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/biz/ - Business & Finance


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16038584 No.16038584 [Reply] [Original]

Any leafs here realizing things are getting fucking bad? Anyone with exit plans? Where do you go?

https://business.financialpost.com/personal-finance/taxes/woman-who-used-swaps-to-run-tfsa-up-to-200k-from-5k-in-one-year-suffers-triple-loss-in-court-appeal

tl.dr person made too much money in their tax free retirement fund so the government just took 100% of it.

>> No.16038604

>>16038584
What law did she break?

>> No.16038609

Good. Fuck rich people

>> No.16038610

>>16038584
thats fucked, the government is full of kikes, even when you succeed you fail

>> No.16038614

I would cull the judge and get the fuck out of the country. These politicians, judges, lawyers whatever aren't scared to pull these stunts because everyone is so cucked. Once they see that a fellow politicians head is on the street, they are going to be more cautious.

>> No.16038617

>>16038604
Earned to much haha this is robbery in white gloves

>> No.16038621

>>16038584
did you even read the article? She tried to scam the system and lost.

>> No.16038631

>>16038621
Boot licking fag.

Swaps are not listed as 'Unfair advantages'.

>> No.16038645

Can someone explain to a brainlet burger what these swaps are in Canadian retirement accounts? Also why is she penalized if she did all this before it was declared illegal?

>> No.16038662

>>16038631
read the article nigger

>> No.16038682

should have just traded bitcoin...

>> No.16038690

>>16038584
>tl.dr person made too much money in their tax free retirement fund so the government just took 100% of it.

stupidest tl;dr ever

>> No.16038701

>>16038682
This is from something that happened in 2009 retard, even most crypto OGs today weren't involved in it in its first year of inception

>> No.16038717

>>16038690
>>16038662
Fuck the absolute state of CanCucks.

Im outa here

>> No.16039461

im sick of reading about Canada and their bizarro world.
>hey guys lets make available an account that allows people to accrue gains tax free
>oh shit lol people are making too much gains tax free lets take all their money

>> No.16039505
File: 35 KB, 620x465, fml.jpg [View same] [iqdb] [saucenao] [google]
16039505

>>16039461
at least you weren't born into this asylum anon...

>> No.16039585

>>16038584
It really fucking bothers me how they limit the upside in a TFSA (you make too much they tax you) but they sure as fuck dont limit the downside (you lost it all on options and trades? Too bad for you, no tax deducts)

WESTERN SECESSION WHEN

>> No.16039725

>>16038645
When the TFSA was first launched back in 2009, swap transactions were not originally part of the TFSA advantage rules but legislative amendments were introduced on Oct. 17, 2009, a mere ten months after the introduction of the TFSA, in response to stories that some shrewd investors had already built up six-figure TFSAs via opportunistically swapping of securities back and forth among their accounts.

Last week, the Federal Court of Appeal released its decision in the tax case of a B.C. taxpayer who engaged in numerous swap transactions in 2009, prior to the legislative amendments that would effectively halt all TFSA swap activity.

The taxpayer was described as “a sophisticated investor with extensive knowledge of the stock market … (who) proved to be highly knowledgeable about her trading activities.” She had three accounts with her discount brokerage: a non-registered direct trading account, a self-directed RRSP and a self-directed TFSA. From May 15 until Oct. 17, 2009, the taxpayer engaged in 71 swap transactions. The swaps involved transferring listed shares between her TFSA and her non-registered and RRSP accounts.

The taxpayer explained that each swap transaction required that the assets swapped be of equal value. Her brokerage’s swap valuation rules stated that if the stock she was swapping had traded that day, she could select “any price between the high and low of the day.” The taxpayer acknowledged “that, in following these guidelines, she was at liberty to pick the price of the day that would be most advantageous to her when swapping in or swapping out shares.”

For all of the swap transactions, the price selected for the shares swapped out of her TFSA was the highest price at which they had traded during the day up to the time of the swap. Conversely, for the shares swapped into her TFSA, the price chosen was the lowest at which they had traded.

>> No.16039733

>>16039725
As the Federal Court of Appeal observed, “the result of the (taxpayer’s) strategy was to inflate the value of the TFSA so as to benefit from a tax-free distribution from her TFSA (as opposed to a taxable withdrawal from her RRSP or a taxable gain within her Canadian trading account).”

Indeed, by the end of 2009, the taxpayer’s initial TFSA contribution of $5,000 was worth $205,795. For the years 2010 and 2012, the increase in FMV was $70,841 and $29,217 respectively. (Her TFSA decreased in value in 2011.)

The issue in the case was whether the taxpayer was liable to pay the 100 per cent advantage tax for the increase in fair market values in each of 2009, 2010, and 2012 resulting from her swap activity.

While a swap was not specifically listed as an “advantage” prior to Oct. 17, 2009, an increase in fair market value that was either directly or indirectly attributable to transactions “that would not have occurred in an open market in which parties deal with each other at arm’s length and act prudently, knowledgeably and willingly” and that was intended to benefit from the TFSA’s tax exemption was considered to constitute an advantage under the Income Tax Act.

The CRA argued in Tax Court that the taxpayer was able to shift value from her RRSP and non-registered account to her TFSA by selecting the price of the swapped shares “a posteriori.” Because these trades took place off-market and because parties dealing at arm’s length would not have agreed to set prices that would constantly disadvantage the holders of the RRSP and the non-registered account, the CRA felt that the taxpayer’s actions resulted in an advantage under the tax law.

>> No.16039745

>>16039725
You literally just copy pasted from the article motherfucker, that doesn't andwer my question about how these swaps work and how this based female autist was taking advantage of it

>> No.16039829

>>16039733
In short, she swapped stock from her personal account to her govt tax free account.
The way the system works is you can actually pick a price within the day's range to place it within your account.
Example.
Buy Amazon stock in your personal account 100 shares at 1000 dollars. The days range is 999-1001 dollars. You can actually swap the price in/out of each account.You transfer the stock into your govt tax free account and instantly claim it at 1001, profit instantly 101 dollars tax free and deferred. if you swap something else out you can go to the low end of the days price, claim the capital loss on taxes.
Its a weird system, but its designed to ameliorate daily fluctuations on a long term basis but people can zoom in and out to take advantage of it and she did.

>> No.16039842

>>16039745
see
>>16039829
gimme time to type you goldfish motherfucker

>> No.16039861

>>16039842
Kek thank you sorry for being a mouthbreather

>> No.16039898

>>16039733
So, nothing she did was illegal at the time she did it. They punished her retroactively.

>> No.16039934
File: 4 KB, 137x91, specifically.jpg [View same] [iqdb] [saucenao] [google]
16039934

>>16039898
Picture someone doing this and when they're done they poke you in the chest and say 'Whaddya gonna do about it? You lost your money, and you had to pay an attorney and accountant to defend you and you still lost...whaddya gonna do about it? Har har har...'

>> No.16039970

>>16039898
It was not explicitly banned until later but the other paragraphs already made it illegal.

>> No.16039989

>>16038604
Tax free savings account allows you to use money in said account to not pay taxes on any income associated with that money. Turns out they were just referring to the pitiful amounts of interest you receive from having your money in the account and not capital gains tax, which could potentially save you thousands in tax. I fucking hate this country.

>> No.16040052

>>16038609
Having 200k makes you rich? You dumb poor bastard.

>> No.16040364

>>16038604
Tax agency classifies an "advantage" as needing to be taxed at 100% of it's fair market value. They considered the swaps as advantages. That law is about as fucking vague as an antitrust law.

>> No.16040456

>>16040364
They keep the laws vague so they can fuck you if they feel like it and want to make an example of you.


Boomers and normies always say it's a conspiracy theory when I say this to them. It's frustrating af

>> No.16040524

>>16040456
This.
And all they have to do is add 'conspiracy to' or 'attempt to commit wire fraud' and they make it impossible to defend against if they want to criminally charge you.

>> No.16040536

>>16040524
Just wait until they pass the wealth tax and you not declaring your crypto bags will get you locked up

>> No.16041209

>>16040536

A few more years of immigration and another Conservative government will be impossible until the end of time. Get ready for that tax.

>> No.16041319

How do the US & Canadian systems compare to the UK ?

Tax free savings (ISA)
Save up to $26k a year, all capital gains & dividends tax free, ETFs, UK & foreign stocks etc.

Pension (SIPP)
As above, but can only withdraw from age 55. Government tops up all contributions by 20%, or 40% if you are a high rate taxpayer.

>> No.16041432

>>16038584
What is it with Americans and deluding themselves that much nicer countries than theirs are hellholes that people want to escape from? It's honestly kind of unnerving that they behave like this everywhere.

>> No.16041714

>>16041432

Most people act like that. It's just that the English-speaking internet is largely American.

Canada isn't a bad place to live, it's just extreeeeeeemly far left. Take the dems, crank them up to 11, make three more political parties exactly like them, add a conservative party that basically agrees with everything liberals have ever said and you have the situation in Canada.

>> No.16041843

>>16038584
Im learning Mandarin and hope to move to Shanghai or Guangzhou. I know its a stretch but anyhing is better than living under Trudneau among these extreme left wing SJWs.
What job could a Canadian refugee get in China? Do they need IT people?

>> No.16041844

Like the IRA, you will always lose to the CRA.

>> No.16042135

>>16041843

Nobody wants you to be there.

>> No.16042223

>>16041319
>Tax free savings (ISA)
>Save up to $26k a year, all capital gains & dividends tax free, ETFs, UK & foreign stocks etc

Can only contribute $6,000/yr. I'm married and my wife has her own so we write off $12,000/yr.

Other than that it's pretty similar.

(Amerifat)

>> No.16042315

>>16042135
I'm finna go there anyway boi

>> No.16042332

>>16038614
they all live in gated communities and they all know damn well why.
the only winning strategy is to become influential enough to be outside of their reach, to be able to control them when needed.

>> No.16042334

>>16042315
Lmao literally a downgrade even from Canada

>> No.16042349

>>16038584
Canada is a corrupt gulag.

>> No.16042370

>>16042334
Are you retarded? Turdneau is effectively dictator for life. Everyday more immigrants are granted citizenship. Who will they vote for? Liberal party. He's going to take away guns so the Somalians can rape with impunity. Everyone is beconing more and more left wing. Hell you can now get arrested just for talking to a girl. Chicken costs 30 bucks a kilo for fuck sake.

Pray tell how is China worse?

>> No.16042382

>>16041714
Reddit is a shit hole site, but if you to the Canada subreddit and read, what you're reading is essentially what the average Canadian thinks. It's NPC central here. Culturally, militarily, historically and economically irrelevant.

>> No.16042474

>>16038604
>The taxpayer explained that each swap transaction required that the assets swapped be of equal value. Her brokerage’s swap valuation rules stated that if the stock she was swapping had traded that day, she could select “any price between the high and low of the day.” The taxpayer acknowledged “that, in following these guidelines, she was at liberty to pick the price of the day that would be most advantageous to her when swapping in or swapping out shares.”

>For all of the swap transactions, the price selected for the shares swapped out of her TFSA was the highest price at which they had traded during the day up to the time of the swap. Conversely, for the shares swapped into her TFSA, the price chosen was the lowest at which they had traded.

She was fucking around and knew exactly what she was doing. This isn't some little old lady being robbed of her piggy bank.

>> No.16042485

>>16042474
well of course fagget. The point is they made that law up after she did it and then just took her money

>> No.16042505

>>16042485
Laws aren't mathematical dipshit. The spirit of the law is important. If you're being a fuckface you should have to pay for that.

>> No.16042512

>>16042474
It was legal to do that you nigger

>> No.16042531

>>16042505
Fucking bootlicking fags like you are cancer. Post pics of your ramen dinner with your seething face.

>> No.16042549

>>16042505
> spirit of the law
> you should have to pay for that

you sound like the most pathetic reddit fagget. Jealous she made more money than you that you want to gov to take 100% of it?

>> No.16042552

Canada is miles ahead of uSA. We have higher taxes but our air is cleaner, people are friendlier, we embrace other cultures and religions and most importantly we have a Chad leader.

>> No.16042556

>>16042505
What exactly was the spirit of the law? And why should she care? I bet you support the "luxury car" tax too faggit.

>> No.16042576

>>16042505
>spirit of he law
Disgusting. Laws are not meant to be up to the government's interpretation.

>> No.16042604

>>16042576
>Laws are not meant to be up to the government's interpretation
Bad news faggot that's how laws work. They're just a big collection of interpretations.

>> No.16042606

>>16042556
what a commie shit hole lol "luxury car tax"

>> No.16042633

>>16042606
Want to know the real kicker? It starts at $40,000 CAD.

>> No.16042646

>>16042370
In china you also have a dictator and no guns. The chicken is cheap but filled with lead, sawdust and dog meat.

>> No.16042665

>>16042646
I'd rather take a dictator than Trudeau. From here on out hes going to win every election. Hes a de facto dictator. As for the food not every fucking farmer ia trying to fuck you. Buyer bewarw. But i guess youre used to big daddy government "protecting" you.

>> No.16042686

>>16042665
I really dont understand the appeal of China anon..dirty, crowded, filled with smelly chinks. Might as well just live downtown Toronto.

If you've got yellow fever just go to Thailand

>> No.16042754
File: 780 KB, 1400x5552, china is turbo jews redpill screenshot.png [View same] [iqdb] [saucenao] [google]
16042754

>>16042665
You have no idea

>> No.16042778
File: 536 KB, 800x5132, the truth about china redpill.png [View same] [iqdb] [saucenao] [google]
16042778

>>16042754
>>16042665

>> No.16042782

>>16038584
>Any leafs
>exit plans
All you require is a leaf blower my m8

>> No.16042849

>>16040456
>They keep the laws vague so they can fuck you if they feel like it and want to make an example of you.
Correct and it's bullshit. However, it seems there was a specific law pertaining to the swap scenario on the books dating back to 2009. Because of that, i have no sympathy for this womsn. However, i do have a problem with other cases where Canada revenue went after investors who made a lot in their TFSA through ordinary common share and options trading that has no precise rules associated as far as the tfsa goes. There is very vague wording relating to "drawing an income from..." in the tfsa they refuse to change and it pisses me off.

>> No.16042902

>>16038584
She was swapping between tsfa rrsp savings accounts to avoid taxes, the limit is 6000 dollars, the lady is an idiot.

>> No.16042976

>>16042754
>>16042778
Well what the fuck do I do now? Where can i go to avoid Turdneau and these left wong faggots? ReEEE

>> No.16043032

>>16042604
A law should deliberately be made with as little ambiguity as possible. If someone at the CRA is having a bad day that should not give them any more power to hammer me with tax.

>> No.16043047

>>16038604
Laws are used by the powerful to oppress the powerless. The rule of law is a myth, the powerful do what they want and change laws to suit themselves

>> No.16043083

>>16042552
Canada looks comfy from a distance but I don't see how it's sustainable. We can run all the deficits we want thanks to the petrodollar. You can't.

>> No.16043091

>>16042531
>>16042549
>>16042576
Zoomers gonna zoom

>> No.16043241

I'm going to renounce my citizenship it avoids all taxes on link and move to Singapore

>> No.16043333

>>16041714
by your country's taliban-tier political spectrum maybe. Canada is just a normal country by anybody else's standards.

>> No.16043376

>>16043333
>Milk is most expensive in the world
>60% effective tax rate
>drama teacher is prime minister
>small house costs more than $2M
>normal country

>> No.16043402

>>16042370

In Canada, you might have to fight for survival. In China, you're just a Gweilo. You'll be a 2nd class citizen for life. And it's not like China is that great a place to be a 1st class citizen anyway.

Enjoy. If you're running from things when they're barely even starting to get bad, you're of no use.

>> No.16043422 [DELETED] 

>>16043402
LOL.

There's millions of poos and Asians who keep voting left. Wtf am i supposed to do CIA nigger?

>le just shoot some people up and begin the accelerationist revolution ebin maymay

FUCK YOU

>> No.16043461
File: 12 KB, 258x245, 354deaa3770912621bb816da070346ab.jpg [View same] [iqdb] [saucenao] [google]
16043461

>>16043402
>t. Maxime Bernier

>> No.16043463

>>16042604
actually not really, laws are supposed to be designed by the public, and the government is only there to facilitate the process in an organized way.

Governments aren't meant to invent laws seperate from the will of the public. If we majority-object to a law then it should not exist and the government shouldn't have the power to impose such laws.

>> No.16043477
File: 49 KB, 630x625, 5cd54b082000005b0096fe47.jpg [View same] [iqdb] [saucenao] [google]
16043477

>>16043376
Not really

>> No.16043493

>>16043477
He's talking about top earners poor fag

>> No.16043504

>>16043493
>Only counts rich people as people

>> No.16043523

>>16043504
>Typical Canadian

So pathetic FUCK

>> No.16043826

>>16043504
Anything over $80K which is basically $60K American is taxed at highest rate. We pay the most taxes in the world, on lower wages, and have the highest cost of living.

Is Texas any good? I've got IT skills and love guns and barbeque.

>> No.16043879
File: 26 KB, 623x289, fp0428_canadian_us_taxes (1).png [View same] [iqdb] [saucenao] [google]
16043879

>>16043826
Not true

>> No.16043894

>>16038609
she was just like us, retard. How would you feel if you made a mil off of btc and the government just takes it from you? I would become a terrorist and lose it

>> No.16043907

>>16039585
THIS
fuck government. Bunch of thieves

>> No.16043912

>>16038584
fuck this. She deserves every fucking penny.

>> No.16043991

>>16043907
government is just another word for mafia.

>> No.16044028
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16044028

>>16043879
You stpid lying fuck, now add provincial tax onto that. Federal + Prov tax in every province except Alberta will be close to 60%. Shitholes like Quebec are as high as 65%. Highest state tax is NY at 12.7% which means it will be just over 50%.

Now fuck off little boy

>> No.16044050

>>16044028
PLUS sales tax ranging from 5-15%

>> No.16044063
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16044063

>>16043879
>Implying provincial taxes don't exist

Why are you defending this wasteland??

>> No.16044078
File: 41 KB, 1897x209, the greatest LEAF.png [View same] [iqdb] [saucenao] [google]
16044078

>>16044050
Yeah, add all the fucking taxes you pay and it can get as high as 75%. But "muh free healthcare" fucking retards. Sales tax, alcohol tax, cigarette tax, gas tax, electric tax, fucking this tax, that tax. It's fucking insane and Leafs here are seriously a bunch of NPCs. I swear the Canadian media is under direct order from the Gov to report on massive medical bills in the US from time to time to keep the cattle "happy and thankful" for our "free" healthcare.

>> No.16044123
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16044123

>>16044028
You are the liar

>> No.16044131
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16044131

>>16044078
Add carbon tax now due to Turdneau. Also add $5,000 a year so Somalians and Syrians can use the public schools while paying fuck all for them. Meanwhile I'm 34 can't afford one kid.

>> No.16044141

>>16044123
Outdated. And now add in every other type of tax nigger. Don't be disengenuous.

>> No.16044150

>>16044131
Property taxes.

>> No.16044166

>>16044123
>>16044131
>>16044141

Doesn't it feel great though working January to July for free tho?? It's only 50% of your time and you get FREE Health Care!!

>> No.16044167

>>16044141
Count Americans health insurance premiums

>> No.16044180

>>16039989
>not capital gains tax
false

>> No.16044185

>>16044167
>>16044166
Fine. How much do Amerilards pay for health insurance? Can't be $20,000 a year can it?

>> No.16044198

1) Jason Kenny is literally running Alberta into the ground. He is driven by ideology not economics. I hope Alberta "wexits" and becomes the inbred shit stain it is meant to be.

2) anyone who has lived in a major city for >10 years or is a rich chink has made it in Canada. If your parents bought a 100-200k house in the late 90s or early 2000s in Toronto or Vancouver is now a multi millionaire.

>> No.16044215

>>16044167
https://capforcanada.com/islamic-terrorist-convicted-for-mass-murder-plot-granted-canadian-citizenship/?fbclid=IwAR3cBECcqUxXAhmb5zMWTNZF2uHytd-JzTDyernDlzIliJdfNI-0gFYRArE

Trudeau gave citizenship to a Mudslime terrorist. Nice work!

>> No.16044234

>>16044123
Clearly outdated because the combined tax for Quebec right now is 58.75%. Typical fucking NPC cuck of this country that never tells the truth, always with the annoying fucking inferiority complex on full display.

>>16044141
>Don't be disengenuous.

Asking Leaf NPC this is trying to get water out of a stone. Will never happen. You work for free in this country for 6 - 9 months every year. For what? So you can sit inside for 6 months because it's -10 or colder. Delusional

>>16044198
Trudeau is driven by ideology as well faggot. It's just you're a typical Toronto onions boy, so you agree with Trudeau and hate Kenny. Cunt

>> No.16044239

>>16044185
Average is around 20k

>> No.16044340

Sounds like she was doing some greasy shit but regardless, if you are trading profitably in your TFSA they will start taxing it as income, some dude made like 600k in his accounts nad that happened to him

>> No.16044366

>>16044239
You're telling me the average American pays $2,000 a month for health insurance? Bullshit.

>> No.16044377

>>16044234
I don't know where you are getting that from the highest is around 47% in QC
https://www.taxtips.ca/taxrates/qc.htm

>> No.16044392

>>16044366
I mean 53%

>> No.16044399

>>16044366
Employers pick up some to all. I'm self-employed and yeah,it'd cost me almost 25k/yr for my family of six and thanks to(((deductibles))) it's basically worthless.

Being (((American))) sucks.

>> No.16044453

>>16044366
Yes but its mostly covered by employers but some people are dropping coverage because it's too expensive
https://www.bloomberg.com/news/articles/2019-09-25/why-is-health-insurance-so-expensive-20-000-a-year-for-coverage

>> No.16044459

>>16044453
Employers in Canada also pay a payroll tax which includes extra for Health Care. Works out to be another 15-20% depending on the salary and province

>> No.16044463

>>16044399
The Healthcare problem in the US seems more like an (((insurance))) problem over actual healthcare. It's well known around the world, and even NPC Leafs will admit it that America has superior healthcare, it just comes at a higher price. Unless you're an illegal then you can just throw the bill in the trash and they can never collect on you. The cure to America's healthcare problem is unironically cures. Too focused on "treatments" like cancer treatment, heart disease treatment, etc when the People down there should be demanding cures. USA spends close to $50 billion every year just on cancer, the answer to that is to find the pain free, non-intensive cure to cancer and you can knock out those costs by ~90%.

>Being (((American))) sucks.
While the healthcare part sucks, I'd trade spots with you any day. There is no opportunity up here. In every direction, doesn't matter where you are born in the USA, there are massive cities and metro areas booming with opportunity. Cannot say the same thing about Leafland. The economic opportunity America provides trumps literally everything.

>> No.16044480

>>16044399
You got a family of 6. How much for just one guy by himself?
>>16044459
This is why there's 0 entrepreneurship in Canada. Pay an extra $10,000 in payroll taxes per employee. What a fucking joke.

>> No.16044496

>>16038584
A lot of things wrong with Canada but what this woman did was fraud; it is an advantage in how her brokerage allowed her to use the legal status of her account to literally arbitrage them by using prices most advantages to her. If you are able to arbitrage (no risk) a single institutional counterparty repeatedly due to a legal loophole while not providing any liquidity to the markets, this sort of consequence shouldn't be far off in your mind

- professional prop trader

>> No.16044504

>>16044459
Are you kidding its nowhere near that high

>> No.16044544

>>16041843
>living in a communist state is better than this slightly less communist state
At least in Canada you won't be disappeared for disagreeing with communism.

>> No.16044587

>>16044459
Well it's around 15% combined with employers contribution but Unemployment insurance and CPP are needed in Canada

>> No.16044753

>>16044496
She abused a loophole. That's fucking legal to do you autistic SJW communist retard.

>> No.16044765

>>16044544
No. A Muslim will just shank you and a Syrian will rape your sister.
BUT AT LEAST YOU HAVE FREEDUMB OF SCREECH

>> No.16044944

>>16043091

>Government deserves to take 100% of legally and morally sound acquired money

Typical Bernie Sanders voter

>> No.16044976

>>16044480
The shittiest plan in my state just for me is $430/month.

>> No.16044988

>>16044976
Why are rates so high? Is it because the corporations that buy it bid the price up? Or they don't want anyone to be independent so they force you to work for (((them))) by jacking up the rate?

>> No.16044995

>>16044753
This. Get em

>> No.16044998

>>16039829
...That's retarded. You're basically rewarding stupidity

>> No.16045017
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16045017

>>16038584
https://www.theatlantic.com/politics/archive/2012/09/whats-really-going-on-with-mitt-romneys-102-million-ira/261500/

>> No.16045039

>>16038584
These people deserve Minecraft.

>> No.16045063

>>16045039
So a woman should be punished for using her brain? Fuck you!

>> No.16045076

>>16045063
That shit system shouldn't even exist

>> No.16045216
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>>16038584

Canadian here.

Just took out a loan on half million town house in Oakville with 5%.

Fuck the system.

>> No.16045234
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>>16039725

Anyone find smart women sexy and intimidating as fuck?

Any pics of this absolute Stacy?

>> No.16045450
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16045450

>>16039829
>>16039733
>>16039725
>>16039745
>>16039898
There's an insurance company that offered a deal like this. You could buy shares based on the previous days price. A man started buying stocks that went up the most every single day, and ended up a billionaire.

>> No.16045490

>>16043333

I'm a leaf so, no.

>> No.16045495

>>16043461

Wrong, Libertarians are unmitigated dumbasses.

>> No.16045560

>>16044988
Jews.

>> No.16045679

I AGREE its turning into a nigger and arab infested country. women are fat and its basically just a higher class america. it will get worse soon. Fuck

>> No.16045690

>>16040052
> 200k from a 5k investment in a 2 year period by using expert knowledge of both markets and tax loopholes.
Do you seriously think that this is just some old lady that got lucky for 2 years straight? She 100% has multiple other accounts with tons of money. You dont get those types of gains without massive amounts of experience and skill.

>> No.16045804

>>16041843
The easiest way would probably be to get a job teaching English. They're never going to have enough English teachers.