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/biz/ - Business & Finance

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15304999 No.15304999 [Reply] [Original]

My mom is kicking me off her credit card. What credit card should I sign up for as a millennial?

Bonus tendies if you can give me very concise bullet points instead of sentences.

Thank you, /biz/!

>> No.15305033

You're gonna want multiple cards if want to see the most return out of your spending. Also, fuck you and do a fucking Google

>> No.15305047

>>15304999
Citi Double Cash & Chase Sapphire are my 100% must get at some point.

>> No.15305048

>>15304999
https://www.nerdwallet.com/credit-cards

they have a helper to let you pick one. if you know your regular expenses and pay on time you can actually profit from the right card

>> No.15305053

Kek, owning a credit card...

>> No.15305059

Discover is a really good starter card

>> No.15305124

>>15305048
Wonderful, thanks anon.

>>15305047
>>15305059

I'll check these out. I've seen two people mention the Chase Sapphire in about 10 minutes of googling.

Thanks /biz/

>> No.15305165

>>15304999
Bank of america credit card allows you to switch which 3% cash back, when ever you want.

Discover has double cash back like citibank does but has 3% cash back in restaurants and gas up to 1k per year.

BOFA you need 650 or higher credit score with discover you need 680+

Last sub to credit shifu and ask sebby for credit info their both great advisors and help me with my credit score. I got it from 650 to 725 in 1 year.

>> No.15305181

>>15305124

Chase is great but don't let them know your a trump supporter or they will ban you. They ban one guy cause he used a trump picture for his account.

>> No.15305185

>>15304999
A millenial still on his moms credit card? I would have expected that from a zoomer, but seriously you are 20+ years old and on a parents credit card? Yep this is clown world.

>> No.15305198

>>15305124

Here watch this and it will help you.

https://www.youtube.com/watch?v=OPGW6t7lXJw

>> No.15305234

>>15304999
>On mom's credit card

This is who you're taking advice from you faggots. Is every single incel on this board this much of a faggot manchild?

>> No.15305241

>>15305234
no most of us are more so

>> No.15305244

Amex or just go with a debit card. I really only say amex if you spend $20k+ a year on flights too.

>> No.15305280

>>15304999
Delta Skymiles for Traveling

Citi Double Cash for general use and extended warranty

Chase Sapphire for all food and entertainment related expenses

Amazon Prime for Amazon

Alliant Visa for highest cash back percentage

American Express for membership bonuses

>> No.15305367

>>15305185
>>15305234
Stop bullying me, faggots, I'm at the lower end of the age range and from a shitty midwestern failed family.

>> No.15305401

If your brokerage offers it, get it. If not use Amazon's.

>> No.15306427

>>15304999
Chase freedom, Chase freedom unlimited then Chase sapphire prefered.

Amex gold, everyday then business blue cash.

Citi double cash

All other's are garbage overall.

now suck my pp

>> No.15306857

>>15304999
Credit cards are for wagecucks.

>> No.15306875
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15306875

>>15305234
Sorry that your mom hates you or that your parents are poorfag peasants. My mother loves me and spoils me with whatever I want whenever I want it.

>> No.15306875,1 [INTERNAL] 

Don't like using credit cards
Only a debit one. It's easier to control your expenses with it.