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/biz/ - Business & Finance


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File: 34 KB, 607x341, help.jpg [View same] [iqdb] [saucenao] [google]
1504724 No.1504724 [Reply] [Original]

>be me
>NEET, just lost job, ran out of savings 2 months ago
>credit cards are maxed out
>Apply for loans but they all require scanned paystub from this month

can i just scan an old pay stub and edit the values/date in photoshop? what are the safeguards loan companies have against this? what would happen if i were caught?
please help me boys.

>> No.1504739

>>1504724
Wow you really are fucked, huh? Probably should get a job boyo.

>> No.1504741
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1504741

help me boys. i have to pay my rent in 3 days

>> No.1504745

>>1504741
Bruh, just get a job.

There is a process the lessor has to go through to evict you.

Even though you haven't paid your rent, they won't kick you out for a bit.

I would just get a job asap and then try to get enough money before you get kicked out to get another place.

>> No.1504763

>>1504745
According to the rules my tenants have two weeks to pay the rent, and they can only be late once per 12 month period. If OP was my tenant he would have gotten an eviction notice today. That's the only process here. I don't understand why people buy investment properties in jurisdictions where they cant easily evict deadbeat tenants.

>> No.1504768
File: 108 KB, 781x749, takethis.png [View same] [iqdb] [saucenao] [google]
1504768

>>1504745
getting a job is my last fucking option.

all i want to know is what the process a loan company goes through to verify that documents are legit!!

>> No.1504770

OP declare bankruptcy
move in with family
go get a job

>> No.1504775

>>1504724
>>1504741
>>1504768

Having this many frog images saved...

fucking frogposter

>> No.1504795

>>1504768
Yeh you can photoshop and fake them but its felony fraud dumbass

And since a simple phonecall lets the cat out of the bag the cost benefit doesnt hold water

>> No.1504812
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1504812

>>1504795

what do you mean? how do they verify it though? can't i just edit it to have a random check #? who would they call if i put down a false number?

>> No.1504822

>>1504812

The bank you fucking retard

>> No.1504849
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1504849

>>1504822
is that standard procedure though anon? i imagine they keep it on file for cases where the loan goes unpaid or identity fraud.

>> No.1504921
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1504921

last bump before i kill myself lads

>> No.1504942

>>1504724
Don't do it OP, you're fugged if you get caught (which isn't unlikely). You could always sell everything you own or yourself

>> No.1504947

>>1504921
Just do it. Given posts like >>1504768, you're fucking worthless anyway.

>> No.1505044

>I don't want to get a job, so I'll ask an FBI honeypot to help me commit fraud

>> No.1505074

>>1504812
Its a fake paycheck so they call the company

If the reference (company) doesnt answer they dont give you the loan

If you pull it off and the loan goes sour and they start sniffing around , felony fraud

>> No.1505093
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1505093

>>1505044
horry shet, im just kidding fbi. heh hehehe. pls tell me you're joking
>>1505074
ok, but how do they know its a fake paycheck? also i dont plan on not paying off the loan, i've got a spotless record of making my payments on time. just need more time to find a job that pays well.

>> No.1505096

>>1505093
>horry shet, im just kidding fbi. heh hehehe. pls tell me you're joking
Are you really this retarded?
The FBI has been monitoring 4chan for years.

>> No.1505751
File: 90 KB, 550x362, Bailouts when;_;.png [View same] [iqdb] [saucenao] [google]
1505751

welcome to the ''new normal''

enjoy your poverty

>> No.1505776

The only solution OP that I could find for you to get away successfully is be everything your self
Make your own company
Register it
Make up salary
Fake stubs
They'll call you or someone else and as long as they hear what they want to hear it'll go through
But this proccess only works if you fabricate everything yourself
It'll he alot of work but there i can't think of a reason why it shouldn't
As long as everything they want comes from you and associates then you'll be ok

>> No.1505794

>>1504724
Don't do it. How would you even pay the loan?

>> No.1505802

Get a loan get some drugs and start a Silk Road ad

>> No.1505856

>>1504724

Fraud, forgery, etc when you go to court after they sue you for collections