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/biz/ - Business & Finance

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15541370 No.15541370 [Reply] [Original]

Redpill me on life insurance. Is it just a big scam? Also medical and dental. Why pay ridiculous amounts of money for something you probably wont use. Instead of life insurance you just build some decent wealth with no debt and leave it to your children. Instead of medical and dental insurance you can just take a trip down to Tijuana and get any procedure done at a reasonable price and by equally qualified providers. Only point i see for medical is for no shit act of god accidents like a car crash.
So what's the truth /biz/?

>> No.15541377

>>15541370

It's literally a bet that you will die.

Do you want to bet that you'll die soon?

>> No.15541400

>>15541370
whole life insurance is a fucking scam but term life insurance can be good if you have a family that depends on you for income (which applies to nobody here)

>> No.15541410

my mom died from cancer 5 years ago and i got a check for only $20,000. did my step-dad steal a lot of it or is it a scam?

never looked into it because i get PTSD just thinking about it

>> No.15541465

>>15541370
I get health insurance because you are penalized for not having it in the US, because retarded leftists believe that insurance is somehow a right. So naturally the solution is to just try to force everyone to buy it.