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12071651 No.12071651 [Reply] [Original]

>wake up with extreme pain in lower-right abdomen, persists for the next two hours, then start uncontrollably vommiting
>go to a clinic where they tell me to go to the main city ER right now
>fug
Turns out nothing was wrong and now Im 30,000 in debt. Is there anything I can do? I'm 18.

>> No.12071742

You'll need to get it reduced and the reduced amount onto a plan you can afford. If throwing negotiate, threaten bankruptcy ("sorry I really need this help, im afraid I will go bankrupt next month" said in a pitiful way). If they still won't get you something that works, declare bankruptcy. It will fuck your credit for a few years but not forever. Most people go bankrupt at some point, a good way to manipulate the system.

>> No.12071749

>he thinks he has to pay

>> No.12071753

Oh and at 18 you should go to uni, bankruptcy won't affect qualification for student debt. You have to finish the degree though, so don't be a lazy turd

>> No.12071763 [DELETED] 

>>12071651
Give a fake name, leave your IDs at home, problem solved

>> No.12071811
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12071811

>>12071749
So far I've just been ignoring the letters and the phone call I got from them, has worked well.
>>12071753
I won't be able to qualify for gubberment aid for college until next year.

>> No.12071848
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12071848

>>12071651
Listen anon. You dont have to pay that, they cant do anything. They could sue you but it will cost them upwards of $1k minimum for their lawyers time and filing. They wont do this if they think you dont have the money. Dont stress out about.

>> No.12071904

>>12071651
My brother had the same thing and the docs came up with nothing until my mom insisted they give bro a cat scan or some high radiation scan that the docs said wasn't worth it. Turns out his appendix was about to burst. Cought it within hours of it happening.

>> No.12071905

>>12071848
Does this mean I can't keep anything in my bank account anymore, like can they find out how much I have?

>> No.12071920

>>12071651
sell your self into sexual slavery to rich gay sand nibbas.

>> No.12072017
File: 631 KB, 640x640, Rose.png [View same] [iqdb] [saucenao] [google]
12072017

>>12071811
If they call, just keep saying "I'm broke my nigga...I ain't got it" and if they they press further offer them like a grand or say some shit about how you just caught a felony and are about to go to county. They'll either take your offer or file you in their "we're never getting a dime out of this fucking deadbeat" folder and forget about you. If you seem respectable they'll keep hassling you and possibly take you to court. If you come off like a degenerate wigger junkie they won't waste their time.

>> No.12072039
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>>12071811
youre on the right path

>> No.12072136

Lmao they won't do shit.

>> No.12072288

I’m going to end it in a month or two; if you want to post you’re wallet here, I’ll leave you my ether and a nice chunk of XLM

>> No.12072305
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12072305

>>12071651
Thank jesus that you were born in America and not some shithole country where they would have accidentally killed you. Also pay up. If you don't you are effectively stealing services, which is a sin.

>> No.12072321

>>12071905
If they sue you and won, theyd be able to get a court order to look into your financials. Most likely youd have to show up and tell them OR more likely they would figure out your bank by looking at your credit report. Then they can file with the judge to levy only that specific bank where the judge would okay it and theyd then get access to any money over like $5k (depending on the state). This all costs them lots of time and money, so they wont do it unless they think you have money.

If they have your bank information they can call your bank, say they have a check or potential payment from you, and want to make sure you have enough to cover the check and your bank might disclose yes/no if the check will clear. Some companys do this with your checking info even though they dont have authorization. They arent planning on faking a payment, just checking if you have enough to make it worth going after you.

>> No.12072417

>>12071651
>be American
>vomit
>owe 30k plus tip

>> No.12072532

>>12072321
How do they handle it if you literally only keep your savings in crypto? I guess they have to figure out what wallets belong to you? But then how would they levy that?

Not letting you cash out or putting the levy on cashout would be dangerous to the state as it would mean. People will simply stop cashing out.

>> No.12072550

>>12072305
>not some shithole country where they would have accidentally killed you
Is this what ameridumbs actually believe?

>> No.12072566

>>12072532
The common mechanism is:
>sue you
>you lose
>discovery of your financials or levy on your bank
>if your bank has over $5k (depending on state), account is frozen and you are demanded to pay
>if no money in your bank, potentially can take your tax return if you get money back or a small percent of your income, whatever is allowable by state (some states dont allow wage garnishment)
If they dug through your finances and saw you buying a ton of crypto, they might dig more.

Whats more likely to happen is they win a court judgement against you and ask you to pay or threaten to add interest to what you owe yearly. Once they win they can renew the court judgement to keep it from expiring.

This is all kinda rare going down all the tiers trying to get you. Debt collectors collect like 1 out of every 10 debts. They operate mostly by intimidation and lawsuits and court judgements. You could easily just move to another country or file bankruptcy and get free and clear.

>> No.12072584

jesus christ, i honestly don't know what is worse

>be me
>canadian
>intense pain in abdomen
>wait 1 hour to speak to dr. at clinic
>refers me to a specialist
>wait 6 FUCKING MONTHS to see this dr.
>6 months of intense pain
>meeting is over in less than 3 mins, dr just prescribes me some anti inflammatory shit
>if i want to see him again i need to wait 4 months
>take pills he prescribes
>get bronchitis from pills
>he never told me that was a potential side effect
>he never told me anything
>stop taking pills
>see him again 4 months later
>he tells me he can give me more random pills or i can just deal with the pain
>this is fucking considered health care in canada

VS

>be you
>get immediate help
>get billed 30k

>> No.12072745

>>12072550
>You could easily just move to another country or file bankruptcy and get free and clear.

The one thing that kinda makes me wonder about all of this shit is that, as far as I know, all of the disadvantages for filing bankruptcy are basically free for me. I barely care about the stuff I might lose if I were to do that. Zero interest in buying a house. Would prefer to never own or buy a car.

My skills allow me to work remotely. I am paid in crypto for those things. Projects I fund can be done entirely in crypto. Stuff I work on in my spare time generate me more crypto. Social media presence almost entirely crypto. My lifestyle is extremely cheap, I can be quite happy just riding virtual reality and gaming until I die of old age. I guess they would need to attack me at the ISP level.. But then I could just use somebody elses connection?

I prefer to pay debt off though so maybe I am just a cuck for thinking that way. Being content for me is way too easy right now and most of it is generally detached from the rest of society.

>> No.12072867

>>12071651
You're legally required to have health insurance in the US.

>> No.12072884

>>12072550
didn't you hear about the death committees in Europe?

>> No.12072887

>>12072288

>>12072288


I’m not the guy in the op, but if you are serious...

>0xdc8323c38B93758a82595ee1Fb8aB9c70108475e

I’m dead broke, and like many on here spent all my wagie dollars this year on crypto, high on Hopium. Sacrificed a lot this year sometimes just eating oats and eggs for weeks. All for nothing - was hoping to Improve my living conditions but instead I find myself crying to bizonacci videos- you guys don’t need to tell me- I know I am justed

>> No.12072893

>>12072584
VS

Living in a country that is not a shithole

>> No.12073200

>>12072893
America is a shithole though.

>> No.12073255

>>12072584
No way this is a real story...
Wtf seriously?

>> No.12073263
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12073263

the fuck is wrong with your country?

>> No.12073296

>>12072584
You got ethnic food though.

>> No.12073300
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12073300

>>12072305
>thank god you can get racketted of 30000$ for nothing in a supposed first world country

the absolute state of burger goyim... ALMOST EVERYWHERE ELSE IN THE WORLD THE HEALTHCARES ARE FUCKING FREE YOU STUPID MUTT ANS OF BETTER QUALITY

WAKE THE FUCK UP YOU ARE GETTING SCAMMED

>> No.12073369

>>12071651
that's still better than here:
>wake up with extreme pain in lower-right abdomen, persists for the next two hours, then start uncontrollably vommiting
>go to a clinic where they make you wait 6 hours before you see a doctor
>tell me to go home, and come back in 3 months to get a scan
>in 3 months you either heal on your own or you die but it's free of charge if you are insured
>fug

>> No.12073381

>>12072584
>wait 6 FUCKING MONTHS to see this dr.
>6 months of intense pain
>meeting is over in less than 3 mins, dr just prescribes me some anti inflammatory shit
>if i want to see him again i need to wait 4 months

It's the same problem in the US.

>> No.12073403
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12073403

>> No.12073421
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12073421

>>12072417
>greatest country on earth

>> No.12073485

>>12072017
Based

>> No.12073602

>>12071651
Did the same thing at one point in time. Try taking probiotics for about 2 weeks.

>> No.12073997

>>12071651
Sounds like appendicitis, I had same thing happen once and they just cut it out and cost me nothing but I couldn't work for 3 weeks.

Interesting they think it's nothing, appendicitis can kill you.

>> No.12074002

30,000 in debt for a hospital visit?

Fucking burgers

>> No.12074040

>>12074002
Lmao :)
He only 18 so there will be some juicy college debt soon.
U ve gotta love the burgers.

>> No.12074451

>>12071651
Amerimutts should be put out of their misery.

>> No.12074795

>>12071651
>Is there anything I can do? I'm 18.
Leave muttland ASAP, its a shithole. the ppl that tell you 'Merica is best nation' or 'Merica is the freest nation' have either never left or are lying to you. Get a new citizenship & reliquish your Mutt one, only then will the Mutts know freedom!

>> No.12074816

>>12071651
it's constipation, which is a common side effect of major stress. start on high fiber and magnesium. also, you need Jesus. He brings peace to your heart.

>> No.12075009

So you're 18 and have no health insurance from a parent or legal guardian?

>> No.12075031

>>12071651
just literally ignore it forever. make sure you won't get fucked though. in my state in the US at least it's just on the honor system at the end of the day. the hospitals use internal debt collectors with different names sometimes to try to create an illusion of some kind of consequences for not paying, but there aren't any. it's really a fucked system. that's why it cost $30,000 to take your temperature and let you stay there for a night btw because nobody pays.

>> No.12075034
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12075034

>>12075009
I've been independent since 17. My parents don't have health insurance anyways

>> No.12075044

>>12071651
i've had this before and they didn't know what it was. it started happening again one day, I took an anti-histamine just for the fuck of it (cetirizine or loratadine can't remember) and it stopped within half an hour. Could try that if it happens again.

>> No.12075045

>>12071651

Sounds like a kidney stone, had the same experience recently. Yes, vomiting, diarrhoea and stomach pain are also symptoms of a kidney stone, even though you wouldn't think so (google it!).

>> No.12075095

>>12075034
So no insurance from employment, why aren't you on medicaid then?

>> No.12075154
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12075154

>>12075095
I thought Medicaid was only for old or disabled people. I may be autismo but I don't think they'd let me on it.
My job said they offered health insurance day 1 but after I got hired I literally never heard of it since then so I guess they didn't

>> No.12075237

>>12075154
That's Medicare, Medicaid is for underprivileged people.

>> No.12075273

>>12075154
Why would you not follow up on your employer insurance after starting?

>> No.12075279

>>12071651
try being me dude...
>pay $450 per month for health insurance on the exchange
>never fucking ever go to the doctor...cause I'm scared as shit that I'll get stuck with some kind of bill
>miss a payment and carry a balance for 3 months
>get terminated from plan for not clearing my balance...now uninsured
>have a medical emergency
>fucking rekt
I hate the US healthcare system so god damn much. It's more broken than any third world country I've ever traveled to.

>> No.12075297

>friend was walking home from class
>next thing he knows, its 3 days later and he's in his bed with his head wrapped in bandages
>apparently some nig had socked him across the head and stolen his backpack and wallet.
>was taken by others to the emergency room, got some treatment and then was released
>absolutely no memory
>gets billed for 16k
>tells them lolno, can't afford that as a grad student
>they say they'll take 1k.
How does this make any sense? How do they got from asking 16k to 1? what other business works like this

>> No.12075369

>>12075297
the cost is hyper-inflated because insurance companies are going to negotiate every time. They start high knowing that they'll have to come down. Doesn't really cost $50 for a glass of orange juice.....doesn't really cost $500 for an x-ray

>> No.12075669
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12075669

I've grown to absolutely hate living in America. I shattered my ankle into 5 pieces while climbing Mount Haku, the pretty Japanese nurses fixed me up for FREE. I asked how much it cost in my broken Japanese and they practically laughed at me. Working on my Master's so I can forever leave the Land of the Free©, I want out of this feminist dystopia.

>> No.12075694

>>12071651
Absolutely kek’ed at the state of deep anal penetration in murica. You all seem to be deeply enslaved there

>> No.12075701
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12075701

>>12075669
>I've grown to absolutely hate living in America

America is a shithole, period.

>> No.12075703

>>12075669
You should start getting citizenship elsewhere, unless you have a hundy K to throw at this its going to take a good few years. Best of luck on getting out of that 3rd world nation! You need to relinquish your mutt citizenship to be free!

>> No.12075711

>>12075669
I had something similar happen in Peru....mother fucking Peru...a place where people still starve to death in dirt floor hovels!
I kept asking the doctor how much I owed them....whats the cost? he seemed confused and kind of offended by the question. I get paid, he says. Even broke ass countries like Peru have figured out universal healthcare.

>> No.12075739
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12075739

>>12071651
if only you had listened

>> No.12075745

>>12075669
I hope you make it out, I have a wife and kids, too late for me to get out. (((America))) is the biggest fucking rip-off in the world.

>> No.12075753

>>12072584
This cant be real. I live in 3rd world country and as shitty as it is, health service is backed up by govt funding and you can get doctor appointment or even specialist/consultant in one day.

>> No.12075958

>>12072584
>get immediate help
The mutts still have to go up through a ladder of docs or the insurance won't pay, even then it will decide what you need, As a leaf can't you get private? its cheap as fuck if your not in burgerland

>> No.12076030

>>12075739
Based Kaz

>> No.12076354
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12076354

>>12071651
THe absolute state of burgers

>> No.12076649

>>12071651
>be amerimutt

>> No.12076921
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12076921

>>12071651
The absolute state