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/biz/ - Business & Finance

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Anonymous Mon Sep 30 11:26:06 2019 No.15767898 [Reply] [Original]

>"Cheque, savings or credit"
>CREDIT
Why do cucks do this?

>>	Anonymous Mon Sep 30 11:26:42 2019 No.15767899 >>15767898 because no change and no tip

>>	Anonymous Mon Sep 30 11:26:52 2019 No.15767901 Credit score is important when applying for a loan to buy a house or car

>>	Anonymous Mon Sep 30 11:27:07 2019 No.15767904 >>15767898 because I get rewards for running as credit

>>	Anonymous Mon Sep 30 11:27:19 2019 No.15767910 >>15767898 only faggots ever carry a balance and pay interest, and not earn cash back

>>	Anonymous Mon Sep 30 11:27:19 2019 No.15767911 >>15767898 Why not?

>>	Anonymous Mon Sep 30 11:27:49 2019 No.15767918 >>15767898 >Buy on credit >Get 3-5% back each month as benefit >Pay off credit card monthly paying 0 interest Win?

>>	Anonymous Mon Sep 30 11:28:02 2019 No.15767922 >>15767910 based

>>	Anonymous Mon Sep 30 11:28:07 2019 No.15767923 >>15767901 Cuck shit.

>>	Anonymous Mon Sep 30 11:28:11 2019 No.15767928 >>15767898 >Why do cucks do this? Its mainly Mutts, First worlders rarely use credit

>>	Anonymous Mon Sep 30 11:28:25 2019 No.15767931 >>15767898 cashback also convenience

Anonymous Mon Sep 30 11:30:47 2019 No.15767960

>>15767923
Keeping a good credit score is for good goys. Lever yourself to the teeth and use that credit to make money. If you fuck up, declare bankruptcy and try again.

Credit should not be used for ANYTHING but trying g to make money in years vs decades.

>>	Anonymous Mon Sep 30 11:31:07 2019 No.15767966 I have over 10 grand in available credit that I can use anytime I want if any kind of emergency arises. This allows me to keep the vast majority of my money in more illiquid, higher yielding investments and not wasting away in a checking account.

Anonymous Mon Sep 30 11:44:12 2019 No.15768092

Yeah, I love paying with my debit card, having my numbers to my main account transmitted TOTALLY UNENCRYPTED, and either getting my USD stolen directly or never receiving my product and having no way to reverse the charge. I also love not getting cash back.

>>	Anonymous Mon Sep 30 11:45:56 2019 No.15768108 >>15767966 >I have over 10 grand in available credit kek, WOW, 10k credit ya don't say! You must make hella bank!

>>	Anonymous Mon Sep 30 11:47:45 2019 No.15768124 File: 2.06 MB, 4032x3024, IMG_0900.jpg [View same] [iqdb] [saucenao] [google] >>15767898 3% cash back instantly, 0 fees, top up with crypto like a boss, heavy as fuck

>>	Anonymous Mon Sep 30 11:48:48 2019 No.15768139 >>15768108 I'm not bragging, it's literally just for emergencies and it's way more than most eurocucks have. Fuck you

>>	Anonymous Mon Sep 30 11:50:07 2019 No.15768153 >>15767898 Because if you pay with credit you pay less. Why would you pay more when you can pay less instead?

Anonymous Mon Sep 30 11:52:19 2019 No.15768184

>>15767960
based. it's free money, put it into high risk high reward assets like crypto and go for fucking broke. who gives a fuck about credit score when you're a fucking poorfag? lmao @ those who think they'll be able to buy a decent house making $30k/yr

Anonymous Mon Sep 30 11:53:56 2019 No.15768204

because if you're not using a credit card with cashback rewards you are paying other peoples' cashback rewards which are baked into the price of all goods and services at this point due to processing fees and the widespread use of payment methods that accrue them to merchants

>>	Anonymous Mon Sep 30 11:55:13 2019 No.15768221 >>15767901 This is so fucking disgusting that this happens in the US. You are forced to take on debt to prove you can be "responsible"? What the fucking fuck.

Anonymous Mon Sep 30 12:18:34 2019 No.15768453
File: 307 KB, 1162x850, E9C8C3F0-81A0-459E-8759-C014DE0D0309.jpg [View same] [iqdb] [saucenao] [google]

>>15768221
>What the fucking fuck
It really is the best system for you goys please just do it or you will never get that nice big car you should be dreaming about.

>>	Anonymous Mon Sep 30 12:19:22 2019 No.15768460 >>15768221 yes only if you want someone to front you money you fucktwit

>>	Anonymous Mon Sep 30 12:20:22 2019 No.15768470 >>15767901 >living in the US bruh moment, only shithole 3rd world countries have "credit score" systems.

>>	Anonymous Mon Sep 30 12:21:24 2019 No.15768480 >>15767898 also why dont you use the chip on it to just buy without entering the digits, as in waving it on the side of the machine?

>>	Anonymous Mon Sep 30 12:21:50 2019 No.15768486 File: 130 KB, 908x448, FADDC923-69C0-449C-B31D-AF26D8B77D23.png [View same] [iqdb] [saucenao] [google] Get a credit card Put all $ on crypto Go hide in Mexico for 7 years ???? Profit Why don’t more anons do this?

>>	Anonymous Mon Sep 30 12:22:29 2019 No.15768495 >>15767898 I can do chargebacks on credit. I get free money from cucks who only pay the minimum. It’s basically a debit card with extra perks.

>>	Anonymous Mon Sep 30 12:51:56 2019 No.15768739 File: 152 KB, 1365x2048, 1568874496457.jpg [View same] [iqdb] [saucenao] [google] >>15767910 yup

>>	Anonymous Mon Sep 30 13:01:35 2019 No.15768835 >>15768495 >doing chargebacks for $50 fucking lol some people are destined to be poor forever

Anonymous Mon Sep 30 13:13:15 2019 No.15768949

>>15768221
But if you dont spend more on a credit card than you have cash on hand to pay it back, then youre reaping all the benefits of using a credit card and none of the negatives as long as you pay it off within 21 days. Only retards go into credit card debt

>>	Anonymous Mon Sep 30 13:17:35 2019 No.15768991 File: 253 KB, 666x716, 1559523500354.jpg [View same] [iqdb] [saucenao] [google] >>15768495 >It’s basically a debit card with extra perks. Good goy, take some shekels

>>	Anonymous Mon Sep 30 13:20:03 2019 No.15769017 >>15768124 What is it?

>>	Anonymous Mon Sep 30 13:20:43 2019 No.15769024 >>15768495 nice ID btw you cuck

>>	Anonymous Mon Sep 30 13:22:51 2019 No.15769048 >>15768139 I think eurocucks still use credit card press machines for transactions

>>	Anonymous Mon Sep 30 13:25:16 2019 No.15769073 >>15768495 >using credit >ID is literally what you are

>>	Anonymous Mon Sep 30 13:30:15 2019 No.15769118 Paying debit is like buying a house upfront. It sounds like you're saving money but if you have any kind of intelligence you're not.

>>	Anonymous Mon Sep 30 13:32:10 2019 No.15769134 >>15767898 I'm flying to Austria for free in December with points from my credit card. I flew to Montréal last month free as well. I pay my balance every month so this costs me nothing other than the yearly fee.

>>	Anonymous Mon Sep 30 13:35:12 2019 No.15769153 >>15768470 How else would you know whether it's safe to loan money to some random faggot that potentially can't pay you back

>>	Anonymous Mon Sep 30 13:37:54 2019 No.15769177 >>15769153 >loaning money to others wtf is wrong with you

>>	Anonymous Mon Sep 30 13:40:33 2019 No.15769205 >>15769177 I'm talking about the credit card/home loan/auto loan companies you fucking child. Without credit scores they would have no idea how risky it is to loan money to stupid niggers like you.

Anonymous Mon Sep 30 13:45:03 2019 No.15769238
File: 46 KB, 509x398, E956B3F8-3CD4-4E95-B21E-E4F71F9779D0.jpg [View same] [iqdb] [saucenao] [google]

>>15768221
>be burger
>walking down the street
>about to get a Starbucks but don’t have cash
>decide to use a credit card but as I’m thinking about using it a telepathic connection happens
>don’t think anything of it
>suddenly a car pulls up. A man puts a bag on my head and drives off.
>he takes my wallet to get my credit cards and forces them in my ass and my throat
>as he is doing this he takes it off the sack and yells at me these very words multiple times as he is clogging my throat with credit cards
>GET OUT OF DEBT

>>	Anonymous Mon Sep 30 14:12:36 2019 No.15769488 >>15769205 >taking a loan how fucking stupid do you have to be?

>>	Anonymous Mon Sep 30 14:14:19 2019 No.15769502 >>15768949 >Only retards go into credit card debt And that's why the system exists today. CC wouldn't exist for free.

>>	Anonymous Mon Sep 30 14:48:26 2019 No.15769772 >>15769017 A spic

>>	Anonymous Mon Sep 30 14:50:26 2019 No.15769784 >>15768835 The chargebacks are for when I don’t feel like paying for something that cost $500. I do it once a year. They can’t go after me either since I only live in the US seasonally and don’t have a permanent address here.

Anonymous Mon Sep 30 14:57:54 2019 No.15769845

>>15769488
t. Sill never own a home or a decent car

If you think saving 200,000 dollars cash for a house is a good idea than go for it. Other less retarded people will just get a loan and use that 200k for investments, college funds, or retirement. You're really dumb bro

>>	Anonymous Mon Sep 30 15:34:55 2019 No.15770185 >>15769118 How is mortgaging a house saving money? You end up paying quite a bit more in the end than buying it upfront. I know mortgage payments have tax deduction benefits but that doesn't seem like it outweighs all the interest you end up paying

>>	Anonymous Mon Sep 30 17:01:25 2019 No.15770954 >>15770185 Because paying 300,000 right now is probably more expensive than 350,000 or 400,000 over 20 or 30 years when accounting for inflation. By the time you save up the 300k to buy the house in full, it likely already has gone up in price.

>>	Anonymous Mon Sep 30 17:03:49 2019 No.15770972 >>15768495 Nice one cuckio

>>	Anonymous Mon Sep 30 17:20:06 2019 No.15771090 Because they're all the same thing on my debit card but the "credit" option goes through the card rather than EFTPOS so that I get better purchase protection.

>>	Anonymous Mon Sep 30 17:23:37 2019 No.15771108 ITT little kids and poor people do not understand that all money is debt and think people get rich by saving (lol) without knowing that the way people actually get rich is by utilising debt

>>	Anonymous Mon Sep 30 17:28:35 2019 No.15771141 >>15771108 Poorfag here teach me your ways master

>>	Anonymous Mon Sep 30 17:31:00 2019 No.15771159 >>15771141 take a loan buy a house rent it out

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