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/biz/ - Business & Finance


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1198499 No.1198499 [Reply] [Original]

> Buy $3-5 wine at Trader Joes
> Make fitness a hobby
Buy a $30 gym membership. You'll spend 3-6 hours a week there. Use the hot tubs/sauna to unwind. Sometimes I go just to chill and watch some Netflix on my phone after a rough day. I recommend 24 Hour Fitness.
> $5 movie days at theaters for dates
> Me and the gf go to $7 a pitcher days at bars and shoot some pool, a fun $15 date
> Chicken, rice, frozen veg
Filling and healthy. Buy 3 lbs of chicken for $8 and turn it into 6-8 meals.
> Once your fit you look good in anything
I usually buy $9 Mossimo shirts at Target, sometimes they're on sale for $5. Decent quality, should last about a year. I have 14 shirts in rotation at a given time.
> Find a job where you can work asleep overnights
$9 am hour to sleep in an office at a mentally disabled guys house to make sure he doesn't run off 3 nights a week. An extra $200 in my pocket just to sleep away from home.

I have more if you're interested. This isn't s pooping in the sink thread, looking at real low cost ideas to have a good quality of life while saving $.
> Netflix, Hulu Plus, HBO GO
You DO have a friend with one or all of these and they will give you the info, it costs them nothing. Invite them over and make a meal once a month to pay them back. There's no reason to ever pay for cable.

>> No.1198520

>>1198499
>dip candles in baconfat to extend their life
>drive with your headlights off at night to save $ on electricity
>dip your feet in melted rubber to save $ on shoes
>dip your feet in melted clothing to save $ on socks
>use baking soda instead of pricey testicle cleaners

>> No.1198528
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1198528

I spend 5 dollars on lunch every weekday, wut you gonna do?

>> No.1198704

>>1198528
> Chinese Buffets often have good lunch specials
Eat enough to make it your only meal, aside from a healthy snack later in the day. Never spend more than $7 on food per day. $2555 per year.

>> No.1198784

> No soda, no juice, no cigarettes
These are wasted of money and bad for your health.

>> No.1198789

>>1198704
>Eat enough to make it your only meal, aside from a healthy snack later in the day
lmao this is extremely unhealthy, are you kidding me? the sodium and fat content in Chinese is through the fucking roof and the meat is literal dog food-tier

>> No.1198805

>>1198499
>I usually buy $9 Mossimo shirts at Target, sometimes they're on sale for $5. Decent quality, should last about a year. I have 14 shirts in rotation at a given time.

I've often wondered how people have such high clothing costs.

Here's what I do:

I buy Ralph Lauren Polo shirts for about $50 - $60. (I'm well-off enough that I don't care to wait around for sales.) If you have the build and if they still offer them, you can buy the largest size boys' Polo shirts and get them at a substantial discount.

The Polo shirts are of good quality and I wear them for nearly 10 years.

To make all of your clothes last longer, wash them as usual in the washing machine but be careful when you dry the clothes in the dryer. It is best to dry them just long enough so that they are very slightly damp. Take them out of the dryer and let them air dry for the 30 minutes to fully dry out.

Why? You ever wonder what the lint is in the lint catcher of the dryer? It's not dirt or filth. It's your clothes as friction shreds them up. By leaving your clothes in the dryer too long, you firstly waste electricity running the heating element in the dryer and secondly by subjecting your clothes to unnecessary wear and tear.

>> No.1198828
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1198828

>>1198499
>makes thread about saving money
>posts how to spend money

/biz/ is garbage

>> No.1198852

>>1198828
If you don't think knowing how to spend money effectively is importantly then you're a retard and should die

>> No.1199050

>>1198499

I occasionally shop at GoodWill.

You gotta look, but there's some cool tshirts.

>> No.1199070

>>1198499
But people who go to the gym for fun are fucking boring.

>> No.1199075
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1199075

>>1198828

>> No.1199076

I buy the most expensive weed because it is still cheaper than buying the amount of cheaper weed needed to get me as equivalently high.

>> No.1199103
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1199103

>>1198499

>says he's posting about saving money
>only posts unneccesary things you don't need

Don't buy a gym membership at all. You'll burn too much energy which you will later have to spend money on (given that you are not a fatso. In that case just eat less and voila.) If you want to stay healthy, you don't need to pay for exercising at all. Just go for jogs and do pushups and other free activities.

Don't spend money on going to the movies, you can download that shit at home. Same counts for alcohol, if you insist on drinking it. Just buy it someplace cheap and drink it at home. And if your girlfriend won't take your free-but-just-as-good dates, get a new girlfriend.

Chicken and rice is a cheap option but better yet: stop eating meat altogether. Research your diet and realize that you can get all your nutritional needs for half the price if you stop or eat less meat.

>> No.1199122
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1199122

>>1198520
loling hard at this

>> No.1199123

OP confirmed for full pleb suburbanite Normie. Maybe you impress your consumer cubicuck friends with these little factoids but tbqh my man /biz/ is way more chosen hassidic than you realize

>spending money at the gym
>buying bottom tier drinks at the bar
>shopping at fucking target for clothes

This one really triggered me considering you can get unspoiled polo Calvin Klein Hugo boss etc shirts for literally under ten bucks on eBay.

>$9 per hour to cuck your sleep schedule.

Gonna have to do better senpai sleep should be right up there with time and food in your priority list. I'd PAY $200 extra to get to sleep in my own bed every night of the week

>> No.1199127

>>1198805
Please tell me you don't wear the polos with the giant logos.

>> No.1199158
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1199158

•Download games on utorrent
•Stream movies online for free instead of buying one unless you give a shit about MUH QUALITY GRAFFIX like any retard does
•Cook your lunch and dinner at home, just buy loaf of bread for breakfast. If you don't know how to cook, http://boards.4chan.org/ck
•Spend a lot on your health and wellness. Your health will always be the best investment
•STOP PLAYING VIDEOGAMES OR JUST DO IT IN YOUR FREEST TIME AND DO IT LIKE 1 TO 2 HOURS ONLY
•Take advantage of discount coupons/vouchers ONLY if necessary. I have seen a lot of people wastefully spending money with a stack of 50% off sale items and end up saving none at the end of the month
•Invest in your confidence if you lack self-esteem especially if you are an introvert living in this extraverted world. Your confidence will carry yourself throughout your whole life.
•Stop spending on fucking food
•This is optional, but you might want to date a girl that isn't materialistic. Girls from poor families are often less demanding, they'd jump from joy just by giving them a bucket of roses compared to those from well-sheltered families. Again this is optional and this doesn't apply to all.
•Don't spend on something unnecessary like gym membership when you can excercise at your own home.
•Read up current news and articles on stocks for passive incomes. If you're filthy rich, invest in real estates.
•Wake up as early as 5-6AM and sleep as early as 9-10PM. Pic related.
•Make a cash flow. One of the best way to start is collect every receipts from everything you buy from this day onward. You will be able to track down almost every expenses you incur within the month. Out of my monthy income I spent 43.6% on my fixed expenses and around 15.8% on my other expenses, the rest goes to saving

>> No.1199183

>>1199158
>just buy loaf of bread for breakfast
/fit/ here. Stop this shit. Bread offers nothing of value.

>> No.1199254

You receive a meager paycheck. Pay your bills with it. What do you do with the rest of it? Don't fucking spend it. It's that simple.

>> No.1199338

>>1199127
I do not. Those are tacky beyond belief. It was hideous enough that they eventually created a Polo shirt with a giant version of the man on the horse. They eventually released a shirt with a giant logo of *three* men on horses.

I try not to buy clothes that turn me into a billboard for the companies that make the product.

>> No.1199348

People think I'm nuts for doing this..especially since the savings are so trivial...but I do my dishes in the shower. I honestly can't come up with a good reason not to. Just use the same water to wash myself and run over the dishes which are just stacked by the drain. Works great

>> No.1199349
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1199349

>>1199183
>/bread/
go away

>> No.1199353

>>1199349
He has a point. If you're somebody that is concerned with body composition or weight gain, bread is a pretty stupid thing to eat

>> No.1199608

>>1198704
I'm in university all day, and I find whenever I take lunch with me it either tastes like garbage (bread) or I spend all day preparing it (pasta or rice).

>> No.1199631

>>1199349
>ciabata is god tier

my sides every time

>> No.1199632
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1199632

>>1199353
The thing with bread is, it's easy and cheap.

>> No.1199639

>>1198499

How does this save you money if you spend the money on frivolous shit?

>> No.1199751

>>1199103
>jogging and pushups to get fit
/fit/ is laughing at your post right now
>>1199608
>all day to boil some rice
Wtf nigger

>> No.1199759

>>1199103
>go for jogs
This will fuck your joints and shins up later on in life. Swimming is the best cardio

>and do pushups
*Do a full calisthenics routine, pushups alone are basically useless

>> No.1199794

>>1199759
Youre just as dumb as he is

>> No.1199825
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1199825

>>1199759 (You)
>>1199751 (You)

>> No.1200194

>>1198499
Spend less than you earn.

>> No.1200980

>>1199759
>This will fuck your joints and shins up later on in life
Run on the grass not the sidewalk...

>pushups alone are basically useless
confirmed for retard...

>> No.1201194

>>1199070
Careful with all that salt, anon.

>> No.1202794

>>1199158
you'd be better off just scrapping the entire thought of a "traditional" breakfast and just eat what you like/is nutritional.

I've had pasta for breakfast before/whatever i had for dinner the night before. Western countries fall for the whole bullshit breakfast cereal or fry up breakfasts, which are either expensive sugary bullshit or just plain bad for you.

>> No.1202804

>>1200980
ride a bike, eat oily fish, stretch etc
it's not rocket science, most people lose their mobility when they get old because they just sit in a chair and waste away, its important to keep active in your old age or you lose it really quickly.

my grandma had a fall in town and she stopped going out after that pretty much and a year later she needed a zimmer

>> No.1203634

>>1198499
> Buy $3-5 wine at Trader Joes
or don't drink
> Make fitness a hobby
yeah, by going for runs around the block, are you seriously saying we should get a gym membership?
> $5 movie days at theaters for dates
there are plenty of free things to do with gerlz
> Me and the gf go to $7 a pitcher days at bars and shoot some pool, a fun $15 date
$15 date, i could think of 1000 more romantic free suggestions
> Chicken, rice, frozen veg
yeah sure, why not, it is cheap (but frozen veg sux)
> Once your fit you look good in anything
depends on the eye
> Find a job where you can work asleep overnights
again, there are 1000s of other/better schemes for $200 a week
> Netflix, Hulu Plus, HBO GO
paying for media?

>> No.1203823

>>1198499

If you are looking for extra income, i suggest waiting upon the release at wisdomrace.com