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/biz/ - Business & Finance

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13711813 No.13711813 [Reply] [Original]

What does /biz/ think of Based Dave Ramsey

>> No.13711844

>>13711813
how in the hell did the loudmouthed cook get so old so quickly?

>> No.13711845

>>13711813
I really get tired of the bragposting callers

>> No.13711865

>>13711813

FUCK OFF IM SICK OF SEEING THAT SMUG FAGGOT

>> No.13711890

>>13711813
>just don't go into debt
Oh my god what mind-relevating information. Why didn't I think of that?

>> No.13711928
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13711928

>>13711890

>> No.13711958

>>13711813
He gives common sense advice to brainlet normies. Not much else to say.

>> No.13712071

>>13711813
Lowest tier of financial advice.

>> No.13712380

>>13711813
boomer, but he's mostly right
his snowball method isn't optimal but it plays off of psychology

>> No.13712550

>>13711813
There's a saying about Dave: once you can find the holes in his strategy, you've outgrown his advice.

>> No.13712700

His claims that you can get a 12% average return on mutual funds is outrageous. Here's a video of him getting all butthurt about people calling him out on his BS

https://www.youtube.com/watch?v=mHkXjEOQ7aU

>> No.13712716

>>13711813
A little extreme if you are someone with self control.
On the other hand he is an expert on getting the jew out of your life. If you follow his advice it will work.

>>13711845
This.


>>13711890
> just lift everyday
> just study and make money
> just stay out of debt
> just eat your vegetables

Fuck off. None of this is about information, its about changing how you live life.

>> No.13712728

>>13711813
Boomer gives common sense advice which amounts to, "don't spend money like a retarded nigger"

>> No.13712734

>>13711813
boomer advice

>> No.13712741

>>13711813
My black friends rave about him

>> No.13712748

Retard who doesn't understand that credit cards are literally free money.

>> No.13712803

>>13712748
i wouldn't go that far but you can get the expenses of your banking and insurance out of them. which puts you back to zero.

>> No.13712831

>>13712748
>believing this
>believing they aren't making money off of you
>what is the long game

>> No.13712847

>>13712748
Lol.

Imagine thinking you are beating the Jewish bankers at their own game.
its you vs billion dollar corporations, and you think your getting ahead?

Even if you pay your balance every month, you put yourself at making the mistake and forgetting. Even once would wipe out all the 1% cash back you earn ed your whole life.

Even if you manage that, they still sell your purchase history to advertises and insurance companies so they can better target you and charge you more, because on arbitrary models.

never gonna make it.

>> No.13712862

>>13712847
>not having it on auto pay
not going to make it

>> No.13712870

>>13712748
Free if you pay them off every month
which is probably 10-15% of card holders
everyone else it's a debt trap

>> No.13712888

>>13712862

"Yeah I have never heard of anyone having issues with bank transfers or autopay."


Didn't address the second point. Literally know a guy who designs insurance models based on this info.

>> No.13713014

>>13712888
Whoa you know a guy?

I've been using credit cards for 10 yrs and never had an "issue with bank transfers or autopay." Are you sure you're not just broke?

>> No.13713144

>>13712847
you're also entrenching a second layer of bankers into every exchange, eventually leading to the abolition of cash and negative interest rates for consumer savings.
but muh free hotel room

>> No.13713674

>>13712870
I literally am baffled at the idea of not paying off credit bills as soon as possible. Am I correct that many people just use credit without any meaningful thought about paying until they cannot ignore it? Are people really this irresponsible?

>> No.13713718

>>13713674
>Are people really this irresponsible?

You must not know many people, of course.

>> No.13714191

>>13713718
Well, I don't ask about such things. I suppose that I always hear about such irresponsibility but maybe I put too much faith in people in order to cope with the possibility that it is all too true.