/biz/ - Business & Finance

[Anonymous No.11617731]

I ruined my life

[Anonymous No.11617739]

how?

[Anonymous No.11617740]

>>11617731
What happened?

[Anonymous No.11617747]

>>11617731
Tell us anon. We're your frens

[Anonymous No.11617753]

>>11617731
it happens man

[Anonymous No.11617759]

>>11617731

[Anonymous No.11617760]

>>11617731
what problem sir?? fix it

[Anonymous No.11617766]

>>11617731
>>11617739
>>11617740
>>11617747
>>11617760
I actually bought LINK...

[Anonymous No.11617767]

You got drunk and told your buddies you were a link marine? It happens bro. They wont be laughing 2 years from today.

[Anonymous No.11617793]

>>11617731

What shitcoin touched you in your special area?

[Anonymous No.11617794]

>>11617767
To build on this, I actually got drunk last week and told I hate niggers. FML!

[Anonymous No.11617811]

>>11617794
It's fine, most people do, albeit secretly

[Anonymous No.11617826]

>>11617731
what Pajeet shitcoin did you fall for?

[Anonymous No.11617837]

I bought a new car I cant afford 2 years ago. I got a dui a year ago. I went to a coding bootcamp over the summer and I havent gotten a face to face interview once now I'm at 75% of my credit limit and 40k in debt all I have is 14k LINk

[Anonymous No.11617861]

>>11617731
You're not alone buddy. I took out around 8k€ in payday loans to invest in crypto back in October 2017. Too bad I was an impatient little cunt and totally missed the golden rocket of December because I was too busy leveraging BTC at 20x.

I browsed /biz/ for hours every day and was well aware of the potential moon missions that could've actually made me money. I was so close to "investing" in some of the coins that rocketed during December, but chose to margin trade BTC because of my impatience. Ended up losing everything around March of this year and I now have around 13k€ in debt. I also disregarded my studies during this 5 month period, spending my time either looking at the charts, browsing 4chan or smoking weed.

I finally got my life back on track around April and have been making incremental improvements ever since. I haven't actually been to /biz/ in over 6 months but decided to look it up today out of interest (and because I'm a bit tipsy atm).

I learned to take ownership of my retarded behaviour and I'm currently just trying to look for normal work and focus on creating healthy habits. I almost lost my apartment and my privilege to study at the best business school in my country, but prevailed.

The worst part is, I'm gonna have access to ungodly amounts of money soon and I'm afraid I'll just repeat the mistakes of my past. Hopefully I'll have more sense and I'll finally understand that 3% yearly gains (on average) are good enough, any system promising more is way too risky for a retard like me.

[Anonymous No.11617870]

>>11617837
That sucks man! You actually have only one real option, and that is to wagecuck for a few years. There seriously is no magic trick to this. Minimum wage is better than no wage. Sorry fren, but you will look back at this with a wholsome sigh.

[Anonymous No.11617898]

>>11617731
Me too, fren. Mee too....

[Anonymous No.11617915]

>>11617870
Thanks

[Anonymous No.11617937]

>>11617861
This is a nice post. Thanks for sharing.

[Anonymous No.11618009]

>>11617870
This is true. Wagecucking is the real solution, unironically. It allows you to learn humility and gain a proper work ethic. After that you can apply your intelligence and do something real in the world and make money.

[Anonymous No.11618016]

Fuck off with these offtopic threads

[Anonymous No.11618066]

>>11617861
think about it this way: it doesn't make any difference if you invest in crypto or any other asset. most assets have pretty much the same kind of returns but they are scaled differently. all assets switch between bull and bear markets, they just have different volatilities. that is, by leveraging the s&p 500, you would get the same kind of returns (positive and negative) as crypto. conversely, you could just invest a fraction of your money into crypto or almost equivalently buy s&p 500 without leverage.
once you realize that, you just have to think about how much risk you want to take and how to maximize the performance of your investments. I can't help you with the first thing, but for the second point a good idea to maximize your profits is to diversify on hopefully uncorrelated assets. buy some sp500, crypto, bonds... how much depends on their volatility, you could use leverage for bonds for example. this will improve your overall sharpe ratio and you can invest more without risking too large drawdowns.
don't listen to the degenerates that tell you to go all in crypto.

[Anonymous No.11618130]

>>11617837
When it comes to software development it's important that you have some kind of portfolio, past projects that are more challenging than fizzbuzz.
Once you're a good programmer and you can prove it you should be able to find a job easily even without the degree.
I recently got a relatively well paid student job at a software developer and I'm studying mechanical engineering.
I'm a yuropoor, though, don't know if it applies to burgers.
You can still make it. Slow and steady wins the race. Don't try anything risky to make it worse. Also sell that fucking car if you haven't already.
Also don't drink and drive, you retard.

[Anonymous No.11618141]

I'm a millennial, although I hate what my generation has become and dont identify with it, I am the peak example. In school I was told I was smart. I thought myself to be above everyone else. I never made an effort with friendships. In highschool I disregarded studies because I was smart enough to get by on tests alone. Instead I spent my time being an asshole because it made people laugh. I got in trouble a lot and it left a distaste in my mouth for continuing school. I delivered pizza for a year and then tried to attend community college. At the orientation I had what i think was an anxiety attack. My body was buzzing, I just felt unease.

[Anonymous No.11618150]

>>11618130
Also pay that debt back asap and ditch the credit card. Just wanted to spell it out. Should be obvious.

[Anonymous No.11618203]

>>11618141
So I kept delivering pizza and getting my legal age coworkers to buy me alcohol. When I finally turned 21 I just started getting drunk everyday and called out of work too many times that i had to quit. I found another pizza delivery job, but the alcoholism still grew within in me until February of last year I got a dui. For what? No reason. I would buy alcohol on the way home then go back out before 12 to buy more and then after 12, go to a bar. That wasnt even how I got caught. After I did both those things I went out a third time to get cigarettes and that's when I was caught. I was convicted of a dui after paying 2k for a lawyer to receive the same sentence I would have without. I was allowed to keep my job driving though

[Anonymous No.11618237]

>>11618203
I tried to be an electrician and failed the interview, so I still drove. At the end of 2017 someone totalled my car and at the beginning of this year I bought the same car like a fucking idiot. The reason I couldnt leave that fucking job was because I had to pay for that car and then I signed up again for the same thing. Why would I do that? I had 18k in January because of LINK I thought it was going to keep rising forever

[Anonymous No.11618267]

>>11618237
Crypto really fucked up so many young men's lives around the world. It's funny because I still fully believe blockchain technology is going to be integrated into most industries in some way. We were never wrong to endorse this new emerging technology, but we were greedy.

[Anonymous No.11618268]

>>11618237
But it didnt and I was stuck as a delivery driver and I hated it. I learned more about a coding bootcamp in april and decided to go into it. And I was the best in my class and then graduated in april. I thought I would get a job within a month of graduating so I turned down a chance of working there. Now I've spent the last 3 months doing nothing expecting my resume to speak for it self. For someone to give me a chance. I thought I had that chance a week ago, but today it all came apart. The first chance didnt work out because I havent coded anything and the second was never going to happen. I wanted to believe but I was wrong.

[Anonymous No.11618279]

>>11617731
based

[Anonymous No.11618305]

>>11618267
The mistake was/is to think that companies are going to use some scammy shitcoin instead of implementing their own blockchain.

[Anonymous No.11618314]

>>11618268
So what do I have? A 20k car loan. A 9k personal loan because of the dui and investing in LINK. A 6k student loan and I owe 6k on my credit cards with only 2k left to spend. The only money I have is 14k link which is about 7k usd right now. I know I'm going to have to sell 4k link in 10 days which hopefully stays 2kusd or becomes 3k usd to pay of my 1k of shit I have to pay and also some of my credit card debt. I have no choice now. I have to go back to working in a restaurant and force myself to code again and learn or I will never get a job I want

[Anonymous No.11618330]

>>11618268
Be more assertive. If you have the actual qualifications you have to assume at least 10 other people have them too. What separates you from them is initiative and courage to reach out without the "proper" channels.

[Anonymous No.11618335]

>>11618130
It wasnt fizz buzz mate I made a website where you can have an account. Theres a dashboard and you can follow other users, the thing is no one is going to register an account to look at it

[Anonymous No.11618363]

>>11618330
I dont know what the fuck is qualified. I did the best at the bootcamp but no one will hire me because I dont have any professional experience.

[Anonymous No.11618369]

>>11618314
If you live in a relatively big town just do uber deliveries. Work whenever you want and study on your off time, simple

[Anonymous No.11618371]

Degenerate alcoholics and those with substance abuse issues aerent going to make it once society collapses. Moderate your use of drugs and don’t put everyone else at risk by operating a vehicle when you’re fucked up. I’d feel sorry for you, but you’re a real heel for gettjng a dui.

[Anonymous No.11618394]

>>11618371
I know I'm an asshole, but I never hurt anyone

[Anonymous No.11618407]

“You are not your job, you're not how much money you have in the bank. You are not the car you drive. You're not the contents of your wallet. You are not your fucking khakis. You are all singing, all dancing crap of the world.”

[Anonymous No.11618438]

>>11617861
Nice post anon

[Anonymous No.11618502]

What the fuck is even the human experience¿ every fucking time I want to improve myself I wake up the next day and do the same thing

[Anonymous No.11618570]

I cant give up the hope, if I just sold all my link I would be given another e months to continue this quest,but I cant I'm worthless. And this is my only hope

[Anonymous No.11618597]

Iq doesnt mean a damn thing. I supposedly have a 123 iq and I'm living a life of someone much less than that. Everyone has failed me. My parents. My grandparents. My teachers. It's all a waste

[Anonymous No.11618747]

>>11618407
Yeah but without money or farming skills you will starve

[Anonymous No.11618808]

>>11618305
the mistake is thinking there is much value in anything besides btc. “muh private blockchains” will amount to nothing just like after 2014-215

[Anonymous No.11618854]

>>11618363
Do you have a github or any other projects?

[Anonymous No.11618937]

>>11618854
I do the problem is I have posted anything in 3 months

[Anonymous No.11619072]

>>11618937
Become a workaholic anon. Become the ultimate robot that just works all day and night. Code in your free time and pick up some easy jobs to start paying down that debt. It will be hard at first, but that's overcomable. God bless

[Anonymous No.11619192]

wtf is this pathetic shit is every zoomer like this? every pic related i see is a failure at life and talk like it wasn't his faul yet admits he's never done anything of value

[Anonymous No.11619883]

Relax, dickhead.

You've got a decent LINK stack. Once LINK moons you'll be able to pay off all of your fuckups, but until then play Destiny 2

[Anonymous No.11620040]

>>11619883
nd when is that going to happen dickhead?

[Anonymous No.11620289]

I've read the entire thread. You sound like an entitled dickhead. Sounds like life has given you a big reality check?

[Anonymous No.11620408]

>>11620289
I'm not entitled to anything.

[Anonymous No.11620721]

>>11620040
it just mooned, retard. see you at 3k sats

[Anonymous No.11620750]

According to Liz warren, the minimum wage should be enough to support a family.

https://www.reddit.com/r/politics/comments/9tmis3/warren_minimum_wage_should_be_enough_to_support_a/

[Anonymous No.11621410]

>>11617731
put a sharpie in your pooper and post pic with btc address. the deeper the sharpie, the more btc i send

[Anonymous No.11621439]

>>11617861
/biz/ not even once

[Anonymous No.11621481]

I graduated with OP. I'M in a similar boat. The only reason my car doesn't get repod is because I don't live at my registered address so they can't find me. I don't code as much because gf and 40hr/wk wagecuck but I'm trying to put shit together. IM not totally blackpilled but sometimes it feels hopeless. What hope is there when the entry level jobs require a bachelor's or 10 years experience? We just need some more help from someone who has no reason to bullshit us.