians to increase the supply and within a decade the price of rent will go down like it's meant to. Don't go thinking funny and say "rent control laws" or some shit, that's against economical values and against innovation. I'd rather you be thrown out in the streets than to be against economic innovation. Innovation of WHOLE society is better than an individual.

[Anonymous No.16545635]

>>16544139
How 'bout you fucking pay us what we're worth instead of sending out jobs to pajeets and slant eyes you fucking boomer

[Anonymous No.16545649]

>>16545238
Tell us more, wise goldbug.

[Anonymous No.16545654]

>>16545635
>what we're worth
if you we're worth that much you'd go get paid that much.
sinple really

[Anonymous No.16545662]

>>16545591
youre not getting what im saying. Yes, he COULD price it higher. He doesnt HAVE to. Real estate doesnt HAVE to be priced higher. It only is because it is currently for profit.

[Anonymous No.16545676]

>>16541640
It’s called GREED
It’s time for WAR

[Anonymous No.16545677]

>>16545623
Theres only a high demand for employers because the cost of living is so high. This system is currently purposely made to serve the top of the pyramid to create desperation across the masses. They only have so much power because of corruption leading to absurd prices for cost of living

[Anonymous No.16545681]

>>16545662
i almost feel like we're agreeing with each other. or at least we're after the same outcome.

With healthy competition, profit margins tend towards cost. I would love to see the real estate market deregulated so this could happen.

Currently, the biggest barrier to this is policy like rent control & zoning

[Anonymous No.16545693]

>>16545677
> cost of living is so high
agreed this needs to change.

> This system is currently purposely made to serve the top of the pyramid to create desperation across the masses.
i dont think boomers are this coordinated, just retarded.

>They only have so much power because of corruption leading to absurd prices for cost of living
yeah agreed.

[Anonymous No.16546470]

>>16545175
This. 80%+ of millenials can't afford a home? The problem is clearly lazy young people, not the free market. You whiny millenials/zoomers should just accept living in a pod and eating bugs. After all, trying to lobby the government to improve your conditions would be socialism! (It's okay when muh private companies lobby the government to improve their finances tho)

[Anonymous No.16546487]

>>16541640
rent control is cancer kill yourself unironically
just fucking move dude not everyone deserves to live in the richest places in america lmao

[Anonymous No.16546504]

>>16545649
In the future one bungalow style house, around 1000 square foot, 2 bedroom, 1 bath, will cost the equivalent of 1/10 ounce of gold.

[Anonymous No.16546507]

>>16546487
Found the boomer.
The only reason rent keeps going up is because of the importation of human beans, and niggers. Fuck you.

[Anonymous No.16546537]

>>16546507
why would rent go up because poor people come in? no the answer is that the place is too nice for you, fucking move.

[Anonymous No.16546998]

>>16543470
He’s a moron who’s pointing the finger at muh rent control as if that’s the source of real estate inflation for the past 20 years. Yes, rent control is bad and distorts the market. He’s conveniently ignoring the other thing the government does that screws us more than anything: immigration. Immigration has simply exploded over the past 20 years, where all Western real estate markets are flooded with more buyers who have access to easy credit, when they really shouldn’t
1) be in our countries
2) be able to own our land
3) have access to easy credit

Things like rent control will simply exacerbate the problem. The problem is immigration. And who’s responsible for the explosion of useless immigrants? I’ll let you figure that out.

[Anonymous No.16547071]

I'm so tired of it all. Bills keep piling up and I can't remember what I paid and what I didn't pay. I actually just straight up refused to pay a hospital bill because fuck if I'm coming up with $1,000. Rent keeps going up. Food gets expensive. My health, Jesus Christ my health is God awful but the only food I can afford to eat is awful for me so the best I can do is try to eat less of it but my blood pressure is still pretty bad and my doctors don't seem to care or are willing to give me medication. "Just exercise more." Because you know, the first thing I feel like doing after coming home from an 8 hour shift is going and doing MORE work.
God, can I even go see my doctors this year? I don't think I can afford to.

[Anonymous No.16547116]

ITT:
>op dreams of commieblocks

[Anonymous No.16547715]

>>16546998 is right, immigration fucks the demand side of the housing market.

the aussies have it right - fuck off we're full is pretty much the national slogan

[Anonymous No.16547740]

>>16546537

Because in here the tax payer foots the exorbitant rent bills for the poor people.

[Anonymous No.16547977]

>>16541640
Ya it’s been almost ten years since the. Bud. The money printing never stopped so your money is worth less.

[Anonymous No.16548286]

>>16541809
>>16541915
I’m a Californian thinking of moving to Taxes! Maybe we can be neighbors and chill sometime. It’s just too expensive here even though they raised the minimum wage

[Anonymous No.16548311]

>>16547071
stop being poor

[Anonymous No.16548313]

>>16543783
Cringe

[Anonymous No.16548323]

>>16545444
Cringe

[Anonymous No.16548752]

>>16541640
>Who allowed the cost of living expenses to increase so dramatically? Why are there no controls? The 900sqft apartment I lived in in 2011 that cost $900 now costs nearly $1400 a month

The bogs increased the monetary base 4 times during that period

https://fred.stlouisfed.org/series/BOGMBASE

[Anonymous No.16548991]

>>16542967
>tfw I'm just starting to read this thread and can see that this dumnass has 28 posts
oh boy

[Anonymous No.16549006]

>>16541640
My rent is $250/month in a college town in Georgia. 4 bedroom. Lucky enough to have a brother and two friends to live with

[Anonymous No.16549009]

>>16541640
It's the monetary base, stupid

[Anonymous No.16549278]

>>16541640
200$ is inflation, the rest faggotery