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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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1567698 No.1567698 [Reply] [Original]

>he has less than $5,000 in his bank account

>> No.1567702
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1567702

>>1567698
I have over 5k in my bank account, all from neetbux

>> No.1567711
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1567711

>>1567698
so u just gonna sit online and be butthurt about how much money i have?

>> No.1567715
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1567715

>50k in the bank
>still feel like a failure because I'm 24 and live with my parents

>> No.1567724

>has less than 10k in BTC

>> No.1567740

I thought the idea was to keep excess money in stocks, bonds or treasuries?

>> No.1567744

>>1567698

>he lets $5000 rot in his bank account at 0.000000000001% interest.

those savings should buy you a king-size candy bar in retirement.

>> No.1567750

>>1567698
Why would I keep a significant amount of money in a shitty bank account with no appreciation?

>> No.1567779

>he deposits less than $150,000 in his investment account every year

>> No.1567783
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1567783

>have 20k worth of spending money
>ask /biz/ for beginner stock and investment tips
>Told to go to /r9k/, fuck off, or go back to /robinhood/

I was just asking for advice

>> No.1567787

>>1567783
Is there a board on 4chan that isn't a massive circle jerk that hates all the other boards?

>> No.1567788

That's a lot of money sitting collecting dust, do you not have a future or something?

>> No.1567790

>>1567787
/cm/ , its a dead board but they are pretty nice. /x/ is nice but just pathetic. /diy/ is a 50/50. rest of the boards are battle fields
im from vp , the worst board

>> No.1567944

$4.97

No job either

However I do have a bunch of money on robinhood that I keep losing

>> No.1567951

4k but 22and just lost 1k in the meme market

>> No.1567978
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1567978

>>1567715
im 23 with 21 grand in the bank. Also still feel like a failure because i live with my parents.

>> No.1567999

>>1567744
>>1567711
>>1567740
>5k
>large amount
You should have a 15k emergency fund in your bank at all times, with 20% invested in a property and six figures invested by 30.

>> No.1568001
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1568001

>>1567999
*with a 20% down payment invested in a property

>> No.1568017

>>1567698
I have $5001 dollars in my bank account get good poorfag.

>> No.1568022

>>1567999

>leveraged real estate investment recommended for all

The demographic shift in us / w europe will destroy our housing markets

>> No.1568043
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1568043

>>1568022
>leveraged real estate investment
The rest of us call it "a home". Grab one before the population doubles again (like it has since 1967) and it becomes an impossibility.

>> No.1568048
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1568048

>>1567698
$5000? Get on my level plebs.

>> No.1568056

>4,500 in my bank account

I feel pretty decent though cuz I'm 18

>> No.1568061

>>1568048
why is your money stagnating like that? dont you want your money to work for you?

I never have more than a few thousand in my bank.. I want them to work 24/7 like slaves

>> No.1568063

>>1568061
Some of us have bills to pay kiddo

>> No.1568071

>>1568061
It's called an "emergency fund." If some shit goes down, if I get sick, if the market tanks, or whatever ... I won't lose a minute of sleep.

Some of us have lives, homes, families, and a quality of life that we want to protect.

>> No.1568072

>40k in liquid
>too frightened to do stocks
>don't want to be in a 200k loan for a house
>even unbroken land is expensive in my area

Help me from this suffering..

>> No.1568073
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1568073

>>1568063
unless he owns a business thats ok.. but if thats all his net worth in there.. i feel sorry for the money dieing slowly

Here's my daily pauper cash

>> No.1568078

>>1568071
yeah emergency fund.. i hear ya.. thats quite a good amount.. no sarcasm

>> No.1568082
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1568082

>>1567698

> he has less than $5000 in liquid assets

>> No.1568129

>>1568072
Life is a scam unless you are born rich or luck out and become rich (become a meme like Shrekely or whatever you call it)
otherwise you are stuck living with your parents or in some shithole.

>> No.1568132

>>1568043
lol at buying property and not just waiting for parents to die to inherit

buying property is stupid unless you are making a lot of money, the rest of us are stuck in mom and pops

>> No.1568158

>>1568132
Jokes on you my dad sold his property and disinherited me because I sided with my mom during divorce XD

>> No.1568159
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1568159

>>1567698
>thinking 5,000 is amazibals

>> No.1568190

>>1568158
if my dad doesn't give me his flat im legit pissing on his grave

not only he condemns me to baldness, manletism (5'9'') not to mention some random deformation my chest, but he pretends that I wagecuck too lol

all he could do he give me everything and maintain me for life for the shit genetics I have been born with

>> No.1568207

>>1568190
if i was your dad i literally kill you for being such a pathetic piece of shit

>> No.1568217

>>1568132
> implying my single, unemployed mother owns her property or that there's anything for me to inherit

>> No.1568225
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1568225

>>1568072
You know, you can scale your money in ways outside of all the traditional meme approaches like "property" or "stocks". I have $250,000 liquid right now sitting in my Bank of America 0.02% and am constantly being hammered with "lol retard enjoy losing that to inflation", "lol you don't even have a Roth IRA?", "lol what vanguard funds do you track"?

None of the above, faggot. I can scale my own money far better than any of those avenues

>> No.1568303
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1568303

>>1568132
>implying most people can inherit anything
A 60% paid off house 90 minutes from my job split between 3 kids? Sign me up!

>buying property is stupid unless you are making a lot of money
That's the point. That's the whole reason we strive to make money, to reach comfort and security milestones that are difficult.

>> No.1568327

>>1568225
what does "scaling money" mean
sounds retarded

>> No.1568339

>>1567724
less that 10k BTC*

>> No.1568341

>>1568071
Alright everyone. Post yfw anon is lying and this is all the money he has.

>> No.1569186
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1569186

>>1567698
>tfw to smart too have a bank account

>> No.1569195

>>1567698
I've got like 700.
But 30k in my investment account.
So i'll count this a wash.

>> No.1569204

>>1567715

Dude move out.

The moment I had $10k I moved out of my parents house and did not look back.

I know it can be scary, but it's worth it.

>> No.1569234 [DELETED] 

>>1568048
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>> No.1569289

>le emergency fund meme
That's what my credit card is for.

>> No.1569321

>>1568207
lolllll. I totally agree with this. This little faggot needs to stfu.

Make your own life loser.

>> No.1569325

>tfw neet
>tfw living with parents
>tfw no gibz

>> No.1569332

>>1567724
This

>> No.1569352

>>1568129
>this is what Bernie supporters actually believe
You're a meme.

>> No.1569505

>>1567698
Sorry, been spending a lot on guns, ammo, and gear in anticipation of the upcoming Civil War II: Electric Boogaloo

>> No.1569512

>>1567790
Hi fellow /vp/er. Opinion on showderp?

>> No.1569642

>>1569325
I know this feeling.
>spend all day on /biz/
>spend all day wanting to make money
>literally 12-14 hours a day reading entrepreneur stuff
>don't actually have any dreams or goals
>almost 30 with no more than $50 at any time, also $15k in credit card debt from being homeless for a while and living in hotels

>> No.1569673

>>1569642
>>spend all day wanting to make money

Oh, that's where the homeless people sleep.

>> No.1569684
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1569684

>>1567698

> he has less than $5m in his bank account

>> No.1569712
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1569712

>>1567698
That's the way it should be if you've invested properly. You shouldn't have a whole lot of money sitting around in cash. You should have it invested so it's earning you interest and income.

>> No.1569767

>>1568158
You can do that in the US? Kek

>> No.1569768

>>1569712
Lmao, is that what you read on Forbes?

>> No.1569907
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1569907

>>1567715
18 with a 35k a year job and getting a rental property in January.
> feel like a loser for living with grandmother.

>> No.1569922
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1569922

>>1569186

>> No.1569960

>>1568129
Implying

>> No.1569991

All I have is $450 in my wallet. :(

I have no bills though and I'm not in debt.

How do I turn $450 into $4500?

>> No.1569997
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1569997

>>1567698

>> No.1570006

>>1569991
Convert it to a currency that's worth less and it will look like you have more

>> No.1570015

>tfw 2.5k but no car