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/biz/ - Business & Finance

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16175691 No.16175691 [Reply] [Original]

What’s a good second credit card to get? I am 20 yo with a 690 credit score

>> No.16175699

>>16175691
Kys

>> No.16175701

>>16175691
good goy

>> No.16175744
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16175744

>>16175699

>>16175701
I need the money man, it’s just temp. When I’m back on my feet I’ll never touch this shit again

>> No.16175767

>>16175744
sure you won't. Do yourself a favor and throw away the first card and never think about getting a CC again

>> No.16175790
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16175790

>>16175767
The way I see it is I’ll control the card not let it control me.

>> No.16175995

>post thots
>Muh credit
This is bait

>> No.16176156

>>16175691
I'll tell you if your write the word 'God' out without omitting the vowel. Or you can write 'Yahweh'. Your choice.

>> No.16176176

If you grocery shop a lot amex blue cash.

>> No.16176193

>>16175790
Hey kike! Where did you go? I'm waiting.

>> No.16176282

>>16176156
God

>> No.16176354

Whatever gets you the highest limit. Max it out, pay the minimum and then settle to pay them a fraction of what you owe. Basically free money

>> No.16176378
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16176378

>>16175691
Sign up for a discover & get a $50 statement once you make a purchase in the first 3 months
short
url(dot)at
/aCFNX

>> No.16176388

Apple Card if you use an iPhone. 2% cash back when you use Apple Pay. Most POS terminals take Apple Pay now.

>> No.16176391

>>16175790
That's what they all say.

>> No.16176406

>>16175744
>I need the money man
find another way. you're going to end up paying 20%+ interest on this and it'll spiral out of control.

>> No.16176463

>>16175691
Depends on how soon you can pay it back. There are plenty of cards out there that have an interest free period of 45 - 55 days. The problem with that though is if you can't pay off the card within the interest free period you will end up paying 20 - 25% interest on your loan.

Other cards have a low interest rate that start charging immediately. 9 - 11%. Probably your best option if you think it will take you 6 months to pay pack.

Or just max out your card and go all in on link. 1000 eoy. The interest will be only pennies to you when you have 5 million.

>> No.16176503

>>16176463
This
Basically free money

>> No.16176556
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16176556

>>16175691
bet she has a big sloppy brapper on her m-hmm

>> No.16176558

>>16175691
None. 27 here and I didn’t get my first credit card until I was 26. Got made fun of by my friends for not racking up debt. But I was able to quit my job this year after saving enough. Want to start my own business now. Now my fiends call me lucky.
Credit is a scam. You will be tempted to buy dumb shit you don’t need in order to make someone else rich.

>> No.16176585
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16176585

>>16176558
dont forget to check back in with us when you make it lol

>> No.16176620

max out your current CC
find a new card with 0% APR for 12 months on transfers
transfer and pay the minimum for 12 months

basically a free loan

>> No.16176632

>>16176556
Yeah and she’s 17