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/biz/ - Business & Finance


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13267166 No.13267166 [Reply] [Original]

>he's 28 or older
>he doesn't have 100k $

Explain yourself

>> No.13267178

>>13267166
Fuck you

>> No.13267179

Eastern Yurop

>> No.13267205

>tfw 24 and will hit $100k by end of 2019

feels good mang

>> No.13267212

>>13267166
I bet all on red ;__;

>> No.13267235
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13267235

>>13267179
Same, бpaтишкa

>> No.13267238
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13267238

>>13267166

I'm lazy and don't care anymore at this point. Just here for the memes

>> No.13267239

>>13267166
I used to be married and lost a house in the process. took me three years to recover from 50k to 270k net worth.

>> No.13267244

>>13267166

But he has a qt solid 9/10 educated wife and kid. Something 100k can’t buy

>> No.13267257

>>13267179
Not an excuse
I have more and live in fucking Brazil

>> No.13267258

>>13267239

What happened anon? I just got married and have a kid. Housing around my area cost 1.2 million and I don’t want to live in the ghetto.

>> No.13267269

>>13267166
I don't keep that kind of capital in USD. Unless you're talking about USD-Equivalent value, in which case I own a halfway paid off house and a $50,000 firearm collection

>> No.13267275

>>13267257
Do you sling dope?

>> No.13267280

>>13267166
Cash or net worth?

>> No.13267287

>>13267166
I'm doing a no work neet run. Only crypto allowed.

>> No.13267301

>>13267275
Nope
That's for favelados and people without proper parenting

>> No.13267314

>>13267238
get your shit together bitch nigger

>> No.13267329
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13267329

>>13267314

No. Not everyone is meant to make it

>> No.13267384

>>13267166
Soon(tm)(r)(c)

>> No.13267401

>25
>can just barely save up 10k a year
crypto will dictate whether i off myself by 30

>> No.13267416

and this is why my fellow east yurofags we need a ww3

>> No.13267445

>tfw could have been at 100k by 24.

If only I listened to myself. I bought AMD at $10 and sold at $12. I had the full intention of buying back in below $12 but it never dipped again.

Fuuuuuuuuuuuuuuuck.

>> No.13267468

>>13267329
you disgust me

>> No.13267487

>>13267166
spent way too many years in school and failed buisnesses

if i could do it over from 18 yr old today id work and throw everything into crypto

>> No.13267503

>>13267239
>locking up your capital in a literal wooden structure
>signing your relationship with the government where you can lose half your assets overnight
why do boomers do this?

>> No.13267514

>>13267238
Based
>>13267257
Rich bitchboy with daddy's money

>> No.13267516

i have 100k in the bank.

i also have about 300k in debt.

>> No.13267517

I got rekt in the crypto game helping my parents move their mansion which I started doing January 16, 2018.

>> No.13267527
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13267527

>>13267468

>> No.13267557

>>13267527
My brother

>> No.13267575

>>13267487
by that logic i would've just bought winning lottery tickets

>> No.13267717

>>13267205
link is not going over 1$ dream again newfag

>> No.13267736

>>13267269
would firearms be good place where to park your cash. Weapons dont degrade over time do they?

>> No.13267738
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13267738

>>13267166
I had 100k+ at 25 during the last bullrun. Does that count?

>> No.13267747
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13267747

>>13267166
>op making same thread again because it baited so many people so well last night

Sage.

>> No.13267751

>>13267738
No you didn't if you didn't cashout

>> No.13267779

>>13267514
Oh brother, if only... I'll probably inherite a few debts of him

>> No.13267824

>28
>100k networth
>0 debt
Feels good man

>> No.13268125

>>13267824
You made it

>> No.13269255
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13269255

>>13267738
>tfw you remember how much money you had at the top of the market

>> No.13269284

>>13267166
I have $100k in assests but only $18k liquid. $8k in crypto.

>> No.13269289

Divorce

>> No.13269333

>25
>$70k net worth
>No house or nuffin tho

I'm in a dilemma though. I don't care about money. What motivates you guys to want more money? The only way I've found to work - being a skilless pussy - is to just work sales jobs for a lot of hours. But I don't wanna do that. I'd rather make like $20-$30k/year off of 20 hours/week on something I love, but I'm not a youtuber/instagramer, I'm afraid to stream my lousy gameplay, and I can't make cosplay - only wear it. My other problem is I don't know what skills to acquire that would allow me to do what I want to do and I'm afraid I'll invest too much time into a skill that will only lead to wagecucking in the end. Online stores and websites and what not are so flooded and overcrowded I'm not sure there is a point to get into those.

What do I do? I can probably not work for 3-6 months, but I just took a new job that will be 10-12 hours/day, it may pay $150-$200k, but I'm not looking forward to it at all. I'm afraid of not making the money though and ending up with absolutely nothing.

>> No.13269418

>>13267824
we did it

>> No.13269459

>>13269333
mostly setting a goal and working to it. Honestly i've always been addicted to money since i was a kid playing monopoly, so it's a bit character i think.

>> No.13269589

2k in thr bank about about 5k networth which is my car and computer 27 yo

>> No.13269607

i have a business thats 125k in dept does that count?

>> No.13269648

>>13269607
You’re making it back though hopefully?

>> No.13269877
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13269877

>>13269648
well I sure hope so kek

>> No.13269898

i have no need for money
lifelong neet unironically living the take a walk in the woods, cultivate your mind, fuck wagie's gf meme

>> No.13269919

>>13267166
>am 28
>own my own business that is steadily growing
>was able to finance the purchase and $30k rehab of my first house through a client of mine
>$140k house, $20k car, $40k student loans, $13k credit cards
>literally ZERO savings (but I don't live in a cucked area like OP)
>want to get married and start having kids soon
>better grow that biz

>> No.13269925

>>13267166
29, 60k in crypto, zero savings and zero debts

>> No.13269931

100k+ unironically allin LINK
Feels meme man

>> No.13269947

>>13267269
based. almost forgot.
>>13269919
>+$15k guns

>> No.13269955

34.
never worked a day in my life.
net worth $5mil+.
Dat inheritance and crypto gainz

>> No.13269959

>>13267166
Are we talking cash? I've got 60k in my condo and 40k in my 401k. Outside of that I only have 40k though

>> No.13269974

>>13269955
A fool and his money are soon departed.

>> No.13269987

>>13269974
Having advantages at birth does not make you a fool. It's simply that you hear about the fools who had advantages at birth. New leftist narrative is that all the rich keep their wealth that they were given, that's why they say the rich don't "deserve" their money.

>> No.13270118

>>13269955
Jealous, what are your plans?

>> No.13270891

"it's not a bubble"

>> No.13270920

>22,
>21k net worth
>debt free

Only bloomer days from here on out boys. I think I've made it

>> No.13270922

>>13267736
Parking your cash is a meme. Your wealth will get crushed by inflation. At least put it into bonds if you want (practically) zero risk.

>> No.13270925

>>13267166
I'm stupid and hedonistic

>> No.13270947
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13270947

>>13267166
I was 26 and had $200k+

Now I'm (almost) 28 and barely $60k

>> No.13270957

>>13270920
You were me 2 years ago.

24 with 80k NW, on pace for 100k before end of 2019, no debt

Once you hit 50k in investments shit seems to start ballooning like crazy

Keep at it son

>> No.13270959

>>13267166
I unironically have 550k at 24. Worked my ass off to get there. I've missed out on a lot of fun over the last 6 years... I'm honestly not sure if it was worth all the sacrifices. Being wealthy (for my age) is comfy, but there are far more important things in life imo.. I don't even like spending money. My quality of life hasn't changed much compared to when I had 30k.

>> No.13271010

28 with 5k debt and live at home with mummy. not going to off myself because I feel that being a drain on society is karma for all the pricks who used to bully me at school who are paying taxes for me to sit around at home.
thanks Chad, appreciate the gibs.

>> No.13271034

>>13267166
>mfw I unironically married a woman with a kid
>mfw I make 140k/yr with 5k in crypto and 5k in my bank account and thats it
dont be like me anons

>> No.13271037

>>13267166
27 and I have $20k

not long left fuck

>> No.13271231

25yo, 35k in retirement/ 30k in crypto

>> No.13271233

>>13267779
Based jungle nigger

>> No.13271267
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13271267

>>13267166
>30yo boomer
>no debt
>putting away $20K per year
>will have $100K by EOY

I feel like I might make it, friends; at least there's hope.

>> No.13271371

all I have are excuses. had basically nothing to show for my early 20s due to bad money decisions to include getting married. Since late 2016 have managed to amass ~40k net worth despite losing over 20k in the crypto crash.

t 29 year old boomer

>> No.13271386
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13271386

>>13267244
>kid

>> No.13271409
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13271409

>>13267166

>> No.13271432

I invested 20k in crypto in January 2018 that's not even worth 1k anymore. Now I don't have anything left to invest and will probably just kill myself if there's another bullrun. If I bought something with that 20k right now I'd be a millionaire in a few years, but I had to be one of the idiots who bought at the ATH.

But I have a $300k house, so I guess that's something?

>> No.13271451
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13271451

>>13267166
oh look its this thread again

>> No.13271452

>>13271409
You’re excused

>> No.13271457
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13271457

>13267166
>he's 28 or older
>he doesn't have 100k link

Explain yourself

>> No.13271469
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13271469

>he's 28 or older
>still a virgin

Explain yourself

>> No.13271477

>>13267166
I wasn't born rich. So 22 and saved $3-5k a year for the last 3 years. So I may get $30-50k by 30 if the market doesnt tank.

>> No.13271480

>28
>281k CAD
>no debt

thanks bitcoin, you my nigga for this one

>> No.13271481

>>13267401
Never off yourself like a coward. Take down some kikes and niggers and die like a man fighting against the scourge that is responsible for our shitty society where people off themselves due to being spiritually sapped and ostracized.

>> No.13271524

>>13269333
150k-200k a year can free you in a short amount of time from wage slavery. If you are able to save 100k a year and pick up an apartment unit or other turn key cash flow investments you’ll be making your 20k-30k a year in passive income allowing yourself to focus on doing the things you like to do without financial stress.

>> No.13271535

Lack of impulse control.
Pussy whipped on first girl.
Drugs.
College drop out.
Wanna be rebel
Desperately lost edge lord

>> No.13271593

>>13267166
i didnt cash out at my ATH

>> No.13271615

>>13267166
fine i'll fucking spill it.
i was just a wage cuck factory worker who also was a Doctor of Gonzo Journalism - i have authored 12 books some of which are published and i make less than $12k/yr on royalties on them. i always had the bad luck of always having a gf ever since i was 15. women loved dating a writer and a natural romantic. so they encouraged me to write more and continue poorfagging. well, i hit 30 and something just snapped, i dumped my gf and legally evicted her from my apartment. and i began researching how to expand the little amount of money i did have into investments massively multiplying it. long story short, i first bought into crypto in early 2017, was foolish enough to be worth several 100k and not even sell any of it Jan 2018. been holding and buying ever since. not going to miss this next bullrun - will for sure take big profits and tether a few 100k for reinvestment at the bottom around late 2021.

tldr; women encouraging me to be a poorfag writer is what kept me poor all during my 20s

>> No.13271653

>>13271615
Damn son

>> No.13271727

I didn’t kill my parents for life insurance money like white people do

>> No.13271784

>>13267166
I chose to start a family, but I should still get close by the time I'm 28.

>> No.13271785

>>13269974
salt

>> No.13271858

28, 8k in bank, 17k crypto and 40k student loans. I never established a career, was addicted to oxycontin for 5 years in my late teens and early 20s and got a shit degree. I tried moving to Vegas at 25 and went broke. I now work technical support making 18 per hour. I have a job at international school lined up for next year that will be the start of a career and allow me to save 1k plus a month.

>> No.13271884

$50k student loans

REEEEE

>> No.13271887
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13271887

>he's 28 or older
>

>> No.13271911

>>13267166
>moved to silicon valley for great 100k+options+bonuses job
>posted a pepe once
>instant social outcast
>bullied into a breakdown
>failed final round interviews with big name companies
>year employment gap
>can't even get replies from businesses in my home state
>totally fell off the map to everyone who ever cared about me by virtue of being broke as shit

yeah i know i'm an anomaly but life is a bitch

>> No.13271924

I have 100k+ but I made it all from the 2017 bullrun now its all in LINK lets turn this fucker into million or at least 500k pls I don't want to wage cuck I really don't I'm only at uni studying teaching as a back up and to get out of my parents house during the day gib own house market ploiz DON'T want a mortgage I'm too much of a sensitive snow flake to work a job plz gib house gib plz plox 1x house gib here

>> No.13271975

>>13271911
>fools who had advantages at birth. New leftist narrative is that all the rich keep their wealth that they were given, that's why they say the rich
Got SJW'd to poverty over a pepe?

>> No.13271989

>>13271975
literally yes
well that and i fucked a few of the hot customer service girls who had personality issues. i was in a committed relationship with a chubster in all of college though, can you really blame me?

>> No.13272031

>>13271615
women are at the root of every smart poor man's story, no incel

>> No.13272042

>>13272031
i have 2 white kids by 2 different white women, incel stop projecting

>> No.13272061

>>13271615

>taking financial/career advice from the gender who only knows how to consume and depend

LMAOBREH

>> No.13272088

>>13272042

>50% of your income immediately goes into their pocket no matter what you do or try

BREH!!! XDDD

>> No.13272298

i listened to too many self help books

quit your dayjob make your buisness grow

be your own boss

had excellent credit a good house

age 24 in 2014


quit wagecucking
started buisness

failed

racked up 15k debt just to live and eat.

lost cards
lost house
lost credit

wages garnished


deciding weather bankruptcy is a good idea.

>> No.13272411
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13272411

>>13267166
120k in bank
no debt

not a larp either.

>> No.13272460

30.
Just under 50k in debt.
Maybe 2k in crypto.
Maybe 5k in savings.
Can barely save/invest as I'm trying to pay off debt.

Help/tips/advice plz. Not looking to live lavishly just pay off debt and not have that dark cloud over my head. Crypto is scaring me...should I look into day trading?

>> No.13272483

>>13272460
>Should I look into day trading
Might as well go to the casino, you have the same odds of getting it right.

>> No.13272493

>>13272460
declare bankruptcy

>> No.13272503

>>13270959
>Worked my ass off to get there
Lmao no you didn't. Making over 90k after expenses and taxes per year from 18? My asshole.

>> No.13272523

>>13267166
5 years for stabbing 3 guys who attacked me
5 years for illegal possession of a hand gun.
Shitty mentally ill mother fucked my education.
No father.
I'm pretty much a failure since I am relatively smart and healthy.

>> No.13272524

>>13272460
buy at least 32 ETH as soon as you can.
1 ETH will be worth around $5k by the eoy 2020
thank me later.

>> No.13272543

36
House
No debt aside from house
Steady job w/benefits
Married
No car payments; Own a 2014 Corolla free and clear. Wife's car is a 2013 Malibu also owned free and clear.
Net worth - Mine - 36k (used to be more but the end of year market tank fest took 6k). Hers - I dunno maybe 25k, I don't keep track.

Income: I make shit (27k). But the col is low. Wife makes more than me (28k) and she don't get as much shit taken out of her check. I don't care. Hey long as the bills get paid it's all good to me.

>> No.13272591

>>13267166
>31 yo boomer here
>$40k in cash
>$150k in 401k's
>$3.5k kekfolio
>$7k kikefolio
i'm happy with my standing

>> No.13272611
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13272611

29 yo
came from Southest Asia
172k networth
If you were born in a 1st world country with all the privilege/education and dont have at least 100k but waste on some meaningless thot and gucci/rolex stuff. You should just off yourself honestly.

>> No.13272623

>>13272493
More than half of that is student loans which dont go away. Not about to declare chapter 7 for 20k

>> No.13272628

>>13272611
you must be eating ramens for the entirety of ur life?

>> No.13272633

>>13272524
No offense but need a bit more proof or insight before dumping more money into crypto

>> No.13272648

>>13272628
not really, I still eat nice and travel around. I did a lot of investment in real estate and crypto by the side.

>> No.13272670

30
20k student loans
60k income
10k savings

Didn't get a real job until last year. Just travelled. Don't regret at all.

>> No.13272679

>>13272670
Also 22k LINK.

>> No.13272687
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13272687

>>13267166
>29
>live at home
>graduated from college last year
>few things lined up
>poor and in debt
I used to have money but blew it on nothing and am now trying to see what I need to do. Sometimes I feel defeated bros

>> No.13272706
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13272706

>>13267166
I dunno anon. life is just hard

>> No.13272744

I’m 20, got 200 in my checking, 1500 in my savings and 60 in crypto. What do?

>> No.13272783

>>13267166
I spent it on things though

>> No.13272850

>>13271034
I married one with two, have a kid with an ex and another with my wife.
I was homeless 5 years ago and about 12k in debt.
Had zero financial knowledge until the past year as my parents were alcoholics, and I have just as much as you.

You have no more excuses anon, you're going to have to change it up so we can both make it.

>> No.13272926

>>13272543
Where do you live where you can have all that on the type of income? You live in third world?

>> No.13272938

>>13272670
What do you do that for your first job you make 60k? You have an engineering degree?

>> No.13272975

>>13267166
I have no credit because I don't buy stuff I don't need.

>> No.13272983

>>13267166
we all know you dont have 100k

>> No.13272987

>>13269607
How the fuck do you people get approved for credit?

I am never delinquent on bills and I work full time yet I can't get approved for any form of credit.

>> No.13272995

passive income produced by wealth > total wealth

>> No.13272999
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13272999

>>13272503
Rich parents. The system is rigged. God is dead.

>> No.13273053

>>13267244
I have the qt solid 9/10 educated wife, NO kid anchor, well over 100k in assets (in fact, over 100k in cash alone) and zero debt. What's your excuse?

>> No.13273078

>>13272987
what's your credit score?

>> No.13273506

>>13272987
got it.

>> No.13273638

>>13267166
I need to live anon, and no I don't mean live buy smoking or gambling or even excessive drinking I mean live by putting 10% of my paycheck into my pension so I can die at 72 after retiring at 68, I managed 20% of my paycheck this year fuck knows how with my mortgage and bills but I made it.

>> No.13274198

>>13272591
>40k in cash

Obviously a lie. What kind of moron keeps 40k in cash ?
If you are NOT joking, invest it in LSX:SRSP as soon as the suspension is lifted and thank me later

>> No.13274209

>>13269974
Parted*, pajeet.

>> No.13274285

>>13271887
Don't you dare laughing at 29 year olds!

>> No.13274722
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13274722

>>13267166

>25yo
Got 30k€ in savings , 6k of it in stocks and bonds and 1.6k in crypto

soo only 70k€ left...probably gonna take 2 years

>> i guess i dont need to explain myself LUL

>> No.13274795

>>13274722
Well, yea you do you moron cause you're not >28. So explain your lack of reading comprehension.

>> No.13274968

>>13273078
>>13273506
The credit agencies have no score. I guess because the rest of my family has a shit score so do I. A secured card will be the way to go I guess.

>> No.13275009

>>13267166
I lost it all in crypto.

>> No.13275014

>>13267166
fuck money

>> No.13275026

>>13267166
>27
>NEET
>never worked a day in my life
>0 net worth

>>13267166
I still have one year to make it to $100k+

>> No.13275029

>>13275014
what are you even doing on /biz/?

>> No.13275058

>>13275029
I just want to fuck as many people over as I can

>> No.13275091
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13275091

30
6k debt
5k in checking

AAAAA

>> No.13275206
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13275206

If you dont have $300k by 33 you have almost no chance of making it.

>> No.13275219
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13275219

>>13271386

t.

>> No.13275270
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13275270

>>13275206

gz bro

>> No.13275286

>>13275206
Why don't you pay off your CC in one go?