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/biz/ - Business & Finance


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11711362 No.11711362 [Reply] [Original]

1800 takehome
-900 rent
-400 car payment
-200 food
-50 cell phone
-50 internet
-200 miscellaneous (bars, fun, going out)
=0

>> No.11711385

You should be making that every week, or you're a loser.

>> No.11711390

>>11711362
you sir have fell for the trap. congrats ure a slave

>> No.11711391

>>11711385
fuck off its after taxes and shit are taken out

>> No.11711395

>>11711362
you need to cut the miscellaneous and invest the 200 instead. you're welcome

>> No.11711399
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11711399

I live with my mom

>> No.11711402

> (you)
> 400 car payment

i do not understand this mentality to keep a car when you are cash crunched. i mean what makes you think you can pay this much of your car payment when you earn shit? it is almost 45% of your rent!

>> No.11711404

>>11711395
i would literally have to be a hermit

>> No.11711410

>>11711402
i need it to commute

>> No.11711419

>>11711404
too bad. find a women and live low key

partying and shit gets boring af by 23 - 24 anyway. you won't miss out on anything

>> No.11711420

>>11711362
I'm exactly like you except

1800 takehome
-0 rent
-0 car payment
-200 food
-70 cell phone
-0 internet
-0 friends

Living at home with parents is the only sustainable way with our incomes, OP
don't be ashamed, because millions of people are doing this.
This is your economy on FIAT

>> No.11711427

>>11711362
2000 takehome
-700rent
-400food
-50trabsportstion
-150weed
-100fucking around money
-700 into link

>> No.11711432

>>11711410
commute where? to work? then you move. rent + car = 1300. That is your maximum cap of rent, try moving close to your work so that you can walk/take a bus. i am sure that can be done and you would still save a few hundred bucks. phone + internet is 100. This can be severly reduced. Get unlimited plan for phone and cut off internet, use phone as hotspot.
There, saved easy 150-200 bucks for you.

>> No.11711435

>>11711410
good goy, don't even think we'll let you get a job where you could walk to work
forget about working from home even tho da intahnets been around for decades

>> No.11711448

>>11711410
should've bought a cheap corolla or civic or some other redpilled car but you fell for some shiny jew on 4 wheels so now pay the price

also this:
>>11711420
you are a cuck if you rent in modern (((economy.))). People rent half of their lives and pay mortgages the second half, how the fuck there is still no riots on the streets. People are focused on niggers vs trumpers etc while the kikes keep printing enslaving everyone

>> No.11711510

>400 car
excuse me
>900 on rent when you make barely more than minimum wage
excuse me

I make 23/hr. I drive a beaten up 2005 escape. After rent, car insurance and utilities and any other misc shit I stuff around 800-1k into savings every month. This is with me already living a very comfortable lifestyle.

Heres how you fix your shit, get rid of that car loan as quickly as physically possible and spend less on going out. Put the rest into something that will make you financially independent.

>> No.11711633

>>11711362

Southern yurop edition

1900 takehome
-200 rent
-60 train/subway/bus/uber
-100 food
-0 cell phone
-0 internet
-100 miscellaneous (bars, fun, going out)
=1440

I won't ever be able to save so much money on this country when I start having more expenses (it's really difficult to increase my takehome pay currently, I've kind of reached a ceiling). Even with this savings rate, I won't be able to make it.

>> No.11711649

-800 takehome
-0 rent
-0 car payment
-300 food
-50 cell phone
-0 internet
-450 misc (stocks)

life's pretty good

>> No.11711676

2800 take home (a fortnight)
1260 rent (a fortnight)
350 weed (a fortnight)
250 food and takeaway (a fortnight)
rest give to my family

>> No.11711698

>>11711362
>-900 rent
Get an extra roommate. If you're paying more than 500 for rent, you're an idiot.

>-400 car payment
Find someone willing to drive for Uber in your car and split the profits with him. That will more than cover your car payment.

>-200 food
Buy your food exclusively from Walmart or discount supermarkets and make your own meals. No junk food, fatty.

>-50 cell phone
Find a cheaper plan for 30 a month.

>-50 internet
Sure.

>-200 miscellaneous (bars, fun, going out)
Stop having fun, retard. You're fucking poor.

>> No.11711764

>>11711391
Spending too much on useless shit, like cell phone and going out. Probably too much for the car, as well.

>> No.11711768

make more money

>> No.11711781

>>11711362
Rents too high. Yeah I know moving might not be an option but thats fucked. Get a roommate or a gf

>> No.11711787

>>11711404
You're not going to make it. Enjoy being a wageslave until the day you die without a penny to your name.

>> No.11711795
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11711795

>>11711362
Put your faith in Christ anon

>> No.11712316

>>11711362
You make 21k a year after taxes yet you chose to buy a car with 5k a year in payments? You are retarded. Get rid of that and buy a 2001 corolla or you deserve to be poor.

>> No.11712343

>>11711362
i only make $2800/month AFTER taxes and i could barely get by myself

>> No.11712392

>>11711362
>-400 car payment
Buying new or leasing is retarded. You could save enough with like 5 months worth of those payments to get a decent used car, or just commute via bus.