Retarded Millennials

[Anonymous No.16165681]

>Be me
>Know this married, White couple that lives in NJ. >Husband is a 27yo 9/10 Chad and his wife is the same age and equally attractive.
>Husband is the only one that works. Makes like 70k a year before taxes.
>Has a 1 year old daughter and a mortgage on a 400k townhouse.
>Just recently found out that the wife is pregnant with a 2nd child.
Are they fucked financially? Can they realistically afford their current lifestyle with a second kid or are they about to get a wake up call?

[Anonymous No.16165695]

>>16165681
they wont live comfy but its possible

[Anonymous No.16165701]

>>16165681
They can afford that, niggers and spics do it. Fuck off retard who cant for basic finance. Townhouse is dumb af doe in terms of ROI

[Anonymous No.16165702]

>>16165681
Need you to ask them how much they mortgaged

[Anonymous No.16165705]

>>16165681
I'm the one who originally posted this like a month ago. Did you seriously save this to repost it later? That's creepy as fuck. I'm sending my wife's son over to your house right now. Come up with something original next time faggot.

[Anonymous No.16165714]

They can afford to finance their lifestyle indefinitely as long as interest rates are kept low and they are provided finance.

[Anonymous No.16165720]

>>16165681
They might not be saving a ton of money, but that doesn't seem that bad. The mortgage payment is probably around $2k a month and little kids aren't really that expensive.

[Anonymous No.16165734]

>>16165681
Why are you writing this in the third person

[Anonymous No.16165827]

>>16165681
NJ boi here, where do they live?

[Anonymous No.16165887]

>>16165681
Depends did their parents chip in a big downpayment for the townhouse? If so, they prob good.

[Anonymous No.16165907]

>>16165705
Yeah I remember this thread. Weird one to copy

[Anonymous No.16165932]

>>16165681
Making Chad kids is more important than money. But its okay if you don't understand the concept of legacy, Boomer.

[Anonymous No.16165966]

>>16165681
it's retarded in that they will probably never be wealthy. maybe they don't care though.

[Anonymous No.16165989]

>>16165887
this is what's going on

[Anonymous No.16165991]

>>16165705
>>16165907
I'm convinced its an 4chan is an ai testing ground.

[Anonymous No.16165997]

>>16165681
You already posted this shit a month ago faggot. You know what goes in the Options field.

[Anonymous No.16166000]

>>16165705
I member. I spend too much time here.

[Anonymous No.16166020]

Imagine making good money but spending every penny so the moment you stop wage slaving you are out on the streets with a wife and two kids!

[Anonymous No.16166110]

>>16165681
Hoping that they stored the first children’s stuff they should be set, only have to buy diapers which is quite costly. 2-3 years to save some money ( 100-300 bucks a month if possible) Rather than asking the government (niggers and spics are not something you want close to your child) he should look up local private charities, they are more accessible, also probably more organized and productive from their limited resources. Keep in mind they give out material aid (food, toys etc, maybe even few hour daycare). Organize birthdays, name day get togethers, family members will bring gifts, stuff like that. lazy members maybe even money.
Have his children play outside (healthy, economical) if possible build a treehouse. Might take like 4 Saturdays.

Also have his wife learn some basic math, English science and history and look up the educational standards for the first classes. Have her home school them. At least until they are 10-12. Hoping they are going to do that, have them signed into some sport club, scouts would be even better. The children still need to create their own social life outside of home.
Good luck

For the anons here, for your first child buy unisex clothes. Then your literally set for that shit. If these things are well kept pass it on to your youngest child.

[Anonymous No.16166135]

>>16165991

Other people have noticed this is happening on lots of other boards too. Random uninteresting threads being consistently posted every few months.

[Anonymous No.16166261]

>>16165681
hahaha hahahaha loooooool
>buying a house
may as well sign your life away shieeeett

[Anonymous No.16166296]

>>16165705
how are they doing now anon? struggling?

[Anonymous No.16166304]

>>16165681
this is familiar. pasta?

[Anonymous No.16166311]

>>16165681
at least they're happy

[Anonymous No.16166370]

>>16165681
>>16165681
not sure why youre so concerned with a married couples private finances and life anon. creepy ass thread desu and hidden

[Anonymous No.16166686]

>>16165681

as I have become older and more experienced in life as the years rolled past, I have come to realsie that most dilemmas can be resolved by one of two actions:

>slip her the roger
>crack him in the knackers

which of these two actions is most appropriate in this incidence, I'll let you decide.

[Anonymous No.16166704]

>>16166666

[Anonymous No.16166707]

>>16166135
>>16165991
natural language ai training itself

[Anonymous No.16166719]

Buying a house in New Jersey was his first mistake

[Anonymous No.16166728]

Theyll be fine

[Anonymous No.16166735]

>>16165991
Yeah and your comment is part of it

[Anonymous No.16166791]

>>16166135
>>16165907
>>16165705
That's...weird. I mean it could be just someone copy and lasyingpasting who wasn't satisfied with the first set of answers but... definitely weird. Especially if it has happened several times.

[Anonymous No.16166825]

>>16166791
This reminds me of the anons saying that the captcha codes are AI training for road safety. That I don't quite understand because why would they need us to show them that? They could just feed them images of fire hydrants and say "these ar fire hydrants these (buses) are not". I don't see the advantage of us selecting fire hydrants instead of other images. Diff erent obviously but just a similar idea

[Anonymous No.16166875]

>>16165681
>>16165681
they probably got some help from boomer parents

[Anonymous No.16166891]

>>16165705
What the hell? I'm the one who originally posted this..why would you even LARP like that? This site is fucking weird

[Anonymous No.16166893]

>>16165681
>1 post by this ID

[Anonymous No.16166900]

>>16166825
>say "these ar fire hydrants these (buses) are not"
That's what the people solving captchas are doing

[Anonymous No.16166906]

>>16165681
imagine if she brapped on her tongue

[Anonymous No.16166918]

>>16165991
beep boop

[Anonymous No.16166919]

>>16165991
100%

[Anonymous No.16166934]

>>16165887
This. Parents are putting down the down payments and co signing.

If its the girls parents, they are probably paying for her credit card bills while she secretly tells her husband that she is making money from her instagram business (zoomba, yoga, heath products, etc)

[Anonymous No.16166959]

>>16165705
I remember this thread as well. I also caught someone posting details about his life that he had posted in another thread weeks earlier. You spend enough time on here you'll notice the same anons repeat themselves or just copy full on threads from others. Very spoopy

[Anonymous No.16166963]

>>16166900
I don't get what the advantage is though?
You could just feed the AI images of fire hydrants and other things and say "these are fire hydrants these are not".
Why have people say 'these are and these are not" with the possibility of some mistakes being made or even mistakes deliberately being made,

[Anonymous No.16166970]

Well kids cost ass loads. Think college is fucking high now, just wait 18-19 years. Then if that dude and the wife split (half of marriages do) half of his 70k is gone right then and there. The only ones who win in a divorce is the wife and the lawyers. That poor fuck will see 35k go to his wife then he'll get to fork out child support payments for 18 long ass years and try to "make it" on the other 35k. The average cost of 1 kiddie is around 170k from birth till age 18 (medical/dental/vision, school shit, etc)

[Anonymous No.16166981]

>>16165681
Assuming they paid 20% down, that's 320k on the loan. At 4% over 30 years that's about 1.5k/month. 10 seconds of googling tells me the median rent price for a 2 bedroom in NJ is 1.4k/month.

Maybe they're still fucked overall (2 kids on 70k), but their mortgage expenses are in line with what they would be paying as renters.

[Anonymous No.16166997]

>>16166963
The advantage is crowdsourcing it does it for free

[Anonymous No.16167151]

>>16166997
But...no. That doesn't make any sense.
Unless you're saying the AI is what is deeming our answers correct or incorrect?
But in that case the AI already knows.
So we're like beta testing?

[Anonymous No.16167189]

>>16166891
Wow, this is getting creepy. I'm the original OP. Why would you LARP as someone pretending to be the original op who is pretending to be OP?

[Anonymous No.16167197]

fuck all you faggots and this post
based picture tho

[Anonymous No.16167219]

>>16165705
>Be me
>Know this married, White couple that lives in NJ. >Husband is a 27yo 9/10 Chad and his wife is the same age and equally attractive.
>Husband is the only one that works. Makes like 70k a year before taxes.
>Has a 1 year old daughter and a mortgage on a 400k townhouse.
>Just recently found out that the wife is pregnant with a 2nd child.
Are they fucked financially? Can they realistically afford their current lifestyle with a second kid or are they about to get a wake up call?

[Anonymous No.16167468]

>>16165681

So you know a responsible middle class white family? 400k on 30 years fixed at 2.5% is about 2.2k per month, or 24k per year. Provided his salary increases to 100k over the next ten years, he'll be just fine.

You on the other hand are a fucking weirdo

[Anonymous No.16167497]

>>16165991
Absolutely this, I thought I was the only one who noticed.

[Anonymous No.16167517]

>>16165681
Hello how are you doing today are you having a good time I hope so maybe haha; good? Cross line lion crocodile cows go moo moo. business and finance very profit margin trade till close open short and long to gain bitcoin ethereum cryptocurrency

Let's confuse it.

[Anonymous No.16167693]

>>16165991
that's why they have captacah testing too

[Anonymous No.16167736]

>>16167497
Nah. 4chan has always been like this. You are just new is all.

[Anonymous No.16167747]

>>16165681
Haha whites are still breeding despite your best efforts to stop it. Kvetch harder schlmo

[Anonymous No.16167906]

>>16165705
>>16165991
I've seen the same thread posted ~12 hrs apart.
I notice it when i go to bed, then I wake up and see the same thread, same replies in a new thread.

Someone should check the archives to see if threads are being posted multiple times with the same replies.

[Anonymous No.16167918]

>>16165681
>Not using government benefits to support more children.

The other races do it on our money, it is our duty to use the benefits of our own peoples work above other ethnicities.

[Anonymous No.16168026]

>>16165705
i remember this thread as well

[Anonymous No.16168068]

NJ property tax on a 400k home is close like $15k-$20k area.

He is fucked.

t. Pennsylvania cpa

[Anonymous No.16168266]

holy fuck this is spooky... you guys too? I posted this exact thread like 2 years ago.

[Anonymous No.16168291]

>>16165681

[Anonymous No.16168334]

>>16168291
There are some weird fucking people that frequent the chans. While this may be an ai bot like other anons have said, if you've browsed these boards long enough you realize that some people here are truly fucked in the head. Reposting irrelevant threads for gets and (You)'s are only some of the weird shit they do. In my mind I have a list of at least 10 different anons who without a nametag or tripcode constantly repeat themselves across different threads.

[Anonymous No.16168460]

>>16166000
But check these digits!

[Anonymous No.16168474]

>>16165681
Oh man i love mia malkova!

[Anonymous No.16169072]

>>16168334
You get used to this stuff when you post on /asp/.

[Anonymous No.16169089]

>>16169072
There's an asperger's board? Wow 4channel is so inclusive these days!

[Anonymous No.16169171]

>>16165705
to some degree the content is posted by bots or click workers.

[Anonymous No.16169183]

>>16166981
That's ignoring the 3-600 hoa/community/upkeep fees, and of course the highest property taxes in the US (world?).

See >>16168068

[Anonymous No.16169192]

How many VETs to be exactly the one with the tounge out?

[Anonymous No.16169234]

Found another repeat on the catalog. This one is even weirder because the original post was from February

[Anonymous No.16169246]

>>16169234
N I g g e r this whole site is a CIA/Mossad psyop
Who’s here smart money

[Anonymous No.16169254]

>>16169234
that's creepy as fuck

[Anonymous No.16169265]

>>16169183
So 12k fed/state taxes (assuming no local which is almost impossible), 15-20k property that not deductible under trump, and just under 5k for association/maintenance fees.

Good luck feeding 3.5

Alternatively a shitskin with free rent and the average single (legally unmarried) mother pulling 40k in welfare...they'd be living good on 110k with free housing.

[Anonymous No.16169305]

>>16165705
I remember this thread as well

[Anonymous No.16169322]

>>16165681
>>16165705
>>16165991

I came here to post coomer memes but hey look, it's other anons finally noticing the blatant glownigger threads. I notice that there are far more of them on the popular boards like /b/, and I swear to god every 15th thread here on /biz/ is some obvious 1 post by OP single sentence bait thread.

I used to think that it was a way for the site owners to bait replies because it gets more people to solve captchas which is a source of revenue I hear. AI testing ground is a new theory though that sounds possible.

Basically THOT posting is the indication of a glownigger AI training thread. How can we profit off this, and more importantly how can we retrain their AI for our amusement?

[Anonymous No.16169323]

>>16169246
Here I am

[Anonymous No.16169345]

>>16169323
what if it's not aliens, but a humanoid species more evolved than us?

[Anonymous No.16169370]

>>16169265
Shut up, Mexican unemployment is at an all time low.

MMGA, ty Daddy Trump! I can take little Conswela to Fisney World TWICE this year win my 60k no tax salary!

[Anonymous No.16169434]

>>16169322
The AI is learning to imitate you. It's learning to post nigger/janny hate, commer threads, discursive conspiracy theories and NEET feels threads.

Think about it. Why would AI creators want a robot that can imitate a 4chan sperg thousands of times a minute, 24 hours a day, on every social media platform connected to the internet?

[Anonymous No.16169473]

God damn this thread is going to become copy pasta and we'll never know if it is our new ai overlords or just some faggot pajeet trolling

[Anonymous No.16169491]

>>16169234
Can you check the replies and see if they're the same? I'm sure I've been in repeat threads before with repeat replies

[Anonymous No.16169507]

Biz is just full of schizos

[Anonymous No.16169510]

>>16169491
We all trip up and end up replying to those repeat threads.

[Anonymous No.16169527]

>>16169473
the guy is ITT with a different IP. He makes a post on his phone and then shit posts itt. Figure out which one it is.

[Anonymous No.16169543]

>>16167918
how many link for the one with the glasses?

[Anonymous No.16169559]

>>16169370
Wow a real life mossad/IIDF responded to me. I'm way too drunk to actually educate someone on the basic reality of our jewish welfare scam...but it's 70%+ of all immigrant head of household homes rely on welfare. Obviously that's including a large portion of h1b's, that are literally supposed to be so highly skilled and vastly superior to their white counterpart that it gave them a free ride over here. That's not factoring in the 30 million+ illegals that get free everything through their "legal" anchor baby.

It's mind blowing how this garbage heap still manages to function; even before all the central banking fractional reserve.. quantitive easing...and negative rates

[Anonymous No.16169564]

>>16169507
this is 100% true, but the fact of the matter is OP's banal thread was posting a few weeks ago. I remember it. It's a very weird thread to be reposting - serves almost no purpose.

I used to browse /sp/ regularly and there was definitely some bizarre AI / botposting going on on that board back in 2017-2018.

[Anonymous No.16169580]

>>16165991
delete this
-you've been warned

[Anonymous No.16169588]

>>16169507
If you've never seen the obvious bait threads that the OP frequently abandons and never replies to but never thought it was odd I don't know what to tell you my man. It's not just /biz/, it happens on every board.

[Anonymous No.16169604]

Seems like anti having white children psyop.

[Anonymous No.16169613]

>>16169564
Can confirm. For a while any non meme /sp/ thread got absolutely obliterated with nonsense ai posts until it was unreadable/unfollowable.

I grew the fuck up and stopped watching furpuck then left altogether when ape hoop faggots took over.

[Anonymous No.16169652]

>>16169613
any examples? /sp/ was my home until like 2013 when the jannies started removing off topic posts

[Anonymous No.16169902]

>>16165991
Use this filter to mark such threads:
https://pastebin.com/MsdMAT5F

[Anonymous No.16170073]

>>16169491
The replies are different
>https://yuki.la/biz/12880987
>https://yuki.la/biz/16166069

An interesting thing to notice is that the original thread has multiple replies from the OP, but the copy cat thread has only one post by the OP. It's the same way with the thread were in now vs the original:
>https://yuki.la/biz/15719632

[Anonymous No.16170154]

FUCK JANNIES
FUCK MOSSAD

[Anonymous No.16170249]

>>16167918
3, 2, 4, 1, 6, 8, 5 then 7

[Anonymous No.16170268]

>>16165705
post her pussy too plox

[Anonymous No.16170336]

>>16165705
I had the same shit happen to me some anon would just repost months old shit I posted on here. I also seen my shit pop up on plebbit. Is this glowniggers or a rogue AI trying to fuck with us anon? wtf is going on in the chans.