/biz/ - Business & Finance

[Anonymous No.13370180]

Post em. How fucked are you?

[Anonymous No.13370370]

Paid all of mine off because I'm not retarded... Debt free a year out of college. Get with the program biztard

[Anonymous No.13370386]

$12k left at 3.2%, from $115k total 11 years ago. almost there!

[Anonymous No.13370433]

>>13370370
This would have been me if I was able to get a good job after college, and my student loans weren't even big.

>>13370386
>11tk
What the hell? Why so high?

[Anonymous No.13370468]

>>13370433
You'll be fine, just don't sit and pay the minimum like most people. That's how you get sucked in. I lived like a poor man for a year with my parents even though I was making great money. Every paycheck went to my student loans and car. The year sacrifice was so worth it. I live completely relaxed and don't ever worry about finances. Go out to eat every day, cook when I want, and still put money into investments & savings every month.

[Anonymous No.13370478]

>>13370433
fell for the pilot meme at 17 years old. finished up and realized I could make more and work less in software development

[Anonymous No.13370479]

havent returned my buddy's miter saw yet

[Anonymous No.13370509]

Too young to work gang

[Anonymous No.13370532]

>>13370180
Will letting old guys fuck my boipussi help me get my loans down?

[Anonymous No.13370540]

10kish at 24yo

Most signature loans at 13%

[Anonymous No.13370542]

>>13370479
Kek

[Anonymous No.13370576]

>>13370540
13% - brutal

[Anonymous No.13370598]

>>13370576
Eh I make about 2k a week not really phased by the low hundred dollar payment

[Anonymous No.13370651]

>>13370598
lol you should be "phased" by it, youre clearly living paycheck to paycheck, or you would have two months salary saved

[Anonymous No.13370654]

>>13370180
Total 180K student loans, double because out of state.
Mom took 130K, gave me 50K
My part is down to about 15K now, but I also paid off a 16K car loan entirely. Will be helping mom pay her part off after I finish mine.
Currently 3 years out of college.
>how fucked
pretty fucked desu

[Anonymous No.13370659]

>>13370651
I have about a year's worth in crypto

[Anonymous No.13370661]

>loans?
never had a loan in my life, or a credit card for that matter . .*ssssssssssip*
Hard work and not buying anything you can't afford is my motto operand *sip*

[Anonymous No.13370704]

>Fell for the home owning meme
>230K mortgage balance on 260K house at 4.75% interest
>Wife and I together make 120K
>I consider this my biggest financial mistake

>Promised to pay girl $10 gas money that I didn't have on hand for a road trip back in college
>Never saw her again
>This mistake will haunt me for life

[Anonymous No.13370788]

>>13370180
50k student debt and 4k creddit cards. I'm also unemployed

[Anonymous No.13370847]

>>13370788
based and red pilled

[Anonymous No.13370878]

>>13370704
what’s wrong with the mortgage? locked into the house or area? building equity > renting

[Anonymous No.13370943]

>>13370659
so pay off your 10k massive interest loan, retard

[Anonymous No.13371013]

>>13370788
>I'm also unemployed
Holy shit.

[Anonymous No.13371054]

>>13371013
I like to live life dangerously

[Anonymous No.13371200]

>>13370180
took a roofing job to pay mine off. 3 months getting yelled at and suffering for $17 was worth it I guess

[Anonymous No.13371219]

>tfw finally paying off the last of my debt (credit cards) with tomorrow's paycheck
Time to finally start making money.

[Anonymous No.13371229]

>>13370180
>>13371219
same
almost free!

[Anonymous No.13371234]

>>13370878
>building equity > renting
not always

[Anonymous No.13371260]

My gf has 150k in student loan debt. Should I just dump her? She’s not even cute. She’s literally the first gf not to do drugs or cheat on me with some other loser.

[Anonymous No.13371443]

>>13371260
Depends on the degree she has. Law? Maybe keep her. African dance history and theory major? Domp it.

[Anonymous No.13371455]

>>13370180
0 debt

the only way to live

[Anonymous No.13371487]

>>13371054
>I like to live life in poverty

ftfy

[Anonymous No.13371562]

Took out a 10k loan and put most of it into BAT (63k bag atm $23.5k usd current valuation) got into a car accident and had to buy a new car ($12k after downpayment)

[Anonymous No.13371615]

>>13370661
Incredibly based.

[Anonymous No.13371616]

>>13370180

143k Left on house loan
6k Student loans
3.6k 401k Loan

>Its not terrible i guess- I don't know.

[Anonymous No.13371638]

>>13371616
Ew, you pulled on your 401K???

[Anonymous No.13371664]

Parents used their second mortgage to pay off my student loans. Now I'm paying off my parent's house, 14k left.

Bought a 4 bedroom house last year for 300k at 4.75% interest. All the payments are slowly draining my funds, which looks bad, but once I find a roommate or two I'll be living large.
>roommates
Fuck off, I'm lonely.

[Anonymous No.13371665]

>>13370878
Renting is better 99%+ cases. If you own a house it's because you hate money and want to be poor.

[Anonymous No.13371687]

>>13371638

Yeah- I'm going self directed: company match is dogshit 2%. Then take into account management fees- and the fact that im basically paying for someone to hold my money till im 65 and i cant touch it without their permission - I dont know why i fell for this scam.

I Took a 4.8k Loan in Oct- Just before that downturn which im pretty hyped about becuase that was a solid / lucky call.... And since then its turned into 7.2k - So 3.6k profit from just safe investments nothing crazy- investing in long term / dividends and diversifying then re-rolling that profit

truthfully, i dont know why i didn't do this sooner- if i can clear 52$ profit i beat out the shitty ass company match and have 100% control of my money at all times.

[Anonymous No.13371704]

Parents paid for college so bout to graduate with $0 in debt, pretty comfy